₦airaland Forum

What load of Hogwash is this bikonu

Iamblessed88:
It’s only on this thread i’ve seen the argument that AUM and stability have no correlation. Folks don’t realize the advantages of AUM untill the market goes through some sort of stress.

When you liquidate your investments and get paid in an hour sometimes, do you truly believe the underlying holdings were sold off that quick? Fund managers usually keep a cash buffer to meet liquidity without necessarily selling off investments all the time.

The larger the AUM, the larger the buffer but as i said, you wont feel the impact in a smooth sailing market.

Also, forget SEC, the larger the AUM, the greater the scrutiny. Try and apply for an update to your signature or account details with stanbic, you would be lucky if this is done in a week. The reason is not due to sluggishness but because they have alot of hoops to cross (internal control). Now contrast it with a smaller fund manager. I had my account details changed on the app of a fintech FM in seconds and to be honest, i felt abit unsafe.

Yes, market risk (Beta) is thesame but there’s also such a thing as idiosyncratic risk which is unique to each firm.

For those using cowrywise, are they sec accredited? No. Who’s to ensure that they actually deploy your funds to those companies listed on the app since there aren’t any trustees to vouch?

Youngman85:
Congratulations!!!!
when and where was the location of your biometric?

Thanks man,

Biometrics was 5th December

Location is abuja

seniorOlu:
Congrats man, you were talking about this yesterday morning
U don leave us

My brother thanks oo.. na so we see am.. una own go still come this week no worry

Visa alert mail just dropped.

Awaiting collection mail soon I suppose.

Bradford here we go

Nkc99:
Please guys I have a ask… can I spend the excess money in my Pof after applying for Visa? Without going below the required amount needed? Thanks

I pumped extra funds and I need some for other expenses. Phew!

Yes you can.. so long as the minimum balance doesn't go less than the required pof by ukvi

Dunns:
what i meant was that my course start date is 20th January2025 and ends 30th January2026 at University of Central Lanshire..Am I to pay an IHs fee of more than a year

No.. but it'll be calculated for you automatically on the uk.gov site during your visa application when you put you start and end course dates.

ganie:
Do they have intake for mid 2025?

If u mean bradford.. next intake for all courses is September

To be more certain about others, go to your intending school websites and check cos sometimes the intake vary by courses

ganie:
I need the info as well and my budget is 4-5k.

This budget for tuition deposit will serve for most uk schools.

Im going to bradford and theirs is 5k pounds.

University of Suffolk, hull city, Bedfordshire, and so on have for 3k or 4k

kingjms010:
Good afternoon sirs and Mas

Please what's the fastest route to fund a domiciliary account (this is to pay for the visa application fee) as the fee exceeds the limit on the naira card. Also, is there any other method to pay for the application fee?

1. Buy dollar from bureau de change and fund ur dollar account then pay with ur dollar card.

2. Give someone u know in the UK naira so they help u pay with their card over there.

3. Make use of platforms like Cardtonic. U register and get a virtual dollar card there, connect ur bank account and transfer the naira equivalent to the app.. you will see the conversion rate there and of course it's always higher than normal rate, but at least it'll be in ur hands and no one else's

Chima043:
I really want him to receive his because the guy done wait tire honestly.

Omo I can imagine.. hopefully he does.. cos one is better off having his or her approval before the Christmas break otherwise chicken go dey taste like white yam

seniorOlu:
I get you
When was your bio??

December 5th.

Got a mail last week Wednesday as well saying my application is still been processed and will most probably be decided on within standard processing time.

So I'm somewhat expectant too since no nsf mail.

seniorOlu:
Does it matter, you no want make I get am?

Haa, on the contrary, I want you to o, so long as pple are receiving mine will come along..

But they don't send randomly, they send in batches and they are yet to send today's batch cos if they did pple would talk about their approvals, I mean im sure you would.

So it was quite funny u said ur will land today and 30 mins later he's asking if u have gotten it ..

Maybe I have a poor sense of humor but I absolutely want u to get the visa

Chima043:
Have you gotten your visa

He said that like less than 2 hours ago and ure asking if he's gotten the visa? 🤣

seniorOlu:
Mine too God’s grace
Coz I’m tired mehn
Make another man dey decide person faith is not……

What time to you think approvals mails will be sent out today though... they were doing 12:07 am before, then switched to 8:07am on Saturday..

Elfavour:
In a bit, mine is coming today

Lol, I like the ginger ..

No visa alerts today? Wheew

YulPapparrazi:
Please any lead??

So ur POF is a totality of your remaining school tuition plus your living expenses.

If u pay ur full tuition.. then your POF would comprise of just living expenses.

YulPapparrazi:
Please any lead??

Medicals yes.. it's same tb test .

Biometrics.. i really don't understand, if u did Biometrics for a Canadian visa application, it has nothing to do with the Uk and will need a fresh uk visa application

UK POF.. it varies.. right now there is a standard 9207 pounds for living costs but that amount will increase from January 2025

Firstly this is my car, imported by me in 2021.

Car is fresh and no issues.

V6 engine, full option, Push to start button, red interior.

Custom duty papers available.
Location: Maryland, Enugu.

Call 08138733900 swiftly for fast deal.

Price is 5.5 million.

okhueleigbe:
Does UKVI call now for interview?

I think he meant biometrics

NSF mails, which stands for "Non-Straightforward" is a term used by the embassy to indicate that an applicant visa’s application has been delayed.

Some reasons why you can get an NSF mail,

Invalid Supporting Documentation
One of the most common reasons for NSF mail is the absence of comprehensive financial proof. The UKVI looks for evidence of sufficient funds to cover the expenses related to the visa application and stay in the UK. Failing to provide detailed financial documentation can result in an NSF mail. To demonstrate financial stability, it is essential to properly arrange and display financial papers, such as bank statements, job contracts, or sponsor letters.

Invalid English language Tests
NSF mails can also occur when applicants misinterpret the required English language proficiency level, for their visa category. It is crucial to understand the language requirements, such as speaking, writing, listening or reading skills, set by different universities. Students who take admission on MOI bases get NSF mail. Submitting invalid English language test results is another cause for NSF mail. To avoid this issue it's essential to select an approved English language test and provide results that meet the visa requirements. Double-checking and verifying the validity of test results can help prevent NSF mail.

Lack of Comprehensive Travel and Accommodation Plans
One common reason, for NSF emails is when applicants fail to provide travel and accommodation plans. UKVI carefully assesses the feasibility and credibility of travel arrangements including flight bookings, hotel reservations and itineraries. To avoid receiving NSF emails applicants must create well-thought-out travel and accommodation plans that clearly state their intended activities and the duration of their stay.

In essence you might also be asked for an interview or that you provide additional documents if u got an NSF mail


So in general, an NSF mail, even though it means they have touched your application is not really in your favour or necessarily a good thing.

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Dm or call 08138733900

Cryptodon:
5 months old AIRPODS PRO.

Location enugu

Price: 80k..

Non-negotiable.

Meetup: any public place of your choice and you test before buying

5 months old AIRPODS PRO.

Location enugu

Price: 80k..

Non-negotiable.

Meetup: any public place of your choice and you test before buying

I dey independence layout as well.. Maryland lomalinda extension precisely dm 09060351848 on whatsapp

jakizio42:
I dey Independence layout
Hola me if you need a paddy to play with(couch co-op)

The aim of this thread is to bring together scattered fifa brethren in Enugu. Ps4 and ps5(FiFa 22)

I know I'm not alone when I say it feels like there are hardly gamers in Enugu but I know we are here, just that we don't get these competitions the Lagos fellas usually organize to bring us together.

So if you're a hardcore fifa player, A novice, a professional or a legend.. Preferably a Legend�( cos e dey hungry me to test strong hand). Please indicate on this thread let's form a whatsapp group where we can organize or do something about this situation

And If you know of any Enugu gaming group existing already, pls indicate so peeps like me can join in.
Im on ps5 btw.

Open ur ps3 and clean the fan.. Make sure there is good ventilation where u keep am

oladipuposadeeq:
Morning guyz. Pls my ps 3 is blinking red light when I try turning it on and it won't come on at all. Its been like that for 3 days now. Who can help me resolve the issue for a token abeg ooooooo

Any fifa 22 ps5 whatsapp groups available?

I'm in enugu and no competitions this side. 09060351848

Ozumbaoflagos:
This is happening on the 2nd of April 2022,it should be the latest on the thread.It is strictly FIFA 22 Ps5

add me 09060351848.. i dey find pple to scatter for fifa 21

If you want good Opponents i have a FIFA 20 whatsapp group just mention me and state your phone number . We do online freindlies on PS4

I'm in enugu, have a camry 2008.. I wanna do all of this.. If it's possible, pls call or whatsap 08138733900.. Or reply with your number so I can reach you

owobloww:
Dashboard 30k
Roof 25k
Steering 20k
Seats and door mats plain 80k
Seats and door mats fancy 100k

[quote author=nduka84 post=70021399][/quote]How can I get the standalone pull up bar.

I'm in enugu

How can I get this pull up bar... I'm in enugu.

Call or whatsap 08138733900