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European Football (EPL, UEFA, La Liga)Re: Manchester United Vs Manchester City (1 - 2) On 10th September 2016 by bettercreature(m): 1:09pm On Sep 10, 2016
LINGARD IS -1
Rooney giving away possession
Degea kicking the ball forward
Abramhovic too slow
Everything is just wrong with this team
European Football (EPL, UEFA, La Liga)Re: Manchester United Vs Manchester City (1 - 2) On 10th September 2016 by bettercreature(m): 1:01pm On Sep 10, 2016
Can somebody tell Degea to stop kicking the ball forward
European Football (EPL, UEFA, La Liga)Re: Manchester United Vs Manchester City (1 - 2) On 10th September 2016 by bettercreature(m): 12:52pm On Sep 10, 2016
LINGARD just keep destroying all the good works
European Football (EPL, UEFA, La Liga)Re: Manchester United Vs Manchester City (1 - 2) On 10th September 2016 by bettercreature(m): 12:45pm On Sep 10, 2016
Man UNITED are just below par
European Football (EPL, UEFA, La Liga)Re: Manchester United Vs Manchester City (1 - 2) On 10th September 2016 by bettercreature(m): 12:42pm On Sep 10, 2016
There is a very huge different between HART and BRAVO.
European Football (EPL, UEFA, La Liga)Re: Manchester United Vs Manchester City (1 - 2) On 10th September 2016 by bettercreature(m): 12:07pm On Sep 10, 2016
We are going to beat tommorow out of the noisy neighbors today
SportsRe: Everton Matheus Rafael Swimming With Ifeanyi Ubah FC Players by bettercreature(m): 11:44am On Sep 10, 2016
admax:
If you don't support any local club or go to the stadium to buy a ticket to watch their matches, don't castigate them or be asking why Dangote don't have a local club to his name.

#ChangeBeginsWithaYou
grin grin grin grin grin grin
TravelRe: Change: 100 Most Powerful Passports In The World, 2015 Vs 2016. by bettercreature(m): 10:16pm On Sep 09, 2016
grin grin grin grin grin grin grin grin
FamilyRe: Do Not Be Pushed Into Unnecessary Spending For Any Reason by bettercreature(m): 11:08am On Sep 09, 2016
CosmicWealth:
No be everybody recession affect naw, some people are actually making more money during recession than ever before.
Lol don't mind them as if we are not technically in recession since 2015
Christianity EtcRe: Do Demonic Cobwebs Exist? by bettercreature(m):
Black magic is REAL,you are at your own peril if you dont believe it
Scientist actually need to tell us how its possible for some harbalist to eat fire,swallow it then vomit it again after 15 minutes
TravelRe: Has Someone Treated You Poorly Until They Discovered You Were Wealthy? by bettercreature(m): 10:38pm On Sep 06, 2016
SAMBARRY:
I discover that rich people judge you by your potentials,value system and what you have upstairs .they don't care about how you look.they invest so much in knowledge that they look so simple but the broke sales girl or a hair stylist will look at you head to toe before she determines how she'll adress you whether with courtesy or rudely and they're the ones that will buy stuffs that are triple of their income to impress God knows who
Don't believe everything you read on google,Rich people judge you by mere looking at you,nobody want to know if you have anything upstair!
CelebritiesRe: Kiss Daniel Shows Off His Cars [PICS] by bettercreature(m):
redcliff:
these mumu bloggers. na Ferrari be this abi?
Person be dunce you dey call am mumu,you no serious
Why are they saying this guy no get money?
PoliticsRe: Why APC Should Win Edo Governorship Election – Buhari by bettercreature(m):
jmichlins:
the hunger that will reset your brain is still coming. Or maybe you are too ashamed and disappointed to admit this government failed you.
They are paid bandwargon,they have sold their soul to the devil! infact dogs can testify this government is not working
PoliticsRe: Why APC Should Win Edo Governorship Election – Buhari by bettercreature(m):
DropShot:
Too many lazy frustrated souls here.

Make person no cry blood for Saturday ooo
Are you guys posting from APC situation room or what is your problem,why are you people trying to hide the truth? this government is not working stop all these nonsense post
I am a die hard APC supporter,i want APC to lose Edo state just to make them to realise what Nigerians are going through at the moment
Christianity EtcRe: Why Men Are Having Sex With Their Maids Nowadays-Bishop Charles & Caro Ighile by bettercreature(m): 10:23pm On Sep 05, 2016
33bandit:
can somebody just summarise it lemme come read it later lol
Try to read it and i bet you will love it,everybody dislike househelp but sadly we can not survive without having them at home
Foreign AffairsRe: Malia Obama Wears 'Smoking Kills' Tee-Shirt by bettercreature(m): 10:18pm On Sep 05, 2016
hahn:
Smoking weed is good for the health smiley
PoliticsRe: Buhari And APC Governors Storm Edo Grand Rally Tuesday by bettercreature(m): 10:13pm On Sep 05, 2016
Just wondering what they actually want to tell Edo people,I don't support PDP but EDO people must make sure APC lose this election
It will make them to seat tight
Nairaland GeneralRe: Before You Clock 25. by bettercreature(m): 8:50pm On Sep 05, 2016
Caravan:
This is a completely naive list, patterned to fit a particular, narrow minded view of the world.

Should have been: Things I have decided to do before I clock 25, not things everyone should do before they clock 25.

Who are you to tell others how to pattern their lives, as if everyone subscribes to your societally constrained and conditioned goals, or shrinked perspective on life?

Any emotionally weak person, who can't think independently, would see this list and feel he needs to change certain aspects of himself, or think that he needs to conform totally to everything the op said, even the utterly ridiculous ones.

OP, not every one has the same aspirations as you, not everyone desires to be the social butterfly, or the woman charmer, or the social networking king, or some of the other nonsense you posted.
Some people have an entirely different, more broadened perspective on life, and their own subjective idea of the kind of life that they want, and I am sure they are wise enough to know the changes they need to make in their lives, in order to achieve their goals, and even if they don't, they'll find advice that fits their own pattern of life that they've drawn from themselves, not some generalized, redundant to-do-list, compiled some mindless robots of society.

Only the last point seems a bit sensible.
You've said it all,the OP is suffering from copy and paste diseases
CelebritiesRe: Linda Ikeji: The Kind Of Man I Want To Marry (video) by bettercreature(m): 5:45pm On Sep 05, 2016
Keneking:
She wants a younger person. Period.
she want a billionaire "has his own money" she is probably going to steal someone else husband just like other celebrities because I Dont see single guys having that kind of cash
And even if he does,I Dont see him dating this averagely looking old Lady
PoliticsRe: Nigeria Needs Lagos More Than Niger Delta – Sanusi by bettercreature(m): 5:31pm On Sep 05, 2016
omowolewa:
Lagos is blessed with trend of good governance.

Monies from all parts of the country finds its way to Lagos.
There is nothing special about Lagos,they are stealing lot of cash every day but fortunately the money is just too much,if a goat rule Lagos he will be successful
BusinessRe: Ed-el-kabir 2016: See The Prices Of Rams Across Nigeria Today by bettercreature(m): 3:32pm On Sep 05, 2016
babyfaceafrica:
My neighbor bought two medium size ram naw...and they will say no money...who is lying now?
It doesn't mean he has money,it's an obligation for them to kill Ram,some even sell their property or get loan or borrow from friends,just to buy Ram
We have a family friend who sold one of their houses just to raise money to go to Saudi arabia
PoliticsRe: Alamieyeseigha’s Chelsea Hotel In Abuja Rots Away by bettercreature(m): 12:11pm On Sep 05, 2016
GoodofNaija:
Your brain is already twisted and fast deteriorating if you actually typed this in your normal senses. No apologies for this.

If success to you is stealing what belongs to others, then you are in no way different from the thieves being caught on daily basis.

I wonder how you even got the phone you used to type this rubbish. huh
Use your brain we are talking about ''vanity'' saying not talking about stealing
PoliticsRe: Alamieyeseigha’s Chelsea Hotel In Abuja Rots Away by bettercreature(m): 10:21am On Sep 05, 2016
canalily:
when one is unfortunate then what's the gain of the purpose?
Don't twist my brain its monday morning! Don't discourage people from acquiring wealth for their unborn children,there are millions of looters out there he was just unfortunate so stop the sillly vanity things,you might never be successsfull if you dont stop saying it
PoliticsRe: Alamieyeseigha’s Chelsea Hotel In Abuja Rots Away by bettercreature(m): 10:14am On Sep 05, 2016
canalily:
That is why God allowed solomon to taste everything he wanted...to have that knowledge and wisdom and to let all men know that all these things are nothing but vanity upon vanityangry
It's not vanity in any way,he was just unfortunate
PropertiesRe: My House Hunt Experience In Lagos by bettercreature(m): 10:48pm On Sep 03, 2016
grin grin grin grin grin grin grin grin grin grin grin
BusinessRe: So I Google MMM by bettercreature(op): 11:16am On Sep 02, 2016
9ja4show:
Be taking panadol for mmm; did you lose your money?
But how can this government allow fraudstars to operate freely in the country.Many people died because of wonder banks in the early 2000s,this government is not working they can't even protect the people
BusinessRe: So I Google MMM by bettercreature(op): 11:02am On Sep 02, 2016
MММ was a Russian company that perpetrated one of the world's largest Ponzi schemes of all time, in the 1990s.[1][2] By different estimates from 5 to 40 million people lost up to $10 billion. The exact figures are not known even to the founders.

Contents [hide]
1 History
2 See also
3 References
4 External links
History[edit]
MMM was established in 1989 by Sergei Mavrodi,[2] his brother Vyacheslav Mavrodi, and Olga Melnikova. The name of the company was taken from the first letters of the three founders' surnames.

Initially, the company imported computers and office equipment. In January 1992, tax police accused MMM of tax evasion, leading to the collapse of MMM-bank, and causing the company to have difficulty obtaining financing to support its operations. Faced with difficulties in funding its foreign trade, the company switched to the financial sector. It offered American stocks to Russian investors, but met with little success. Later, MMM-Invest was created for the purpose of collecting vouchers during privatisation. This effort was similarly unsuccessful.[citation needed]

MMM created its successful Ponzi scheme in 1994. The company started attracting money from private investors, promising annual returns of up to one thousand percent. It is unclear whether a Ponzi scheme was Mavrodi's initial intention, inasmuch as such extravagant returns might have been possible during the Russian hyperinflation in such commerce as import-export.[citation needed]

MMM grew rapidly. In February 1994, the company reported dividends of 1,000%, and started an aggressive TV ad campaign. Since the shares were not quoted on any stock exchange and the company itself determined the share price, it maintained a steady price growth of thousands of percent annually, leading the public to believe its shares were a safe and profitable investment.[citation needed]

An important factor in the scheme's success was word of mouth, but most of the company's success came from its extremely aggressive ad campaign, which appealed to the general public by using "ordinary" characters that viewers could identify with. The most famous of them, a "folk hero" of early 1994, was Lyonya Golubkov. Another notable marketing effort was a giveaway of free Metro trips to all Moscow citizens on a particular day. MMM also was one of the first well-known companies in Russia with a logotype and slogans ("Flying from shadow to the light" and others).[citation needed]

At its peak the company was taking in more than 100 billion rubles (about 50 million USD) each day from the sale of its shares to the public. Thus, the cashflow turnover at the MMM central office in Moscow was so high that it could not be estimated. The management started to count money in roomfuls (1 roomful of money, 2 roomfuls of money, etc.).[citation needed]

Regular publication in the media of the rising MMM share price led President Boris Yeltsin to issue a decree in June 1994 prohibiting financial institutions from publicising their expected income.[citation needed]

The success of MMM in attracting investors led to the creation of other similar companies, including Tibet, Chara, Khoper-Invest, Selenga, Telemarket, and Germes. All of these companies were characterised by aggressive television advertising and extremely high promised rates of return. One company promised annual returns of 30,000%.[citation needed]

On July 22, 1994, the police closed the offices of MMM for tax evasion. For a few days the company attempted to continue the scheme, but soon ceased operations. At that point, Invest-Consulting, one of the company's subsidiaries, owed more than 50 billion rubles in taxes (USD 26 million), and MMM itself owed between 100 billion and 3 trillion rubles to the investors (from USD 50 million to USD 1.5 billion). In the aftermath at least 50 investors, having lost all of their money, committed suicide.[citation needed]

Several organisations of "deceived investors" made efforts to recover their lost investments, but Sergei Mavrodi manipulated their indignation and directed it at the government. In August 1994 Mavrodi was arrested for tax evasion. However, he was soon elected to the Russian State Duma, with the support of the "deceived investors". He argued that the government, not MMM, was responsible for people losing their money, and promised to initiate a pay-back program. The amount ultimately paid back was minuscule compared to the amount owed.[citation needed]

In October 1995, the Duma cancelled Mavrodi's right to immunity as a deputy. In 1996, he tried to run for Russia's presidency, but most of the signatures he received were rejected. MMM declared bankruptcy on September 22, 1997.[citation needed]

While it was believed that Sergei Mavrodi left Russia and moved to the United States, it is possible that he stayed in Moscow, using his money to change apartments regularly and employ a group of former special agents. With the help of a distant relative he started Stock Generation Ltd., another pyramid scheme based around trading non-existent companies' stocks in a form of the "stock exchange game" on the company's site, stockgeneration.com. Despite a bold-letter warning on the main page that the site was not a real stock exchange, between 20,000 and 275,000 people, according to various estimates, fell for the promised 200% returns and lost their money. According to U.S. Securities and Exchange Commission, losses of victims were at least USD 5.5 million.[citation needed]

Mavrodi was found and arrested in 2003. While in custody, Mavrodi was given until January 31, 2006 to read the documents in his fraud case against him (The criminal case consisted of 650 volumes, each 250-270 pages long).[citation needed] At the end of April 2007, Mavrodi was convicted of fraud, and given a sentence of four and a half years. Since he had already spent over four years in custody, he was released less than a month later, on May 22, 2007.[citation needed] He later went on to creating yet another pyramid scheme called MMM-2011.

The MMM scandal led to increased regulation of the Russian stock market, but the legacy of the fraud led many to become extremely suspicious of any joint stock companies.

In 2015 MMM began operating in South Africa with the same business model as MMM-2011, claiming a "30% per month" return through a "social financial network".[3] The group was identified as a possible pyramid scheme by the National Consumer Commission and accounts of clients were later frozen by Capitec Bank.[4] In response to mounting criticism and official investigations by state authorities in 2016 supporters of the South African MMM scheme staged a protest march in Johannesburg.[5]

In 2016, MMM launched a website targeting the Nigerian audience.[6]

In January 2016 the Chinese government banned MMM on the grounds that it is a pyramid scheme, (Ponzi scheme), and it is not registered in the country (and as a fraudulent scheme cannot be registered).[7]
BusinessSo I Google MMM by bettercreature(op): 11:01am On Sep 02, 2016
...

FamilyRe: I Came Home To Pick Up Something And Caught Wife With Her Lover – Husband by bettercreature(m): 10:50am On Sep 02, 2016
beautiful232:
I can't sat anything here,cause I Dont know who is telling the truth
It's very obvious the wife was just trying her best to blackmail the man
CelebritiesRe: 'I Want To Lick You Simi' -- Ycee [PICS] by bettercreature(m):
Trina0936:
As in ehn,so CLASSLESS undecided
CelebritiesRe: 'I Want To Lick You Simi' -- Ycee [PICS] by bettercreature(m): 8:43pm On Aug 31, 2016
lebesgue:
If your sister's boyfriend says that he wanted to lick her, there is nothing you can do. Do you own your sister?
It's going to be the end of the relationship if a guy say that to any lady in my family (especially in public)we are very classy and intelligent

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