₦airaland Forum

Worried?

Relieved?

Afraid?

Let's hear your views

Rental Apartments has produced many of the world's wealthiest people. AMH capital is giving you an opportunity to invest in Rental Apartments and earn between 18 - 25% ROI

We cared about our investors and their investment.

Real Estate is fast becoming the oil of the nation especially rentable apartments. Don't wait any longer but rather seize the opportunity to invest in real estate today.

Owning a property is typically the most essential asset for people in the world because it’s the only investment that guarantees security and unspeakable long-lasting wealth. However, most African women are denied their right to own property all in the name of gender inequality, promoted by customs and traditions. Thus, creating stunted and non-viable economic growth.
In an interview session with Coach Chudi, the founder of Middlechase Property Limited, Actress Bimbo spoke about her real estate journey and how she faced gender discrimination in the process. She explained that “following the African tradition of gender inequality where men dominate decision-making and control of resources especially in Nigeria, my father was unsupportive of my decision of buying a 4 bedroom apartment because He thought I would not be able to find true love. He asserted that women don’t own properties; only men do.”
In agreement with what she said, Coach Chudi pointed out the fact that the real estate game has taken a new dimension over the period of time. Among the main drivers of the industry in the current dispensation are women. He said, “about 80–90% of property owners in Middlechase are actually women”.
Going further in the discussion, Actress Bimbo asked for the appropriate time a woman can secure a property, either before or after marriage. In answering this question, Coach Chudi said “buying a property should be for oneself and not even for the purpose of marriage. As a woman, if you have the financial capacity to invest in real estate while you are still single, go ahead and not wait till you get married because you don’t know what the investment you are buying today will become tomorrow as property tends to appreciate over time. The first thing you have to realize is that it’s about one’s life.”
To buttress his point, Coach gave a case of a lady who had acquired a property from Middlechase Property Limited and was making plans for her wedding. Four weeks to the wedding, the lady came to the company and said she wanted to change her name on the document to her fiancee’s name as she’s convinced that the man would become her husband in a few days. Eventually, the relationship broke apart and the dream of getting married to each other became unsuccessful. Fortunately, she listened to the management who advised her to wait until she’s married. She still owns her property even while the relationship has ended. Hadn't been that She followed her decision, She would have lost the property. Therefore, this is to say that investing is about you.
There is another scenario of a married woman, who acquired a landed property from the company. Unfortunately, the woman kicked the bucket and after 6 months of her exit into the underworld, the husband came and said He wanted to sell his wife's property. Because there was no such agreement in the contract terms and for the fact that she used her son’s name as the next of kin, the man couldn’t argue any further.
The above two case studies show that being married or single isn’t a limiting factor in owning a property.
Furthermore, Actress Bimbo asked the guest how people can get into real estate. Mr. Chudi suggested that “for many who have a certain amount of money and want to use it to invest, the first step they have to do is to get started as early as possible and to do this, a trusted and tested, well-recognized developer or agent that can help source for a genuine property should be approached. Once you can get started, every other thing will fall into place. Also, you don’t have to wait till you have hundreds of millions before you can invest. There is always an investment that suits your budget.”
With a tone of appreciation mixed with excitement, the veteran actress expressed her good pleasure towards the company. “Rent is sweet! All thanks to Middlechase Property Limited for making my real estate journey smooth and giving me the opportunity to enjoy rental income” She exclaimed.

As a Realtor, join @coacchudi live on Instagram as he discuss Realtors Guide to COVID-19

What investors look for when investing in real estate is unending cash flow. Cash flow is simply the monthly income you earn minus your monthly expenses. It is important to predict and plan for as many monthly costs as possible in order to have the most accurate comparisons.
In order words, it is the flow of consistent cash generated through an acquired property. It isn’t about doing it once and making money but doing it consistently. If you want to buy an investment property, you will need to be able to do some basic math.
As a real estate investor, you must be mathematically inclined in the way you do things. You must find out the elements that determine Real Estate cash flow for you.
Four factors that will determine the level of your cashflow in your real estate investment journey include:
1. Usability.
2. Rent.
3. The volume of apartments.
4. Frequent payment.


1. USABILITY

The worth or value of a property is based on usage and what you want to achieve with that property. A property is a lazy asset when it is not in use inspite of its appreciation value. A property’s value is in its usage. The more tenants who use the property, the more likely you’ll have customers using the property and make more profit. The questions you must ask in usability include: who is going to use this property and how many people are going to be using this property?
READ: WHY INCOME PROPERTY IS A SUBSTANTIAL INVESTMENT
2. RENT

According to the business dictionary, A property rent is a property from which the owner receives payment from the occupant(s), known as tenants, in return for occupying or using the property. Rental properties may be either residential or commercial. The owner of rental property may be allowed to take certain tax deductions such as mortgage interest and depreciation.
Property usability is what will determine the rental value. The rental value of a property determines the income that will be generated from that property. So you need to ask yourself these questions;
Based on the usage, how much rent am I going to be earning on this property?
What is the margin I will place on this property based on its usage?
What is the rental value of property in this location?
3. VOLUME OF APARTMENTS

If you want to make money from real estate investment, you need to think in terms of the volume.
The question people usually ask is: what is the minimum number of apartments that I will be able to go for?
The minimum number should be at least 16 apartments. When you are at the level of 16 apartments, that is when you can be referred to as a real estate investor that ends consistent income
4. FREQUENT PAYMENT

frequency in this context refers to the number of times you get paid for your real estate asset. A real estate investor is one who makes a continuous flow of cash from real estate. A cash flow investor thinks in terms of consistency without breakage. As an investor, you should come up with a payment plan that will give you the opportunity to always get cashflow regularly on a monthly basis. Should the person pay a monthly or yearly basis? How long is this person going to stay?
What a cash flow investor focuses on is to lay a grip on the existing tenant, let them stay with you and be consistent. Then you create a convenient payment plan for the tenant where the tenant can either pay monthly or quarterly.
Conclusively, cash flow analysis is crucial to a healthy and profitable real estate investment portfolio. All real estate investors and real estate agents must be proactive in ensuring profitable returns and a good ROI before closing a deal on a rental property.
The formula for cash flow math is:
USABILITY + RENT x NUMBER OF APARTMENTS x FREQUENCY OF TRANSACTION = RENTAL CASH FLOW

The face and future of Nollywood @Bimboademoye will be sharing her real estate experience on my Real Estate Story with the coach himself @coacchudi on Instagram today.

Should I invest in rental property or Stock? This is a frequent question that many investors ask themselves before entering the investing market. This article aims to enlighten potential investors on the ups and downs of both real estate and stock investments. So before diving in, know the differences between the two.
Ability to Buy Low and Sell High

In the stock market, money is made by buying low and selling high. However, for most stock investors, this is almost impossible to do consistently as they don’t know everything about the company they’re investing in, its sector, management, competitors, etc.
As for real estate investing, there are a number of strategies where property investors can buy low and sell high almost regularly, such as the fix-and-flip strategy. When following this investment strategy, property investors are basically buying a rental property that is on the market for a cheap price because it needs renovation or for being a foreclosure, rehabbing rental properties, and then selling them for a higher price that covers the purchase price, the costs of renovations, and a profit margin.
Tax Benefits

The last aspect to consider when deciding whether to invest in real estate or the stock market is taxes. Buying a rental property will require you to pay property taxes. However, there are certain tax benefits provided only to property investors. For example, your cash flow is tax-free, and your property taxes, mortgage interest, operation expenses, and insurance are all tax-deductible. Exactly how much a real estate investor can deduct depends on the rental income.
As for stock investors, their tax consequences include paying capital gains tax on any profits they make from selling stocks. Not only that, even without a sale, investors are required to pay tax on the dividends they receive.
READ: PROPERTY APPRECIATION WITHIN IBEJU LEKKI
Leverage to Build Wealth

Leverage is a tool that real estate investors can use to build their portfolio of investment properties. When you get a mortgage for buying a rental property, you’ll have leverage that you can use to invest in more rental properties with less money down!
Most loans require 20% of the property purchase price as down payment, you can spread balance within 24months of other 80%. Let’s say you put 20% down for the purchase of a #10,000,000 investment property. You only have to pay #2,000,000 now, and you have the next 10–15 (or even more) years to pay the remaining #8000,000 plus interest.
When financing, buying rental property in this way, property investors have the opportunity to buy several rental properties with little money down and increase their rental income (which pays all their costs such as mortgage, taxes, maintenance, management, etc.). This is another benefit of real estate investing which stock investors don’t have.

Risk

In general, buying rental property has fewer risks than stocks, especially when investing in real estate for the long term — the longer you hold investment properties, the fewer risks of loss you have as equity and home prices build and rise over time. In addition, the more rental properties a real estate investor buys, the fewer associated risks he/she faces, unlike the stock market where risks typically stay the same.
While stocks have the advantage of being way more liquid, they are also very unstable. As a result, average stock investors not only can’t predict their returns, but they also tend to buy and sell at the wrong times. While the economy affects the real estate market, it is to a much lesser extent than it affects the stock market.
For more information: www.middlechase.com[img][/img]https://medium.com/@middlechaseblog/should-you-invest-in-real-estate-or-stocks-75aeefd42d5c

Should I invest in rental property or Stock? This is a frequent question that many investors ask themselves before entering the investing market. This article aims to enlighten potential investors on the ups and downs of both real estate and stock investments. So before diving in, know the differences between the two.
Ability to Buy Low and Sell High

In the stock market, money is made by buying low and selling high. However, for most stock investors, this is almost impossible to do consistently as they don’t know everything about the company they’re investing in, its sector, management, competitors, etc.
As for real estate investing, there are a number of strategies where property investors can buy low and sell high almost regularly, such as the fix-and-flip strategy. When following this investment strategy, property investors are basically buying a rental property that is on the market for a cheap price because it needs renovation or for being a foreclosure, rehabbing rental properties, and then selling them for a higher price that covers the purchase price, the costs of renovations, and a profit margin.
Tax Benefits

The last aspect to consider when deciding whether to invest in real estate or the stock market is taxes. Buying a rental property will require you to pay property taxes. However, there are certain tax benefits provided only to property investors. For example, your cash flow is tax-free, and your property taxes, mortgage interest, operation expenses, and insurance are all tax-deductible. Exactly how much a real estate investor can deduct depends on the rental income.
As for stock investors, their tax consequences include paying capital gains tax on any profits they make from selling stocks. Not only that, even without a sale, investors are required to pay tax on the dividends they receive.
READ: PROPERTY APPRECIATION WITHIN IBEJU LEKKI
Leverage to Build Wealth

Leverage is a tool that real estate investors can use to build their portfolio of investment properties. When you get a mortgage for buying a rental property, you’ll have leverage that you can use to invest in more rental properties with less money down!
Most loans require 20% of the property purchase price as down payment, you can spread balance within 24months of other 80%. Let’s say you put 20% down for the purchase of a #10,000,000 investment property. You only have to pay #2,000,000 now, and you have the next 10–15 (or even more) years to pay the remaining #8000,000 plus interest.
When financing, buying rental property in this way, property investors have the opportunity to buy several rental properties with little money down and increase their rental income (which pays all their costs such as mortgage, taxes, maintenance, management, etc.). This is another benefit of real estate investing which stock investors don’t have.

Risk

In general, buying rental property has fewer risks than stocks, especially when investing in real estate for the long term — the longer you hold investment properties, the fewer risks of loss you have as equity and home prices build and rise over time. In addition, the more rental properties a real estate investor buys, the fewer associated risks he/she faces, unlike the stock market where risks typically stay the same.
While stocks have the advantage of being way more liquid, they are also very unstable. As a result, average stock investors not only can’t predict their returns, but they also tend to buy and sell at the wrong times. While the economy affects the real estate market, it is to a much lesser extent than it affects the stock market.
For more information: www.middlechase.com

Join us live on Instagram as josh2funny shares his real estate story.

Mr Ferdinard Okoro was a promising first-class graduate in accounting from the University of Nsukka who got retained by Shell Petroleum Company, a renowned oil and gas company in Nigeria at the age of 22.
As a promising young man, he had all to himself at this point. i.e a gross pay of N500,000 monthly, accumulated monthly allowances of N300,000 and total net pay of N800,000 monthly.
Ferdinard Okoro has been as promising as ever, felt that planning was not necessary for him at this point, considering his stable job (job security), sufficient salary and his young age of achieving so much. He began a flamboyant and reckless lifestyle of visiting pubs and dived deeply into alcohol intake with an unprecedented assurance of his job security.
Roland Okoye, a colleague and close friend of Ferdinard had a different perspective of life entirely. He had sat Ferdinard his close friend on several occasions advising him about life and the importance of investing in his future. But Ferdinard paid deaf ears to his advice.
Roland Okoye had various chains of small scale businesses such as a fish farm, a fast-food restaurant, a unisex saloon and 4 Toyota buses for intracity transportation. This makes him generates approximately 1.5 million naira profit outside his net pay. With the alternative generated revenue, he successfully got himself a 2 bedroom apartment of his own and was free from rent. He was also able to buy 2 units of 2 bedroom apartments for rental income.
Years later, there was an economic downsizing which occurred that badly affected the oil sector and this lead to Shell Petroleum Industry laying off 40% of their employees. Unfortunately, Ferdinard Okoro got affected. He had no investment, savings or even an apartment of his own. He found himself returning to the scratch within a twinkle of an eye.
At this point, Ferdinard regretted never listening to the advice of his friend and vowed to turn a new leaf if given a second chance.
How possible that would be, only God can tell because opportunities come once in a lifetime.

For more insight and depth about real estate, join us tomorrow

The Johnsons started investing in real estate about two decades ago after getting a piece of advice from a family friend. With so much enthusiasm for their future, they decided to acquire some units of apartments and soon they had a rental portfolio that would make anyone proud. They actively managed their properties and worked hard to make sure they were operating at peak efficiency. Then, several years ago, the husband and wife decided to retire from their 9–5 jobs and rather, pursue their rental property business which was fetching them awesome cash flow.
https://medium.com/@middlechaseblog/why-people-invest-and-fail-in-real-estate-806b76c4909

Behind the clouds, there is a silver lining. We will come out of this strong and healthy.

Mr Micheal invested 250,000 on an apartment to be renovated in 2016, and he has been earning rental income as return on investment till date. Be smart. Invest in RENTAL INCOME.

To the doctors, nurses, emergency services, Pharmacists and other medical workers, keeping Nigeria safe at this time, we say thank you.This fight can only be won because of your commitment, care and Sacrifice, we will be forever grateful.

Should I invest in rental property or Stock? This is a frequent question that many investors ask themselves before entering the investing market. This article aims to enlighten potential investors on the ups and downs of both real estate and stock investments.

Should I invest in rental property or Stock? This is a frequent question that many investors ask themselves before entering the investing market. This article aims to enlighten potential investors on the ups and downs of both real estate and stock investments.

Have you seen the Movie Miracle in Cell No 7

Investing in real estate is a huge commitment for any individual. This is why most people try to do as much research as they can before investing. Unfortunately, however, not all the information about real estate you come across is legitimate. There are many false perceptions people hold about the property sector which can provide you with inaccurate information. These misconceptions can interfere with your hunt for the ideal apartment. Here are eight of the most common real estate myths debunked to help you make the right decisions when investing in property.

Chioma, invested 1.5m into AMHcapital, real estate investment arm of Arkbridge integrated limited in 2015, she decided to be rolling over her capital, she kept reinvesting her interest and her savings. Using the platform to grow her finance over time.
Luckily for her, in 2019, middlechase property limited, another arm of the same Arkbridge integrated limited, launched /commenced the sales of the now famous Fairfield Apartments in Abijo, when they were selling at a promo price of 5.5m, she considered it a good offer, putting up all the resources she had gathered with a capital over the 5 years, investment in AMHcapital. she bought a unit of two bedroom apartments in Abijo. Now she is not only an apartment owner in Fairfield Apartment in Abijo but also a smart investor.
Cos since then she has been growing her finance with AMHcapital.
W
Do you want to earn up to 125% on your investment?

Invest in home construction
If you look at real estate market growth over the last decade or longer, it’s easy to see that much of it is the result of limited housing inventory. For this reason, many predict that construction of new homes will continue to boom over the next few decades or more.
In that sense, it’s easy to see why investing in the construction side of the industry could also be smart. Add more homes AMH , present Fairfield apartment, Abijo. An Apartment of over 720 rental apartments , a potential market following the recent and undergoing development in ibeju-lekki population keeps on increasing, population over 4million, with more than 58% under 45years of age ,such a large pool of property, an individual has the means of investing in any apartment of their choice, range from 1-3 bedroom all measured in square meter
With 150,000 you can invest in 7 square meter and earn 18% on your investment, on up to 25% when you invest or purchase is 50 square

Thinking of how to grow your finance, think AMHcapital