My name is Joy Egbia & i am in my late twenties. On d 24th of Feb. 2011, i opened a savings acct wit First Bank & since den i've been saving & withdrawing. But on d 23rd of Aug. 2015 sth terrible happend which i've nt recovered frm. B4 den, on d 13th of Aug. 2015, sm1 gave me N21,000 to keep so, i went 2 deposit d money in my acct. But i got d shock of my life wen d person demanded 4 d money on 23rd of Aug. 2015 & i went 2 d bank 2 withdraw it. Wen i got 2 d bank, i demanded 4 N21,000, only 4 d bank 2 tell me dat i had only N17,000 left in my acct. Hmmm 17,000 in an acct dat i've been saving in 4 d past 4yrs. I cldn't blieve it. I tot i was dreaming & my heart was already racing. I had 2 go bck home 2 get d slip 4 my last deposit of d 21,000 because d bank argued wit it. When i brought d slip d N21,000 was confirmed but low & behold i had only N17,000 in my acct.

Six months or so before dis happened, i went 2 d bank 2 change d fone no i registered d acct wit since it got lost & i gave dem my new fone no so dat i can b receiving alerts. I was given some forms 2 fill wich i did. I was even mandated 2 register 4 my BVN wich i did as well. But unknown 2 me dat dey didn't change d number & since i didn't have a fone dat period, there was no way for me 2 knw if d alerts were being sent 2 my current fone no or not & i didn't go bck to verify because i was sure dey wld change it..

When i demanded 2 knw wat happened 2 all d money i've been saving 4 d past 4yrs, i was told dat AIRTEL had sold my old line 2 anoda subscriber since it was no longer active & so d new owner had been receiving my alerts & recharging his/her fone 4rm my acct. since God knows when. The bank told me dat d fault is not 4rm dem so i should go 2 Airtel & rectify d problem. I later told one of relations abt it & we went 2 d bank 2gether but all efforts proved abortive.

We went 2 Pedro police Station as well & we were charged N20,000 2 trace d fraudster. But dey said dat d process will take months & @ d end of everything we might loose all d money dat will be recovered on police case & so instead of fighting a lost battle we shld let sleeping dogs lie.

I later went bck 2 d bank 2 demand 4 my statements of acct 4rm June 2012 to August 2015 so dat i'll be able 2 trace when d person started recharging 4rm my acct but i was given d 1 for d month of Aug only.
Dat same day, i withdrew N16,000 since i was nt allowed to withdraw d whole N17,000 & left their bank for them. The most painful aspect of the matter is dat d bank started sending alerts to my nw fone no after d deed had already been done.
This is d alert i was sent for April: Your Acct 304XXXX679 Has Been Debited with NGN8.00 On 24-APR-2016 12:46:32 By 23-Mar-2016 to 22-APR-2016 SMS Alert Cha. Bal: NGN669.78CR. The N669.78 is d N1,000 bal i left in d acct.

STATEMENT OF ACCT I WAS GIVEN
These are some of d recharges made from my acct by d fraudster frm August 1st to 13th 2015:
3/8/15: N100
3/8/15: N500
4/8/15: N500
6/8/15: N200
6/8/15: N500
6/8/15: N500
6/8/15: N500
7/8/15: N1000
11/8/15: N500
12/8/15: N200
12/8/15: N300
Total: N4,800. Every single cent i have in d bank is gone & i dearly need d help of my frnds & well-wishers to help me recover my money.

That's very wicked of the man.
He will surely reap what he sowed.