₦airaland Forum

Samuellas:
I'm facing similar issue atm. I have overdue loans to repay on both Easemoni and Palmpay. Just like you, I've been able to repay until this month when I lost my main source of income. I've been trying to reason with this people, but they're not the type to reason with at all. They keep making threats of all sorts. I'm not even getting concerned about their threats anymore. I just want to get back on my feet, hoping to repay all of my debts and never have a reason to borrow from them ever again.

Shollay20:
they may stop at 100,000 or below it

Shollay20:
Highest three months, my stopped when them noticed am not taken them seriously anymore.

Shollay20:
They will later stop the interest.

thesicilian:
Even if you're sure you can pay back in 1 month, always request for 2 months time to pay, to make allowance for unforeseen circumstances. The interest may be more, but it gives you more time and peace of mind to pay.

thesicilian:
You chose one of the worst loan apps to do business with. There are other apps, well known, that you could have gone for (I don't want to mention names because they didn't pay me to advertise) but you see this one, you can't reason with them.

And just an unsolicited word of advice: even though you are confident of being able to pay back your loan within a certain amount of time, always add some extra time to it just in case of unforeseen circumstances.

CJStarz:
See,dem go worry u o.
High BP fit start from there unending calls but then, CALM DOWN.DON'T PANIC! No dey check d app again to see how much has accumulated because u fit slump o. They senselessly add interests on top. IGNORE THEM FOR YOUR MENTAL HEALTH SAKE.

Dem go later call u for negotiation or give you a big discount so you can pay. No dey pay small small because d interest go still dey accumulate. These people no get conscience. To be on a safer side, go change dat ATM card which CVR U used to borrow d money. E get why.

But if u still can't pay,no wahala. D highest they will do is to report your BVN to ,wetin dem dey call am,Credit Bureau whatever. What this means is that you may not easily access loans from other apps when next u need it.

For now,stop panicking. Nothing dey happen.

I did not use ATM, infact no ATM is associated with my bank for the past 4 years now

dannie007:
If it were to be an Ordinary Nigerian! The case would have just Died and swept under the carpet!

That’s How they Murdered my Wife and late Date at OOSUTH Shagamu! Nigeria is a Hell of a Place! May God Help us all.

Kaa4:
Some people will learn the hard way. The days when Doctors cannot be questioned are over.

Quelme:
Eye service. When your universities keep churning out half baked physicians based on quota system and federal character.

Obakoolex:
Brand new is about same price nah

Ohwandi:
If you serious, post pictures make we see.
Then we go know if you are one of those that claim to do nation wide delivery just for scam