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I couldn’t bring myself to believe that my sister has brought this much shame upon us. Or let me say I did know she would, but I didn’t know it will be this quick. Now, for the first time in my life, the first son, the second born, I witnessed the whole family of four enveloped in a dark fog of darkness that may never leave again. I also needed to be blamed in all these; I should have talked when I had the chance, and I knew my dad would have taken a drastic measure. And probably, this wouldn’t have happened. I remembered the day my dad asked me to go give my sister some urgent money in school. Her numbers weren’t going, and she said the deadline was going to be twelve noon that day. The first thing that went wrong was that she wasn’t staying in the school hostel as she claimed she was. I was directed to a friend, who directed me to another friend who said her friend will take me to her friend who knew her place off campus, where she was staying with her friends. Well, I got to the place, and I knocked without an answer. The door was left slightly opened, so I pushed my way in. The sight was a shame. My sister, including five of her friends was asleep and snoring like uncultured animals. My sister was sleeping in a vomit of another one who was naked, from waist to the top. I tapped her, and that was when I knew she was drunk. Outside, she begged me not to tell our parents, and I agreed. Not that that didn’t have a price which she gladly paid. The dress she was wearing was not more than a handkerchief, and her nipples were pointing sideways. The skirt was a super micro mini like the ones I’ve only seen in movies involving prostitutes. I wonder how she managed to appear at home during holidays like a responsible girl she was brought up to be. She should be a double agent. But I didn’t mind, she paid me good. Then, just last week, a concerned friend of hers called my dad and told him that my sister was pregnant and was trying to self-abort it after the doctor said it might take her life. My parents flew to her school and carted her home. At home, my dad asked her to call the guy who was responsible for her pregnancy, but that proved to be the wrong move. The guy said he has already told my sister he can’t be responsible. This came about when the three different doctors said she can’t abort the pregnancy because she has aborted too many, and doing this will surely claim her life. He said my sister opened up to him that she has aborted eleven times for different guys! The guy even said he listened to her plea to abort the pregnancy after carefully considering he couldn’t marry a girl like her. He said they always have sex inside the toilet of the club where they met! He wasn’t even sure he was responsible. Guys at the club call her ‘el-Sarah’. The prefix before her name actually means ‘easy lay’, but she has always been told it meant ‘almighty’! My dad, for the first time since I was born, cried like a baby, with his head on my mom’s bosom. My mom was trying to console my dad, but she was also crying. Everyone except me was. That day, our house was like a graveyard, silent, with a heavy air of darkness. El-Sarah cried throughout the night. Eventually, amidst her noise, I slept off. The next day, I woke up to the usual silence and the unusual silence of El-Sarah. With curiosity, I headed to her room and found her dead with a note with two words, ‘I’m sorry’. I took the note and went straight to my parents’ room, I wasn’t feeling bad. My mom fell on the floor and started crying, but my dad, surprisingly, was calm. He held my arm and pulled me outside the room. I was scared; I thought he was going to accuse me because his countenance was stern and piercing. But as soon as he closed the door behind him, he looked into my eyes, raised the suicide note to my face and said, “Son, I am sorry your sister had to take her life, we probably were too harsh on her, but this is not a solution, it never should be. If you are wondering why I wasn’t moved by this, it is because I am angry at her for hurting us, and then leaving us in mystery. Your mom might never overcome this shock. Suicide is never a way out; there is always a chance for redemption. Son, no matter what you did, what you will do, remember, we might get hurt, we might get harsh, but never take your life. That is never a way out.” I nodded and went back inside, angry at my sister, the foolish one! For more moral-filled flash fictions kindly visit www.oluwadamilare007..com |
I couldn’t bring myself to believe that my sister has brought this much shame upon us. Or let me say I did know she would, but I didn’t know it will be this quick. Now, for the first time in my life, the first son, the second born, I witnessed the whole family of four enveloped in a dark fog of darkness that may never leave again. I also needed to be blamed in all these; I should have talked when I had the chance, and I knew my dad would have taken a drastic measure. And probably, this wouldn’t have happened. I remembered the day my dad asked me to go give my sister some urgent money in school. Her numbers weren’t going, and she said the deadline was going to be twelve noon that day. The first thing that went wrong was that she wasn’t staying in the school hostel as she claimed she was. I was directed to a friend, who directed me to another friend who said her friend will take me to her friend who knew her place off campus, where she was staying with her friends. Well, I got to the place, and I knocked without an answer. The door was left slightly opened, so I pushed my way in. The sight was a shame. My sister, including five of her friends was asleep and snoring like uncultured animals. My sister was sleeping in a vomit of another one who was naked, from waist to the top. I tapped her, and that was when I knew she was drunk. Outside, she begged me not to tell our parents, and I agreed. Not that that didn’t have a price which she gladly paid. The dress she was wearing was not more than a handkerchief, and her nipples were pointing sideways. The skirt was a super micro mini like the ones I’ve only seen in movies involving prostitutes. I wonder how she managed to appear at home during holidays like a responsible girl she was brought up to be. She should be a double agent. But I didn’t mind, she paid me good. Then, just last week, a concerned friend of hers called my dad and told him that my sister was pregnant and was trying to self-abort it after the doctor said it might take her life. My parents flew to her school and carted her home. At home, my dad asked her to call the guy who was responsible for her pregnancy, but that proved to be the wrong move. The guy said he has already told my sister he can’t be responsible. This came about when the three different doctors said she can’t abort the pregnancy because she has aborted too many, and doing this will surely claim her life. He said my sister opened up to him that she has aborted eleven times for different guys! The guy even said he listened to her plea to abort the pregnancy after carefully considering he couldn’t marry a girl like her. He said they always have sex inside the toilet of the club where they met! He wasn’t even sure he was responsible. Guys at the club call her ‘el-Sarah’. The prefix before her name actually means ‘easy lay’, but she has always been told it meant ‘almighty’! My dad, for the first time since I was born, cried like a baby, with his head on my mom’s bosom. My mom was trying to console my dad, but she was also crying. Everyone except me was. That day, our house was like a graveyard, silent, with a heavy air of darkness. El-Sarah cried throughout the night. Eventually, amidst her noise, I slept off. The next day, I woke up to the usual silence and the unusual silence of El-Sarah. With curiosity, I headed to her room and found her dead with a note with two words, ‘I’m sorry’. I took the note and went straight to my parents’ room, I wasn’t feeling bad. My mom fell on the floor and started crying, but my dad, surprisingly, was calm. He held my arm and pulled me outside the room. I was scared; I thought he was going to accuse me because his countenance was stern and piercing. But as soon as he closed the door behind him, he looked into my eyes, raised the suicide note to my face and said, “Son, I am sorry your sister had to take her life, we probably were too harsh on her, but this is not a solution, it never should be. If you are wondering why I wasn’t moved by this, it is because I am angry at her for hurting us, and then leaving us in mystery. Your mom might never overcome this shock. Suicide is never a way out; there is always a chance for redemption. Son, no matter what you did, what you will do, remember, we might get hurt, we might get harsh, but never take your life. That is never a way out.” I nodded and went back inside, angry at my sister, the foolish one! (C) 2015 For more moral-filled flash fictions, kindly visit: www.oluwadamilare007..com |
https://lh3.googleusercontent.com/-jnJCZv0MrXs/VXx3s06rxgI/AAAAAAAAAR0/GucS1Cw2_6Q/s640/ghost.jpg This is a sad story, the story of a man who died trying. This is a story if a man who wished he hadn't listened to the distant yearning of darkness. This is a true life story, and it was written by a ghos[/i]t! Life was very easy since I was eating from my mother's palm. Things have been very great, feeding fat on my mother's purse. Then there was a twist of event, a bad turn around. Things were expected to turn, but I never knew it will be for the worse. Months turned to years, and suddenly I was 33 years old, still eating from my mother's palm, and feeding fat on her purse. Not that I did not try, not that I was lazy. Not that I wasn't educated, it's just that things were determined to be foggy. I tried my hands on some few odd jobs, I tried to be self-employed. I pinched my hopes with my hard work but was humbled with failures and woes. Soon, I became depressed, I wished to be on my own. I hoped I had a job, so I could repay my mother's effort. I was a good a Christian, I believed in God. I refused all invitations to atrocities, but yet I felt forsaken. My faith in God dwindled, I think he was never alive. My confidence in him petered away, eaten by my fruitless efforts. My mates got married, living large in sins and glory. They got jobs and said my time will come, but it seems there was never a time.Years turned to more years, and soon its decade waved from afar. My wishes now took a new turn, and I wished I was never born. Depression slowly crept in, I took solace only in talking to myself. Suicidal thoughts become frequent, and I began to believe in it's wise songs of freedom. I have written many applications, attended interviews like they were rituals. I have read so many company's profiles that I can begin to tell you offhand. And yet God refused to listen, I felt my prayers were wasted. I believed he wasn't even looking at me, maybe his face has been covered by the thick clouds. My girlfriend has left me, even though she said she was the problem. I knew the truth, she couldn't wait any more years, not after waiting for ten. We thought things will be better after I graduated and served. It got better for her but not for me, and that was the beginning of the problems. At first she got pregnant but went ahead to abort it. And when I asked why, she said because I cannot afford it. First she will miss my calls, and she will apologize. But soon she started to ignore them and told me she had only been busy. Then there was another guy, a working class and a friend. At first he was just her solace until he became the one she is willing to marry. Though she asked me to move on, and she even prayed that I find my kind. She said she is certain that with my efforts I will eventually make it in life. But my songs of hope cannot put food on the table, and my efforts cannot buy her clothes. My pleas to her seem like a mad man, who believed that everyone else is mad! So, I listened to my soul, and its yearnings to be free. And to suicide I gave my ears, and he rocked me to sleep with his sweet lullaby of freedom! But now I wish I haven't listened, I wish my faith was strong. I tried to break free from the rope I have slipped my head into, my life sliding freely to the great beyond. There is no breaking free, there is no escaping. There is no need to struggle, for I ensured the rope was tight enough. Right in my face, suicide clapped and laughed. The devil wined and dined as I slowly gave up my breath. I thought about my mom and her endless advice. She asked me to be strong, a virtue I always boasted that I have. Now I realize that I am weak, I admit that I am a coward. I will leave my mom in an endless grieve, and I wished I had never done this. Hell awaits my soul, and my troubles become in vain. And yes, I feel no more pain, but the horror will linger forever. Right after I died, and my soul awaits its judgement. My soul stood right beside my dangling body, hanging lifelessly from the ceiling. Then the unexpected thing happened, a text came into my phone. They said I have been hired, and my appointment letter is up for me to grab! What a waste! [i] I hope to pass this message, as I walked my lonely path to hell. Please ensure you never give up, for one day it will surely be well. |
Good day, If you are a writer of fiction, non fiction, poetry etc of any genre, and you are certain you can make a mark and cart away the prize money, then, there is an opportunity for your to enter into any of this contests below. I have narrows the list to dew ones which are are opened now and expected to end by July. 1. L. Ron Hubbard’s Writers of the Future Contest This is an opportunity for new and amateur writers of new short stories or novelettes of science fiction or fantasy. No entry fee is required. Entrants retain all publication rights. All awards are adjudicated by professional writers only. Prizes every three months: $1,000, $750, $500, Annual Grand Prize: $5,000 additional! 2. SLF Diverse Writers and Diverse Worlds Grants The SLF offers two new diversity-centered grants: Diverse Writers and Diverse Worlds, both intended to foster the creation of speculative fiction work rich in diversity. The $500 Diverse Writers grant is intended to support new and emerging writers from underrepresented and underprivileged groups, such as writers of color, women, queer writers, disabled writers, working-class writers, etc. -- those whose marginalized identities may present additional obstacles in the writing / publishing process. The $500 Diverse Worlds grant is intended for work that best presents a diverse world, regardless of the writer’s background. 3. The Eleanor Taylor Bland Crime Fiction Writers of Color Award This is an annual grant of $1,500 for an emerging writer of color. An unpublished writer is said to be preferred, although, one published work will not disqualify an entrant. This grant is intended to support the recipient in activities related to crime fiction writing and career development. She or he may choose from activities that include workshops, seminars, conferences, and retreats; online courses; and research activities required for completion of the work. 4. THE WINTER TANGERINE AWARDS As a quote on their website: We aim to honor new and emerging poets and prose writers who are creating electric work. Submissions will only be accepted from writers who have not yet published a novel or collection of any type. We aim to showcase writers based on the merit of their work, rather than the prestige behind their name, so submissions will be read entirely blind. So, this is an opportunity for your work to speak for you. check [url]oluwadamilare007..com[/url] for details. Thank you |
Good day, If you are a writer of fiction, non fiction, poetry etc of any genre, and you are certain you can make a mark and cart away the prize money, then, there is an opportunity for your to enter into any of this contests below. I have narrows the list to dew ones which are are opened now and expected to end by July. 1. L. Ron Hubbard’s Writers of the Future Contest This is an opportunity for new and amateur writers of new short stories or novelettes of science fiction or fantasy. No entry fee is required. Entrants retain all publication rights. All awards are adjudicated by professional writers only. Prizes every three months: $1,000, $750, $500, Annual Grand Prize: $5,000 additional! 2. SLF Diverse Writers and Diverse Worlds Grants The SLF offers two new diversity-centered grants: Diverse Writers and Diverse Worlds, both intended to foster the creation of speculative fiction work rich in diversity. The $500 Diverse Writers grant is intended to support new and emerging writers from underrepresented and underprivileged groups, such as writers of color, women, queer writers, disabled writers, working-class writers, etc. -- those whose marginalized identities may present additional obstacles in the writing / publishing process. The $500 Diverse Worlds grant is intended for work that best presents a diverse world, regardless of the writer’s background. 3. The Eleanor Taylor Bland Crime Fiction Writers of Color Award This is an annual grant of $1,500 for an emerging writer of color. An unpublished writer is said to be preferred, although, one published work will not disqualify an entrant. This grant is intended to support the recipient in activities related to crime fiction writing and career development. She or he may choose from activities that include workshops, seminars, conferences, and retreats; online courses; and research activities required for completion of the work. 4. THE WINTER TANGERINE AWARDS As a quote on their website: We aim to honor new and emerging poets and prose writers who are creating electric work. Submissions will only be accepted from writers who have not yet published a novel or collection of any type. We aim to showcase writers based on the merit of their work, rather than the prestige behind their name, so submissions will be read entirely blind. So, this is an opportunity for your work to speak for you. check [url]oluwadamilare007..com[/url] for details. Thank you |
Hands clamped, the journey is about to begin There will be no way out, there will be no reparation Focus set, this will journey is purely a sin I looked in your eyes, it was filled with determination Only you know the way, even though it’s your first time You must guide me all the way, and ensure I stay on the wet part Slowly and gently, you guided me through the wet narrow way In a dark room, the pain you couldn’t sway away You held me so close; your grip on me was tight Your voice getting louder, even in the growing pain Up and down we went, you know the way so well The dark narrow path that leads to heaven will never take me to hell |
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*story is subjected to correction thank you |
I ran as fast as though my feet were not touching the ground, making all efforts to get to the finishing line before the other contestants to win the gold medal in this Olympic competition. The spectators chanted my name, and I also chanted loudly from the spectators’ stand of the coliseum as Spartacus plunged his spear into Atilia’a heart. Atilia goes down slowly, holding the spear in place for a good act. The son of Atilia stood up right beside me and said in his mind, “I will avenge my father’s death”! But I could hear him loud and clear, so I took the remote control and switched off the TV to prevent further bloodshed because Atilia’s son was already charging towards Spartacus with a sword. Then there was darkness and there was light, and the train came blaring on, spitting fire from its feet as it tried to force a halt. I stood firm, facing the incoming train, expecting an explosive collision. I braced myself, ready to be collided with. The train draws nearer, screeching and splitting fires beneath its iron feet… 100 meters… 60 meters… 30 meters… 20 meters… 10 meters… Then there was darkness, and there was light as I writhed in pain; groaning mercilessly on my bed as another slash of the cane landed on my back! It was my mom! I think I bed-wetted again. “What the hell is your problem Dede?” My mom shouted, raising the cane high while I cowered at the corner of the bed, begging for mercy! “You had diner around 6pm and you still bed-wetted”? She asked rhetorically. “I’m sorry Maaaaaa”, I screamed in response while trying to rub of the pain of the lashes from my back. But it seems Mom is getting better at these. My hands couldn’t even reach the exact area where the collision occurred. I squeezed my eyes at intervals hoping I will break some bags of water to compliment the wailing. No tear happens to be around at this time. I don’t blame them though; they may still be sleeping or I might have passed them all out as urine while ….you know? My Mom hissed and went out, banging the door after her. I quickly bolted my door from behind, turned the bed over, cleaned my dry face, cursed my tears, hissed, and dropped back to sleep; hoping to continue my lovely dream. By the way, my name is Dede, and I am just 10years old. |
I found a way to cross the road seamlessly without looking out for oncoming vehicles, it seems i just pass through the oncoming cars like a ghost; and it felt good. I bought a bus ticket, boarded the bus, and squeezed my way through the commuters to get a seat in a way that will make it easier to watch the ongoing football match. I looked at the bus ticket in my hand-a bet slip, and just as i have forecasted, Chelsea is already winning. “At least, if this game goes on like this”, I thought to myself, “I will win five naira”. But the heat in the viewing center was so much that I had to alight at the next train station. I threw away the bet slip- the only piece of paper I had with him as I stepped out of the train. I held my suitcase firmly, and looked up at the dark cloud, ready to sprout out the waters. And right in my eyes, the cloud bursted open and a large volume of water came pouring down from the sky. I lifted up my suitcase over my head to shield myself from the rain, and the umbrella was big enough to shield me from getting wet. I crouched underneath the umbrella, and held it firmly. The sound of the arrows gave a melodious sounds as they came pouring on the wooden shield I held above my head; I felt safe, but knows I have to act fast before our counterpart acted faster. I glanced sideways, and a few of my soldiers have been pierced by the rain of arrows. And in my front, I can see the armies of the Shiron dynasty rushing over. I looked at the few soldiers under my command, raised my spear and shouted, “charge”! They all charged forward, and I also ran with them, shouting as we ran to collide with the army of the enemy. |
GREATNESS - A SEED In the word of Mario Puzo, author of The Godfather "Great men are not born great, they grow great." I would on this note call greatness a seed, though very small but have the utmost potential of becoming a big and massive tree if the right actions are taken about it as at when necessary and needed. Greatness is a seed, if you fail to water and nurture it, it dies as the time passes by. Just as a seed that grows to become a tree and produces fruit and other seeds which benefits mankind, so is greatness. Your greatness if eventually becomes a reality will be a blessing to the world and its capable of bringing the seed of greatness in others to live. Just as a seed cannot grow to become a tree if its not watered, nurtured, pruned and fertilized, so greatness cannot come to be a reality if these simple but pertinent principles and practices are not applied. The blunt truth is, every human have and posses this seed irrespective of the source, background, race, colour or gender though this may manifest in diverse forms but its doesn't negate the fact that it exists in every human being. All you just need do is to look inwards. This seed is so small but the power is never to be undersatimated nor looked upon with the sweep of an eye because if invested upon, it is capable of making or changing history where ever it exists. The great men and women who have come and gone but this present world and generation will not go down without mentioning their names have only been able to attain the state of greatness because they discovered this seed in them and took it upon themselves like that diligent farmer to water and nuture it until it grows. This took the countless sacrifices, pressures, pain, joy, extra efforys, dissappointments and prices to attain. This present world built on the discoveries and trends of these men. "No student ever attains very eminent success by simply doing what is required of him: it is the amount and excellence of what is over and above the required, that determines the greatness of ultimate distinction." Charles Kendall Adams These same men and women also exist even in this 21st century and when the next generation surfaces, they will build on the discoveries made by these men and women. The likes of Bill Gates, Henry Ford, Stephen Spielberg, Mark Zuckerberg, Dr D.K. Olukoya, Prof. Wole Soyinka, Achebe etc. If only every human especially my Generation, the youth of this age could take time to realise this seed of theirs and nuture it until its inestimable power becomes a reality, another name for the world will be genius. A discovery of yourself, your calling and an act of diligence are the major ingredients to making this delicacy called Greatness. Greatness is a seed, its in you as it is in every man but if you fail to realise it and take necessary actions, it dies just like any other un-nurtured seed. "You were born with potential. You were born with goodness and trust. You were born with ideals and dreams. You were born with greatness. You were born with wings. You are not meant for crawling, so don't. You have wings. Learn to use them and fly." By Charles Lawal |
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[size=20pt]THE BEAUTY OR THE BEAST? [/size] She is an epitome of beauty, the definition of pretty, The young ladies' model, and every man's dream... But like every female entity, she habours a secret, Her little pretty secret, a skeleton in her closet She is a symbol for humans, compared to nothing but onions Each unravelling brings nothing, but another round of tears Red blood flows in the veins, yet we spit out white saliva We cover our real self, we display a different spectrum She is an epitome of beauty, a symbol for the ladies, Looking really pretty, but having many secrets.... ![]() *only God knws wot we all hide underneath our smile |
[size=20pt]1. Accept the truth and be thankful.[/size] To let go is to be thankful for the experiences that made you laugh, made you cry, and helped you learn and grow. It’s the acceptance of everything you have, everything you once had, and the possibilities that lie ahead. It’s all about finding the strength to embrace life’s changes, to trust your intuition, to learn as you go, to realize that every experience has value, and to continue taking positive steps forward. [size=20pt]2. Distance yourself for a while.[/size] Sometimes you need to take several steps back in order to gain clarity on a situation. The best way to do this is to simply take a break and explore something else for a while. Why? So you can return to where you started and see things with a new set of eyes. And the people there may see you differently too. Returning where you started is entirely different than never leaving. [size=20pt]3. Focus only on what can be changed.[/size] Realize that not everything in life is meant to be modified or perfectly understood. Live, let go, learn what you can and don’t waste energy worrying about the things you can’t change. Focus exclusively on what you can change, and if you can’t change something you don’t like, change the way you think about it. Review your options and then re-frame what you don’t like into a starting point for achieving something better. [size=20pt]4. Claim ownership and full control of your life.[/size] No one else is responsible for you. You are in full control of your life so long as you claim it and own it. Through the grapevine, you may have learned that you should blame your parents, your teachers, your mentors, the education system, the government, etc., but never to blame yourself. Right? It’s never, ever your fault… WRONG! It’s always your fault, because if you want to change, if you want to let go and move on with your life, you’re the only person who can make it happen. [size=20pt]5. Focus inward.[/size] It’s important to make a difference in the world. Yes, it’s important to help people, but you have to start with yourself. If you’re looking outside yourself to find where you fit in or how you can create an impact, stop and look inside yourself instead. Review who you already are, the lifestyle you’re currently living, and what makes you feel alive. Then nurture these things and make positive adjustments until your current life can no longer contain them, forcing you to grow and move beyond your current circumstances. [size=20pt]6. Change the people around you.[/size] Some people come into your life just to strengthen you, so you can move on without them. They are supposed to be part of your memory, not your destiny. The bottom line is that when you have to start compromising your happiness and your potential for the people around you, it’s time to change the people around you. It’s time to join local meet-ups, attend conferences, network online, and find a more supportive tribe. [size=20pt]7. Take a chance[/size] When life sets you up with a challenge, there’s a reason for it; it’s meant to test your courage and willingness to make a change and take a chance on something new. There’s no point in denying that things are different now, or being fearful of the next step. The challenge will not wait even if you hesitate. Life only moves in one direction – forward. This challenge is your chance to let go of the old and make way for the new. Your destiny awaits your decision. [size=20pt]8. Focus on today[/size] You can decide right now that negative experiences from your past will not predict your future. Figure out what the next positive step is, no matter how small or difficult, and take it. Ultimately, the only thing you can ever really do is to keep moving forward. Take that leap without hesitation, without looking back. Simply forget the past, look straight ahead and forge toward the future. Thank you *also check: reasons why you need to let-go of past hurt https://acmesuccess007./2015/01/24/reasons-to-let-go-of-past-hurt/ |
Let there be light! That was in the beginning of the world When nothing was deadly, When the earth was healthy. Doves graced the sky, like the moving stars in the day, lawns stretched all over, with perches of beautiful roses in many colours. Humans knew nothing but smile, and without fear they conquered tomorrow, Babies drank nothing but milk, not worrying if there was ever tomorrow. But then came darkness, falling with fury from the sky! Slowly eveloping the once lovely earth, with a strong vow to blot out the light! Humans invented envy, envy invited greed, Humans embraced lust, lust welcomed jealousy. The world became angry, and here comes war We ceased to remain as family, never to act as one. Blood stained the lawn, the roses withered away. The grasses grow dark, the birds all flew in awe. Nothing but death surrounds the earth, as the darkness slowly bid its time. Creeping slowly but effectively, as it gracefully blots out the light. Who then will save us, even if we cry aloud? Who then will bring the light, now that our minds are dark? Darkness taking over, we all are embracing it. Darkness slowing hovering, raring its head in all our daily needs. The fog of darkness, has crept into the light.. The human's need for darkness, will finally kill the earth... But there is hope, we see a new world behind us... We were not left alone, the creator has heard the cries of the few lights amongst us. Thank you *there is hope for the earth, even in this midst of nothing but darkness in the hearts of men |
Financial priorities change over time, but a good savings plan lasts a lifetime. These five tips will keep you on track It's no secret that your financial priorities change over the course of your life. In your teens you might save for a car, in your 30s you might save for your kids' education, and by your 40s and 50s you're more focused on your retirement. But to achieve any of these goals you need a solid savings plan. One that keeps you on track for your long-term goals, and one that will see you through any economic downturns that may happen along the way. Consolidating your accounts is a simple solution, which makes it a good place to start. It'll save you money on fees and reduce the risk of losing track of accounts and incurring charges. Those savings might seem small, but they add up fast. Of course the key to any savings plan is to start early. That way you can take full advantage of the power of compound interest. "A little bit saved each month starting at age 25 beats a lot saved every year starting at age 50," says Heather Franklin, a certified financial planner in Toronto. "Every day you wait to put a savings plan in place could affect the lifestyle you want." Following these five essential steps will help you create a successful savings plan: 1. Identify what you are saving for You can't get to your destination unless you have a road map. Having a clear objective of what you are saving for is the first step, whether it's for a family vacation, a TV or second family car. "People know they have to save, but if they can visualize their financial goals, it really helps," says Sheila Munch, a CFP and owner of Durham Financial in Oshawa, Ont. It also helps to write down each objective with the amount you want to save and a target date for reaching your goal. "Don't rush this part," she says. "This helps ensure you'll succeed." 2. Determine how much you can save Whether you make $50,000 or $150,000 a year, you need a snapshot of how much you're spending. That's where a budget comes in. Once in place, you can determine how much you can allocate to savings or if you need to rein in your spending. "If 5% of income is all you can afford, start there," says Franklin. "Then increase it to 10% or 15%." If you're unsure how much you should be saving talk with an adviser who can help you build a budget and show you ways to save that you may not have considered, like consolidating or restructuring debt to lower your interest costs. 3. Choose the appropriate solutions There are many ways to save and invest your money, including savings accounts, Guaranteed Investment Certificates (GICs), mutual funds, exchange-traded funds (ETFs)-the list goes on. The trick is picking the one that works for you. Choosing the right savings vehicle will depend on how much you can save, how frequently you plan to add to your savings, and how quickly you may need to access that money. For short-term goals, focus on safety and liquidity rather than growth. Savings accounts (including Tax-Free Savings Accounts), GICs and high-interest savings accounts are good options. Picking the right investments for medium-term goals can be more challenging, because you need to strike a balance between protecting your assets and growing them to offset inflation. As a general rule, the more time you have to reach a financial goal, the more investment risk you can afford. More risk means more volatility, but if you have 15 years or more to meet your goals, you should be able to ride out any market downturns. 4. Make it automatic If you don't see the money, you're less likely to spend it. Once you know how much you want to tuck away-say 5% or 10% of your after-tax salary-set up an automatic transfer to a separate savings account or investment account as soon as you're paid. Even small amounts count. For instance, $200 a month earning 2% annually will grow to $2,426 after the first year, to $7,424 after the third year, and to $12,625 in just five years. "It will hurt for the first three months, but after that you'll get used to it," says Munch. "It's absolutely pain-free saving." 5. Monitor your progress Take a few minutes every few months to see if you're meeting your savings goals. "If you get a salary increase, add it to your savings," says Franklin. "It shouldn't be an opportunity to spend more." There's more to saving than cutting your spending and setting aside that money. A host of government programs, for instance, have been set up to help you through almost every stage of your life-you just have to know how to take advantage of them. If you're saving for your child's education, make sure you're using a Registered Education Savings Plan (RESP). Your money grows tax-free and you'll get some generous government grants that will really boost your savings. The Canada Education Savings Grant, for example, can increase your saving by 20%. The Canada Learning Bond is an additional grant for those who qualify: it provides $500 when you first open an RESP. You may also be eligible to receive a $100 Universal Childcare Benefit from the federal government each month for each child under age six. If you're saving for retirement, consider using a Registered Retirement Savings Plan. The money you contribute to an RRSP is deducted from your gross income, which may reduce the amount of income tax you pay. To get the maximum benefit, you should use your tax refund to boost your savings, either by increasing your emergency fund, paying down your mortgage or putting it back into your RRSP for next year's contribution. If you're saving for a dream trip, or just a rainy day, consider using a Tax-Free Savings Account. Your savings will grow faster in a TFSA because you're shielded from tax on the growth generated in your account, even when you withdraw the funds. "All these plans-RESPs, RRSPs and TFSAs-are great gifts the government has given investors," says Franklin. "Use them well." For help on how to make full use of these government programs, speak to an adviser who will help you choose the savings solutions that are right for you. acmesuccess007. |
SIRKOL:thanks, but please allow me to elucidate. first, in order to learn how to meditate, gurus ask their students to relax and listen to music played from harp and other musical instruments, trying to cram the notes and focusing on nothing but the sounds. this has helped in meditation which in turn helps to focus, and focusing allows your mind to be stable. thank you. music helps a lot. the same goes for playing logical games like chess and video games. it increases your self control ability and enhances your alertness. thank you |
Don’t wait until an opportunity knocks at your door. If you wait for an opportunity, it might never come, and if it comes, it might be too late, or you might not recognize it and so miss it. It is more productive to take action and create opportunities for yourself. HOW DO YOU MAKE OPPORTUNITIES Define clearly, in a few sentences, what you want to achieve. Write down your definition, and read what you wrote, at least a few times, every day. Gather information about your goal, read and learn about it, and talk to people who are experts about it or know more than you. Think often about your goal, with attention, faith and joy. Expect opportunities to come right now, not at some time in the future. Always keep your goal in your mind, and before you know it, you will begin to notice things you never paid attention to. You will begin to recognize opportunities, which you never saw before. |
ALARM/NOTES/REMINDER[/size][size=8pt] People neglect these simple methods of keeping their memory running. We need a device to joggle our memories when they drift into the realm of forgetfulness. Device as the alarm is simpler to use. Almost every device that tells time has an alarm these days; so, an alarm is readily available in our care almost every time. Our wrist watches, our mobile phones and our television has this device that could help us remember. Notes could be taken and pinned anywhere we know it could help; most especially where we are most likely to encounter them. Like the refrigerator’s door, the door, on the table, on the TV before we go to sleep and so on. Reminder is an advanced alarm that takes both notes and alerts. When an alarm sounds, we will be the one to know why it was set and what we wanted to be reminded of; but a reminder sounds on your device, displaying what you imputed as notes at the same time. REPEAT LOCATION OF OBJECTS TO YOURSELF[/size][size=8pt] This method helps when you are the type that gets frustrated from looking for what you just dropped a few moments ago. But when you repeat locations of objects to yourself, you are never going to forget unless you have a medical issue. For example, if you drop your car keys on the wine shelf, tell yourself where you dropped it with your mind in full focus and you will never get to start looking for it. This method could help people who suffer from amnesia and loose of focus. LEARN TO FOCUS[/size][size=8pt] When we forget where we just saw an object, then you need to learn how to focus your mind. It is most difficult to learn any new thing or even remember old things if your mind wanders. Your brain finds it difficult to store information that it came across because your mind wasn’t even there in the first place. You must learn how to focus your mind, and learn how to develop and strengthen your self-control. learn how to focus here https://acmesuccess007./2014/12/28/learn-simple-steps-on-how-to-focus-your-mind/ LISTEN TO MUSIC[size=8pt][/size] Music is one of the best therapies for forgetfulness. Listening to music calms the nerve and makes you focus. Music can be used in meditation and in the course of trying to learn how to focus. Singing along is an exercise for the brain. In the end, it helps your brain to assimilate and store information. Music is like a message for the brain because it soothes and smooches it; especially genres like blues, soul, jazz, and reggae. |
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Loosing one's concentration is like loosing one's mind. Most times, the problems we face at home affects our job. The ones at job affects our marriage. We choose tasks but failed to see them through. We look at ourselves as unable to achieve most things and depressions sets in. You only need to learn how to focus your mind. Discard the past, act on the present, and the future is already being solved. Learn to focus on the next important things. Thanks for reading simple steps to mind focusing. Thank you 1. Choose ONE Objective Don’t say: “I’m going to focus.” Do ask: “I’m going to focus on what single thing?” This question will bring you to consider objectives. When you select one objective from a quick calculation of your situation and your most important tasks, THEN you can say, “I am going to focus on cleaning my dresser!” Take the pressure off yourself for choosing the very best task (perfectionism). What you choose matters less than you think. It’s better to be focused on one good task than to be distracted with several potentially great tasks. (tweet this) And choosing one single objective is the non-optional, required, ironclad, sealed, official, FDA-approved, permanent, necessary first step for getting focused in the moment. Don’t try any other way! 2. Clarify Your First Tiny Step I like to treat myself as if I’m a little child. If I decide to write an article, I’ll say to myself in a baby voice, “can you write five words? Why don’t you do that right now and I’ll give you an animal cracker? Very good!” It’s so degrading, but I won’t turn myself in for mental illness or get too upset, because it works too darn well. It must be the animal crackers…or perhaps it’s the small steps. Small steps are not just complimentary to focusing, they’re a necessary component of it. Who can focus on building a house? According to the broader meaning of focus, anyone can. But in the real world, you can only focus on mixing cement in a wheelbarrow or cutting a piece of rebar in order to accomplish the objective of building a house. Many people aim to focus on a big multi-step objective, but it’s impossible. You can only focus on small individual steps. We do ourselves a great disservice when we assume that we can “put the pieces” together for completing our objective. We are just like computers in that we follow specific instructions. You may be used to following instructions without thinking much about it, but you still do it. For example, going to the gym: Open drawer and get athletic shorts Put on shorts Do steps 1 & 2 for a shirt and socks too Put on shoes & tie the laces Grab water bottle, keys, wallet, and phone Drive to the gym This list is obvious, and more effective than the one-step “go to the gym.” It is especially helpful when you’re resistant to doing work. When you don’t want to do something and know you should, you’ll think, “I should really go to the gym.” That statement is weak and ineffective compared to the simple step of putting on gym shorts, because the latter starts the process. When you’re ready to go to the gym, you’ll think, “I’m going to put on gym shorts.” Don’t make it easy to opt out of important tasks. Be specific about your first tiny steps (and make them so tiny that you can’t say no). 3. Commit To Refocusing You will lose focus. Count on it and prepare for it. I once heard that the average person loses focus every 10 seconds, and I believe it. They say that great writing is rewriting. In the same way, great focusing is refocusing. Anyone can focus for seven seconds. It’s staying focused that holds value and makes you a focus master and über productive. It isn’t hard to stay focused, it just requires training like any other skill. A common pitfall for me and many others is failing to update our current focal point. We’ll set the first small task, complete it, and then space out. To focus, you must know your current task in each moment. When you no longer have a specific task to carry out, you will lose focus. Every time. You can’t focus on nothing, as this quote points out: “For a person to become deeply involved in any activity it is essential that he knows precisely what tasks he must accomplish, moment by moment.” ~ Mihaly Csikszentmihalyi Recap And Final Words Anytime you’re struggling to focus in the moment, run through these rules. Do I have a single objective? Name it. Do I have a related small task to focus on right now? Define the first step. Am I committed to it? Refocus on small steps until your objective is complete. “You can do anything” is an inspiring phrase, but it’s not usually the issue. Are we really stretching the boundaries of our human abilities so much to be looking at seemingly impossible tasks and saying that we can do anything? Is that relevant to the average person? We know what we can do and we’re wallowing well below it. It’s whether or not we can get ourselves to do what we’re capable of, which is why I prefer the phrase “you can get yourself to do anything!” This is the problem most of us struggle with, and when you become a focus master, you’ll be able to get yourself to do anything, and your focus will enable you to do it well. You must master yourself before you can master the world. www.acmesuccess007. |
First, accept the fact that you've made the wrong choice in marrying him Second, stay happy. Do t be bothered, anything can change in few weeks Third, have a contingency, and prepare for a divorce if eventually he didn't yield. And you dont want to either leave your baby or live with his parents. From my deduction: your husband is a control freak, and a stubborn man. He is not really a kid-lover, and would prefer cash over kids anytime. He is obsessed with making money and don't expect a family relationship with you or the kids. Like I said: wrong choice. * note: my suggestion will o my work for you if you are working/have a business. For your sake, let's hope you didn't go for the money in the first place. |
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