₦airaland Forum

FIFA should bring one law that will rig Nigeria into world Cup.

Losers are crying since 2023.
Just like Algeria, I losing a completion is painful.

saphiere:
May God punisssh every male that has ever crossed my path

Hey madam.

Please take it easy.

Call it anything you want to call it, Wike is rugged

Racoon:
Meanwhile someone here is fighting tooth and nail in futility for the US court not to release his redacted heroine drug running files thinks he is invincible and immune to this drama.

That should make you to believe that Tinubu records doesn't exist anywhere.

Are Nigeria police aware of these?

Orlandoo:
Please Trump, the weather is perfect in Nigeria at the moment. No harmattan, no rainfall.

You people talk down on your president and country as if you have another one?

This guy is a Joker. Honestly.

A lot of educated illiterates in Nigeria.

eepeepook:
They flew him out of the country on the same day. Do you want to tell me Usyk came to visit him in Nigeria?

He was not flew anywhere.
You people like fake news too much

Very unstable humanbeing.

Obi can't be trusted with power.

kingbee90:
Don't put the blame on "Life".
Blame Balablu who has scattered our economy with hyper inflation due to his wuru-wuru economic policies that makes you get less value of the labour (work) you put in.

In an excellent economy, you wouldn't rant like this.

Get the real message there.

419 pastor. Nobody takes him serious.

Is number 14 means Nigeria Football League?

Maj196:
Peter Obi will be the first Igbo president. Take that to the MF bank

Only Micro Finance banks can entertain this not commercial banks

As a rational being, not all issue you politicise. The Agulu president that will never be should take note.

Unfortunately for them, they must pay the taxes.

Charge and bail lawyer

Obakoolex:
Even Mrs at challenge Ibadan, I bought 820 yesterday

MRS in Lagos are selling for 739

fuckingAyaya:
One day the truth about jubril from Sudan would be revealed. Prophet MNK said it, 2years after leaving office he would be pronounced dead and it played out exactly how he said it. A chief of army staff died and the president wasn't there to pay last respect 😄

Only mumu persons and people who cannot reason for themselves will believe there was any Jubril from Sudan.

giftson102:
There is one banking truth in this country that will shock you. And the banks will never tell you this.

Because it is one of the biggest tools they use to debit people’s accounts without warning.
And Nigerians, out of fear and ignorance, think it is normal.

But this is not normal. It is illegal. And you can sue the bank or report them to CBN.

Let me explain it clearly.

You see that thing that someone will send you money and the bank will automatically deduct or take all of the money for loan repayment?

By law, no bank in Nigeria has the right to debit your account for any loan repayment unless you signed a written debit mandate.

Not “verbal agreement.”
Not “you applied on the app.”
Not “the loan officer said so.”
Not “you clicked accept.”
Not “we assumed you agreed.”

Even if you are owing Billions, there must be a clear, documented, signed mandate giving the bank permission to take money from your account before they can legally do so.

This is a Central Bank of Nigeria consumer-protection rule, and it protects Nigerians from unauthorized deductions, intimidation, and exploitation.

So why do banks get away with illegal debits?

Because most Nigerians don’t know the law. (I don’t know why no musician has produced “Show Me the Law Song” we need such a song because most Nigerans don’t know the law.)

Most people don’t know they even have this right.
Most don’t know debit mandates must be signed physically or digitally with proper documentation.
Most don’t know they can challenge the deduction.
Most don’t know they can demand the signed mandate.
Most don’t know the bank must refund if the mandate doesn’t exist.

So the banks take advantage of the ignorance.

They debit you from another account.
They take money from your salary account.
They clean out your savings.
They go into dormant accounts.
Some even enter joint accounts.
And when you complain, they intimidate you with technical language.

“System flagged your account.”
“Your BVN is linked.”
“It’s part of the loan terms.”
“It was in the app.”

But the law remains:

Without a signed, specific debit authorization, the bank has no legal right to touch your money.

None.

What you can do starting today:
-Ask your bank to show you the signed debit mandate on any loan you owe.

-If they cannot produce it, request an immediate refund.

-If the bank refuses, report them directly to CBN Consumer Protection: cpd@cbn.gov.ng

-Attach your bank statement and complaint.
-CBN usually forces the bank to refund the unauthorized deduction.

Banks fear CBN queries more than anything else.

Know your rights, but most importantly, pay your debts.

Please ignore the long epistle. That is not the position of CBN in bank's loan recovery.

Charge and bail lawyer

HitTheFloor:
I have 400 million in loose change and I want to lock it in a high yield savings account with Fairmoney. I will get around 82 million naira annually and I plan to repeat this for the next five years.

Has anyone here done business with fairmoney? Especially with a substantial amount.

I'm not business savvy so I don't want to start a brick and mortar establishment. I also don't want any Forex or crypto. I just want to build wealth with low risk.

Try and do it with more established financial institutions. You can slit the investment as well. You can also consider money market funds with GTCO or mansard. They have good rates.

Exousiang01:
It is not.
You Nigerians are the problem with this country,you complained about this, the government is fixing it, you are still complaining. This is why they don't listen to you lots at times.

They were on the Lekki link bridge on Friday stoping and checking escort vehicles and tinted luxury cars for police escorts. They have been arresting members of the SPU who are caught with VIPs....

No one destroys Nigeria more than Nigerians like you....
Ignorant yet so arrogant

Very unreasonable set of people.

Prisoner like you do not get choice.

PDP should save this video now ooo.
I will not say more thank that.

heniford2:
The salary is it for managers or ordinary stuff or contract staff too earn this account 😉 una done start again ohh una self so everyone both cashier's and customer service earn this particular account 😂😁😄 believe everything u see here na OYO

Those figures are correct for ET

aariwa:
The same hate MNK was convicted to life jail is the same Abike Dabiri, oba akiolu, FFK, mc olumo, reno etc have continued spewing against Igbos and they are walking freely and getting appointments as rewards for their bigotry but time shall tell . You say your government policy is igbo hate oya na let’s see how una go succeed . The failure and disgrace will continue, get worse until the illegitimate government is vanquished. E go happen before everybody

For your information, Kanu was not convicted for any hate speech but for terrorism.

Sunisonflex39:
We need pictures of the estate..



How many times do we tell u

Not necessarily a physical estate.

Zanzibar1:
Atiku too should be a vice president to Obi.
Obi should shop for Atiku as a vice president

This is also an option to explore but Atiku is forming too big.

This is how this one will be lying to his new students and they will be clapping for him.