₦airaland Forum

I am on the plan that gives 80gb for 11k, I have not exhausted it yet, it expires by 23rd, that's when I will know.

If you want to really perceive the fresh scent of a cat, try an older woman, they know how to keep the cat clean.

So sad, and my team was somewhere close

Una never know wetin dey happen sha,

eyah

Better, that fuul thought he could kill that promising young man and go scot free, thanks to that receptionist,

When will they return the lives of youths killed daily,
When will they return the billions stolen daily via procurement fraud,
When will they return the lives languishing in prisons over delayed justices.
When will they return the pensions and gratituties of millions of pensioners.

Sad, it's high time they change their MO, if they continue their gestapo methods of raiding homes they will likely lose more officers and men. With the happenings in Anambra of recent, you cannot just bust into people's homes without identification, leave all those stories that they identified themselves, its a big lie

LoanShark:
Before a commercial bank can give such a loan the person must be a salary earner and his salary account must be domiciled with their bank

With the scenario above, you don't need to domicile your salary account with the bank.

HeatSeeker:
The only way you can improve your credit rating is if you borrow and pay back on time. And if no one lends you money because of your bankruptcy claim, you cannot improve your credit rating.

You cannot improve your credit rating only by borrowing and repaying on time. You can load funds and spend same on on their platform for bills etc.

You want to expose Govt illegality? Any crises above the 24hr mark has govt fingerprints

DaddyCoool:
I honestly don't know why the government allows them and allows their exorbitant rates - knowing fully well most people will borrow money if available, and overestimate their ability to repay!

There is a system they use to bypass laws, that is capping the amount, in 10s, 100s and 1000s, what it means is that the interest rates, administration fees etc are not calculated as a lump sum, lets say you borrow 100k for 6 months at CBN exchange rate of lets say 15%, now they will break that 100k into 10 parts, each part having its own administrative fee, interest rates etc and other ridiculous charges, lets say every fee comes to 3k, now multipy that 3k times 10 parts(which runs concurrently for 6 months, you will discover that you pay nothing less that 180k for the 100k you borrowed, whereas a normal bank will give you 100k to return 115k in 6 months with the same interest rate.

LoanShark:
So because they're asking for their money you have started making allegations of bribery against them.

When you were looking for the loan you saw First Bank, UBA, Zenith Bank, Access Banks, GT Bank and the other commercial banks, why did you not provide collateral so they will give you the loan?!

Truth remains, it is readily available at the tip of your hands, however, those big names you mentioned there can give you loans without collateral, even with phone the likes of Wema, SC, etc can give you 1/3 the value of your phone as a loan.

HeatSeeker:
If you file for bankruptcy, no financial institution will borrow you money again. It is a way out, but not necessarily a good one.

If things pick up again and you improve on your ratings, you can

Psady:
What are the requirements for this & cost ?

Not even upto 10k if you know the right source at the court.


P/S: I am NOT a source

HeatSeeker:
Filing for bankruptcy in Nigeria?! I thought it was only corporate entities that can file for bankruptcy?

Individuals can also file a bankruptcy claim

My brother, I recently assisted someone who had same issue, since you cannot pay back, go to a high court and file a bankruptcy. This is the only way to assist yourself

Werey people

Congratulations

Wahala

haba na

So sad

VisaInfoNL:
How can I stop ads popping up in even ore installed apps on Xiaomi devices?

Change your home launcher to Microsoft launcher and you will experience less or zero ads popping up

Werey generation nkoR?

A hero's death

Sunnyrado:
Please how do I respond to someone post like the was the person replied with interested. What do click on? Thank you

Intrested like this?

Not his money, but senatorial projects

who cares

That's why the made side walks.
The streets are not for everyone

Funny how people take another person's life easily without any prior issues. With the times we are in, you dare not leave your drink on the table. I carry my drink even turning to take a look at a lady who just walked passed.

The horrible news this end of year eh....