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Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 1:32pm On Aug 08
modash:
No i have had several UK visas in the past. The one just issued is for 10 years. During my application i submitted 2 accounts and just mentioned my total monthly spending and total incomes. You can try again after a couple of months
I plan to reapply this month, with a proper explanation of my monthly spendings…. Thank you!
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 12:47pm On Aug 05
giselle237:
Your profile not tallying, that’s why they refused you.. with your active visas they could have ignored the inconsistency in your profile and granted you but this is one of those cases where they refused to.
Visa denials are at an all time high now, things are not ignored anymore.
Any small doubt the visa officer has now, you will be denied. I have been singing this for a few months since the uproar in the UK increased as lots of illegals and overstayers and the British people are absolutely fed up.

In my opinion retry after 6 months so you don’t look so desperate and with better preparation + adequate care taken into filling your form etc OR get a salaried role and try after a couple of months.
Use the Schenghen and Canadian visas appropriately and continue to show that you do not overstay visas. Canada and Schenghen have similar immigration styles with them so this counts.
Thank you very much!!!!!! I appreciate your kind response
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 2:44am On Aug 05
davodyguy:
They are not fools. They know reality.

How can someone earning ₦1.5m monthly claim to be spending ₦135,000 in a country where inflation is high? Feeding for 30 days alone at average of ₦3000 per day is almost ₦100,000 and you'll not transport yourself, get internet connection etc.

I don't know why some of you can't be real with yourself before applying or just dashing UKVI nonrefundable visa fees
You think everybody is desperate for visa l ? Hell NO!!!
I have active Schengen visa and Canada… and I’m a frequent traveler, i have been refused before in 2023 because I dnt pay salary to myself. I decided to try again now after paying myself salary consistently for 6month, I have 3/4 diff savings account sometimes I forget to spend from the salary account. I stated earlier that I spend sometimes 90/100k monthly from the salary account, in the first 2 month of paying myself salary I dnt know I was supposed to spend from the account, I started spending 100k monthly from the 3rd month. Calculated all my monthly spendings together divided by 6 gave me about 45/50k. Get your facts right and help if you can, not everybody is desperate for visa. I”m just trying to get the visa all I need is a guide on how to go about my monthly spendings, not you bringing out faults without solution……. I need solution not faults
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 2:39am On Aug 05
modash:
Did you submit both accountshuh

On a pleasant note I secured the uk visit visa today. I got the approval mail around 5pm
Yes I submitted the both account….. but the calculated my monthly expenditure via my savings account. Are you a first timer too ?
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 1:57pm On Aug 03
modash:
The answer to your question is where do you draw the money you spend on. If you spend whether from your business or personal account you should show evidence. So for example if you draw 50k monthly from your savings and 260k from your business account then you should provide the evidence of that.

Basically show evidence of your income and expenditure so that the office will determine whether you are suitable for the visa
The ukvi worked with my savings account which my monthly expenditure was sometime 70/80/90k. In my application I filled in 135k as my monthly expenditure, but the eco said that was lower than what I spent. Meanwhile in my savings account I only spend 70/80/90k in a month. So I dnt understand why they said 135k is even lower because they quote the account number….
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 3:43pm On Aug 02
modash:
Well in my case, what i did was that I submitted all my accounts details, then I based my monthly expenditure based on these accounts. From the question in the visa application form, they ask about your income and expenditures, so it isnt specific to just one account
So for reapplication what do you advise? How do I calculate my monthly spendings ? Am I supposed to calculate the both account which is savings and business? How did you calculate your monthly expenditure?
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 2:38pm On Aug 02
modash:
45k seems very low, it doesn't seems realistic. You should consider that if you spend that monthly what is the chance that you would spend a whole lot more on a trip/vacation.
I have 2 accounts savings and business…. I pay myself monthly salary into my savings account, am I suppose to calculate the both account monthly spendings or just the savings/salary account spendings. Because from the salary account my spendings is not the same monthly. Sometimes I send 70/80/90k in a month. Please I need help on how to calculate my spendings not trying to blame why I spend so low
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 2:23pm On Aug 02
Taal17:
If what you're saying is correct then are you also saying you that at the end of every month in your salary account you have 1.450 million?

Is that all you spend per month? Food, transport, fuel, electricity, clothes, data? Is 45k

How many accounts did you submit? Was it just your salary account?
Did other accounts submitted also have debits ?

My initial response to you was based on the details of the refusal . The refusal says that the monthly expenses you put is less than what you spend monthly.

If what you're calculating is correct then you might have a case to ask for it to reconsidered
Please my monthly spendings via my salary account is not same monthly.... according to debits in my statement of account I spend... Feb- 60k. March - 10k. April- 48k may- 41k , June-54k, July- 75k….. I submitted my personal/savings account and business account
The monthly spendings was from my personal account, do I calculate the business account spendings too because I’m confused on how to calculate my overall monthly spendings
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 2:22pm On Aug 02
Taal17:
If what you're saying is correct then are you also saying you that at the end of every month in your salary account you have 1.450 million?

Is that all you spend per month? Food, transport, fuel, electricity, clothes, data? Is 45k

How many accounts did you submit? Was it just your salary account?
Did other accounts submitted also have debits ?





My initial response to you was based on the details of the refusal . The refusal says that the monthly expenses you put is less than what you spend monthly.

If what you're calculating is correct then you might have a case to ask for it to reconsidered
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 2:07pm On Jul 31
modash:
Thats how I applied also, I realised that between the six months there was no month i spent the same amount. Not even close to each other. Infact there was no month that I didn't spend more than the amount I claimed to spend monthly.

I am still waiting for their outcome. I applied on the 22nd
I added every debit in my account and divide by 6, I realized my monthly spendings is #45k , please is that not too small for someone who pay herself 1.5m monthly ? Do you think I should reapply with that ?
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey:
Taal17:
You tell the truth.

One thing I've seen is that many people do not FACTUALLY check their monthly expenditure.

Sit down with the account you submitted and calculate what leaves your account and what enters. Do an aaverage over 3 or 4 months and you'll know what your monthly expenses.

Keep accounts simple.
Please my monthly spendings via my salary account is not same monthly…. according to debits in my statement of account I spend… Feb- 60k. March - 10k. April- 48k may- 41k , June- 54k , July- 75k
So please what is my monthly spendings because I dnt know how to calculate it for next application
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 10:59pm On Jul 29
Good day everyone… please what can I do to reapply, I was refused uk standard visit visa

Travel › Re: Securing Visa To France, Applying From Nigeria... by Abikeadebey: 4:18pm On Jun 24
Visa alert!!! 3rd renewal
Biometric: may 20th
Pickup message: June 23rd

Got 6 month multiple entry!
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 12:53pm On Jun 05
lexybaba1234:
You earn 1.5M monthly and you are spending just 60k per month in this Nigeria. This might look so unrealistic to the caseworker.

I will like to be more realistic with my UK visa application.

Good luck!
I only spend that amount from the savings account, I also have business account where I spend money from too….
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 9:03pm On Jun 04
giselle237:
Your tax documents and annual filings would have perfected your claims but you said you don’t pay tax. Hopefully your business name is active on CAC website and then maybe the Schenghen visa could help allay the ECO’s fears and help your visa. 50-50 chance nonetheless
Yes my cac is active and I file annually but I dnt pay tax please do you advice I pay tax to perfect the application ?
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 5:35pm On Jun 04
Good day everyone, I’m self employed trying to get a uk visit visa. I have travelled to Schengen area couple of times with active France visa….. as a business owner I pay myself monthly salary of #1,500,000. This month payment will make it 6month I started paying and I spend #60/70k monthly. Please what additional document do I need to perfect my application
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 7:15pm On Jun 03
Good day everyone, I’m self employed trying to get a uk visit visa. I have travelled to Schengen area couple of times with active France visa….. as a business owner I pay myself monthly salary of #1,500,000. This month payment will make it 6month I started paying and I spend #60/70k monthly. Please what additional document do I need to perfect my application ?
Travel › Re: Securing Visa To France, Applying From Nigeria... by Abikeadebey: 2:56pm On Apr 02
yp1files:
Frequent flyer o…..maybe the person should try Italy
Dnt try Italy oo, they take time too about 1month plus and they might refuse!!!!!
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 6:11pm On Mar 08
Taal17:
I'm responding to you statement about taxes
Your business is likely to be liable for tax or at at least show you filed returns

If you have employees then you remit PAYE to your state. Unless they are paid

Taxes and filing is one way to prove your business is actually real.
It's why it supports your proof of source of income
I fill only annual returns, never paid tax because I feel it’s a sole business I dnt have workers….. but i pay myself salary monthly
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 2:36am On Mar 08
giselle237:
With the current climate in the Uk, the profile you have listed will get you a refusal. Home office is not smiling at the moment.
Red flags= self employment so can stay back in the Uk and not return
No tax payment since 2014= ?sketchy business profile
Travel to Sa and Uae almost 9 years ago= not good enough
3 months bank statement with 6 million and less proof of how this was accumulated … ?? 600k salary ?? 450k expenses= 150k disposable income = hmmm red flags x 20. How did a person with a disposable income of 150k accumulate 6 million naira.
3 weeks holiday to visit friend= zero genuine intent
Fighting age man= asylum seeker

Don’t go and taint your travel profile, they wouldn’t give you a visa at this time. Sorry to say.
My question is as self employed business owner who pays herself monthly salary with active Schenge (France visa) and have visited Europe multiple times without violating the law, you dnt pay tax as a business owner since 2020 please is there a chance of getting uk visa approved if i apply huh Because it seems uk visa is hard for business owners…
Travel › Re: Securing Visa To France, Applying From Nigeria... by Abikeadebey: 1:33am On Feb 23
Hello house, I’m trying to book an appointment for my family, but the portal is not allowing me group us all together including our child… please how do I create a family group appointment
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 9:47pm On Feb 22
justwise:
[/b]



You keep changing your story as you post.

Again your initial question is a fraudulent one.
Why will I change my story? Is this forum an exam hall or will anyone beat me huh Like I said earlier “use your brain before you type” not everyone is desperate like you
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 3:51pm On Feb 22
justwise:
[/b]

BruceXavier is right, the above idea is fraudulent and should not be encouraged here.

Its funny how we put out such fraudulent idea easily as if its legitimate
Who is promoting fraudulent acthuh I asked 2 questions, should I keep paying myself salary from my company account or get my husband to pay me salary to avoid tax clearance issh, someone kind enough responded and said “ I should go keep paying my self salary and there will be no need for tax clearance….. y”all judgmental others started saying I was being fraudulent for asking questions and knowing how to perfect my application which is happening in 6months time….. stop judging without understanding the question you guys are not being helpful rather judging and being mean
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 2:00am On Feb 22
abuhusna1:
Their is no way you wont use a forged document if someone pays you salary because it has to show remitted tax to the authority except what you earn is so little and need not to pay tax.
Aiit thank you! I’ll continue paying myself salary from my business account, since a gentleman already gave me a good answer that “tax clearance is not compulsory” rather than judging or acting like the UK consular…. Your responses on here to a simple question/opinion is very mean
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 3:13pm On Feb 21
Cashmadam:
Tax clearance certificate is not a must have. It is a good to have. If you have, submit it.

Don't complicate your case with any funny moves.

Always stick to the truth. UK Visa is not a do or die affair.
You just answered my question, Which is tax clearance is not a must have……. I never said it was a do or die. I only asked for the best way to apply as I already have active Schengen and Canada visa
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 3:11pm On Feb 21
BruceXavier:
The audacity! The average Nigerian doesnt see anything wrong here. You want to commit fraud, just to get UK visa. You obviously don't see the implication of what you are trying to do. We are so used to anyhowness and anormalies in this country. Kai!!
Who is committing a fraud are you okay? I haven’t even started my application I have active Schengen and Canada, I was just asking on how to perfect my documentations. The company that will pay me salary is my husband company which I run also. Use your brain before you type
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 12:07am On Feb 21
Cashmadam:
Nothing is complicated if you are organized.

Pay yourself a monthly salary. Same amount. Same day every month. Fill your form carefully. Ask questions if you need clarification.

Gather all documents related to your business. Read previous posts for guidance. We have addressed this scenario several times.
Thank you!!! But I was thinking hope they won’t ask me for tax clearance certificate, also i was thinking of getting someone else with a company account to pay me salary so I can say I work in the company to avoid tax clearance issh
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 3:47pm On Feb 18
Abikeadebey:
Hello everyone, please I need help with uk application I have active schengen/france visa , I’m a business owner I need a solid advise on how to prepare my application… first idea I had is to pay myself a monthly salary from my business account to my personal which i already started , but someone said business account is very complicated to get uk visa… so please any suggestion on how to put together a successful application… please share the necessary documentation’s with me. Will appreciate everyone idea on this 🙏🏾🙏🏾🙏🏾🙏🏾
Please everyone kindly respond and share your opinion 🙏🏾
Travel › Re: General UK Visa Enquiries - Part 5 by Abikeadebey: 2:22am On Feb 18
Hello everyone, please I need help with uk application I have active schengen/france visa , I’m a business owner I need a solid advise on how to prepare my application… first idea I had is to pay myself a monthly salary from my business account to my personal which i already started , but someone said business account is very complicated to get uk visa… so please any suggestion on how to put together a successful application… please share the necessary documentation’s with me. Will appreciate everyone idea on this 🙏🏾🙏🏾🙏🏾🙏🏾
Travel › Re: Securing Visa To France, Applying From Nigeria... by Abikeadebey: 11:32pm On Aug 20, 2025
Visa Alert! RENEWAL

Submited: 4th aug
Pickup message: 19th August

Granted!!!!! Thank you all so much for your support
Travel › Re: Securing Visa To France, Applying From Nigeria... by Abikeadebey: 3:54pm On Aug 13, 2025
Malevonent:
so was given 1month single entry..applied for 9 days.... embassy took just 5 working days btw submittion and visa issue, 1st time schengen application, thogh frequent traveller with valid uk/us visas
cc austino677
Abuja or lagos ?
Travel › Re: Securing Visa To France, Applying From Nigeria... by Abikeadebey:
Henry037:
So sorry… i had same experience i did my biometric at lagos on 5th May was shocked to receive a refusal after been approved schengen visas 4 consecutive time, i reapplied immediately with a covering note detailing the reason why they were wrong not granting my visa application, i did another biometric on 28th May same lagos, my passport came out on 25th June with a visa approval…..

Wish we can talk so i know how to assist u
Please can you call or whatsapp me

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