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Also see how To from cake baking Business

https://dailyguide.com.ng/how-to-start-a-cake-baking-business-and-make-over-50000naira-weekly/

Do well to visit our website to get more mind blowing Business and Investment Tips with Top Motivation Guaranteed.

Understanding how to calculate your net worth is one important factor you shouldn’t skip its knowledge. The best way, tested and trusted of knowing your value or worth is your ability to clearly calculate and arrive at your net worth.

The question now is what is Net Worth?

Net worth is the total value of all the financial and non-financial assets owned by an individual, institutional unit or sector after the deduction of the value of all its outstanding liabilities.

In a clearer term, your net worth is the total amount of assets you have in possession after all loans cleared and liabilities excluded.

For the sake of those who don’t know what assets or liabilities are,

An asset is anything that is owned and has monetary value while liabilities are obligations that deplete resources. Assets can be liquid when they are, or can be easily turned into cash (like a checking account). They are non-liquid when it could take time to turn into cash (like a home). Liabilities are obligations that have to be paid off (like a car loan etc.)

Having known this, then the next thing is to know how to calculate your net worth,

How to Calculate Net Worth

Calculating your net worth really isn’t all that hard. It just takes a bit of time, some scratch paper, and a calculator.

Step 1: Make a list of all of your assets and their estimated value.

This includes retirement savings, your current checking and savings account balances, any bonds you might have, the total value of any stock holdings you might have, your home, and your automobiles. I usually don’t include any physical assets less valuable than my car, but you can do this if you wish.

While some of these assets will have very specific and obvious values (such as your bank statement), others will require you to make an estimate. Sites like Zillow or Redfin offer estimated home values, and while they shouldn’t be taken too literally, they can give you a ballpark idea of what your home is worth.

I usually make a list that says ASSETS in big letters at the top. Underneath that, on the left, I list what the asset is and on the far right, I list the value of that asset so that the decimal points of all of the assets line up. This makes the calculation of your total value much easier.

Once you’ve listed every asset you can think of, write TOTAL in big letters over on the left, then add up the numbers. Once you have this total, you’ve got the total value of your assets.

Step 2: Make a list of all of your debts(liabilities).

Now, list all of your credit card balances, personal loans, student loans, auto loans, home loans, and so forth. Much like with the assets list, I recommend a big header that says DEBTS, with each debt listed below that on the left side and the amount of the debt over on the right, with the decimals lined up for easy figuring. (Of course, you can also use a spreadsheet.)

Once you’ve listed all of your debts, write TOTAL in big letters on the left, then add up all of the debt numbers. This is the total amount of all of your debts.

Step 3: Subtract.

Finally, just subtract your total debt from your total assets. The resulting number is your net worth.

A Typical Example Here Using Adeola’s Net Worth


To illustrate the process, let’s look at this example

Example :

Adeola is 25years Of age. She owns a home worth #250,000, and still owes #150,000 on the mortgage. Her six-year-old car is now only worth about #7,000, but it’s all paid off. She has #1,000 in credit card balances, #25,000 in her 401(k), about #5,000 in her savings account, and #20,000 remaining on her student loans.

ASSETS

Home: #250,000

Car: #7,000

401(k): #25,000

Savings: #5,000

Total assets: #287,000

DEBTS

Credit cards: #1,000

Student loans: #20,000

Mortgage: #150,000

Total debts: #171,000

GINA’S NET WORTH: #287,000 – #171,000 = #116,000

So her Net worth is #116,000

Very simple you see.

It is very important that you take the calculations of your net worth very seriously, by doing so you get alert of your worth and how much of liabilities you are acquiring.

You earning over half a million monthly isn’t what counts but what you spend on and acquire. If they are assets or liabilities.

Source : https://dailyguide.com.ng/what-is-net-worth-and-how-can-you-calculate-your-net-worth/

As a man thinks in his heart, so he automatically becomes.

You must master your thoughts!

How far you will go in life is seriously dependent on how solid and positive your thought patterns are. Show me a man who has always fed himself with great and wonderful thoughts of his future and business and I’ll show you a man who is just a stone throw away from success

Maybe we should go practical about things here, have you ever had a wrong thought about something you are about to do and end up succeeding? It is not possible, when you have a wrong thought about a thing you are about to do or about your life, it creates a bad energy in you and automatically paints failure in you.

Thoughts are like a video that plays on the screen of your mind. What you play there, determines the kind of life you live and the experiences you meet. To make changes in your life, you have to play a different video, one that will make you a better person.

Most people want something more in life. In Fact you as a person has been trying a lot to do something outstanding. You say: “I wish I could do that”, but then immediately this wish is followed by the words “But I can’t” then there is a problem and a barrier between you and the success you want to make.

There is a need for you to understand that your thoughts are the foundation of your goals, your thoughts can either make you or mare you.

Do you remember this saying below?

Watch your thoughts, they become words.

Watch your words, they become actions.

Watch your actions, they become habits.

Watch your habits, they become your character.

Watch your character, it becomes your destiny.

Do you see that the foundation of your destiny is your thoughts, so then would let me throw this question to you by saying how positive are your thoughts?

Continue reading here: https://dailyguide.com.ng/understanding-and-maximizing-the-power-of-thought/

Also Read Here : How To Make Money Easily On OLX Without Stress
https://dailyguide.com.ng/how-to-make-money-easily-on-olx-without-stress/

One of the few paying businesses around the world today is the cosmetics business.

It is a business that's worth investing all your last coin in with assurance that you will gain it back in multiple.



Cosmetics is diversified, it is left to you to choose which you want to deal in.



Let us take a few lines to see the different segments of products of which you can pick one or two of them to start making your money.



1. Concealer

2. Skin care products

3. Mascara

4. Lipstick

5. Hair care

6. Eyeliner

7. Mineral cosmetics

8. Special effects makeup



These are but to mention in few as I'm sure there will be more to them.. You can decide to major in one of them and can also decide to do double or multiple.



Take it or you leave it, the fact still holds that people are very much concerned about how they look. No body wants to finish dressing up and look not beautiful.



Occasions never stop and so do people keep going out to get for them self's various cosmetics.



You need to know that you can decide to sell cosmetics products and also offer makeup services.



You can do home services and they can come to your business outlet.



Come to think of it, it isn't even important that you know much about cosmetics before you get into it.

You can get ideas from people and employ people who are proffessional in the field and you just manage your business.

Get jobs and ask them to go fix up. Tell them Togo stalk the outlets with cosmetics products.



Just give orders and be sure it's well carried out.



How then do you start up the business?



1. First thing is for you to decide and be sure if you want to get into it. Know if you find interest in it. Don't just jump into it because of the money that would be involved.

Be sure that it catches your fancy, then go for it.



2. Choose which aspect you want to go into. It is important that you decide first if you want to go into service rendering like makeup for people, do treatment regarding the field or you want to have an outlet where you sell the cosmetics material.

You can also decide to run the two simultaneously.



3. Get your Outlet and get your clients. At this point you need to get a good shop or mini office rentage and have a good interior design.

Remember the way you are packaged is how you will be addressed.



You can Now for clients, let people know what you do, Behind it up, be presentable, give samples of your products and services rendered in the past.



When you are able to do this, it means that each year there are more and more customers wanting and needing cosmetics.

Be sure and alert that cosmetics doesn't just ends at the females thing, guys also need so many things as regards cosmetics that put them in shape and good looks so you can also check up products for men and put it up on sale.



Making your money from cosmetics is just a few miles away.

Source : https://dailyguide.com.ng
Business | Motivation | HowTo's

Life is hard and it even gets tougher when you try making head way to the top in life. The strive has been since the beginning of time and will still be till the end of time.

The biggest lie our heart tells us in times of trouble is that we are the only one in problem. Our heart has always painted it like our whole world is crumbling and like the whole world is against us.

The truth is that whatever you might be going through in life, you are not alone, the worst things has happened to some people and they are back on their feet still bouncing and doing well.

Nobody quits and end up winning, worries will always be, you think there is somebody somewhere who has no worries? You think there is a perfect man or woman somewhere with a perfect life or perfect relationship or marriage?

The problems we encounter shapes us and blends us into a stronger and better people.

Maybe you have always heard that saying that life is a teacher, you think it’s a joke?

We all are gonna get taught and spanked by life but we have to be strong, No guts, No glory!

Never blame your problems on your maker, his thoughts for you are better than the best any man would have for you. When things go wrong or seem confusing, he is just always there waiting for you to cast your cares on him and that’s what you are going to do this morning.

You will get your butts up and step on depression as you take your worries to God. Don’t let anything weigh you down, there are lots of goodies waiting for you in the presence of God this morning. Refuse to be weak, refuse to be put down, father your strength and let’s meet in the presence of God this morning.

I was worried too but I got over it, so you have to get over it too...smiles!

Source: https://dailyguide.com.ng/how-to-get-over-depression-and-stay-strong-for-yourself/

Depression don't bring solution, it compounds problem.

Depression don't solve problems, it worsen it.

Have you ever noticed that any time you are depressed, your day gets useless and unproductive?

You get angry at people for no reason?

You just want to be alone...

Depression is not a good thing to settle for! So get up and go to the presence of God.

Life is hard and it even gets tougher when you try making head way to the top in life. The strive has been since the beginning of time and will still be till the end of time.

The biggest lie our heart tells us in times of trouble is that we are the only one in problem. Our heart has always painted it like our whole world is crumbling and like the whole world is against us.

The truth is that whatever you might be going through in life, you are not alone, the worst things has happened to some people and they are back on their feet still bouncing and doing well.

Nobody quits and end up winning, worries will always be, you think there is somebody somewhere who has no worries? You think there is a perfect man or woman somewhere with a perfect life or perfect relationship or marriage?

The problems we encounter shapes us and blends us into a stronger and better people.

Maybe you have always heard that saying that life is a teacher, you think it’s a joke?

We all are gonna get taught and spanked by life but we have to be strong, No guts, No glory!

Never blame your problems on your maker, his thoughts for you are better than the best any man would have for you. When things go wrong or seem confusing, he is just always there waiting for you to cast your cares on him and that’s what you are going to do this morning.

You will get your butts up and step on depression as you take your worries to God. Don’t let anything weigh you down, there are lots of goodies waiting for you in the presence of God this morning. Refuse to be weak, refuse to be put down, father your strength and let’s meet in the presence of God this morning.

I was worried too but I got over it, so you have to get over it too...smiles!

Source: https://dailyguide.com.ng/how-to-get-over-depression-and-stay-strong-for-yourself/

If you do need any advice , do well to drop a comment on the page and get professional guides.

FOR GCE WAEC...

Go to WAEC result checking portal @ www.waecdirect.org.
Enter your 10-digit WAEC Examination Number. (This is your 7-Digit centre number followed by your 3-digit candidate number eg. 4123456789)
Enter the 4 digits of your Examination Year eg. 2019
Select the Type of Examination i.e. PRIVATE CANDIDATE RESULT
Enter the Card Serial Number found on the reverse side of your Scratch card.
Enter the Personal Identification Number (PIN) on your Scratch card
Click Submit and wait for the results window to come up

GCE waec?

How to Check 2019 WAEC Result Online Without Scratch Card (Step by Step)


From the result being released today at the WAEC headquarters in Lagos, the Head of National Office in person of Mr Olu Adenipekun, justifies the fact that the performance of candidates for its examinations in the last three years has been irregular as students tends todo well at some point and also perform below expectation sometimes..

The analysis gathered of the results shows that : “1,578,846 candidates registered for the examination, out of which 1,572,396 candidates sat the examination.

In the breakdown of the results, “1,213,244 candidates representing 76.84% obtained credits and above in a minimum of any five subjects (I. e with or without English Language and/or Mathematics.

“858,424 candidates representing 54.59% obtained credits and above in a minimum of five subjects including English Language but without Mathematics.

“786,016 candidates representing 49.98% obtained credits and above in minimum of five subjects including English Language and Mathematics.

“In this category were 389,655 male and 396,361 female, representing 47.32% and 52.92% respectively. ”

The HNO said that the candidates, who have fulfilled their financial obligations to the council were free to check the details if their performance on the council’s result website.

To this effect you can find below a step by step guide of how to check you wave result without scratch cards..... continue reading here ... https://dailyguide.com.ng/how-to-check-2019-waec-result-online-without-scratch-card-step-by-step-guide/

Just do well to register as timely as you can do it doesn’t get picked up by another person.

Guides on how to properly register on CAC is somewhere on this Business Thread, do well to check

Getting your business registered is one of the biggest things that put you on the top of competitors.

Customers today are looking out to doing business with serious minded people and are so much concerned about their security with you before doing business with you.

Knowing that you are registered under the Corporate Affairs Commission gives them a relief that you aren’t just one of those newbies around.

Are you looking forward to registering your business name?

Or you just want to know if somebody already bears your business name and registered it?

Here is How To Go About It :

Visit CAC website by clicking here,
2. Type the company name in the field provided without “Plc”, “Limited” or “Ltd”.

3. Check the “I am not a robot” CAPTCHA box



4. Click submit .

If the company exists, you will get a result with (the RC Number, Company Name, Address and Date of Registration).

However, if the company doesn’t exist you will get an empty result. Sometimes, you will get many results if the company has other companies bearing similar name, just scroll down to locate the company with matching name.

Sometimes, a company might still be undergoing registration, in that case you won’t see it’s RC Number, you will see Undergoing Registration.

So that’s it!

Very simple and easy.

source : https://dailyguide.com.ng/how-to-check-if-your-business-name-is-still-available-on-cac/

Making head way to the top in life can be easier said than done often times. The whole process of becoming great in life doesn't just stop at "I believe I can fly"

Your believe is a necessary ingredient to your success but it becomes handicap when there is no action to fuel your believe.

We read about great men and women who has made it real high in life and we certainly want to be like them but have we taken time to see what the secret of their successes were?

There is no glory without a story, no success with a process of making...

As I have always said, this is not Carmelot and you aren't Merlin who does Magic.
Below I will putting before you 7 Solid Secrets of Great Men that if you can tap in to, you will step up beyond limits and break barriers.

1. The secret of goal setting :
One thing great men always bear in mind is that a future that is not written down is a future unforeseen.
If you would become great in all endeavours and ramifications of life, you need to set goals.

Pen down what you want to do with your life. Set targets for yourself and give a time bound to achieving them.
Set a goal of where you want to be in 5years, in 10years and even in 20years.
Set goals!

2. The Secret of Planning :

When you fail to plan, you automatically plan to fail.

The journey of becoming great doesn't just stop at setting goals, you need to plan on how your goals will be executed.

You want to get a house before the next two years, fine, but you need to plan on how you are going to come about the money of the car.
You want to come out best in your business or school, set plans and strategize on how you are going to do it. Be tactical and go for your goals through your planning.

Set plans!

3. The Secret of Selecting Your Influence :

There are certain things you need to deal with after setting your goals and plans and one of which is selecting your influence.

You need to be able to set a standard on those who can influence your goals. Not everyone should be let into your goals and plans.

Don't just broadcast your goals to people carelessly, some can influence you against your goals while some will ignite you to your goals.

This is why you need to select your influence. Not everyone can just come out of the air to discourage you or talk you down to quitting what you already saw a future in.

Select your influence!

4. The Secret Of Focus :

When a man looses focus, he looses direction, he lose his plans and goals.
You need to keep your focus. Do not be carried away by the plans and goals of others. You are different, you are the best of your kind and the best you can be.

To every man is assigned different roots and pathways to success, so value that part way which you are trailing. Believe in your self and your success.

Bare in mind that great future you foresee when you close your eyes and pursue it.

Stay focused!

5. The Secret Of knowledge :

Knowledge they say is power.
How much you are able to invest in yourself is what determines how far you would be able to go.

If you would go great in life, you need to seek power.

You need to read books,
You need to ask questions,
You need to make research and give it anything it takes to get knowledge.

Get knowledge!

6. The Secret Of Prayer :

Show me a man of prayer and I will show you a man that is set for exploit.

You need to take things beyond the physical, get on your kneels and perfect your goals before your maker, seek his guide and supervision.

Commit your ways to his hands and wait to watch things fall in place as you put your little efforts.

I give you the chance to give the 7th secret, drop one secret that has helped you that others can gain from or one secret that has helped great men that you know.

Don't forget to share to your social medias and friends.


source : https://www.myschoolnewz.com.ng/2019/06/7-secrets-of-great-men-that-can-also.html

Based on the information reaching our desk at myschoolnewz, we are using this medium to inform you that the Federal University Oye-Ekiti, (FUOYE) Admission process is around the corner and soonest application will be opened to all those who picked it as their first choice in the just concluded UTME.
Prior to this we have decided to keep you updated with the possible cut off mark of the school for the 2019 admission. Find below a list of the courses available and the cut off marks.
FUOYE Cut Off Mark

FUOYE Cut Off Mark.
S/NO FACULTY OF AGRICULTURE Cut-Off Mark
1 AGRICULTURE 170
2 CROP SCIENCE AND HORTICULTURE 170
3 FISHIERY AND AQUACULTURE 170
4 FOOD SCIENCE AND TECHNOLOGY 200
5 HOSPITALITY AND TOURISM MANAGEMENT 180
6 WATER RESOURCES MGT & AGRO MET. 170



S/NO FACULTY OF EDUCATION Cut-Off Mark
1 AGRICULTURAL EDUCATION 180
2 BIOLOGY EDUCATION 180
3 BUSINESS EDUCATION 180
4 CHEMISTRY EDUCATION 170
5 EDUCATIONAL MANAGEMENT 180
6 ENGLISH EDUCATION 200
7 LIBRARY AND INFORMATION SCIENCE EDUCATION 180
8 MATHEMATICS EDUCATION 160


Continue reading and find your course here ....https://www.myschoolnewz.com.ng/2019/06/federal-university-oye-ekiti-fuoye-cut.html

TASUED Post-UTME/DE Form, cut-off mark, eligibility, screening date, application fee and deadline for 2019/2020 academic session has been announced. Cut-off mark is 180. Screening Date is 4th July, 2019. Deadline for registration is July 3rd 2019. See eligibility and full details below;


This is to inform the general public that the POST-UTME screening exercise of Tai Solarin University of Education (TASUED) for the 2019/2020 session will take place as indicated below:


TASUED Post-UTME 2019: Cut-off Mark, Date, Eligibility and Registration Details


The sale of the online Screening Form/Registration commences from Monday, 17th June, 2019 and closes on Wednesday, 3rd July, 2019.


Note: Tai Solarin University of Education (TASUED) does not have any outside agent to help with the 2019/2020 admission exercise. The use of such agent is at candidate’s own risk and candidates should desist from using third party in processing their applications.


1. ELIGIBILITY


i. UTME Candidates who chose TASUED as first/second choice institution or seeking a change of institution to TASUED through JAMB, having scored a minimum of 180 in the 2019 UTME.

ii. Direct Entry candidates with A level/OND/HND/NCE/JUPEB qualification who chose TASUED as first/second choice institution or seeking a change of institution to TASUED through JAMB and have obtained 2019 Direct Entry JAMB form.


2. APPLICATION PROCEDURE

i. Candidates should apply online through the TASUED Admission portal on https://my.tasued.edu.ng/admission

NB: The www.tasued.edu.ng is the ONLY legitimate and authentic website of TASUED through which the Admission portal can be accessed.

ii. Each candidate is required to make the payment of.....continue reading here..http://fuoyeinfo..com/2019/06/tasued-post-utme-2019-cut-off-mark-date.html?m=1

Keep visiting to get update on postutme and screening process

The Nigerian Defence Academy (NDA) has published the names of candidates who were successful at the 71st Regular course Admission screening test which was held on June 8th, 2019. The names of the successful candidates are contained on the attached pdf document below;


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The candidates whose names appear on the list are to appear for interview before the Armed Forces Selection Board (AFSB) from Saturday 22 June - 10 August 2019 at the Nigerian Defence Academy RIBADU Campus, KADUNA. Candidates will appear before the AFSB in 2 Batches as follows:

NDA List of Successful Candidates For 71 Regular Course Admission
a. Batch 1. (Candidates from the underlisted underlisted states are to report to NDA on Saturday 22 June 2019).

(1) AKWA IBOM

(2) ANAMBRA

(3) BAYELSA

(4) BORNO

(5) EDO

(6) ENUGU

(7) GOMBE

See other states and needed info here...http://fuoyeinfo..com/2019/06/nda-list-of-successful-candidates-for.html?m=1

The management of the University of Ilorin (UNILORIN) has released the Admission cut-off marks for 2019/2020 academic session. All the candidates who made the University of Ilorin their first choice and scored 180 and above in the last UTME are eligible for the post UTME screening exercise.

UNILORIN Post-UTME will be announced any moment from now.
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View the cut-off mark for the various courses below:
1 B. Aquaculture and Fisheries 180
2 B.Agric 200
3 B.Sc. Food Science 200
4 B.Sc. Home Economics 180
5 B. Forestry and Wildlife 180
6 B.A. Arabic 180
7 B.A. English 210
8 B.A. French 180
9 B.A. History and International Studies 210
10 B.A. Linguistics 190
11 B.A. Yoruba 180
12 B.A. Hausa 180
13 B.A. Igbo 180
14 B.A. Performing Arts 190
15 B.A. Christian Studies 180
16 B.A. Islamic Studies 180
17 B.A. Comparative Religious Studies 180
18 B.Pharmacy 250
19 B.Sc. (Ed.) Social Studies 180
20 B.Sc. (Ed.) Economics 180
21 B.Sc. (Ed.) Geography 180

See more courses and their cut off marks here...http://fuoyeinfo..com/2019/06/approved-unilorin-cut-off-mark-for.html?m=1

For more information about 2019 admission, keep visiting the site so as to be updated

Also see the 2019 FUTA all courses cut off marks here :
https://fuoyeinfo..com/2019/06/futa-post-utme-cut-off-mark-for-all.html

View the complete process via the link so you can monitor changes as its been made when you are changing anything...