₦airaland Forum

@ Moremi, Nice one, we could make a lot of money with you @ Nite of a 1000 laffs :-) you're good

The BIG difference btw BELIEVING and KNOWING
1. I do not believe the Almighty God is a constant seed sower; I KNOW the Almighty started as a seed sower but became a Giver.God gives us rain, air,water, etc not expecting anything in return.He's just in love.One of the few times He descended to the realm of seed-sowing was when he sowed Jesus in anticipation for us.Seed sowing is Faith(it expects ret, urns). Giving is Faith plus love. GRADUATE from seed sowing, be a GIVER.
2. Painful as it may sound, I don't believe the Almighty is on the side of any religion in the world; I KNOW the almighty never created religion but intimacy and fellowship.Man made various religions to try to network what HE did
3. I do not believe that the Almighty Himself believes He is God; The Almighty KNOWS He is God.
4. I do not believe miracles are a celebrated thing for the mature in Christ; I KNOW a miracle is not a miracle to God.It's a normal daily occurence of his. Ps 82:5-6;John 10:34 makes us understand we are Gods.(He made it so).So,if we are in full sync with our BRAND(as gods),miraculous things will be our lifestyle marveled at by the 'yet to be saved'
5. I do not believe that YOU must start a church because you raised the dead, healed the sick or cast out devils; I KNOW those things are available to every Tom, Dick and Harry BRANDED properly in the God-class/mentality/Epignosis.I'm bold to say this cos,I'm not a pastor and my Brand hasn't failed me yet when confronted with such things.
6. I do not believe Religion is the answer to today's problems; I KNOW that religion was coined by man and no religion will ever want to accept inferiority to the other.That's why the Almighty God isn't a Christian,Muslim, Buddhist,Ifa worshipper,scientologist,Hindu etc. Gods operate higher than religion.The major question is are you one.
7. I do not believe everyone will support the 6 thoughts I expressed; I KNOW that it doesn't change my BRAND and spec if you do not support them, Enjoy your sunday and remember, don't you dare do drugs :-)(Twitter c21stjoseph) BB pin(239015A6)

The BIG difference btw BELIEVING and KNOWING
1. I do not believe the Almighty God is a constant seed sower; I KNOW the Almighty started as a seed sower but became a Giver.God gives us rain, air,water, etc not expecting anything in return.He's just in love.One of the few times He descended to the realm of seed-sowing was when he sowed Jesus in anticipation for us.Seed sowing is Faith(it expects ret, urns). Giving is Faith plus love. GRADUATE from seed sowing, be a GIVER.
2. Painful as it may sound, I don't believe the Almighty is on the side of any religion in the world; I KNOW the almighty never created religion but intimacy and fellowship.Man made various religions to try to network what HE did
3. I do not believe that the Almighty Himself believes He is God; The Almighty KNOWS He is God.
4. I do not believe miracles are a celebrated thing for the mature in Christ; I KNOW a miracle is not a miracle to God.It's a normal daily occurence of his. Ps 82:5-6;John 10:34 makes us understand we are Gods.(He made it so).So,if we are in full sync with our BRAND(as gods),miraculous things will be our lifestyle marveled at by the 'yet to be saved'
5. I do not believe that YOU must start a church because you raised the dead, healed the sick or cast out devils; I KNOW those things are available to every Tom, Dick and Harry BRANDED properly in the God-class/mentality/Epignosis.I'm bold to say this cos,I'm not a pastor and my Brand hasn't failed me yet when confronted with such things.
6. I do not believe Religion is the answer to today's problems; I KNOW that religion was coined by man and no religion will ever want to accept inferiority to the other.That's why the Almighty God isn't a Christian,Muslim, Buddhist,Ifa worshipper,scientologist,Hindu etc. Gods operate higher than religion.The major question is are you one.
7. I do not believe everyone will support the 6 thoughts I expressed; I KNOW that it doesn't change my BRAND and spec if you do not support them, Enjoy your sunday and remember, don't you dare do drugs. :-)(Twitter c21stjoseph) BB pin(239015A6)

The BIG difference btw BELIEVING and KNOWING
1. I do not believe the Almighty God is a constant seed sower; I KNOW the Almighty started as a seed sower but became a Giver.God gives us rain, air,water, etc not expecting anything in return.He's just in love.One of the few times He descended to the realm of seed-sowing was when he sowed Jesus in anticipation for us.Seed sowing is Faith(it expects ret, urns). Giving is Faith plus love. GRADUATE from seed sowing, be a GIVER.
2. Painful as it may sound, I don't believe the Almighty is on the side of any religion in the world; I KNOW the almighty never created religion but intimacy and fellowship.Man made various religions to try to network what HE did
3. I do not believe that the Almighty Himself believes He is God; The Almighty KNOWS He is God.
4. I do not believe miracles are a celebrated thing for the mature in Christ; I KNOW a miracle is not a miracle to God.It's a normal daily occurence of his. Ps 82:5-6;John 10:34 makes us understand we are Gods.(He made it so).So,if we are in full sync with our BRAND(as gods),miraculous things will be our lifestyle marveled at by the 'yet to be saved'
5. I do not believe that YOU must start a church because you raised the dead, healed the sick or cast out devils; I KNOW those things are available to every Tom, Dick and Harry BRANDED properly in the God-class/mentality/Epignosis.I'm bold to say this cos,I'm not a pastor and my Brand hasn't failed me yet when confronted with such things.
6. I do not believe Religion is the answer to today's problems; I KNOW that religion was coined by man and no religion will ever want to accept inferiority to the other.That's why the Almighty God isn't a Christian,Muslim, Buddhist,Ifa worshipper,scientologist,Hindu etc. Gods operate higher than religion.The major question is are you one.
7. I do not believe everyone will support the 6 thoughts I expressed; I KNOW that it doesn't change my BRAND and spec if you do not support them, Enjoy your sunday and remember, don't you dare do drugs :-) (Twitter c21stjoseph) BB pin(239015A6)

hi, thanks. bb pin is 239015A6

The DO NOT's in the Banking Industry,
-Do not be scared of getting fired because you dared to send a direct mail to your GMD,the big question is are you certain about your idea and how well it would cut cost or grow profit for your bank.

-Do not beg customers for deposits, they have started looking at bankers like leeches.Simply understand the client's business, then network d worthy customer to, another trustworthy customer.Tell both to do their independent checks and due diligence on themselves.Customers will transact through you.

-Do not simply take a customer's request letter for a genuine facility and tell them it doesn't fall in line with your bank's product paper so you can't deal, You are meant 2 b a professional,sit down,think out structures and transaction dynamics.Some1 currently wrote and got an approval for the product paper u r currently using in the bank, design a new PP(product paper) making sure it's water tight.All risk factors are mitigated,proper transaction dynamics and conditions precedent to draw-down.Bottomline,step out of your box.I was able to do that so any1 with guts and strategy can also convince management.

-Do not keep reviewing bad loans and call them risk assets.

-Be discerning to know how to freeze or zerorize risk assets when you know it's been a bad loan for years and you still have it running at default rate which is higher than interest rate and dictates in the money market

-Do not request a loan from your bank putting the security/collateral as the strength of your request.Every serious and structured bank is more interested in your quality/consistent source of repayment rather than collateral.No bank derives pleasure in trying to sell collaterals to paydown facilities.

-Do not just sign Offer Letter's, unfortunately,customers do not know there are some upfront fees they can negotiate and muscle a bank to reduce based on their Debit turnover with the bank, www.21stcenturyjoseph.org; facebook (David Ropo Lawale); twitter (c21stjoseph)

The DO NOT's in the Banking Industry,
-Do not be scared of getting fired because you dared to send a direct mail to your GMD,the big question is are you certain about your idea and how well it would cut cost or grow profit for your bank.

-Do not beg customers for deposits, they have started looking at bankers like leeches.Simply understand the client's business, then network d worthy customer to, another trustworthy customer.Tell both to do their independent checks and due diligence on themselves.Customers will transact through you.

-Do not simply take a customer's request letter for a genuine facility and tell them it doesn't fall in line with your bank's product paper so you can't deal, You are meant 2 b a professional,sit down,think out structures and transaction dynamics.Some1 currently wrote and got an approval for the product paper u r currently using in the bank, design a new PP(product paper) making sure it's water tight.All risk factors are mitigated,proper transaction dynamics and conditions precedent to draw-down.Bottomline,step out of your box.I was able to do that so any1 with guts and strategy can also convince management.

-Do not keep reviewing bad loans and call them risk assets.

-Be discerning to know how to freeze or zerorize risk assets when you know it's been a bad loan for years and you still have it running at default rate which is higher than interest rate and dictates in the money market

-Do not request a loan from your bank putting the security/collateral as the strength of your request.Every serious and structured bank is more interested in your quality/consistent source of repayment rather than collateral.No bank derives pleasure in trying to sell collaterals to paydown facilities.

-Do not just sign Offer Letter's, unfortunately,customers do not know there are some upfront fees they can negotiate and muscle a bank to reduce based on their Debit turnover with the bank, www.21stcenturyjoseph.org; facebook (David Ropo Lawale); twitter (c21stjoseph)

The DO NOT's in the Banking Industry,
-Do not be scared of getting fired because you dared to send a direct mail to your GMD,the big question is are you certain about your idea and how well it would cut cost or grow profit for your bank.

-Do not beg customers for deposits, they have started looking at bankers like leeches.Simply understand the client's business, then network d worthy customer to, another trustworthy customer.Tell both to do their independent checks and due diligence on themselves.Customers will transact through you.

-Do not simply take a customer's request letter for a genuine facility and tell them it doesn't fall in line with your bank's product paper so you can't deal, You are meant 2 b a professional,sit down,think out structures and transaction dynamics.Some1 currently wrote and got an approval for the product paper u r currently using in the bank, design a new PP(product paper) making sure it's water tight.All risk factors are mitigated,proper transaction dynamics and conditions precedent to draw-down.Bottomline,step out of your box.I was able to do that so any1 with guts and strategy can also convince management.

-Do not keep reviewing bad loans and call them risk assets.

-Be discerning to know how to freeze or zerorize risk assets when you know it's been a bad loan for years and you still have it running at default rate which is higher than interest rate and dictates in the money market

-Do not request a loan from your bank putting the security/collateral as the strength of your request.Every serious and structured bank is more interested in your quality/consistent source of repayment rather than collateral.No bank derives pleasure in trying to sell collaterals to paydown facilities.

-Do not just sign Offer Letter's, unfortunately,customers do not know there are some upfront fees they can negotiate and muscle a bank to reduce based on their Debit turnover with the bank, www.21stcenturyjoseph.org; facebook (David Ropo Lawale); twitter (c21stjoseph)

The DO NOT's in the Banking Industry,

-Do not be scared of getting fired because you dared to send a direct mail to your GMD,the big question is are you certain about your idea and how well it would cut cost or grow profit for your bank.

-Do not beg customers for deposits, they have started looking at bankers like leeches.Simply understand the client's business, then network d worthy customer to, another trustworthy customer.Tell both to do their independent checks and due diligence on themselves.Customers will transact through you.

-Do not simply take a customer's request letter for a genuine facility and tell them it doesn't fall in line with your bank's product paper so you can't deal, You are meant 2 b a professional,sit down,think out structures and transaction dynamics.Some1 currently wrote and got an approval for the product paper u r currently using in the bank, design a new PP(product paper) making sure it's water tight.All risk factors are mitigated,proper transaction dynamics and conditions precedent to draw-down.Bottomline,step out of your box.I was able to do that so any1 with guts and strategy can also convince management.

-Do not keep reviewing bad loans and call them risk assets.

-Be discerning to know how to freeze or zerorize risk assets when you know it's been a bad loan for years and you still have it running at default rate which is higher than interest rate and dictates in the money market

-Do not request a loan from your bank putting the security/collateral as the strength of your request.Every serious and structured bank is more interested in your quality/consistent source of repayment rather than collateral.No bank derives pleasure in trying to sell collaterals to paydown facilities.

-Do not just sign Offer Letter's, unfortunately,customers do not know there are some upfront fees they can negotiate and muscle a bank to reduce based on their Debit turnover with the bank, www.21stcenturyjoseph.org; facebook (David Ropo Lawale); twitter (c21stjoseph)

No idiot can tell a lie, a good lie requires intelligence, Africa has a short but worrying story.We don't thirst much after knowledge but try to replace it with prayer and the anointing oil,when d results of both are still based on knowledge.BOTSWANA has the best meat,UGANDA has d best coffee unda d sun,GHANA has been digging gold for 200yrs, CAMEROUN has d most fertile land under the sun(that's where u find 10miles of carrot, banana plantation),CONGO has d largest deposit of uranium(no1 builds a bomb without uranium),LIBERIA has d best copper under the sun, NIGERIA is in d first 8 richest oil countries in the world, we change governors but can't change governance, SIERRA LEONE has a lot of diamonds,but its the lebanese there that are enjoying themselves. Africa is extremely wealthy but poor in the knowledge of transformation. REBRAND