lavylilly: WOMEN It depends on the person. Frugal people save money and it is not a characteristic limited to one gender. Different gender experience different expenses, generally speaking. It is difficult to compare expenses since it is relative even within genders. However, most would agree that men generally spend more over a lifetime in general unless they prefer to stay single, never married and celibate. Here's my reasoning:
Men buy things for men and women buy things for women. But men are expected to also buy more things and more expensive things for women relatively speaking.
The average man tends to be the one to initiate dates and pays for them. The average Nigerian has about 100 dates over a lifetime. Once he finally gets it going serious, there is even more expenses. Kudos to women that insist on 50/50 all the way. It tends to be difficult to find one that is happily married.
A woman usually expects maintenance costs and dating costs. Even for a relatively frugal and egalitarian relationship I currently am in, that still runs up to 15% of my paycheck with measly rental income and I usually split with my fiancé. He gets unhappy, even though his understanding when I can't pay for certain things. He's is most happy when I buy things out of the blue for him, though he makes much more than me right now as a 6-figure salary software developer. Birthday gifts, anniversary, Christmas, ringa, girlfriend day, Valentine's Day - all expected that you pay. Even so called modern women will never go below 50/50 unless under extremely dire circumstances and will never reimburse you. It's considered a gift.
Of course, a man can shun cultural influences and so can a woman. But I've rarely seen a truly 50/50 case where both sides are happy over the long term.
Men tend to buy expensive gadgets, watches, cars, tailored suits. Men are also expected to pay the bills in most countries. Studies have shown that truly 50/50 egalitarian households fare worse than 60/40 and 100/0 in terms of long term happiness. So men tend to have to pay more. The courts tend to favor women to have the man pay alimony - at least 50% of his paycheck and likely more! Considering that there is more than a 50% chance of divorce, I'd say men have it worse, risk adjusted.
Women buy makeup, personal, fashion, accessories, hygiene, haircuts, and such. I get it. However, it depends how the individual spends on it. My fiancée saves a lot on these and it costs pretty close to my expenses.
But 50% of your paycheck far exceeds that in most cases.
I meant the hp. Open Mac ke? Apple is anti repair at their core. And it gets harder the more recent the device. You go first find torx screw. Or heat gun just to open the machine. No no no.
Yea sure, but I don’t think the cpu is an issue, even with it hitting 100 it is still very performant at least for what I do, I also do edits with CapCut boy it is smooth as glass, export is fast too, but I wouldn’t dare any adobe sw 😄, latest photoshop lags a little bit, but still way better than my previous, lenovo w530 i7 16gb 2gb quadro nvidia quad core oo, I don’t know how, cos the specs murders it on paper.
But I got the Mac for battery performance and xcode and that’s it. Else I was fine with my hp. Even till now I am not selling it.
You may want to open up the device and clear the fans of dust. Also repaste the cpu.
I find that process explorer and system informer (formerly process hacker) are better than task manager for tracking down cpu hogs.
And hackintosh is still an option until we get to 100% apple silicon.
For the MBA? Open up kini 😂, abeg, I dey enjoy am like that, I don’t open up too many things, it’s very smooth, they did magic with RW speeds, the unified ram has speed of 4200mhz, so I just open bare minimum I need to work.
I can still open up my hp, wouldn’t be the first time
I would tell u this, hp 840 g3 is a beast too but that’s just for web dev any other thing, you will cry. I check task monitor and saw it eats 💯 cpu and stay there pretty often, with just running chrome, pycharm, slack and postman. With this maxing out, it tolls on the battery, I get 3hrs or less. You might be lucky with the battery tho, cos I know people who get 7hrs plus same pc. Just cool down to find out the battery numbers.
As for the mba 17; the truth is it’s not any better that the hp except retina screen, integration with the apple system. If u are going with 8gb variant, you will suffer and it will thermal throttle like mad. If you want MacBook and just go for the pro. 2017 or go for M1.
My MBA is performant, it doesn’t thermal throttle, battery life is mad, but runs out mem pretty often. I know this anyways b4 buying but that’s what I could afford. So I still use my hp, which is not as smooth, but it tries a lot.
In short don’t get the MBA cos u will be stuck, it’s less configurable.
Don’t let anyone talk u into buying Mac, if you will eventually go into swift dev, you will, by then u will have bigger budget, mba 17 is a no for me, we all know where we started
I saw this on jumia - Souer 1000W HOME SOLAR LIGHTING SYSTEM FOR TV, LAPTOP AND LIGHTS - 122k
It contains this. This package includes the following items; A UNIT OF 100WATTS PANEL A unit of 40Ah Battery A unit of 1000WATTS/12volt Inverter with inbuilt charger A unit of 20A Solar Controller
My question is? is this enough? for my need, I fear the 40ah battery is too small. and I don't know if the brand can be trusted; if anyone has something similar pls share your experience
silento: Programming and Linux system administrator is where the oil dey , but before you rush to learn system administration to find work is very hard and if u happens to find work and mess up which u will likely do if na some random video from YouTube from a guy looking for views to make a living
U fit sleep for cell for few days and even pay damages
After reading your epistle, it was obvious that you are still naive. You still don't know how things work.
You think working hard at your place of work will get you promoted, instead you will be dumped with more work and responsibilities. Whereas people who don't even do 50% of what you do keep getting promoted.
Your first mistake is taking an offer that you believe is below your worth. And when it comes to slave labour, Indians are the best.
I don't see myself ever working for those bastards. Not only will they overload you with work and pay you peanuts, but they also lack respect and can be quite racist.
Start afresh, but this time, desist from applying to Nigerian, China, Labenese or Indian-managed companies.
And when you get that dream job, it's not about how hard you work, but how you play the office politics.
That doesn't mean you shouldn't meet your target. You should, but don't go above and beyond trying to impress. It will only get you more responsibilities not promotion.
jayAjoku: As a man You should never be in a position where you lack access to lots of pussy , if you do you will suffer disrespect From the one you are overvaluing and trying to keep
It gives me easy access to manipulate and decieve large group of people.
Women and Children are soooo very easy to decieve and manipulate..
That's why every church is filled with 97% of women. Men cannot be easily decieved. That's why low number of men in church.
Even Devil know this That's why he meet Eve instead of Adam Women are just like children Any sweet lie can make them surrender all their money to Daddy GO. Devil knew this and ran to Eve and successfully decieved her.
Go to all churches, 97% women and kids
I used to be against fake pastors Until I joined one fake pastor in Uyo That's when I understand it's not easy to decieve large group of people for a long period of time. If it's easy, make you try am
So please show some respect to these fake prophets. It takes huge balls to be able to decieve people and make them surrender their money to you without you pointing guns at them or robbing them. It takes skill.
Pastors are psychologist.. Only women and kids fall for their scam
Most of us gain admission 2016 but due to constituted authority shenanigans we were forced to stay back home for a year. A lot of us got admission elsewhere but not all of us were lucky, next JAMB came while we were still at home and new set (2017 set) got admission, the school management had no choice but to merge us together. after so much hassles and trouble from FG and ASUU, academic sheges, unhealthy academic calendar, and cruel policies, we are finally signing out!
No more night classes, congratulations to us as we sign out this week. It's been a long ride. 7years plus. less than 4 years of actual academic activities, the rest went to Fed ASUUs strike, Ajimobi led ASUU strike , lockdown due to coronavirus etc.
Most of us gain admission 2016 but due to constituted authority shenanigans we were forced to stay back home for a year. A lot of us got admission elsewhere but not all of us were lucky, next JAMB came while we were still at home and new set (2017 set) got admission, the school management had no choice but to merge us together. after so much hassles and trouble from FG and ASUU, academic sheges, unhealthy academic calendar, and cruel policies, we are finally signing out!
No more night classes, congratulations to us as we sign out this week. It's been a long ride. 7years plus. less than 4 years of actual academic activities, the rest went to Fed ASUUs strike, Ajimobi led ASUU strike , lockdown due to coronavirus etc.
Bloomsbury: This is my entrepreneurship and tech Startup Journey. I hope my experiences might inspire someone here to build his own tech company and sell and change his or her life.
I started reading the rich Dad poor Dad book and that book changed my mindset about work and goals. I enrolled into Y combinator Startupschool 2019 and I was blown by the number of young people building tech companies. My own startup idea was to build a marketplace to hire talents. Something similar to Upwork. I met a lot of great minds, software engineers and high value Investors during my Startupschool experience, one of them is Cindy Bi, GP at Capital X, we are so close together as if she's my MOM 😁. I never built the marketplace, I failed after graduating from Startupschool 2019.
Again, I enrolled for 2020 program. This time my Startup idea was to build a self driving car company (I got inspired when the CEO of cruise self driving car company started following me on Twitter) . I enrolled to study sensor fusion engineer with Udacity so I can learn to build my self driving cars. (I was just a young boy that was high. I will explain later) . I said I was high because the type of people building this kind I companies were right software engineers from MIT, Standford not an average Nigeria young Nigeria developer with no experience that time in COMPUTER VISION.
I discovered during my research that self driving car companies are HARDTECH, it will require me at least $110,000 to build a prototype ( My approach to build a self driving car was to RETROFIT not build from scratch just like Voyage self driving cars. I have a software engineer background not MECHANICAL ENGINEERING 😁).
After some deep self searching, I know I don't have the money to build such a company. I stopped immediately and after graduating from Startupschool 2020 with my failed startup, I gave up on entrepreneurship.
One day I discovered an essay by Naval on "How to get rich"
That essay reignited my entrepreneurship spirit. But I want to use the divide and conquer approach. Let me start again by being in the venture capital industry, this will give me the opportunity to see a lot of Startup ideas and perhaps I might come up with something unique to build.
I enrolled as a venture scout with different VC forms and was accepted ( A lot of investors already knew me from Y combinator Startupschool 2019)
After been exposed to the venture capital world as a seed scout . I noticed that most Startup founders gained financial freedom by building a mini Startup and selling it. This was what I learnt from the two books "Rich Dad poor Dad" and "Business school book written by rich Dad poor Dad authors"
I carefully did some research about Microacquire, a platform where people go and sell their startup. I noticed startups selling for $15,000, $50,000, $100,000 and even some selling for over $7M
I started following in their Twitter feeds and the CEO tweets. I saw the light one day he tweeted that if your startup can make a little Revenue and you have a website, you can sell on Microacquire.
While trying to buy a domain name for my new Startup, I was presented with something strange. "This domain is a premium domain" and it cost was $25,000 😳
I was wondering why someone would buy a domain name for that amount. I started doing research into premium domain names. I discovered some domain names even sold for over $30M, that's crazy 🤔 . I also learnt a new concept during the process of my research ,"Domain name brokers", they were talking about"Domain names are liquid assets". I remember I read about liquid assets from the book, Rich Dad poor Dad.
I started doing research into liquid assets and discovered it's true. Domain names are liquid assets. They have valuations and you can use it as collateral for many institutions including collecting loans from bank.
So I started my research again into how to build a tech Startup and sell fast. I came across a YouTube video I can't remember the name but this guy was talking about starting a domain selling business. That's it very cheap to start and you can "EASILY SELL THE BUSINESS WHEN YOU START TO MAKE PROFITS". I was like this is what I've been looking for. In the video, he talked about a free white label domain selling company which I quickly went to register.
So the white label domain Company has something like a cpanel where you can connect your own domain name and they will create a domain marketplace for you with the domain names they want you to sell. You will earn 10% commission on the sale of each domain name. Also I was shocked when I saw you CAN ALSO SELL YOUR OWN DOMAIN NAMES IN YOUR MARKETPLACE.
So my goal was to have a domain selling business and buy Domain names are my Startup liquid assets (which will increase my Startup valuation when I want to sell the company on Microacquire)
The CEO of Microacquire highlighted that there's no way buyers will come when it's not a registered entity. It served as a protection. So o quickly went and got my Startup registered in the USA FOR JUST $1. I already had an EIN from a previous tech Startup journey.
So now I have my domain marketplace website, my Startup is registered in the USA ,so now how do I get premium Domain names to add to my Startup asserts as "liquid assets".
I started searching for Domain name appraisal tool. I stumbled across GoDaddy Domain appraisal tool. So I will input random Domain names and it will tell me the domain worth and valuation, how much is the worth of each keywords in the domain, previous Domain sold that matches the one you are trying to get the valuation.
I noticed a strange thing. I noticed UK Domain names extension had higher valuation than a COM Domain and many of the domain names been sold were UK Domain extension. E shock me o
So what I did was to start researching how to come up with high value Domain names idea. I came up with 20 short Domain name ideas related to Food, health, crypto and AI.
This is where my crazy experiment started.
I will go to Namecheap to search for the UK Domain extension, if it's available, I go back to Goddady and check the domain valuation. Omo I was seeing Domain valuation $4,600+, some of them were even valuaed at even $5,700 😳🤑😱
So I ended buying 16 Domain names with a combined valuation of $57,000 🤑 So I went back to the registered agent that incorporated my startup in the USA to add those Domain names and their valuation to my company assets.
So now what's my goal. My goal now is for my domain selling website to be profitable, when it get profitable (because people who want to buy your business want to see you're making profits), I will then list it for sale on Microacquire.
And I know I will hit a life changing deal on Microacquire
When my Startup get sold , I WILL REPEAT THE CIRCLE
I know I might get a non-compete agreement on Microacquire, so I will go into a web hosting company, buy more premium Domain, add them to my liquid assets and sell the company on Microacquire.
From my personal point of view, building a mini Startup to sell is more achievable than Silicon Valley Billion dollars company ideas
So the fourth Circle, I will do something different. By then I will have had a lot of experience building a company and selling it, I will start working on a possible Silicon Valley type of Company, a company that will have "NETWORK EFFECT"
Then I will pitch my new company to my venture capital firm, Calm Company fund, from there I proceed t Y combinator accelerator program.
Ps. You might have noticed I withheld the names of my Registered Business, Domain marketplace and premium Domain names. I will release all the info here when my company get acquired.
So I hope my journey night get you inspired into building your own tech Startup.
If you have any tech Startup experience to share, I will love to learn from the experts and gurus here.
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