Everyone should beware of palmcredit loan app. For your peace of mind, don't use the palm credit app. Palm credit interest rate is very high and you may end up paying times 5 of what you borrowed if you miss the due date. And they will call your village people to tell them that you re owing them. I had a bad experience with them in August this year. I borrowed money to pay by month end immediately I receive my salary, but I got robbed a day to due date. I entered one chance vehicle on my way to work. Couldn't retrieve my line because of issue with NIM, so I couldn't log in to palm credit app because they need to send OTP to my line to allow me log in, I browse online to get their customer service line, I called them several times to give an account to pay to that I don't have access To my account they kept saying they will send email to me, which they didn't send, I chatted them on facebook ,they gave me same response. I was burning airtime to call them and also to chat them with someone else phone yet no response. This loan kept increasing with like 3000 daily till its was more than times 3 of the loan I was given. This people are evil. It's was a bad experience. I will never use their app again.


Loan app that you can use is Branch and fair money. This two loan app are still very much okay.