₦airaland Forum

Please help , I am confuse and I want to reapply but how do I correct this

your application

your immigration history

The decision

I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) 4.2 of Appendix V because:

You have applied to visit the United Kingdom for 7 days for the purpose of tourism. In assessing your eligibility for entry to the UK I have considered your personal and financial circumstances as evidenced by your application form and supporting documents. You state you are employed as a Communication and Media Officer earning 550000.00 NGN (£267.70). In support of your application, you have provided your employment documents, bank statement and other documents.

You mentioned that you spend 350000.00 NGN (£170.35) monthly, leaving you with an average monthly disposable income of 200000 NGN (£97.34). However, you plan to spend 1600.00 GBP during your visit to the UK, and no one contributing towards the cost of your visit. I note that this proposed expenditure exceeds 16 times of your average monthly disposable income and represents a significant portion of your savings. Given your current financial circumstances in your country of residence, this level of spending for a visit of this nature appears disproportionate.

It also has been observed that your UBA bank statement reflects an opening balance of 3,850,198.23 NGN (£1,874.05) on 01 January 2025 and a closing balance of 20,201,912.49 NGN (£9,833.1) on 26 June 2025. This indicates an accumulation of 16,351,714 NGN (£7,959.05) within a six-month period. Such a significant increase in funds raises concerns regarding the credibility of your application. Consequently, I am not satisfied that your intention to enter the United Kingdom is genuine or that you will depart the UK upon the conclusion of your visit.

The factors mentioned above have not been taken in isolation but considered collectively. From the information on your application form and the documents you have submitted, I am not satisfied that you intend to leave the United Kingdom or that you are genuinely seeking entry as a visitor. Your application is therefore refused under paragraph V4.2 (a) and (c).

Rate of exchange 1 GBP = reference NGN 2,054.48 www.oanda.com on 19/07/25

OFFICIAL

Please help , I am confuse and I want to reapply but how do I correct this