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Investment / Re: Crypto Currency Investors Thread by afam4life(m): 9:42am On Nov 05, 2022
OpenHeaven2019:


People want to buy and hold for 2years when we are in bull market, it easier to by a coin that has done 100X and say u would hold for 2 yea.

$OP for instance is $1.3, nobody will and hold for 2 year now oo.

When its $20 next year, people will start buying and holding for 2 years.

$OP is good to buy for 2years when it gets back to $0.8 below

1 Like

Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 7:44pm On Nov 04, 2022
victorbyke:


Thank you.

My OSHC is starting from January Ist can I enter Aussie with it ?

YES
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 5:43pm On Nov 04, 2022
victorbyke:
I got grant today.

Thank you all for your guidance.

Congratulations to you.
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 10:22pm On Nov 03, 2022
victorbyke:


This is the first S56 request they sent 2 weeks ago.
I have my bank send me my electronic statement of account with 7 months duration to my email.

I forwarded it to them with the other documents and they sent another request which I already attached here.

I believed you have an account officer. Pls forward it to his/her, so as to make things more easier for you. Hope you understand?
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 6:50pm On Nov 03, 2022
victorbyke:


I want you to read this checklist.

Do it through your bank mobile app or internet banking
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 2:10pm On Nov 03, 2022
victorbyke:


I sent the unlocked one and they are replying me with the same thing again.

The locked one can't be uploaded.

The Statement of account was sent from my bank to my email.

I have tried to generate the bank statement from my mobile app but its not going.

I have set up my Internet banking but it can't generate more than 92 days but embassy is asking of 6 months.


Go to your bank and request for 6months signed statement of account. Then you upload it.
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 1:05pm On Nov 03, 2022
victorbyke:
I uploaded my statement of account yesterday to my Immi account, this morning is am getting another message asking me to upload it again in the format that it was generated from the bank.

The one the bank is sending is password protected.

I don’t know how to go about this.

Anybody who have hinge through this process.
then you will needs to send them the password as well or see how to unlock it for them to have access to it
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 1:03pm On Nov 03, 2022
Guruindahouse:
Even as msc student?

YES

1 Like

Investment / Re: Crypto Currency Investors Thread by afam4life(m): 9:52am On Nov 03, 2022
Lordofalmajiri:

It will come down after the election grin

Yes, it will come down but the price is too outrageous.

1 Like

Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 9:46am On Nov 03, 2022
Guruindahouse:
Boss,
What is my fate if i get msc (funded) and I want to bring my family along with me? Is that possible? What if i go alone, can i bring them when i graduate? What if it's PhD?

Let me state that age is not really on my side because I am thinking about PR.

Can you help me with these questions?

Yes, you can bring your family along with you. If you financially buoyant. Otherwise, you put them in your application and later they can join you.
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 9:43am On Nov 03, 2022
victorbyke:


The tax certificate clearance have the date paid for each year on it.

It wasn’t on the certificate a year ago.

It was the new administration that introduced it.

Do you have your tax clearance certificate card? If yes, that is what you expected to show, the front and back of the card
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 9:37am On Nov 03, 2022
bill9ja:


I applied for MSc of 2 years program.

I applied as self funded applicant. I submitted my bank statement. I applied from South Africa. I feel that they may require me to submit tax clearance certificate.

Since am not in Nigeria, I am having difficulty in these. Any suggestions will be appreciated. If there is any one with a similar case, please kindly assist

You can tell your brother or sister here in Nigeria, to do it for you. Your presence is not needed for it. In this case, you will do individual income tax clearance certificate. It takes less than 1- 3working days for the tax clearance card to be out, depending on who do it for you.

Just do it and keeps it Incase they asks for it. But if they don't request for it, don't upload it.
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 10:28pm On Nov 02, 2022
bill9ja:



Good day my brother. Am new here. Please kindly let me know, when tax certificate are requested, is it from state or federal?

Is self state assessment accepted?

It depends on what you submitted. What did you submit, that made them to request for tax certificate? From your answer, I can give you an advise
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 7:36pm On Nov 02, 2022
victorbyke:
I have a request to upload my 3 years tax clearance certificate.

I want to know if the date of the tax payment really matters. Can I go and pay the tax payment?

We can't say. But you should have prepared yourself ahead of time... Go, pay the tax payment. Don't show them the bank receipt, show them only the tax clearance certificate or card. Goodluck to you.
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 7:34pm On Nov 02, 2022
NewAjala:


Thanks bro... How about Certificate or Diploma

I don't know. Please go for B.Sc or M.Sc

1 Like

Investment / Re: Crypto Currency Investors Thread by afam4life(m): 6:53pm On Oct 30, 2022
GRACEGLORY:
Psychological Trading



I was buying while everyone was fleeing, until it was delisted, I was still looking for where to buy... grin

How bout now, relisted on most exchanges, even eToro, Now Binance is using his money to burn, and giving best support and advise, and USTC is being repegged, and serious inferno-burning ongoing for LunC on almost all exchanges.
the number that you hiding is still showing sef

1 Like

Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 6:50pm On Oct 30, 2022
Deraicy:
To God be the glory
My Visa was granted to study Nursing at RMIT University.
I applied on 26th September.
Biometrics: 28th September.
Medicals: 18th October.
I received my Visa grant on 29th October.
I'm so grateful to God Almighty for his grace upon my life.

Congratulations
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 9:46am On Oct 30, 2022
Anthony6098:
Please can you give info am new here I have bsc in transport and logistics management I will like to study supply chain management.please can you put me through the school admission process. And how to go about it.

You can apply in any of these two schools:

CURTIN UNIVERSITY
UNIVERSITY OF TASMANIA
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 3:57am On Oct 29, 2022
Lushbaby:
God did: visa granted
Visa lodged: August 21
Visa granted: October 28
Glory be to God

Congratulations to you

1 Like

Nairaland / General / FG To End Nigerians Migration Overseas - PUNCH by afam4life(m): 3:50am On Oct 29, 2022
The Federal Government on Thursday said it was seeking ways to end the trend of Nigerians relocating abroad.

The government also noted that it would work towards ensuring Nigerians were gainfully employed to discourage the need to travel abroad.

The Minister of State for Science, Technology and Innovation, Henry Ikoh, made the statement in Abuja while receiving the Secretary-General of the Digital Cooperation Organisation, Ms Deemah Yahya, who paid him a courtesy visit in connection with the upcoming Digital Nigeria Day Conference.

He said the government intended to correct the trend through industrialisation, which could be achieved by synergising with the DCO in the area of human capital development.

His word: “The synergy is what we require, capacity building is key and technology transfer is what Nigeria and Africa in particular needs at the moment so that the world can be a global village. We need to collaborate in all areas to ensure harmony.

”If we collaborate and synergise in the area of human capital development, it would guarantee industrialisation, when people are gainfully employed and moved out from poverty, then Africans and Nigerians would not be struggling to travel abroad because everything is here. We have all the raw materials; what we really require in terms of digitalisation is for us to cross fertilise ideas, train and retrain our people then things would be better.”

Yahya said the group was in Nigeria to understudy her digital ecosystem and understand who the players were.

She said, “We are very proud that Nigeria is a founding member of the Digital Corporation Organisation, which is a multilateral organisation that focuses on advancing the digital economy in member states. We represent 12 countries, from three continents, representing 600 million in population and $2 trillion in the GDP.

“We are very happy that Nigeria has been a founding member and we are here not only to reiterate our commitment to empowering digital economic transformation strategies of Nigeria but also to understand the ecosystem of Nigeria, being the players in terms of government, private sector, and civil society. It is also for us to understand how the DCO can help support the growth of Nigeria and hopefully be an enabler.”

The PUNCH reports that there has been an increase in the rate of migration of Nigerians to other countries.
Nairaland / General / Re: Concerns As America’s Bank Predicts 20% Naira Devaluation In 2023 - LEADERSHIP by afam4life(m): 1:00pm On Oct 28, 2022
Snitch24:


Every single policy made by emefiele has be flopped
E-naira rubbish
Crypto ban silly
Introducing another payment system crazy
They keep wasting money

It is well
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 3:07pm On Oct 27, 2022
Untube:


As a newbie here, please explain the meaning of streamline uni

AL1 schools
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 3:45pm On Oct 26, 2022
Isjaymoh:
Good afternoon beautiful people.

I need your assistance on this issue. My wife is interested in applying for studies visa in Australia but we need someone to assist us in to procedure. Like how much is their college tuition fee, when is the best time to apply because she plan to travel next year.

Thanks
First of all, google is your nearest friend.

Search for AL1 schools based on her choice course and locate an agent of your choice on the school website. The agent will helps out till the visa is out.

NOW is the best time to start for next year 2023.

Final advice, make sure you all follow up with the agent until the visa is out because sometimes the agent are too slow or make mistakes or etc.

1 Like

Nairaland / General / Re: Concerns As America’s Bank Predicts 20% Naira Devaluation In 2023 - LEADERSHIP by afam4life(m): 3:32pm On Oct 26, 2022
Snitch24:
are we just going to sit and watch the emefiele guy destroy our currency
and still hold the president accountable for it
theres alot of things we dont pay attention to in this country
with the introduction of this new currency design
there's definitely no doubt of $/800
whats the hope that it will stop at 1200/$

We can't do anything because we have bad government who's planned to suffer the masses. Definitely, $1 is going to #1000 in few months time.

1 Like

Nairaland / General / Re: Again, Fire Guts Balogun Market Today by afam4life(m): 3:12pm On Oct 26, 2022
Tinubuagbado:
As usual the legacy of thieffnubu.

He's behind this.

Tinubu will never rule Nigeria.

Only God knows about it. But I know very well that this Lagos Island fire every year is not normal
Nairaland / General / Concerns As America’s Bank Predicts 20% Naira Devaluation In 2023 - LEADERSHIP by afam4life(m): 3:09pm On Oct 26, 2022
Nigeria’s local currency unit is set to weaken further next year as its current exchange rate to the dollar is well above fair value, the Bank of America (BofA) has said.

BofA economist, Tatonga Rusike, in a note to clients yesterday said the forecast based on three indicators – the widely-used black-market rate, the central bank’s real effective exchange rate, and “our own currency fair value analysis” – show that the naira is 20 per cent overvalued.

“We see scope for it to weaken by an equivalent amount over the next six-nine months, taking it to as high as N520 per USD,” Rusike said.

While the naira will come under increasing pressure “due to limited government external borrowing,” devaluation is unlikely to happen until after the February 2023 presidential elections, the bank said.

Nigeria operates a multiple exchange regime dominated by a tightly controlled official exchange rate and a parallel market where the currency is freely traded.

The naira exchanged at N440.95 to the dollar in the official spot market as of 12.15pm and about N731.46 in the parallel market, according to @naira_rates, a Twitter account that tracks the black market.

The official rate has depreciated by less than 10 per cent since December 2021 even as the parallel rate is down by nearly a third within the same period, widening the gap to almost 70 per cent, BofA analysis showed.

“The greater the disparity with the official market, the higher the likelihood of increasing excess demand for foreign currency on the parallel market,” the bank said.

Analysts have expressed concerns about the impact of the elections on the value of the Naira to the USD in 2023.

In May during the party primaries, demand for the dollar at both official and black markets rose to new heights as politicians mopped up the greenback for electioneering campaigns.

The uptick in dollar demand has led to depreciation of the naira, which closed at over N600/$1 at the parallel market .

Analysts warned that rising demands for foreign exchange could throw the naira exchange rate out of equilibrium. Such an adverse scenario must be prevented through proactive monetary policy.

The chief executive officer, Centre for the Promotion of Private Enterprise (CPPE), Dr Muda Yusuf, said, “What is needed at this time is a fundamental reform of the foreign exchange ecosystem.”

According to him, the current forex policy has created enormous distortions which need to be fixed as a matter of priority, adding that the unprecedented gap between the official exchange rate and open market rate is hurting the economy and crippling investment.

“We need to move quickly to reduce this premium. This is a more important conversation than the view of the Bank of America on our exchange rate,” he explained.

On his part, the managing director, Morgan Capital Securities Limited and an economic analyst, Rotimi Olubi, said electioneering for 2023 general elections will further increase foreign portfolio outflows and cause Foreign Portfolio Investors (FPIs) to remain on the sidelines.

He listed other factors expected to cause further outflow, including rate hikes and capital controls by the monetary authorities.

Olubi added that the foreign exchange would likely come under strong pressure as interest rate hikes in advanced economies would result in portfolio outflows from emerging markets.

Head of Financial Institutions’ Ratings, Agusto & Co, Mr. Ayokunle Olubunmi, noted that “what we are seeing is not different; it is something we see every election cycle. First of all, the election period is always characterised by a lot of demand for FX because wanting to give someone N100 million is very difficult in naira but if I just have it in dollars, it is easier.

Olubunmi noted that in the coming months, the election industry will continue to boom while the other sectors of the economy not related to elections will take the back seat in terms of growth.

For the economy in general, he said “there is something you can call the election-related industry, so things like printing, advertising, and all those areas will actually be recording a boom now.

“For the economy generally, it is not like 2019 when we knew the president is likely to come back; now there would be a new president in 2023 and we don’t know the person or his stance on the economy. So, most businesses are waiting and nobody is talking about expansion. So, most businesses are not in an expansionary mode. So, there would be a slowdown in the business activities in the economy except for businesses that are election-related and businesses that are resilient like banking,” he said.
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 10:18am On Oct 23, 2022
Beatson:
Hello,

What is the full meaning of UWA?

I want to apply to the school.

Thanks


University of Western Australia
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 3:05pm On Oct 21, 2022
YinkusG:
Hello everyone,
I am about to process my refund but I don’t want it back to Nigeria bank account. What is the best alternative to hold the fund and have it paid to a new school in Australia.
Kindly advise, good people.

If you have a trusted friend or relatives over there, tell the school to send it to him. If they send it to Nigeria, you will lose alot. So, check well and decides.
Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 5:21pm On Oct 18, 2022
ocpaschal:
Hello guys. If one is a graduate (BSc holder) with a 2nd class lower division (GPA of 3.04 / 5), within the age bracket of 28-30 years old, and with a study gap of 7yrs since graduation (2015), is it still possible to apply for a bachelor degree in Community Development at Australia universities and get admission or study visa despite the study gap and age factor?

Yes, you can gets admission and study visa but there are some criteria that you have to looks at before doing so like, can you defends what you have been doing since you graduated in the year 2015 till date? Do you have ties that linked to your home country? And soon.

1 Like

Travel / Re: General Australian Student Visa Enquiries Part 3 by afam4life(m): 5:16pm On Oct 18, 2022
leomax10:

Pls someone should reply me

Just gets it ready Incase they request for it. Most AL1 schools don't request for it.

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