Cashmadam:


I suggest you add it as proof of funds. I insist it is acceptable because I have used it several times. I have used Money Market Fund, Bonds, Fixed Deposit and Treasury Bills as proof of Funds for several visas apart from the UK. No right thinking person should expect you to just leave your savings in an account that will not yield any serious interest for you.

R3gina:
Hi, I live & work in the UK. I want to invite my mum & will be the sole sponsor of the trip, do I need to include her account statement in the application? She doesn’t work & only receives pension as she’s retired.

Cashmadam:


Money Market Fund is savings / investment. Not an asset. It is easy to liquidate and convert to cash.

There were other reasons - the visa officer just decided to add the MMF angle as a reason for refusal.

fergie001:


SOURCE

chloride6:


I have refused your application for a visit visa because I am not satisfied that you meet the
requirements of paragraph(s) V4.2-V4.6 of Appendix V because.
• You have applied to visit the UK for the purpose of tourism for 13 days. In assessing
your application. I have considered the information provided, personal and financial
circumstances and the credibility of your trip in the context of its timing and your stated
intentions.
• You state you are employed with a monthly income 292,000.00 NGN (£134.90), I note
your monthly spending is 200,000 NGN (£92.40) and you are being sponsored £3500
• You state you are being sponsored £3500. However, I note the personal bank
statement in your sponsors name, shows a closing balance of 6,392,558.04 NGN
(£2,953.46)., however this information does not adequately demonstrate your
sponsors’ financial circumstance. Therefore, I am not satisfied that your sponsor will
be able to support you for the duration of your visit.


I attached a statement of N40m in money market and they didn’t consider it!!!

I’m so angry.

onile1975:
@ Cashmaddam and other guru in the house

Can I do the budget for my and my two children like this

Wife application
Flight and hotel = £1450
7days Feeding=£210
Transportation=£100
Shopping=£200

Infant application
Flight and hotel= £1450
Feeding= breastfeeding=£0
Transportation=£0
Shopping=£150

Child 3yrs old
Flight and hotel=£1450
7days Feeding=£140
Transportation=£50
Shopping=£150

Pls kindly help me with the budget if it's not okay,by sending the corrections

chloride6:
Mehn, I’m really pissed off.

They rejected my wife’s application even though I clearly included a balance of N7m plus N40m in my Money market fund.

I also included a cover letter explaining this.

The Idiot that did the visa decision didn’t even consider the Money market fund. It’s like they didn’t see it.

How can I appeal this decision?

onile1975:
@ Cashmaddam

Well-done for the good job u are doing on the forum ur rewards is in heaven.

I need guidance, I want to fully sponsor my wife and my two children, one is infant,the second one is 3yrs old, for 7days holiday in London, I estimated 2100pounce for the three of them, flight for 3people =£1047, hotel
£403 ,feeding for 2people=£350, the infant is still breastfeed, and transportation within London=150£ , others= 100£, Is the bought okay?

The question that says how much will be use to sponsor them,

My question is, are my going to write £2100 in there each application form?

kakatrigga:



Like what do i need to add to my next application?

kakatrigga:
Guys Please HELP!!

My tourist visa application got rejected.

The only reason given was this:

>> The information submitted regarding the justification for the purpose and conditions of the intended stay was not reliable <<


Do i appeal the decision? And if yes, how do i correct that?

LordTyrion:


I won’t advised appealing, I would advice you reapply maybe to other Schengen zone ( I suggest Spain). Or consider a UK first.
Truth is frequent flyers have more advantage.

What date did u submit in August? List all documents u submitted so the house can assist u

Chimzy09:


You should have added it. You are supposed to spend your personal funds in your personal account, not funds from your business account

KippaAfrica:
I applied last month and received my passport back today with nothing inside it, just the pink slip is all that came with it what does it mean?

Obidikejr:
Hello Madam... And every other helpful people In the house. Special greetings.

I don't know why nairaland isn't allowing me post screenshot (

Not sure if you Remember me, That was worried about my debits and credits that was not consistent In my account and you advice to use 6 months arrange it. Well, I tried as much as possible to give reasons for the accounts looking overdrawn every month and every other reason I could pull up to ensure that I meet all the requirements. And then, I used strong head, tossed a coin and hoped it lands on head.

Today, I got a rejection email.

This was their reason (I can't attach screenshot I will type it out)

You state that you are employed, earning 1350000.00 NGN (£632.87) each month after tax and have 1800000.00 NGN (£843.83) in investments. You also have £563.00 in savings. I acknowledge the information you have provided in support of your application.

You state that you spend 400000.00 NGN (£187.52) on monthly living cost. You state that you will personally spend 4000000.00 NGN (£1875.20) on your trip to the UK and that no one else will be paying toward your visit. However, I note that your proposed expenditure is more than your monthly disposable income. This degree of expenditure appears disproportionate to your economic circumstances, leading me to doubt your intentions in seeking to visit the UK for the limited period and purpose stated.

Other than your employment, I am mindful that you have not demonstrated any other considerable ties to your country of residence, which would serve as an incentive for you to leave the UK at the end of your proposed visit. This not only undermines the credibility of your application as a whole but causes me to doubt your intention in proposing to travel to the UK.

Given the above, I am therefore not satisfied etc etc etc ... End

In their 1st reason for rejection;

Reason 1;

Are they expecting I'd use the 1.35m average I earn monthly to pay a return ticket and other expenses i would incur in UK? 1.35m is too small to spend on the trip... Hence why their reason isn't making much sense to me, perhaps you have a better understanding of what I did wrong and how I can fix this?

Ideally i would have thought since I've been earning this much, since the beginning of the year, I should have enough balance to cater for the expenses.

But using that 1.35m to judge it is were I'm confused. So if I drop down my expenditures for the trip to the 1.35m or less, self sponsored, won't it look like I'm joking to them? Because it's peanuts and return ticket alone will swallow it much less other expenses. Although I communicated clearly id be staying at my partner's residence so accommodation was settled.

Reason 2;

They said my employment isn't a strong tie back home. My people. I'm a founding director in this company (since 2021 inception), and I head the company with my brother, I've been receiving salary through out the year from the company.

Considering this factors and their reasons for rejection as stated, Please what would you suggest I should do differently if I decide to reapply? Would you recommend I reapply ?

Lastly one of my major fears before applying was that my withdrawals and deposits in my account monthly are equal (so I tried to explain clearly the reason why), I'm surprised it wasn't flagged. Maybe the explanation and supporting documentation helped? I can't say. If I choose to reapply would that also raise concern so I need to rexplain again?

Sorry for the lengthy post!

Thank you all

CC: Cashmadam, giselle237 and everyone! Thank you!

Rubyjade:
I disagree.

There's something called Risk Management and Conflict of Interest. Both must be properly managed.
If you don't notify them, if at any point you "genuinely" got a contract through your small side business and they find out, the company can validly sue that you used the company's materials or intellectual property to get the contract.

But if it is well documented that you told them ahead and they have no objection, then you "might" escape.

However, a non-compete means you have to cease that side business as long as it is in the same line of business (conflict of interest) as the organisation. Weigh the pros and cons, then decide if you want to keep the side business or you want to take the offer.

EvilMerodack:


These ones are even dumber than i thought

Its obvious that its gonna be cheaper to buy directly from Dangote if NNPC is gonna be one of the buyers. FG isnt gonna subsidize shii, so why buy from NNPC when they are also gonna get it from Dangote too


Whatever makes Dangote have more buyers aside NNPC, then no subsidy and u should get it from Dangote as that would be the cheaper option as NNPC would just be another buyer like you

You can only buy from NNPC if they are the sole buyer from Dangote and in that case, you would only have one option, that is NNPC and it would mean theres subsidy


Who is this Chinedu sef

Namaster:
So fucking PRESIDENTIAL!

Tinubu CANNOT even manage to look half as presidential as Osibanjo.

Tinubu is always looking SHIFTY with his pictures that look like something that was taken by ITEL.

Zipup007:


Got refused stupid people said reasonable doubts as to the reliability the authenticity of the supporting documents lol

Cashmadam:


It's fine. Thought it's for just you.

MadPolitician:
Then bank of Industry, which is supposed to be the catalyst for rapid industrial revolution across the length and breath of this country, has been turned into a regional bank. According to the investigations of the National Assembly, most of the bank loans were disbursed to businesses around the Lagos/South West areas of the country.

This means that while successive governments warehouse funds in this bank for lending across regions, the leadership of the bank prefers to utilise these funds to develop only areas either favoured by the government of the day, or by the directors of the bank, while other parts of the country rots.

This is so because village politics in this country has turned the banking sector into a feudal reserve of certain enclaves. This becomes even more frightening if you realise that there is no single example of any successful country that has been able to progress without a fair a robust banking system. Nigeria is not one city state like Singapore or Dubai. Nigeria is a multi city state. Everything should not be concentrated in Lagos.

Cashmadam:


Everything seems fine except the amount.

What do you need 5,000 Pounds for?

Cashmadam:


Honestly, this question is confusing and I still don't know the correct answer.

When I sponsor my adult children (because they are still my babies ), they put the total cost of the trip.

Some people put their own contribution. In your case, £1000 should be the correct answer based on what I have read others do.

I hope this helps.

CornOak:


It's the money you personally want to spend on the trip and not the entire money . There's another section where you will be asked if anyone is paying towards your visit, this where your sponsor's fund comes in.

How much are you personally spending? £1000
Any additional support? Yes, sponsor is paying £4,000

Ensure to demonstrate the relationship between you and your sponsor and state succinct reasons why they are paying towards your visit.

Also remember to establish solid home ties, such as your asset and employment documents, your family in Nigeria, religious/social affiliations, and more.

Good luck.