₦airaland Forum

jendoslim:
You are funny bro

Lemme summarize what I said.

1. Credit facilities should be available for Nigerians and don't trivialize it cos someone gets a brand new car and mortgage house from it.

2. An average Nigerian working class would never get access to buy a brand new car or own a befitting house in his/her lifetime cos of meagre wages and salaries.

3. Credit facilities actually empower you to enjoy some luxuries of life at the age it's most useful

4. Reality is, an average employed Nigeria whether in private or public would only own a house when they are old (about to retire) and might never enjoy a new car (Something an effective credit facilities will provide in early stage of life)

My brother or sister, I hope it's clear

I havent said access to mortgage is not a gue thing.In civilized societies nobody where money is earned frm honest venture,houses are purchased on mortgages n that is a gud thing.I really wish we had that in Nigeria.Bt d guy gave a very wrong impression like he bought a new house n brand new car after 3 years living in d UK.This is far frm d truth.I hav friends in d uk bro...life aint that rosy.Personally i rejected moving my family there as its a very lonely place.But i also tink those who hav no meaningful source of livelihood in naija should relocate.....d uk is still far better than having nothing here

justwise:
What is the difference?

U cannot sell d house till u complete d mortgage payment in 15 or watever yrs.Therefore ,its not yet ur house.

princemaths:
you're the one being decived to think a car and a house is a big deal inna country where average income is £40k.
You are jealous to see that it's so easy to make It abroad because Nigeria have weaponised poverty.


Those things isn't a big deal in a developed country that will call for jealous even 20 year old over there go to school with car of their own.

If u are convinced am jealous then so be it.....lets leave it there

Wit her funny rabbit ears

El rufai is a snake,u dont keep him around u.He will bite.Plus u dont know wat el rufai has done underground, probably not letting him to be arrested is itself mercy

Adeboye that is receiving politics money wat do u expect

Childofgrace18:
Now I see where u are coming from, you aren't resident in the UK, so before commenting, get your facts right. Google is your friend. That law has been abolished in the UK, you don't need to have ILR to qualify for mortgage, all u need is 10% and other fees which is around £2000. Their is so much money to be made in the UK if you are hardworking. The one I don't like is car loan because u can easily buy a car u can afford but is individual differences.

I lived in d uk for 5 years n till date m mostly in d uk for like 3 months every year.I had a friend who wanted to buy a house n she had lived in d uk for like 20years .safe to say shes a permanent resident n even hav kids frm a Brits.She wanted to buy a house so we were both scouting n thats wen i heard her lawyer ask for British passport before they could consider her. Am not too sure how tins went on though.Mind u she wanted to pay £150k for d house not even mortgage

OriOko88:
He's still far better. Can Nigerian govt gives any worker house mortgage. Abeg go sit down

This is why u should read properly....ano say an average Nigerian hate reading bt my bro its important.All i said is he is deceiving gullible Nigerians to belive he made a full payment on a house in uk n brand new car within 3 years of relocating.Average Cost of 2 bedroom is £140k then brand new car ...lets say £40k.U will need to be helping UK government wit their nuclear bomb programming to be paid dat kind of money to outrightly purchase those.

Love800:
Loans and NHS are not available to Nigerians?

Truly they are not....Nigeria is a shithole indeed

Blazetrailer:
This exposes your buffonery and clearly support those who state that travelling overseas or studying overseas is compeltely different from being intelligent. Heck, even semi retards travel all over the world too.

So long as he contributed a downpayment, he is a part owner of that house, by equity, no matter how small that is. Even if he did a mortgage, every repayment builds towards total ownership . To that extent, he is free to call himself a part landlord, according to the law(even if that is on mortgage terms). So what is wrong with what he stated?

Your myopia and poor esteem is what made you highlight your itinerary all over the world, we did not need all of that and clearly was not necessary if you had been a bit more intuitive in reasoning

If he repeatedly misses payment deadline d house will be repossessed.Wit all ur intelligence wetin u don achieve n where dem know u for this life my friend?

Ashawoman82:
wetin bad there,that it how it works in a working system, wetin dey this life... U mustn't be rich to live a quality life, that's the difference between saner climes and Naija.. For Naija, no job can get u this kind of house currently.. U must either be a politician, a business guru or an entertainer, it's sad..

I never said its bad....U people dont read properly before making comments on issues.I said he is deceiving people to bliev he actually bought d house n brand new car wit full payment.A house u get on mortgage is not really urs.If u default on repayment repeatedly,it can be repo

Childofgrace18:
You have only been to 20 countries and I are here making noise, do you know how many countries I have been to? Do you know that for one to get mortgage, you must pay 10% down payment? Do you know it takes one with determination and financial prudent to save that amount within a space of 3 years? So u don't need to talk him down, just say congratulations and move on because he can decide to sale it tomorrow even without completing the mortgage and go with his money.

20 countries n non in africa is alot to make noise.I hav seen d world therefore i hav d right to advice misguided fellows .Yes d guy is making gud money to be able to afford down payment for a house n car.Bt i never said he wasnt successful.All i said is he is deceiving Nigerians to believe he bought a house n a brand new car within 3 years of arriving uk.Also,i don't thing u are allowed to get access to mortgage if u do not hav indefinite leave to remain in uk....so he might be lieing too who knows

CorrectionFLuid:
Could he do that in Nigeria? Yet you call him bastard. SMH

No u cant get a reasonable mortgage in Nigeria truly.Bt my own is dont deceive d people that u bought a house n a brand new car wen its all on loan not truly yours yet

Abee79:
Story of my life. 16% is now 30% and counting 😔💔😭😭

U don see wetin tpain dey cause na.....he didnt calculate or plan ...d pain lord jst devalue naira,stopped subsidy on petrol all at same time.

solacong:
Learn to appreciate good things, Bro, nobody gets a mortgage without a certain % down payment, those who gave him a mortgage are not idiots, they know he has the capacity because they are also into business, it is a win-win on the long run.

Wetin you know know pass you ohh, the fact you don't know, does not mean that there are no legit hussle that can pay such bill

Yes truly he will need at least £20,000 for down payment to purchase a 2 bedroom flat in uk.

DollarLanda:
It's very possible for him to spend the same 20years in Nigeria without even buying a car talk more of a house! Soyes, it's worth it!

I never said its not worth it.....i jst said he is deceiving gullible Nigerians that he is house owner n bought a brand new car while everything is on complete loan

lereinter:
You are a orangutan

What's wrong in completing your house in 20yrs less

Fóól

Nothing wrong bt dont lie that u a house owner wit brand new car wen all is on loan n mortgage

andy1:
and the timubu govt would offer you any of these on mortgage....please dont make me laff😒

No they wont....naija sucks

Childofgrace18:
B***tter soul and some people are busy liking this trash. Your comment is just that of a poor man, do you know what it takes to relocate to the UK? Someone like you who may never cross river Niger is here exposing your p**r mental strength.

Yes the house is on mortgage and so what? He is paying for his house not helping someone else to pay his or her own mortgage. Say congratulations and move on, he is abroad two of Una no be mate. Proud and honourable poor man.

D problem wit people like u is u filled wit hate so u might never even make it.I hav lived in d uk for over 5years n had my higher education there.I hav also been to over 20 countries world wide becos of my job.I hav never stated d uk i bad or anything as such bt only telling e xcept that guy is some special genius that government or some company decides to pay him in 100k pounds he can not buy a house in UK cash.Its a mortgage simple.so dont say u bought a house wen u still on mortgage.u said two of us no be mate becos hes abroad....d kinda low IQ individuals on nairaland is really alarming

U need to understand it a thing of survival of his business.He knows time is up n we all know this is a scam business using religious antics

Abee79:
I wish Nigeria had such arrangement for average citizens. As a civil servant, I've not been able to access Nationa Housing Scheme (NHS). Certain highly placed individuals were demanding for a percentage of the money before they even consider processing. . . 🤐

The small bank loan I collected to complete my house, The useless bank wants to stranglē me with outrageous interest rates that have more than doubled in the last two years 😭💔💔💔

To import a second hand vehicle, Nigerian Customs will practically drain the last bloød out of you. One can't even dream of acquiring a brand new car in Nigeria without having High Bloød Pressure 😞

I wish same too...loan i collected frm GT 3 yrs ago @17 % don turn to 30% few months ago.Like how do they expect a business to pay back

erico2k2:
Can U get that in 9ja?

No u cant bt it doesn't change d fact that d house is not entirely ur own as u cant sell it.Also it can be collected if u begin to miss repayment deadlines.so also d car.A two bedroom flat cost at least £140,000 in uk.Average salary of citizens is £30,000 per year to live comfortably

Collected house on mortgage n car loan...bt u here making noise like u paid £140k straight for d house.Bastard deceiving gullible people.house wey u still get lik 20 years to complete payment

iLegendd:
Is the Dick Not Too Big for This Married Woman? See Her Face [Picture]

Should men just forget about marriage? It doesn't matter if she loves you, you're tall, dark and handsome or rich, she'll do what her urge tells her.

The more innocent and pius she behaves, the faster she'll betray you because she knows you'll never suspect and you'll always trust her. "It's just once—you won't do it again," the spirit whispers to her.

Temptation is not a physical thing, but spiritual and mental. Only people who have witnessed death or close to it and have been at the point where they don't care about money or pleasure can overcome it.

Have you ever been in a theatre where the doctor is operating you and your chances is 50/50? At that point, you don't care about money or pleasure? No.

Stop posting false information...that is not oburu wife ex wife.that is a girl in her early twenties

Has it changed Afghanistan n Pakistan?

Tpain in d building

heniford2:

https://www.youtube.com/watch?v=PyI7vGy-Fos?si=cnswdkAJxIUrp-ZO

Former undisputed world heavyweight champion Mike Tyson is set to make his first professional boxing fight in almost 20 years, against YouTuber and actor-turned-boxer Jake Paul.

Tyson became the youngest boxer in history to win a major heavyweight title when he was just 20 years old, in 1986. One by one, Tyson won the three major titles of his era (WBA, WBC and IBF), and he also secured a valid claim to the lineage when he stopped Michael Spinks in a single round in June 1988. At that point, Iron Mike was the baddest man on the planet.

To date, Paul has competed in 11 professional fights, winning 10, 7 of which came at the end of the competition. Most of his fights have been against non-professional boxers. In his last fight in July, Paul won by stoppage in the 6th round against Mike Perry, an MMA boxer and also a bare-knuckle boxer. Ironically, that was the date Paul was originally scheduled to face Iron Mike, but that fight was pushed back to November after Tyson suffered an ulcer flare-up on a plane, and medical professionals advised him to do not fight until you have recovered from the episode.

Today 15 November 2024 iron Mike will be fighting his legacy fight, fight for honour against Paul after Jake Paul dramatical insult against him regarding his daughter,Tyson said its not about money but legacy said the 58years old legend

Mike wan to kii somebody

Obviously d chor master was fcking her without condom before marriage

israel90:
they have finish ur brain these god of men

M not a member of living faith...neither do i even like d founder n d church business.M jst stating facts.

Nonsense....so we should both sign agreement before sex abi?silence means consent fulstop.Infact,u should shout or fight if u aint interested.How can ur mouth be free n somone is abt raping u then u are silent.

blacknp:
Poor Man know your level, incoherent wailers Bola Tinubu is your Master, acknowledge this & know peace.

Yes i agree tpain is a master criminal.Bt wait,u tink u get money pass me becos we dey social media dopemu