I found this topic searching through the Internet because I have same problem.
I'm not from Nigeria, I'm from Serbia, but I guess it's not important in this case.

I've been refused due the famouse Paragraph 281 ("you will not be able to maintain yourself adequately blah blah blah)

I have 26 days more left to submit my appeal.
I'm just curious what is the rate of successful appeals and how to assure them that we would be able to live without public funds?

How did you finished whole this process?

Thank you in advance.