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sweetetlove:
thinking out loud Ed sheeran

wow....thats my best too, just cant do without listening to it everyday

sweetetlove:
thinking out loud Ed sheeran

wow....thats my best too, just cant do without listening to it everyday

Banks are exposing the businesses and people behind the mountain of debts threatening to kill the sector – courtesy of a Central Bank of Nigeria (CBN) directive that expired at the weekend. Barring unforeseen developments, some of the banks will begin the publication of their debtors’ list today. The publications are coming on the heels of the July 31, 2015 deadline set by the apex bank for the debtors to pay up. The lists, an official of one of the banks said, is just a part of the whole. “Some debtors have entered into various payment schemes to avoid being shamed by this exercise,” the bank official, who pleaded not to be identified because of “the sensitivity of the action”, said. The debtors are to be blacklisted and banned from participating in the foreign exchange market as well as trading in the Nigerian Government Securities market. The publication of the debtors’ lists is to be a continuous exercise. Union Bank is owed huge sums by 176 debtors. Six customers collectively owe the bank N27.91 billion. They are Dec Oil & Gas, owing N15.7 billion following a 1999 contract finance loan that expired in 2000. The directors of the company are Patrick Ugboma and Pius U. Malaka. Other debtors include Alliance Energy, which is owing the bank N4.92 billion. The term loan approved in 2004 expired 2006. The directors are Akinwale Omoboriowo, Kojo Anan and Timi Austen-Peters. Hajaig Construction is owing the bank N2.99 billion on a loan approved in 2012 and which expired in 2014. The directors are Abdul Nasser Hajaig, Rud Wan Hajaig and Mohammed Hajaig. Sapta International Industries Limited is owing the bank N1.87 billion over a 1987 term loan that expired in 1988. The directors are Alex Aloy Nwokodikwa and Clement Nwokodikwa. Petroleum Project International has a debt of N1.25 billion over a term loan obtained in 2004 that expired in 2007. The directors are Akinwale Omoboriowo, Kojo Anan and Timi Austen-Peters. Best Aluminum owes N1.11 billion for import and lease facilities obtained between 2010 and 2012. The directors are Chief Godwin Nweke and Chief Pius Nweke. Fidelity Bank’s debtors include the telephone firm Starcomms Limited, which owes N3.08 billion cumulatively in the three accounts it runs with the lender under the same name and directors. The first account, which got in 2009 an overdraft which expired in 2014, is owing the bank N1.68 billion; the second account, a term loan approved in 2011 and which expired in 2014, is indebted to the tune of N1.16 billion. The third account, also an overdraft approved in 2007 and expired 2014, is indebted up to N239.65 million. The directors are Chief Maan Lababidi, Paul Edwards, Tajudeen Dantata, Omar Lababidi, Dr. Chris Ogbechie and Olusola Oladokun. Fidelity released a list of 28 customers with “delinquent” loans. Other customers include Kesio Associates, which is owing the bank N328.1 million and Diesel Solutions (N324.28 million). Patemglobal Limited is owing the bank N268.5 million. Kasolute Nigeria Limited owes Sterling Bank Plc N475.3 million over an overdraft loan approved in 1999, which expired in 2000. Just Jays Limited owes the bank N254.7 million; Alcun Industries Limited owes N192.1 million. G.Cyrus Global Resources is owing the bank N187 million. One bank executive told The Nation that many of the banks offered some debtors who made moves to settle “their long- outstanding loans the option of rescheduling, or making part-payment of the loans. “Those that have reached this understanding with their banks have their names removed from the published debtors list, “ he said, adding that the other category whose names are missing from the list, are those that are contesting their indebtedness in the courts. “The CBN has directed that all cases that are in the purview of the courts should be reserved for judicial determination and resolution,” the official said. He said the Loan Recovery unit of the banks were still working hard, compiling the list of other debtors. “This publish and shame strategy would continue, as the next category of NPLs falls due, except otherwise directed by the regulator, he stressed,” the source said. A CBN official, who spoke in confidence, said the resolve of the apex bank to adopt “the publish and shame” strategy was as a result of the failure of persuasion which many of the banks have adopted over the years. He warned that this would be the beginning of a long-battle aimed at recovering all outstanding loans due the lenders. Some of the facilities in the bank books are classified as overdrafts, project financing, term loans and others which are said to be unauthorised credit advances. The NPLs range from one to over five years in many instances. However, there are strong indications that much pressure is being mounted by some prominent debtors against the publication of the debtors’ list. The Nation learnt that about two to three banks have withdrawn the list they sent to some media houses for publication, saying they required more time to clean them up. A banker, who craved anonymity, said he was concerned that the strategy that these debtors applied in the past to evade settlement of their debts might come to play again. He said many of the debtors were strong enough to offset their indebtedness, but regretted that lack of determination to apply the rules always favoured them. A Lagos lawyer, Chief Ajibola Aribisala (SAN), told The Nation earlier that it would be an uphill task to get the true debtors’ list published, pointing out that even if a list is published, it would never be the authentic one. source:Nigeria vangaurd

Mcowubaba:
I wish my babe was born on that date..
....

guy u dnt wnt to b buyin b'day gift every year abi...lolz

i sonetimes keep wondering how people born on the 29th of febrary celebrates thier birthday,because thier birthday only comes in a leap year...so.i want to ask the pals in this room if you are among those born this date and how did u celebrated it since the date reary fall on 29th....need to hear from you TNX

chineloSA: I guess u can't put a figure, it all depends on each child. Some kids become responsible and trustworthy earlier than others. To me as long and she/he show some sense of responsibility and does majority of right things.

OP, why does your question only focuses on female kids. A child is a child irrespective of gender. Male children tend to experiment with pornographic material, so why do u think they don't deserve an age restriction.
Your sexist approach is sickening and disgusting.

stoppin her frm avin a boyfrnd

it is no longer news that about 70% Nigerian is using a mobile phone,kudos to the regime that allow mobile phones in this country because it has realy help alot.But my question is "how old would you allow your female child to get before you allow her to start using phone"

jasper83:


op don't be disturbed unnecessarily. From ur write up I know u are islamophobic,we Muslims can't islamise Nigeria, this country is a secular society so dnt get urself worked up. Back to ur issue, u may be rightly observant to see mosques in gas stations bt I think its so evident right from kogi state n up north. Probably u stay in the north, they just used the mosque to encourage travelers to observe their solat while refuelling or anybody who wants to pray. But down south here, its not evident, wat u see here is supermarket, the lube n vehicle alignment centre. Hope ur mind is settled now.lol

tnx so much u av said it all

have been so disturbed about this for long because have been noticing it,have been to so many state in this country but what i discover is that every filling station have seen there is always a mosque.my question now is does it mean that every filling station is owned by a muslim? pls i need ur coment and contribution on this

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all4naija:
Hmmm... Really? How did you prepare them?

do u wnt to learn?

the first day my gf came to visit me,i prepared her egusi and semo...she really luv it,dat even make her to fall in luv wit me....cookin is my hubby