₦airaland Forum

Vikto17:
Yesterday my phone kept ringing from different numbers starting from 02---- when l had time and finally picked a rude mannerless girl was asking me to repay a flexi loan of 1000 naira,,, for Christ sake 1000 naira!!! When l log in on my app ,, l realize palm pay is showing me outstanding payment to make ,,
I checked my transaction history and did not see when l collected a loan of 1000 naira,, the money is small but paying for what l know nothing about is my major anger,, who have experience this and how do l sort it out please,, thank u

Are you sure you didn't make your default payment option flexi? so i saw this in-app pop-up banner and clicked on it. with this, my payment default payment option is through flexi , but i've changed it back to PalmPay account balance

Deepocean:
How does user adjust the settings from flexi to Palmpay balance?

To avoid this drama, go to your app payment settings and adjust the priority payment method to No Setting. this way, your flexi payment option will not be on auto

PalmPay has also responded to it. See their response below according to the same TRIXX Ng


Regarding The Merchant Account Incident

PalmPay is aware of the recent unfortunate incident regarding a merchant account.
We want to assure our valued users and the public that this incident is an isolated case and our customers’ funds are safe.

The appropriate law enforcement agency is already handling the case and we will work closely with them to support the investigation.

We also want to remind users not to disclose personal identification codes (PINs), one-time passwords (OTPs), or any related sensitive information to anyone and to regularly update their passwords.

These pieces of information are crucial safeguards for your accounts, and anyone obtaining them could potentially harm your account.

Our customer service and fraud team are available 24/7 to respond to questions or reports of suspicious activities and can be reached via support@palmpay.com  or +234 2018886888

Cryptocurrency has been a trending topic on social media lately. From Elon Musk buying up several million dollars worth of bitcoin[url][/url] to Jack Dorsey donating to the End Sars protest through Feminist Coalition via bitcoin, cryptocurrency has come to stay as an acceptable tender.

Is it legal though? Many countries have come to accept this electronic currency as legal tender. In Nigeria however, the Central Bank in a daring statement outlawed cryptocurrency and sought to close down accounts of any who dealt in it. Their stand recently is still unclear but they have been reported to ease the restrictions.

How does understanding and owning a few coins benefit you though?

Cryptocurrencies like most currencies are volatile. It could appreciate or depreciate depending heavily on market forces. These forces usually surround the sale and purchase of this coin. Some investors have taken up a career in buying and selling cryptocurrency.

One of the most recent coin gainers as these cryptocurrencies are called is the BNB – the Binance Coin.

The Binance coin was created by the crypto exchanger Binance, and backed by its platform. This means that the coin can be used to buy other coins platform-wide. In the last 7 days, it has grown over 35%.

Why is this article talking about the Binance Coin above DogeCoin that has seen a growth of over 100% in the last 7 days? This is because of the importance and usefulness of owning a Binance Coin.

Since the Binance coin is acceptable platform-wide on Binance, it means it can give you early access buying rights to new coins breaking. What this means in plain language is, if there are new coins entering the market, they might not be available to everyone else. But as a BNB Coin holder, you have an exclusive right to snag up these coins once they are available on Binance.


Your processing fees are also reduced compared to others, and of course, the juicy part, when you purchase the coin and leave it over some period of time, you get profit from selling at a higher value.

So while we watch regulations closely on the legality of trading cryptocurrency in Nigeria, it would always be helpful to keep a close watch on new coins and trading trends.

Need disposable capital to begin your trading? You could try your luck and win 5k from the daily draws on Lotto27 or others. We always advise against spending all your winnings in one place. Your 5k could double if you buy the right coins.

You can tell us in the comment sections if there are any other coins you think we should be closely monitoring.

Making the rounds on social media is Nigeria’s current unemployment rate. According to Bloomberg, the rate of unemployment in Nigeria has moved to 33.3% that makes more than half of Nigeria’s Labour force unemployed.

What this means is that you probably know at least one unemployed person. Sadly, thousands of graduates join the pool of jobseekers yearly with little hope of gaining employment that same year.

If you are currently out of a job, starting a business might seem like the quickest route to self-sustenance. If you do have a job, a side hustle is an added security. We have even seen situations where side hustle became the main hustle.

If you are ready to start a business but wonder what to do, here are 8 businesses you can start with under ₦500k.

PASTRY BUSINESS:
Capital expenditure would go towards owning an oven, baking tools and materials, and the cost for actual ingredients can come from an advance fee from your client.

FOOTBALL VIEWING CENTRE:
The most expensive capital project would be the shed which can cost as much as ₦300,000 depending on the size. Televisions are usually used units, and the cost of a DSTV dish plus a premium subscription for two decoders is about ₦50,000. You can save costs by constructing your shed close to adjoining walls.

WEB DEVELOPMENT:
With a high-end laptop of about ₦350,000 and a few hours on Youtube, Udemy or any other self-learning site, you can be on your way to becoming a web developer using content management systems like WordPress or Joomla.

HIRE PURCHASE:
Buying a work machine, a motorcycle or some other equipment for another person’s use while you get daily or monthly remuneration can help you get along just fine.

DELIVERY SERVICES:
This is a tricky one, as the cost for the motorcycle alone could almost exhaust your capital. The thing is to make sure you get a good deal for the bike and negotiate your rider’s salary. Use your immediate network to start and ask for referrals.

FOOD VENDING:
Food business would always sell. All you need is capital for the disposable plates, stickers and ingredients and you’re well on your way. Oh, you need to know how to cook ... read more plus funding options on https://lotto27.com/8-businesses-start-with-%e2%82%a6500000/

marylandcakes:
Why not use the money to invest in stocks on a monthly basis for the long term. Playing the lottery has made a lot of people poorer.

Not all lotteries. And also not when you are playing with spare cash. If you make the lottery to be addictive and you're using more than your spare cash to play, then you'd have an issue. I think for lotteries you should generally have a strategy. Do a sort of research. So many websites give you a rundown of common numbers that come out, and numbers you should avoid. Then of course there are normal maths. At least that is what I did for lotto27.com instant games and I won quite some. Na just say i be Nigerian, I no go fit give you my full strategy before e cast. I don use am play their dreamhouse lottery too. Na when dem do the draw we go know if that one work too or not

Make you use your own 500 take try am na. At least we go gather learn from you. E no bad say you get house na abi. Oya update! lol

well for a state that is still developing, Akure is trying. I only fault the attitude of the people towards commerce. They are too lacadisical. I stay in lag and school in Akure and i know i cant compare the two states but it's more peaceful than lag and growing better and better and my dear no be fast food then dey take rate state o. Mr biggs no reach mac dons for calabar o. So bone mr biggs things