johnstan:


There are no restrictions to the amount of POF you can provide.
Add all you have. Note that providing your account as POF means sending at least 4 months statement of that account to IRCC via MBS.

Pls dont forget to highlight how you plan to repay the npower loan. Having the loan is not just enough.

Good luck.

mizz2posh:


Awww, I didn't know your child is still a baby. To your question about if they will give you guys the visa, With IRCC one can't be too sure they will or will not give visa, just package your application well and they might just give you. Will you let them know you took a loan and that you intend to work there and pay back?

Cheebu:


The pharmacy business alone may not be sufficient. If you guys have assets - lands, buildings etc - you may want to include them. You could also use parents & siblings as home ties. Since your wife is the principal applicant, she should try to come up with a strong reason why you and the kids are accompanying her to Canada. Be as convincing as possible.

All the best!

hugapex:


Your question is not drawing anyone back. Please keep asking all the questions you need to. People who have a bit idea will keep answering.

It is very feasible.

It is doable. Mpower Loan is a recognized proof of financial means by the IRCC but pls do not solely rely on Mpower.
You can go the extra mile by paying a tuition deposit if possible. (The idea is to try to prove you need only the Mpower loan for everything while letting the officers know you still have your own money to be very sure you won't have any financial difficulty)
Using ONLY Mpower makes it look like you have no money and it's risky for them.
Using only your funds (If not extra-sufficient) makes it look like "It's not a reasonable expense" meaning (Why should you spend all your 20m on education and nothing left)
Using only Mpower as POF is by mere chance/ extra Grace.

Your family can go altogether if you craft your SOP well. (and of course by God's Grace)
Tips to consider are stating that your wife and kids need emotional and physical support during their studies.
You need to help them settle during the transition period and ascertain their living condition. (I heard someone who said his kids will be changing schools and he needs to give them the push just as he did in their early school days in his home country.)

If you are applying for Visit Visa for yourself, you may include that you will be coming back to your pharmacy business. (That's enough home ties) You've had it for xxxx years and you can't fully entrust it in other hands for too long a period of time so you will be back yyyyyy date to continue.... while you are away, you have put in measures for accountability and continuity of your business.
Your business generates TTTTT average amount monthly in pure profit and (A percent) will be used to service your wife's living expenses.

You could add that your wife is an executive in your company, and you have committed to pay her a certain sum monthly even while on the study. It will strengthen POF.

A plus if you have CAC for your business, Tax documents, and Landed properties to strengthen your home ties.

Consider adding pictures together with your aged parents and parents-in-law for home ties.

For your wife, any association, church, mosque, or NGO she belongs to. (Secretary of Lagos Pharmacist... Chairman of LCDA... e.t.c) A letter-headed doc stating that your wife will be away for studies and her duties will be delegated to another member pending her return.

All the best of God in your application!

mizz2posh:


I advise you allow her apply alone, if she gets it, she will apply for visitors visa for you guys.

Cheebu:


The pharmacy business alone may not be sufficient. If you guys have assets - lands, buildings etc - you may want to include them. You could also use parents & siblings as home ties. Since your wife is the principal applicant, she should try to come up with a strong reason why you and the kids are accompanying her to Canada. Be as convincing as possible.

Thanks a lot bro

All the best!

eteebanky1:


Lol, Na you go use am laslas

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