₦airaland Forum

isaacogwu:
I got a messege saying my AGSMEIS loan has bn approved for over a week now. How long does it take to recieve funds after approval.

5ownload NMFB mobile app from google store and register using your account number and see probably the money has already been credited coz mine too I didn't received credit alert or visit there branch tomorrow they will check it for you.

LastProphet:
Is there a space for this entry on the N5,000 business template sold and recommended by NIRSAL?

Yes a column was provided for that. Assets are stated in the Financial Analysis Chapter under key assumptions (purchase price, year of acquisition and lifespan) followed by your product and services you plan to render

PietraK:
Are we sure NIRSAL bank is not wasting people time and money because during interview, they never requested for training certificate and number. Only collected email.

How will they link the interview with our application?

And how long will approval take after interview?

Honestly your interview doesn't follow due process, you will be given AGSMEIS Loan Form which you will fill and attach. A copy of business plan, training cert, national I'd or voters card and a passport photograph before the commencement of the verbal interview.

LastProphet:
I didn't apply for it I only train SMEs, however, your advise is noted

My advice to you and your trainee's whenever applying for such kind of loans even if they said no collateral needed, in your business plan tell them your business have an asset even if it was a vehicle of 500,000(no one will ask you for its particulars) that shows you are committed in the business and it is profitable that means it was not only there money invested in the business it will only be used foir expansion.

PietraK:
How much did you receive? Did you get all the money requested for?

It is over 2 million same amount I requested in my business plan but for some they reduced the amount like a friend of mine he requested 5 mill they approved 4.2 mill for him.

PietraK:
Are we sure NIRSAL bank is not wasting people time and money because during interview, they never requested for training certificate and number. Only collected email.

How will they link the interview with our application?

And how long will approval take after interview?

Mine took 7 months but my friend who did his interview a week earlier than me received his approval a month after the interview, It was just a matter of luck after the interview

stagger:
If you cannot pay N15,000 for capacity training, who will entrust you to pay back millions when you collect it?

CBN also wants to see if you can invest in yourself. If you cannot, nobody will invest in you!

For sure bro everything in life needs sacrifice without it you cannot go anywhere that was what discourage many of my friends whom we applied together I told the even you did not pay the 17,000 (account opening, training and business plan) in next 1 month you cannot tell me where you spent it, to cut the story short they are disturbing me now with where should they start hearing that mine wasd approved.

LastProphet:
I'm very involved with enterprise development trainings so nirsal is just another shameless fraud like the rest before it. My cousin I introduced almost 2 years ago only got to interview stage and nothing note since over 7 months ago. 2 other SMES I mentor have same experience. A WhatsApp group of over 270 people that attended trainings same thing. Nigeria is hopeless and is not Buhari or Jonathan

Please do not discourage others just because you ain't selected what I observed was the process is very slow but at last you will be selected just exercise patient. I did my interview for over 7 months on 11 february but have not heard from them until last 2 weeks that my loan has been approved I should accept the offer by visiting there site through a link they sent me from I accept the offer on friday by tuesday the money was already credited to my account. I think yours is around the corner too since we did our interview same month

moodyguy:
I have applied and did my training since March 2020.Still waiting to get my Loan.kudos to CBN.

Be patient bro I applied october last year and did my training on 2nd January followed by interview on 11th February. I even loose hope of getting it just 2 weeks ago I received a text message that my AGSMEIS loan have been approved with a Iink to there site to accept the offer and within 5 days of my acceptance I received the credit alert. Yours is coming too by God Grace

A beg take ur wahala go nigerians no fit understand crucial meeting since the inception of this APC government we have seen hundred of it with no result make una just call am tea sipping meeting as usual

Let me ask too my friend why aint you rich like Mike Adenuga... that means all fingers are not equal so stop bringing something from countries that doesn't not see ordinary power and other basic amenities lacking in there society and asking why dont we have this and that.

Where are the pastors shebi Wike declared Rivers a Christian state come and intervene before nairalanders begin says nah fulani herdsmen want to islamisize the state

I honestly pity nigerian youths just because someone shouts am muslim or christians depender you starts hailing him. Just be fair and just to your people that is what was expected from you not going to mosque or church and defraud the followers with religious sentiments.

Minister of Communication, @DrIsaPantami Directs MTN to Suspend Plan USSD Charges
http://ow.ly/QIbq30pKu8H