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Politics / Re: Yahaya Bello 'still wanted', not In our custody - EFCC by davodyguy: 7:23pm On Sep 18
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 8:42pm On Sep 17
chloride6:


I have refused your application for a visit visa because I am not satisfied that you meet the
requirements of paragraph(s) V4.2-V4.6 of Appendix V because.
• You have applied to visit the UK for the purpose of tourism for 13 days. In assessing
your application. I have considered the information provided, personal and financial
circumstances and the credibility of your trip in the context of its timing and your stated
intentions.
• You state you are employed with a monthly income 292,000.00 NGN (£134.90), I note
your monthly spending is 200,000 NGN (£92.40) and you are being sponsored £3500
• You state you are being sponsored £3500. However, I note the personal bank
statement in your sponsors name, shows a closing balance of 6,392,558.04 NGN
(£2,953.46)., however this information does not adequately demonstrate your
sponsors’ financial circumstance. Therefore, I am not satisfied that your sponsor will
be able to support you for the duration of your visit.


I attached a statement of N40m in money market and they didn’t consider it!!!

I’m so angry.
Insufficiency of funds by the applicant and the sponsor
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 5:51pm On Sep 17
onile1975:
@ Cashmaddam and other guru in the house

Can I do the budget for my and my two children like this

Wife application
Flight and hotel = £1450
7days Feeding=£210
Transportation=£100
Shopping=£200

Infant application
Flight and hotel= £1450
Feeding= breastfeeding=£0
Transportation=£0
Shopping=£150

Child 3yrs old
Flight and hotel=£1450
7days Feeding=£140
Transportation=£50
Shopping=£150

Pls kindly help me with the budget if it's not okay,by sending the corrections
All 3 people are staying in same hotel. Why include £1450 per person?
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 5:48pm On Sep 17
chloride6:
Mehn, I’m really pissed off.

They rejected my wife’s application even though I clearly included a balance of N7m plus N40m in my Money market fund.

I also included a cover letter explaining this.

The Idiot that did the visa decision didn’t even consider the Money market fund. It’s like they didn’t see it.

How can I appeal this decision?


Post the reason for refusal
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 5:46pm On Sep 17
onile1975:
@ Cashmaddam

Well-done for the good job u are doing on the forum ur rewards is in heaven.

I need guidance, I want to fully sponsor my wife and my two children, one is infant,the second one is 3yrs old, for 7days holiday in London, I estimated 2100pounce for the three of them, flight for 3people =£1047, hotel
£403 ,feeding for 2people=£350, the infant is still breastfeed, and transportation within London=150£ , others= 100£, Is the bought okay?

The question that says how much will be use to sponsor them,

My question is, are my going to write £2100 in there each application form?


£2100 may not be enough for 3 people

Ticket alone is about ₦1.5m per person
Travel / Re: Securing Visa To France, Applying From Nigeria... by davodyguy: 9:40pm On Sep 13
kakatrigga:



Like what do i need to add to my next application?
When I am applying, I do write 5 page letter telling them about myself

Marital status
Properties I have
How my company is doing well
How many projects I have ongoing, that I can't afford not to come back to continue doing


You need all the information that will convince them that you're doing well in Nigeria

2 Likes

Travel / Re: Securing Visa To France, Applying From Nigeria... by davodyguy: 9:34pm On Sep 13
kakatrigga:
Guys Please HELP!!

My tourist visa application got rejected.

The only reason given was this:

>> The information submitted regarding the justification for the purpose and conditions of the intended stay was not reliable <<


Do i appeal the decision? And if yes, how do i correct that?
They give this reason when they think you'll Japa and not return.

You need to package your application again showing strong ties to Nigeria.

1 Like

Travel / Re: Securing Visa To France, Applying From Nigeria... by davodyguy: 9:30pm On Sep 13
LordTyrion:


I won’t advised appealing, I would advice you reapply maybe to other Schengen zone ( I suggest Spain). Or consider a UK first.
Truth is frequent flyers have more advantage.

What date did u submit in August? List all documents u submitted so the house can assist u
You expect UK of all countries that's denying even frequent travelers, talk less of a virgin passport, to grant him visa easily ?

He should just learn from his errors and reapply.

Schengen visa is easier than UK, Canada and USA.
Travel / Re: Securing Visa To France, Applying From Nigeria... by davodyguy: 9:28pm On Sep 13
Chimzy09:


You should have added it. You are supposed to spend your personal funds in your personal account, not funds from your business account
Doesn't matter for some countries

When I traveled to Australia, New Zealand, France and Italy, I submitted only Company accounts and was granted in all cases.

Only UK pays so much emphasis in your personal accounts

1 Like

Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 7:01pm On Sep 13
Travel / Re: Turkey Visa Application Delay by davodyguy: 6:00pm On Sep 13
KippaAfrica:
I applied last month and received my passport back today with nothing inside it, just the pink slip is all that came with it what does it mean?
Did you receive denial mail?
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 3:03pm On Sep 13
Obidikejr:
Hello Madam... And every other helpful people In the house. Special greetings.

I don't know why nairaland isn't allowing me post screenshot angry(

Not sure if you Remember me, That was worried about my debits and credits that was not consistent In my account and you advice to use 6 months arrange it. Well, I tried as much as possible to give reasons for the accounts looking overdrawn every month and every other reason I could pull up to ensure that I meet all the requirements. And then, I used strong head, tossed a coin and hoped it lands on head.

Today, I got a rejection email.

This was their reason (I can't attach screenshot I will type it out)

You state that you are employed, earning 1350000.00 NGN (£632.87) each month after tax and have 1800000.00 NGN (£843.83) in investments. You also have £563.00 in savings. I acknowledge the information you have provided in support of your application.

You state that you spend 400000.00 NGN (£187.52) on monthly living cost. You state that you will personally spend 4000000.00 NGN (£1875.20) on your trip to the UK and that no one else will be paying toward your visit. However, I note that your proposed expenditure is more than your monthly disposable income. This degree of expenditure appears disproportionate to your economic circumstances, leading me to doubt your intentions in seeking to visit the UK for the limited period and purpose stated.

Other than your employment, I am mindful that you have not demonstrated any other considerable ties to your country of residence, which would serve as an incentive for you to leave the UK at the end of your proposed visit. This not only undermines the credibility of your application as a whole but causes me to doubt your intention in proposing to travel to the UK.

Given the above, I am therefore not satisfied etc etc etc ... End

In their 1st reason for rejection;

Reason 1;

Are they expecting I'd use the 1.35m average I earn monthly to pay a return ticket and other expenses i would incur in UK? 1.35m is too small to spend on the trip... Hence why their reason isn't making much sense to me, perhaps you have a better understanding of what I did wrong and how I can fix this?

Ideally i would have thought since I've been earning this much, since the beginning of the year, I should have enough balance to cater for the expenses.

But using that 1.35m to judge it is were I'm confused. So if I drop down my expenditures for the trip to the 1.35m or less, self sponsored, won't it look like I'm joking to them? Because it's peanuts and return ticket alone will swallow it much less other expenses. Although I communicated clearly id be staying at my partner's residence so accommodation was settled.

Reason 2;

They said my employment isn't a strong tie back home. My people. I'm a founding director in this company (since 2021 inception), and I head the company with my brother, I've been receiving salary through out the year from the company.

Considering this factors and their reasons for rejection as stated, Please what would you suggest I should do differently if I decide to reapply? Would you recommend I reapply ?

Lastly one of my major fears before applying was that my withdrawals and deposits in my account monthly are equal (so I tried to explain clearly the reason why), I'm surprised it wasn't flagged. Maybe the explanation and supporting documentation helped? I can't say. If I choose to reapply would that also raise concern so I need to rexplain again?

Sorry for the lengthy post!

Thank you all

CC: Cashmadam, giselle237 and everyone! Thank you!

Did you include any bank statement? And what's the balance on it?
Crime / Re: Bandits Invade Public School, Showcase Weapons (Video) by davodyguy: 7:24pm On Sep 12
The confidence of these guys

10 Likes 2 Shares

Jobs/Vacancies / Re: Should I Inform My Boss Or Ignore And Just Sign? by davodyguy: 3:24pm On Sep 12
Rubyjade:
I disagree.

There's something called Risk Management and Conflict of Interest. Both must be properly managed.
If you don't notify them, if at any point you "genuinely" got a contract through your small side business and they find out, the company can validly sue that you used the company's materials or intellectual property to get the contract.

But if it is well documented that you told them ahead and they have no objection, then you "might" escape.

However, a non-compete means you have to cease that side business as long as it is in the same line of business (conflict of interest) as the organisation. Weigh the pros and cons, then decide if you want to keep the side business or you want to take the offer.

If you work for MTN and your wife works for Glo, in same telecomms, you must disclose, so the organization either continue with you or reject you

5 Likes

Jobs/Vacancies / Re: Should I Inform My Boss Or Ignore And Just Sign? by davodyguy: 3:22pm On Sep 12
Most code of ethics requires full disclosure including if a family member is doing business similar to what you are doing

7 Likes 1 Share

Business / Re: What I Ordered Vs What I Got: Man Calls Out Jumia Over Wrong Product (Video/pic) by davodyguy: 7:50pm On Sep 10
Illiterate
He ordered an adapter, not a 🎤. Exactly what he ordered is what he got

3 Likes

Politics / Re: IPMAN: Petrol Price Will Determine If We Buy From NNPC Or Dangote Refinery by davodyguy: 6:56pm On Sep 10
EvilMerodack:
cheesy

These ones are even dumber than i thought

Its obvious that its gonna be cheaper to buy directly from Dangote if NNPC is gonna be one of the buyers. FG isnt gonna subsidize shii, so why buy from NNPC when they are also gonna get it from Dangote too


Whatever makes Dangote have more buyers aside NNPC, then no subsidy and u should get it from Dangote as that would be the cheaper option as NNPC would just be another buyer like you

You can only buy from NNPC if they are the sole buyer from Dangote and in that case, you would only have one option, that is NNPC and it would mean theres subsidy


Who is this Chinedu sef cheesy
You're the dumb one here.

NNPC is currently importing PMS and not buying from Dangote yet. NNPC is saying if Dangote wants to sell to us at a price higher than the ₦868 out imported PMS is selling for, then we would not buy from Dangote, we would continue to import


The marketers are saying same thing.

If NNPC is importing and selling to us at ₦868, and local Dangote wants to sell to us at ₦900, we would go to NNPC and not Dangote.


Is Dangote a business man selling Sugar, Salt or even Cement at cheap price?

That's Dangote for you. He would sell at a price that's good for him and he doesn't care about anything else.

Is Dangote's cement the cheapest?

That would give you an idea of what his PMS would cost.

Chinedu sells Ball Joint to me at ₦10,000 but if I import from China myself including shipping, it is ₦8,500. I am saving ₦1,500. Tell me why I should patronize Chinedu?
Politics / Re: Osinbajo Pays Last Respect To Yar'adua's Mother (Pictures) by davodyguy: 8:47pm On Sep 05
Namaster:
So fucking PRESIDENTIAL!

Tinubu CANNOT even manage to look half as presidential as Osibanjo.

Tinubu is always looking SHIFTY with his pictures that look like something that was taken by ITEL.

Sick Yoruba people claimed he doesn't have structure to win.

What structure did GEJ have in 2011 and won the election?

I am Yorùbá, but feel so ashamed of my people ignoring PYO and voting clueless BAT

10 Likes 1 Share

Politics / Re: Osinbajo Pays Last Respect To Yar'adua's Mother (Pictures) by davodyguy: 8:46pm On Sep 05
The president Nigeria deserves, but mumu people said he does not have structure

9 Likes

Travel / Re: Securing Visa To France, Applying From Nigeria... by davodyguy: 9:38pm On Sep 04
Zipup007:


Got refused stupid people said reasonable doubts as to the reliability the authenticity of the supporting documents lol

This is strange.

From outside Nigeria?

1 Like

Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 7:47am On Sep 04
Cashmadam:


It's fine. Thought it's for just you.
Hi.

For application such as ours for more than one person, is there a part of the online form that allows you to add other applicants as part of the group or each person will have to create account and fill separately

Thanks
Politics / Re: Tinubu Names New Board For Bank Of Industry by davodyguy: 7:27am On Sep 03
MadPolitician:
Then bank of Industry, which is supposed to be the catalyst for rapid industrial revolution across the length and breath of this country, has been turned into a regional bank. According to the investigations of the National Assembly, most of the bank loans were disbursed to businesses around the Lagos/South West areas of the country.

This means that while successive governments warehouse funds in this bank for lending across regions, the leadership of the bank prefers to utilise these funds to develop only areas either favoured by the government of the day, or by the directors of the bank, while other parts of the country rots.

This is so because village politics in this country has turned the banking sector into a feudal reserve of certain enclaves. This becomes even more frightening if you realise that there is no single example of any successful country that has been able to progress without a fair a robust banking system. Nigeria is not one city state like Singapore or Dubai. Nigeria is a multi city state. Everything should not be concentrated in Lagos.
You know how many Igbo get loan from BOI.

Lagos have investors from every where in the world and BOI fund businesses including SunFlag that doesn't belong to Nigerians.

They fund lots of Igbo owed businesses as well based in Lagos
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 5:55pm On Sep 02
Cashmadam:


Everything seems fine except the amount.

What do you need 5,000 Pounds for?
Father
Mother
6 year old son

What do you think?

Ticket for 3, taken at ₦2,000,000 per person, equalling ₦6m

Remaining £2k for entertainment etc
Accomodation to be provided by brother.

Still do much?
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 9:00pm On Sep 01
Cashmadam:


Honestly, this question is confusing and I still don't know the correct answer.

When I sponsor my adult children (because they are still my babies smiley), they put the total cost of the trip.

Some people put their own contribution. In your case, £1000 should be the correct answer based on what I have read others do.

I hope this helps.

Thanks Cashmadam. It's a bit tricky, cos that same part says : Calculate the total cost including accomodation, feeding and transportation. Etc and state how much money are you personally planning to spend on your visit to the UK?

See my experience
In March, 2024 my mum applied and I completed the form for her.

I filled the form stating that 3 of us were sponsoring her

I put in my amount in Naira
My uncle put his in Naira
My elder brother (her first born), I inserted £1000 since he was the host and 'inviter'

In the portion, where the subject question was asked, I mistakenly put in ₦2.5m as amount she would be personally spending, which was wrong.

Luckily, she was granted and only just returned back home in June.


My coming trip
I'll be applying later in December and my plan is this.

My company part sponsoring with ₦8million and I'll insert this in the part where it says is anyone sponsoring your trip

Then, I'll insert ₦2m as the part where it says how much are you personally contributing to this trip
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 8:42pm On Sep 01
CornOak:


It's the money you personally want to spend on the trip and not the entire money . There's another section where you will be asked if anyone is paying towards your visit, this where your sponsor's fund comes in.

How much are you personally spending? £1000
Any additional support? Yes, sponsor is paying £4,000

Ensure to demonstrate the relationship between you and your sponsor and state succinct reasons why they are paying towards your visit.

Also remember to establish solid home ties, such as your asset and employment documents, your family in Nigeria, religious/social affiliations, and more.

Good luck.

Thank you
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 8:41pm On Aug 31
Good evening guys.

I have two questions

1. How much money are you personally planning to spend on your visit to the UK? (Does this mean your own out of pocket that you would be spending on the trip or the entire amount that would be spent on the trip)

To make my question clear.

Total cost of trip that includes feeding, travel cost etc is say £5000

I am only going to contribute £1000

My sponsor will pay £4000.

To the above question what's the correct answer?

Asking cos I've seen refusal letters here where the ECO would say 'you stated that your contribution is only £1' and still use the account statement provided to say applicant's financial circumstances in home country is not good enough
Travel / Re: Securing Visa To France, Applying From Nigeria... by davodyguy: 9:33pm On Aug 28
Trueigbo:
please how can one appeal visa refusal? do i stand a chance if i appeal
State reasons for refusal
Travel / Re: Securing Visa To France, Applying From Nigeria... by davodyguy: 11:54pm On Aug 20
Plannie22:


Congrats! Please did you pay for the premium at TLS or online? Also, is it your first time?

I am a first time applicant I have visited the UK twice and have a valid UK visa. I have also travelled across Africa including South Africa and an Asian country. My appointment date is 26th and I want to travel on the 11th September. I’m really worried about getting my visa before then. I would appreciate if you can respond that the questions please to help me plan. Thank you.
You'll get the visa surely based on travel history.

How long it takes is just not known
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 10:10pm On Aug 17
Amedak:


So, you mean someone can get married at any marriage registry in Nigeria? Thank you.
Ikoyi is a federal marriage registry. Any other marriage registry in Lagos are state or Local government registry.

Reason why almost every one marrying comes down to Ikoyi.

I don't know if that if embassy rejection is through, but I just stared the difference between Ikoyi and other marriage registries

https://ecitibiz.interior.gov.ng/marriage/registries

There are only 7 Federal Marriage Registries in Nigeria
Travel / Re: General UK Visa Enquiries - Part 5 by davodyguy: 9:48pm On Aug 04
Phones / Re: Whatsapp May Exit Nigeria Over $220m Fine by davodyguy: 10:29pm On Aug 01
PrettyRX:
By the time Tinubu finish 8yrs, na only debts will remain.
VPN to the rescue, then get simcard from Benin republic grin
Ignorance will kill many of you.

Meta can't try this BS in Europe or in home country USA.

They violated and instead of paying fine, they're threatening. Ignorant folks like you blaming Tinubu

In USA, they paid a fine of $1.4b

3 Likes 1 Share

Politics / Re: Only NNPCL Can Buy Dangote Petrol – IPMAN by davodyguy: 7:51am On Jul 29
Asonaijaaso:
All those people shouting Dangote refinery is going to make prices cheaper.

"He plans to sell at international rates, meaning government will buy it expensive from him and subsidized it for the citizens."

He is a 100% Businessman.
Dont let them drag you into their challenges.
These people dont care about us.

Exactly

2 Likes

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