₦airaland Forum

proff010:
Bro I can relate, it is crazy

If I had known better, I won't have. I know how much I have lost to them. It's crazy.

Now, I have a side hustle that guarantees me 8-10k a week. In the past 5months, those monies plus others I get goes into the loan servicing. Especially, Lcredit loans. I came on here and read where ppl said Branch is registered... So I decided not to make a repayment of N28,800 to them because I heard I could owe them and pay when I have. I have been owing them for 3months and will pay them when I can.

Cashcredit gave me N9,000 to pay back N13,892 thereabouts, on Sunday, I transferred N8,000 to them. I won't pay the balance.

Lcredit app, my loan was increased to over N190,000....I am owing them N130,000 irrespective of all the payments I made to them. I told them I don't owe them and my conscience is free. I could've withdrawn the extra cash I'm allowed to owe, but I am not a thief.

The other Apps, I am owing them about 20k. That's 40k.

Before the laons were due again, I went to my settings and denied them access I granted then uninstalled all of them. Called my closest friends and boyfriend and explained to them and they all agreed that I shouldn't make any payments to them.

Those 30k agents have been calling to insult me, but I told them I would be sueing them if they're not careful. They're contravening Nigerian laws but claim I am the criminal.

Now, who knows how I can track am agent's number? I need to make a scape goat of one person.

winterwind:
it's an endless loop.... next time don't borrow

Bro, let me finish my story. �

So, this is going to be a long read as I will try to give account of all that happened in the past 5months.

I had a business I needed funds to support... Ready to wear Ankara, so I collected a total of 30k from Lcredit in January. Mind you, before this, a friend introduced me to the App; I collected money for him in which he repaid back on due date and that was how my credit limit with them increased to 50k. By the end of the 2wks, I didn't have their complete money, so I was able to borrow from them to add what I had to repay, then credit limit was increased. Now, the Ankara I spent money on, I couldn't ship them overseas 'cause shipping was too high. I decided to sell them at giveaway prices to be able to get my money and pay the loan app. It expired again by the end of January, I didn't have everything to give them, so I paid what I had then borrowed from them to complete. My loan increased and credit limit was increased. By the end of January, I was owing them 50k aside the monies I had put inside. It got to the point that every week, I put nothing less than 15k in the app and it's as if I had not put anything. Then I joined contribution, 5k a week, collected 40k, put the money in it and after 2wks, I realized I was owing them 80k. Sold most of clothes, added money and put in the app and I was still owing them more money. Then when It expired and I couldn't withdraw from them, I added other loan apps like Branch, newcredit, cashcredit, Opay app, xcredit... I borrowed from these ppl to escape that loan and nothing. I was trapped....


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