₦airaland Forum

Too bad! Dem no want loan me again. I don try tire. Just 200k wey I dey owe na them no want loan me again. Na wa for these people. How I want take chop free money again?

BlaqFaze:
Abeg go borrow loan again make you see food chop this night

I will not pay any Unregistered company like a Chinese loan shark money. God forbid I pay them.

Uzomacharles:
Y didn't you avoid such by paying up your debt b4 the due date? cos I believe you saw the due date while applying for it

Take ❤️ This one you just typed won't make me pay 1k and I sleep well. Once again, take heart!

SavageBoy:
You collect money, e reach time to pay you're saying the company is not legally registered in Nigeria

What's wrong with some people for God's sake?

You didn't bother to check if the company was registered before you borrow money, now you're here opening your wide mouth spewing out trash.

Oga go and pay your money

BlaqFaze:
Bush Pig go pay your debt

Sorry oh! Agent!

You won't see salary this month.

Uzomacharles:
And that's the system that anyone who wants to grow in Nigeria should use...
9ja get stubborn head

Okay na. Why Nigerians won't pay back such loan Apps.

Dickson178:
The interest is too much! I'm owing them too, but I'll pay them sooner I have the money.

Go to your settings and deny them all permissions, then uninstall the app. Download Truecaller and report their numbers as spam.

Don't pay any App that's not registered. Pay the registered ones.

God punish you with "iron hand". Publishing people's Obituary, tagging them as thieves to families, tagging ppl HIV positive is the way to go? Why would you give ppl loans to pay between 7days to 14days on high interest? Are they not criminals?

BlaqFaze:
Na poverty cause am...most Nigerians collect loans with no means of paying back and this is killing entrepreneurial growth in Nigeria, Banks don't give loans to people who need them cause they (Banks) are scared...LAPO is only successful because of their "iron hand", most microfinance banks are dead. These loan apps are only trying to get their HARD EARNED money from Nigerians and if they don't use "iron hand" they'll go broke

Beebah2000:
if you borrow person money and the person no gree pay u back, u go like am?

A person. That's a different ball game.

Dummies, we are talking about a criminal organisation runned by the Chinese as Loan Apps. They're owing the Federal Government in Tax evasion. That's a crime. Again, dummies!

Jmichael1:
mine is 180k with 3 loan apps and its 21 days over due..

Bro, of you denied them permissions, get Truecaller to block calls and rest. They won't be able to do anything.

Mine should be over 200k by now and I sleep well. God punish them!

You people think all Nigerians are like you they hire and give the task of breaking the Laws. It doesn't take much to identify a criminal fronting as a Lawyer. The entire existence of this company is built on fraud...no actual lawyer would work with a company that's not registered. Get that into your dumb head.

Uzomacharles:
How do you know he's a fake lawyer?

WITH ALL THE EVIL WORDS PEOPLE HAVE BEEN SAYING AGAINST ONLINE LOAN APP,YOU STILL FOOLISHLY WENT AHEAD TO TAKE A LOAN FROM THEM AND YOU NOW REFUSED TO PAY THEM BACK....

Now,who's dumb?

Baba pay your debt

Beebah2000:
Some people go use their own hands dey create unnecessary problems.
Pay them their money joor.

Agent!

There's no problem anywhere.

I won't pay 1k and they can't do anything. I will even help others take loans and walk freely.

Remember, the Chinese company is not registered under Nigerian corporate laws.

So, this means their operations are illegal.


Now to the dumb agent, how will such a company that the government is probably looking for enforce an arrest or even go to the court?

Try fooling those Nigerians who don't know.

Uzomacharles:
You knew they were operating illegally and you still went ahead to deal with them..
is this what you're going to tell the court if by chance you're invited to the court?

Illiteracy!

You're just another dumb agent.

So, how will they invite me to the Court? Just curious.

The Lawyer was threatening me with how they would call my family and friends and discredit my reputation. Well, if he was an actual lawyer, he would've know that doing that is a crime punishable by law, but an illiterate like him wouldn't know. The id*it disappeared.

My dear, deny them permissions and be free. It's a legit method to get away.

I enjoy talking to them now 'cause I know they don't have my contacts.

ojun50:
Spiritual lawyer
No fear but if you get the money pay

Even if I get the money, the fact that they're operating illegally is enough reason not to pay.

A criminal would never go to the police station to report a person that defrauded him/her while defrauding others.

My Loan with them is now about 16days overdue and I won't pay. Should be 150k by now.

Look at these ones.


Una go send message tire!

Well, I told him to go get an Actual Law degree 'cause what the f"ck is this ignorance?

dontrulee:
Thank you, I'll do as you've said.
What about EaseMoni?

Fraud. They're among the criminal apps.

Yes. Since they're taking advantage of the weak Nigerian institutions, I will loan and not pay.

Odetokun3:
You know they are not registered and you are borrowing from them?

You can't be this Jobless.

Paxziano:
I don't work for LCredit I'm sorry... But since you are sure of your trick and are so pained that they disturbed you, download the app, borrow some more money and then deny access to contacts, pictures etc you spoke about... That way, you would truly be punishing them. But you are scared of them aren't you? And since you can't face the person sending you messages, you come to social media to hide and rant... Its Sad really

Notice the agents don't place their pictures as WhatsApp profile, as you're denying them permissions, remove your image on your WhatsApp profile and report all calls from them as spam. That's how you'll sleep peacefully and they won't be able to call your friends and family. Your guarantors will be called, so use numbers that won't give you issues.

No peace for any Illegal Loan App.

They've been stealing from Nigerians in high interest rate plus unethical practices.

Khaleesi4lyf:
Lcredit is same as Linkcredit, Quick credit, Easycredit, Fair credit and others...


Those people are thieves

I will. Thanks.

funshint:
Forward their address to lenderstaskforce@fccpc.gov.ng Put info@nitda.gov.ng and cpd@cbn.gov.ng in copy. They've been looking for them.

If a foreign National wants to commit fraud in Nigeria, it's always Nigerians telling them how to go about it.

Nooo! They should get registered and pay TAX. I am not owing them. Legally, I am not obligated to pay them a penny.

Odetokun3:
Go and pay your debt!

If you were one of those 19,000 people that viewed my previous thread, do exactly what I said. Let their respective agents online rant and try to blackmail citizens thinking they're the problem, but in saner climes, financial institutions are regulated.

Like I said, I am over 11days due. You can't owe Lcredit for even a day and have peace, but I sleep very well I denied them permissions and uninstalled their app before the loans were due. Do that!

But here are the criminals behind the App violating Laws of the Land. https://westafricaweekly.substack.com/p/suicide-fraud-and-phillips-consulting?s=08

Lcredit

[code][/code]

dontrulee:
What about fairmoney?
Any idea how to go about it?

This company is registered. Pay them what you owe them, but collect from the illegal ones like Lcredit and do as I said.

None of them has been able to reach me. My phone can finally breath and none of my contacts has been reached by all 5 Apps, meaning that this method worked.

Collect fast! They can't do anything. They should go and register.

Keep ranting. I won't pay and they can't do anything. They should take their fraud out of this country. Do they pay TAX? I have collected the TAX they're owing FG. Now go and hand yourself.

MrFollowFollow:
You're the one who is making a fool of yourself by showing how dishonest you are on a public forum.

When you were taking the loan you did not know they were dishonest, now it's time to pay back you've suddenly realised they are dishonest.

I wish you would go to a South American country and default on a loan let them use baseball bats to break your knee caps na dat time you go know say Nigerian loan companies still dey learn work as far as hash recovery tactics are concerned!

Bro, you've been drinking Panadol on another's headache. Remember, it's a Chinese company you're working for and the money no be your papa money. That being said, I have peace as I type. God punish all of you! I wish I collected all the N190k before learning the trick. Your papa!

Paxziano:
I was curious and so I looked at your profile. You just created a new moniker to hide behind and spew your nonsense. If you r not scared, why not rant from your official naira land moniker? Why hide and speak? Just shows you speak out of fear my friend.

Pay your debts n have peace of mind. That's all I can say to you