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Interesting hope the procedure is not hard

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The number you gave isn't complete. I tried reaching you. My number is 07081617586 incase you get this message

I was about giving you a call only to find out that number you dropped was not complete. I'd appreciate if you can text me your number so I can call you. My Number is 08133980952

decoolseun:
Hello. Do you need a car, trucks, bus, any automobile of your choice,then this information is for you...

I am presently working with a big Chinese company here in Nigeria, they are ready to pay for your preferred vehicle or trucks of your choice, while you pay back installmentaly, for two years.very flexible. Their percentage profit is just 3.58%. it's a very good deal.


They also issue loan to those that owns a vehicle...

Should incase you need Hire purchase or a loan, lyou can contact me on

0909848101

God bless our hussle
Thanks.

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decoolseun:


09098484101

This is nice Seun.

Dukeolumidemans:



This is nice Seun.

Yes, iits indeed a nice package

decoolseun:


Yes, iits indeed a nice package

Ur yet to chat me as discussed.

Example of one of my customers....

These Chinese guys are disbursing this money out everyday like seriously....

Dukeolumidemans:


Ur yet to chat me as discussed.

Oh sorry about that

where is ur office?

decoolseun:
Example of one of my customers....

These Chinese guys are disbursing this money out everyday like seriously....

decoolseun:
Example of one of my customers....

These Chinese guys are disbursing this money out everyday like seriously....

Your interest rate is not 3.25%

3.25 X 12 = 42%

That is why from the sample you uploaded

Buying a car of 1,250,000
Minus his deposit of 125,000
He is still paying back 1,608,000

Than means 1,608,000 +125,000(initial deposit)

1,733,000.00

1,733,000.00 -1,250,000= 483,000.00

Is 483,000.000 3.25% of 1,250,000?

akinola001:




Your interest rate is not 3.25%

3.25 X 12 = 42%

That is why from the sample you uploaded

Buying a car of 1,250,000
Minus his deposit of 125,000
He is still paying back 1,608,000

Than means 1,608,000 +125,000(initial deposit)

1,733,000.00

1,733,000.00 -1,250,000= 483,000.00

Is 483,000.000 3.25% of 1,250,000?

Sir, the interest rate is 3.58%

Or was I wrong in my calculations....?

Cost of car is 1M
10% of 1m(100k, you pay to car dealer)

900k loan for 12months

1m - 100,000 = 900,000( the company pay to car dealer)

The car dealer is now fully paid 1M I.e 100k by you and 900k by company)

The company as loan you 900k the
interest rate is 3.58% Monthly

900,000 × 3.58% = 32,220 (interest monthly)
900,000÷12= 75,000 (principal monthly)
interest + principal (32,220 + 75,000= 107,220)
#107,220 Monthly payment
107,220 × 12 = #1,286,640
In 12months you will pay #1,286,640

I hope it's clear now...
Happy Sunday

jr3:
where is ur office?

Ikeja sir, lemme know if you interested...

Thanks.

decoolseun:

Cost of car is 1M
10% of 1m(100k, you pay to car dealer)

900k loan for 12months

1m - 100,000 = 900,000( the company pay to car dealer)

The car dealer is now fully paid 1M I.e 100k by you and 900k by company)

The company as loan you 900k the
interest rate is 3.58% Monthly

900,000 × 3.58% = 32,220 (interest monthly)
900,000÷12= 75,000 (principal monthly)
interest + principal (32,220 + 75,000= 107,220)
#107,220 Monthly payment
107,220 × 12 = #1,286,640
In 12months you will pay #1,286,640

I hope it's clear now...
Happy Sunday

Oga this your calculation of the interest to be paid is criminal. It simply shows ur Chinese people are not being sincere. If the interest they are charging is actually 3.58% as claimed, them they are supposed to calculate it once on the total cost of the vehicle and divide it by the no of months the loan is fo be paid. That way we are sure they are actually charging 3.58%not to be paying 3.58% of the total cost if the vehicle every month that will amount to 42.96% of the total cost of the vehicle.
This is simply shady, apostle must hear this...

phemsie:


Oga this your calculation of the interest to be paid is criminal. It simply shows ur Chinese people are not being sincere. If the interest they are charging is actually 3.58% as claimed, them they are supposed to calculate it once on the total cost of the vehicle and divide it by the no of months the loan is fo be paid. That way we are sure they are actually charging 3.58%not to be paying 3.58% of the total cost if the vehicle every month that will amount to 42.96% of the total cost of the vehicle.
This is simply shady, apostle must hear this...

I don't see any shady deal here , if you tell apostle he will tell u that there are different ways to solve maths....

decoolseun:


I don't see any shady deal here , if you tell apostle he will tell u that there are different ways to solve maths....

you simply should have said 3% interest monthly to clarify , but ideally every interest rate in the financial sector is calculated annually ..

decoolseun:


I don't see any shady deal here , if you tell apostle he will tell u that there are different ways to solve maths....

Different way to solve math and u are claiming 3.58% interest, when what u are actually collecting is 42.96% of the principal amount.

almost half of the money borrowed is paid as interest, and u are still deceiving people with 3.58%

Can you loan someone 200K. To repair vehicle. he bought the toyota siena last year april and got gearbox fault last year september . He bought it by tokunbo . They are using it for transport,all document exist.

Bigiway:
Can you loan someone 200K. To repair vehicle. he bought the toyota siena last year april and got gearbox fault last year september . He bought it by tokunbo . They are using it for transport,all document exist.

Yes. My Boss said yes they will loan u.
U can WhatsApp me...

Sorry for the delay in reply...

phemsie:


Different way to solve math and u are claiming 3.58% interest, when what u are actually collecting is 42.96% of the principal amount.

almost half of the money borrowed is paid as interest, and u are still deceiving people with 3.58%

It is a fixed 3.58% interest Monthly sir, doesn't change....
Upfront payment can be higher than 10%, u may decide to pay 50%, upfront.
Repayment plan is 12mths, 18mths or 24mths...

I'm interested

decoolseun:



It is a fixed 3.58% interest Monthly sir, doesn't change....
Upfront payment can be higher than 10%, u may decide to pay 50%, upfront.
Repayment plan is 12mths, 18mths or 24mths...

Please u are not charging 3.58% . If u are actually charging 3.58%., then it shouldn't be 3.58% OFBTHE REMAINING AMOUNT EVERY MONTH. what u should do is get the total remaining amount, calculate the total interest of 3.58% of the total remaining amount, them divide the total ko of month the payment is to be made. NOT THAT U WILL BE COLLECTING THE 3.58% OF THE TOTAL REMAINING AMOJNT EVERY MONTH. AND STILL BE CLAIMING LOW INTEREST. U PEOPLE ARE FRAUDULENT

mightykay:
I'm interested

Okay u can reach me on Whatsapp...

Thanks

I am seriously interested but I am based in Kaduna. Does your facility extend down here?

phemsie:


Oga this your calculation of the interest to be paid is criminal. It simply shows ur Chinese people are not being sincere. If the interest they are charging is actually 3.58% as claimed, them they are supposed to calculate it once on the total cost of the vehicle and divide it by the no of months the loan is fo be paid. That way we are sure they are actually charging 3.58%not to be paying 3.58% of the total cost if the vehicle every month that will amount to 42.96% of the total cost of the vehicle.
This is simply shady, apostle must hear this...

Bros, he said it is 3.58% monthly interest and not annually.......

And the interest is on the monthly anticipated pay by month....

Which wan is criminal again, abi you na Nairaland SARS........

jibovico:
I am seriously interested but I am based in Kaduna. Does your facility extend down here?

Oh No, sorry.... It's for Lagos and it's sub-regions.

Thanks

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