The best way to receive money from Ghana is to partner with a MoMO Agent.

What you need to do is to tell your client to send the money to the momo agent.

Then he gives you an exchange rate and sends the money to you in Naira.

Most time the rate carries the commission and fees involved.

This is a brilliant way to get clients from Ghana.

The money exchanger need to know purpose of transaction to protect against fraud.

At Techsavvy we help ecommerce companies, affiliate marketers, course creators and those who have digital content to receive funds.

@08169012014

By working with our team you can be sure of widening your reach.

I have the book CIPS level four in Port Harcourt.

Call 08169012014 or Whatsapp

I heard Ausli has genuine products. Can someone throw more light on them?

As a young boy my mom had to hire a help. She was a teacher and needed someone who could help do the laundry.

She asked friends and colleague of referrals. They offered to help but the help didn’t seem to materialize. She continued pestering them until one of her friend referred an adult help to us.

The help was well spoken. She passed my mum’s grilling questions and settled in to work.

As with most new staffs she was "perfecto." Mum taught she had hit the jackpot.

She was indeed a great deal happy. The wrinkles from the sleepless night she had to suffer were a thing of the past or so she thought.



Then it all began.

The Nightmare

When you are indeed desperate for a help, you may just shoot yourself in the foot as mum did.

We rushed the process, we didn't take due diligence to do thorough background checks.

As a result we got a house help who was a philanderer.

When sent on an assignment, she spent more time than expected and dished out one excuse after another.

She maltreated I and my siblings. And mum wasn't in a hurry to let her go because of the pain it took in getting another one.

Until the unthinkable happened.
She took in a scenario in which she was forced to leave.

HOW CAN YOU REDUCE THE RISK OF A NIGHTMARE NANNY

Before bringing a nanny, it advisable you have a realistic expectation of what you want in your nanny.

Do you want a mother?
Do you want a single mom?
Do you need an educated lady?

Once you have set your expectation right you can then start your search.

But understand you need patience. Patience will help you achieve a long term nanny who will fit your persona.

To get this you need your nanny to understand what kind of person you are, your likes and dislike.

THE TIME NEEDED TO GET A NANNY

As most professional child care specialist will tell you need an average of two months in your search if you are seeking a Nanny who will blend into the family without the help of an agency.

This time is needed for series of interview, and background check as well as the opportunity for your to be nanny to ask questions.

THE NEED FOR RESUMES

Before employing any nanny you should ask for a resume. The resume doesn't have to be sophisticated. It should however contain the names of the intended nanny, her qualities, age, marital status, past employment and referees.

This was indeed a loop hole when my mum selected Anita. There was no resume, no calling of past referee or contacting of past employers to verify the soundness of character.

Mum only relied on the information she provided during the interview.

You can glean a great deal of information during a short chat with the nanny's former families.

While many great nannies may not have a professional resume, a resume helps reduce the risk of hiring a fake.

THEY NEED TO HAVE CHILDCARE EXPERIENCE.

Any nanny you want to hire should have childcare experience. They should have taken care of children for at least a period of two years.

Also, another thing you should look out for is how long they stayed with the last family. Less than a year, should raise a red flag, as nannies with less than 1 year abode in a home may be as a result of unruly conduct.

FACE BY FACE

Any nanny who you want to hire should be interviewed face to face. The era of just getting a help from the village based on referral is long past without doing the interview because of security implication.

The interview should be professional in every aspect. If possible do a thorough preparation on your part. The necessary question to be asked should be long prepared before the meeting.

Find out are views on food, housekeeping and education. Also movies she likes these question can bring out another aspect of the potential nanny.

Apart from this, endeavour your children have the opportunity to speak with the intending nanny. Your child may just be able to spot something amiss through intuition. Don’t disregard this especially if your child is one who is not known to have issues with others.





BACKGROUND CHECK

The reason why Anita was hired was because of mum did not carry out any background check with a security apparatus. If she had she would known she had soft spot for men of questionable character.

To get a nanny with little or no problem a background check is necessary. You need to spend to get this done.

Spending this money is worth your life and that of your child.

PROBATION PERIOD

Before getting into a long commitment you can pay for a trial period to be sure your nanny delivers up to your expectation.

By doing a trial period, you would be saving lots of cash than if you had entered a long term contract.


THE AGREEMENT

Before you finally hire your nanny make sure you have an agreement cast on paper. She should have a copy. This will enable her know the rules. The document should spell out rate of pay and work hours, as well as vacation. This will help solve a lot of issues.


YOU CAN AVOID THE HASSLE OF PICKING A HELP

If you want to shorten the period to get a help https://www.nannynkeepers.com/ is there to help.

Nannynkeepers a full fledge agency that caters to your needs. You won't be disappointed if you use us

If you have money sitting in savings or current account doing nothing and you don't have the need for it at least for the next 2 or 3 months, it could be you are not yet certain what profitable thing to do with it for now, then this my little piece of information could interest you.

How To Multiply Unused Funds In Your Bank Account



Someone might quickly think of fixed deposit or Call Deposit as good options for reserved funds. While it isn’t a bad idea, I do not agree. With fixed deposit, you only enrich the banks.
It's true fixed deposit for a million naira or a little less could fetch you about 4-7% annually excluding tax. While some sees this as an opportunity, I see it as cheating.

By whom? The banking system. Well, don't condemn me yet until I explain my reasons.

Have you heard of government instruments like Federal Government Bond and Treasury Bills?

Do you know they pay more, even more than double of fixed or call deposits?

Treasury Bills or FG Bond is all about lending Nigerian Government money.
They use it to run the country and pay you interest. It’s free money so to speak.
Treasury Bills have a maximum tenor of 364 days, but FG Bonds varies, with longer tenors. These government instruments are 100% risk/ tax free and can pay up to 18.7% (Treasury Bill as at last week's auction) depending on the tenor.

The more interesting part is that the interest ( ROI) is paid up front, and can be reinvested if it meets the minimum requirements, thereby compounding the interests.

Money Market Funds is also very profitable as well. You can Google it for more details.

Let me share this experience. A friend wanted to go to the bank to do a fixed deposit on her NYSC 'allawee'. She had just passed out and had carefully saved all she was given. Since she had no good business idea to start, she decided fixed deposit would be better than just savings in the bank.

She was promised 4-5% by a bank and she was very excited. When I got to know, I strongly discouraged her. I told her about Treasury Bills, she went to FBN and got a whopping 18.1%. She almost worshiped me.

HOW TO GET STARTED

CBN through Debt Management Office (DMO) has a list of approved banks and financial houses accredited for these instruments. I prefer Banks. Go to your bank and ask how to start. As a tip, IBTC and FBN has the best rates so far, GTBANK follows, but avoid Ecobank or whatever they call that bank.

Alternatively, you can delve into digital currency also known as Cryptocurrency trading, though with risks due to price volatility, yet it has great potentials. Seat Belts On, this could sweep you off your feet. http://www.compellingadverts.com/2017/06/why-keeping-idle-money-in-bank-is-crime.html

Why Learning a Second Language Will Make a First Class Graduate Cry

We at Famlang international Language Port Harcourt believes that Second languages are actually quite nice assets when showing off to potential employers, especially true for logistics jobs which happen to be one of the fastest growing fields.

Imagine just having a second class lower but upstaging a competitor who has a first class simply because you have an added skill.
For those who close their minds to learning a second language, it’s a pity because you shouldn’t be surprised if your junior limp frogs you just because s/he can speak a foreign language.

Second Languages has helped many people enormously when getting a step up over the competition in jobs. It is for this reason, I advise people learn French because French probably will soon see a return to prominence as West Africa begins to develop over the coming decade or so, many Canadian mining companies need French speakers to manage their operations over there, and it is one of the fastest growing regions (population wise) of the planet which means there probably will not be any shortage of French speakers in the future.

Also just a quick job search on an American job site for French language jobs shows that it is in fact an asset for a lot of companies, as most American companies try to trade with Canada, and packaging laws in Canada require both English and French packaging, and Quebec is relatively decent sized market by North American standards.

29 Why You Should (and Where You) Can Study French in Port Harcourt for Cheap

1. You can Communicate with French speakers around the world With French

2. French is an analytical language that structures thought and develops critical thinking. It is the language of great philosophers (Descartes, Sartre and Derrida, among others) and eminent scientists (Pierre and Marie Curie, Pasteur, Georges Charpak, etc.). In learning French, children also learn how to argue a case and present different points of view, valuable skills for discussions and negotiations


3. French is the only language with English taught as a foreign language in every country.

4. French has the status of official language in 32 countries and governments world-wide.

5. About 2 million people in the US speak French or French Creole in the home. 9.6 million people speak French in Canada, where French is one of two official languages. French is among the top five languages in terms of number of web pages used on the Internet.

6. Six million people in America speak French fluently as a second or foreign language. (Some estimate this number to be as high as 11 million people.) New York, California, Texas, and Florida have joined Louisiana, Maine, Vermont, and New Hampshire as the main centers of French in the US.


7. Boost your academic skills With French,

8. The richest source of vocabulary in English actually derives, not directly from Latin, but from French. French has been valued for its words with precise definitions. It was this reason that the founding member countries of the United Nations found it useful to work both in English and in French


9. Since at least one out of three words in English has been borrowed from French, students studying French will improve their scores on comprehension of reading texts and vocabulary on standardized tests, such as SAT, ACT, GRE, and LSAT. </li></ul>

10. Knowing French enriches language usage in English in many domains, e.g., legal, administrative, political, architectural, artistic, culinary, aeronautical, and engineering terms. <

11. Knowledge of French, with its imbedded Cartesian logic, can improve creative and critical thinking and problem solving in English speakers. It also stimulates brain function and memory.

12. French is among the languages that require the least amount of instructional hours in order for an English speaker to reach a high level of speaking proficiency, according to the Defense Language Institute.

13. It requires approximately 720 hours (5 contact hours a day) for a mature learner to reach an advanced level of speaking proficiency in French; whereas, after 1,000 hours a student of Arabic, Chinese, Japanese, and Korean may only reach a low level of speaking proficiency.

14. Having studied French, the learner can more easily develop proficiency in other languages.

15. French is a natural choice for speakers of Spanish, Italian, and Portuguese because of their common roots in the Latin language.

16. Increase options for undergraduate and graduate studies With French, you can. . .


17. Many students of French opt to complement or complete their studies in a variety of disciplines in a French-speaking country.

18. Researchers, particularly in science, technology, medicine, and business, have an edge on their competitors when they can read studies in the original language, i.e., French, without having to wait for a translation. Not all research is translated into English.


19. Most graduate schools require knowledge of at least one foreign language, and French is a common choice for many fields of study.

20. Invest in your career With French
• French speakers are in demand in banking and finance, international market analysis, diplomacy, hotel management, international trade, journalism and media, aviation, national security, education, translation and interpretation, health care, customer service, tourism, and law enforcement. </li></ul>
• Knowing French can help one gain a valuable understanding of cultural and business practices in other places.
• Knowing French can be a plus in getting a job or advancing in one’s field. </li></ul>
• French can provide opportunities for networking globally. Well-known French-owned companies in the US include Michelin, L’Oréal , BIC, Atari, Louis Dreyfus Property Group, and Air Liquide.

21. French is always an official language used to announce events and winners at the Olympic Games.

22. Sports enthusiasts can follow their favorite events and athletes in a number of sports popular in the French-speaking world.


23. French is an influential language spoken and understood in this hemisphere. Over 33 million people in the Americas know French. Some destinations include Quebec, New Brunswick, St. Pierre and Miquelon, Martinique, Guadeloupe, Haiti, St. Martin, French Guyana, Maine, and Louisiana.


24. Most major American cities, including New York, Miami, Chicago, Los Angeles, and Houston, have an active French community, which organizes numerous Francophone and Francophile programs and events. </

25. France is the most visited country in the world, with 75 million tourists each year.

26. Enrich your appreciation of influential cultural contributions of the French-speaking world With French, you can. . .

27. The impact on literature, philosophy, and the arts (music, painting, sculpture, film, photography, theatre, dance, cuisine, fashion, and architecture) is particularly noteworthy. A small sample includes: </li></ul>

28. French is spoken in more than 56 countries in North and South America, Europe, Asia, and Africa.
29. Knowing French enables one to understand cultural diversity which will not only enhance one’s competitive advantage abroad and help maintain political and security interests but also promote a better understanding of cultural diversity within the US.

30. With a knowledge of French one will be able to work toward global consensus and peace and participate in humanitarian efforts since French is an official language or a working language in many international agencies and organizations

Want to learn French for a monthly fee check Famlang International Language School Port Harcourt (08036532254)[i][/i]