Thanks for your responses. Am grateful sir

justwise:


1. Yes definitely you have to factor in cost of ticket for the three and even cost of visa application.

2. Of course you don't spend from the money you budgeted for the trip, if you do how will you finance the trip if given a visa?

Onile1979:
@Ecnoil, wat about ur passport do they put refusal stamps at the back of all the passports?

No they didn't refusal stamps, just letters

Onile1979:
@ecnoil, where do u apply ikeja or v,l and do they put refusal stamp at the back of ur passports? 1) Yes (2) C.A.C (3) increase ur balance (4) Yes

V/I

Hi Justwise, thanks for your response. When I stated 1m, I considered flight tickets for our 3. Question will then be, will I factor in flight ticket when stating the amount I will spend?

When I talked about repackaging my financials, I meant waiting for few more months to re-apply, by then my balance would have grown.

Finally, must the account balance remain untouched while the application is being reviewed?

Many thanks.

Hi Justwise & other gurus in the house. I applied for 6 months UK visa for myself, wife & son and I just got our refusals yesterday. I intend to reapply but I need your advice. I am gainfully employed & I presented all documents to back my claims. However, my closing balance when I printed my statement was about 750k & I stated in the application that I will be spending 1m for our 3 for the trip. The plan was for my wife & son to visit this december & I will go next year. In the refusal letter, the ECO stated that the 1m is 7 times my disposal income which is about 148k & dat he doubts our returning to Naija. My questions are;
1. Must my closing balance at the time of printing be more than my proposed spending for the trip?
2. My wife is self employed, what docs can she now include to prove she will definitely return
3. From the letter, my financials was used to refuse us the visa, other aspects were OK, how can I repackage to get it next time
4. Are bank balances verified? Cos there were transactions in & out after I submitted application.

I look forward to all responses. Thanks guys