Courage is the ability to do something outside your comfort zone.

The ability to follow your dreams and stay focused.

I am a courageous woman.

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I do believe patience is a character trait for every aspire entrepreneur. It should be learned if it missing .

I had to learn it and it’s paid off.

Covid 19 pandemic have changed the way we work. Most employers are now offering flexible working hours, remote working, voluntary redundancy, and flexible working days. This is an opportunity to start a new venture and break free from 9-5. Lets get an insight .

1. Start cutting down on bills.
Obtaining a new phone can be exciting, subscriptions to different entertaining site can be exciting too. However, avoid renewing subscriptions. The money can be put aside as savings or use to pay any outstanding debts.

2. Pay of any outstanding debts.
If there are any outstanding loans or covenant, the aim is to create a realistic plan to pay off. The loan interests can be put aside as savings or use to reduce the debt.

3. Saving
Saving derived over a period after all expense have been paid can be used toward starting a new venture. The saving will be useful as a cushion while starting and running a new business venture.

4. Mentorship
A mentor can provide expert knowledge intelligence support, this increases the rate of success. This will navigate your way to meeting the right people with asset, that will offer continual support during the transition stage of leaving 9-5 work.

5. Personal development
Personal Development such as taking on a new training course in any choose field, volunteering to work for company, an NGO or social enterprise, going on an adventure to explore different continent cultures. All this can be done through different channels like classroom learning, digital learning and remote learning using a phone or laptop.



Where to begin
Start with a professional service advisor. Professional services provide expert knowledge to anyone that want to break free from 9-5, start-up entrepreneurs, small and medium size business, and project manager.

Lets us have a chat on the how to set up a business twitter @bluehccpro

visit us at www.bluehcc.com

What is financial projections?

-Have a good financial projection
- have a good financial statement projection
- Extensive market research
- Get a mentor in the same industry
- prepared a well written business plan
- write a proposal
- Attend entrepreneurship with Nirsal approved training centres
- visit NIRSAL webites
-visit CBN websites

Business plan is a detailed written document.

The benefits are a business plan are:

1.facilitates access to loans and other sources of funding.
2. allows quick access to financial information.
3. provides a strategic map to long term growth.
4. allows investors to visualize your business.

The main component of a business plan are:
1. cover page
2. Table of Content
3. a disclaimer
4. Executive summary
5. vision
6. mission
7 services/products
8. market research
8. Target market
9. Target location
10. benefit/ features
11. industry
12. management team
13. SWOT analysis ( strength, weaknesses, opportunities, threat. )
14. competitors
14 .start-up capital
15.income projections
16. expenditure
17. financial statements
18. NPV
19.1RR
20. ROI
21. Appendices