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I've come to realize that each of us has a personal success and money blueprint already embedded in our subconscious mind.
This blueprint more than anything and everything else combined will determine your financial destiny. How was it formed?.
This blueprint was formed primarily of information or programming you received in the past especially as a young child from
1. What you heard about money, wealth and rich people
2. What you saw when you were young about money, wealth and rich people
3. What you experienced when you were growing up.
Those information affects how you relate with Money now.
Most of us are playing out a money blueprint that we are either not aware of or are, and have been trying to overcome without reasonable measure of success.
This programming or conditioning has nothing to do with your educational or spiritual level, ethnicity or color. It has to do more with your subconscious programming.

To make that expected headway financially, there's a need for reprogramming why?
If your subconscious "financial blueprint" is not "set"for success, nothing you learn, nothing you know and nothing you do will make much of a difference.
T. Harv Eker.
What is the way out?