₦airaland Forum

Abokiijebu:
Palm pay keep removing 1k from my account for health insurance that I never subscribe for, opay before u can login is another war on its own. All them are criminals. Investing ur money is the best.

You probably set up auto-renewal for insurance. Reach out to their customer care online to help you deactivate it.

If you ever experience such, you can contact Flexi directly to assist and resolve your complaints. 02018870808 or support@fleximfb.com

Palmpay is not a loan provider. Flexi is an independent loan provider that is a 3rd party on the Palmpay app. Flexi operates solely as it is powered by Blooms microfinance bank.

KingAzubuike:
So palmpay also does this? They should consider their reputation first rather than towing the way of loan sharks.

Flexi does not and cannot access anyone's phone book. Any user that applies for a loan from Flexi, during the registration/application process the user inputs emergency contact details which is a completely voluntary action the user carries out himself/herself. If you want more enquiries or if you want to issue any complaint, you can contact Flexi via 02018870808 or support@fleximfb.com.

Hello, you have provided some false information. Flexi is an independent loan provider powered by Blooms Microfinance Bank. It is just a merchant on the Palmpay app. If you have any complaints, direct it to Flexi via 02018870808 or support@fleximfb.com.

Flexi Loans, powered by Blooms Microfinance Bank, provides accessible and reliable digital credit solutions tailored to meet the unique financial needs of underserved individuals. With a focus on innovation and inclusivity, Flexi strives to make loan access simple, fast, and empowering for our users.

Having been in the Nigerian market for over three years, Flexi has curated different loan products that satisfy common financial needs. A clear enlightenment about Flexi Loans can help you weigh your options in order to make the best financial decisions for yourself and access financial aid that best suits you.

Here are some frequently asked questions to give you clarity on Flexi Loan Products:

What is Flexi?

ANS: Flexi is a loan provider powered by Blooms Microfinance Bank, licensed by CBN.

Where can I access a Flexi Cash loan?

ANS: You can download the Flexi Cash app on Play Store or the Apple App store. Flexi Cash loan also features only a merchant on the Palmpay Application. There Is No Such Product As PalmPay Loans as Flexi is the credit providing merchant.

How long is Flexi Cash loan duration?

ANS: Repayment differs depending on the Flexi Cash package you are accessing. A range from 7 days to 4 months.

How much can I access on Flexi Cash?

ANS: The limit increases based on consistency and good credit record. The better your borrowing behaviour, the more you can access.

What if I can’t meet my payment in time?

ANS: 3% Late fees begin to accrue daily.

How can I repay my Flexi Cash loan?

ANS: You can choose to make repayment automatically whereby money will be deducted from your bank account or card attached to your Flexi account, or you can make payment manually.

What is the interest rate for Flexi cash loans?

ANS: 0.6%-1.5%, depending on the loan amount being applied for.

How much can I access on the Flexi Cash loan?

ANS: Your credit limit has no restriction. The more you use Flexi while maintaining a good repayment behaviour, the more you can access.

How do I repay my Flexi cash loan?

ANS: You can choose to make repayment automatically whereby money will be deducted from your wallet, bank account or card linked to your Flexi account, or you can as well initiate your repayment manually.

What is the difference between Flexi BNPL and Flexi Cash?
ANS: Flexi BNPL is a Blooms Microfinance product that provides you a loan to be able to make purchases ONLY in the Palmpay app and repay with 0 interest rate while Flexi Cash which carries an interest rate allows you access to a withdrawable Cash loan to use for personal or business purposes.

How much does the Instalment loan grant me?
ANS: A minimum 40,000.

How can I repay my instalment loan?

ANS: You can choose to make repayment automatically whereby money will be deducted from your bank account or card attached to your Flexi account, or you can make payment by crediting your Palmpay wallet manually. You have to open a Palmpay account for manual repayment purposes.

What is the result of late repayment?

ANS: Late repayment attracts extra interest charges.

How do I know I’m eligible for the Instalment loan?

ANS: Flexi will review your credit score and repayment behaviour to unlock the feature if you qualify.

What is the duration for the Instalment loan?

ANS: Up to 4 months.

How long does it take to get the cash deposited in my account?

ANS: Immediately after you successfully apply.

What do I do if I encounter any challenges related to Flexi?

ANS: For any enquiries, you can contact Flexi via:

>02018870808 [phone number]
>Mail: support@fleximfb.com
>Instagram: flexiofficial
>Twitter: flexi_ng
>Facebook: FLEXI

Flexi Loans, powered by Blooms Microfinance Bank, provides accessible and reliable digital credit solutions tailored to meet the unique financial needs of underserved individuals. With a focus on innovation and inclusivity, Flexi strives to make loan access simple, fast, and empowering for our users.

Having been in the Nigerian market for over three years, Flexi has curated different loan products that satisfy common financial needs. A clear enlightenment about Flexi Loans can help you weigh your options to make the best financial decisions for yourself to access financial aid that best suits you.

Here are some frequently asked questions to give you clarity on Flexi Loan products.

What is Flexi?

ANS: Flexi is a loan provider powered by Blooms Microfinance Bank, licensed by CBN.

Where can I access a Flexi Cash loan?

ANS: You can download the Flexi Cash app on Play Store or the Apple App store. Flexi Cash loan also features only a merchant on the Palmpay Application. There Is No Such Product As PalmPay Loans as Flexi is the credit providing merchant.

How long is Flexi Cash loan duration?

ANS: Repayment differs depending on the Flexi Cash package you are accessing. A range from 7 days to 4 months.

How much can I access on Flexi Cash?

ANS: The limit increases based on consistency and good credit record. The better your borrowing behaviour, the more you can access.

What if I can’t meet my payment in time?

ANS: 3% Late fees begin to accrue daily.

How can I repay my Flexi Cash loan?

ANS: You can choose to make repayment automatically whereby money will be deducted from your bank account or card attached to your Flexi account, or you can make payment manually.

What is the interest rate for Flexi cash loans?

ANS: 0.6%-1.5%, depending on the loan amount being applied for.

How much can I access on the Flexi Cash loan?

ANS: Your credit limit has no restriction. The more you use Flexi while maintaining a good repayment behaviour, the more you can access.

How do I repay my Flexi cash loan?

ANS: You can choose to make repayment automatically whereby money will be deducted from your wallet, bank account or card linked to your Flexi account, or you can as well initiate your repayment manually.

What is the difference between Flexi BNPL and Flexi Cash?
ANS: Flexi BNPL is a Blooms Microfinance product that provides you a loan to be able to make purchases ONLY in the Palmpay app and repay with 0 interest rate while Flexi Cash which carries an interest rate allows you access to a withdrawable Cash loan to use for personal or business purposes.

How much does the Instalment loan grant me?
ANS: A minimum 40,000.

How can I repay my instalment loan?

ANS: You can choose to make repayment automatically whereby money will be deducted from your bank account or card attached to your Flexi account, or you can make payment by crediting your Palmpay wallet manually. You have to open a Palmpay account for manual repayment purposes.

What is the result of late repayment?

ANS: Late repayment attracts extra interest charges.

How do I know I’m eligible for the Instalment loan?

ANS: Flexi will review your credit score and repayment behaviour to unlock the feature if you qualify.

What is the duration for the Instalment loan?

ANS: Up to 4 months.

How long does it take to get the cash deposited in my account?

ANS: Immediately after you successfully apply.

What do I do if I encounter any challenges related to Flexi?

ANS: For any enquiries, you can contact Flexi via:

>02018870808 [phone number]
>Mail: support@fleximfb.com
>Instagram: flexiofficial
>Twitter: flexi_ng
>Facebook: FLEXI

Hello! Flexi Loans provide different loan options to suit different financial needs, with flexible interest rates ranging from 0.5%-2%, loan amounts up to 500k, and repayment terms of 7 days - 4 months. Good repayment habits unlock even more exclusive benefits. For more information, contact us at 02018870808 or support@fleximfb.com.

Sunisonflex39:
For the first time in my life I just borrowed from loan app.. something I swore never to do..

Tinubu you do this one..

My God will judge u

Hello! Flexi Loans are powered by Blooms Microfinance Bank which is licensed and regulated by CBN to ensure optimum customer satisfaction. For further inquiries, please contact Flexi directly at 02018870808 or via email at support@fleximfb.com.

tunde1200:
Avoid loan app at all cost simple .

CBN is not regulating anything palmoay do anyhow and they will lose customers too.

Hello! Flexi Loans are collateral free and require no paper work. All you need to do is input your viable information and make your application request to initiate the calculation of your credit limit and get disbursed instantly. or further inquiries, please contact Flexi directly at 02018870808 or via email at support@fleximfb.com.

Offpoint1:
I wonder why people use those guys for loan, when their commercial banks also offer quick loan.

Imagine taken 10k loan to pay back 16-17k in 7 days, that's day robbery.

100k loan on my bank app interest is less than 3k, while on those robbers app interest is 60k... Can you imagine the difference

Hello! This only applies if you fail to make your repayment on your due date. The repayment terms for Flexi Loans are clearly stated in the terms and conditions of which this is included. We’re here to resolve your complaint and offer a discount, contact us at 02018870808 or support@fleximfb.com.

WowSweetGuy:
I no dey even open my palmpay app again make dem no come remember me. The interest keep adding daily. From 3500 then to 35k last time i checked. Thieves

Hello! The borrowing process of Flexi is secure, meaning it requires your selection of your preferred loan amount, as well as your set PIN to finalize the process. Your satisfaction is important to us and to enable us further assist you, kindly contact us via 02018870808 or support@fleximfb.com

completeskills:
All this scam people. I was just scrolling on palmpay when I mistakenly touched loan of 20k and was immediately approved. I decided to return the money back immediately. The interest was about 5k or 8k( am not sure) for something that was less than a minute. I was even told if I told pay back in 3 days ..it will yield more more interest of about 10k. The thing shock me.

Hello! We sincerely apologize if you have encountered any inconvenience and misconduct with Flexi Loan services. Your satisfaction is important to us and to enable us further assist you, kindly contact us via 02018870808 or support@fleximfb.com

Kamalex2:
My brother what's the solution i beg
Reply me i beg 🙏

Hello! Here’s a reminder that Flexi Loans offer you the flexibility to connect any bank account, wallet, or bank card to your Flexi Cash app. If you decide to use Flexi Loan services via the PalmPay app, your loan will be linked directly to your PalmPay wallet. For any questions, feel free to reach out to Flexi at 02018870808.

Ndenomy:
But the foolishness of palmpay is helping flexi recover their loans by automatically debiting cusotmers to seetle loans

Hello! Flexi Loans, accessible through the Flexi Cash app, are designed to make financial aid more accessible and convenient. Unlike traditional banks, Flexi Loans offer a streamlined, collateral-free experience without the hassle of lengthy paperwork. Repaying on time helps users build their credit scores, opening up greater access to financial support in the future.. With Flexi Loans, you can apply and receive funds directly from your mobile phone, anytime and anywhere. For more enquiries, contact Flexi via 02018870808 or support@fleximfb.com

jaksmillioniar:
I can Neva borrow frm all dis bank cos dey will disgrace u

Hello! Flexi is an independent credit provider powered by Blooms Microfinance Bank, and our 'Flexi Cash' app is available for convenient download and use. Flexi offers credit services to a wide range of users, including Palmpay customers, which is why we’re accessible as a trusted third-party option on the Palmpay platform. For further inquiries, please contact Flexi directly at 02018870808 or via email at support@fleximfb.com.

OlujobaSamuel:
No be palmpay own Flexi abi which kind paid ads be dis

Hello! We sincerely apologize for any inconvenience and misconduct you may have encountered with Flexi Loan services. Your satisfaction is important to us and to get further assistance from Flexi, kindly reach out via 02018870808 or support@fleximfb.com

MondayOmoAdugbo:
E remain small make palmpay kill me last two months sha ahhhhh....

If I catch that guy wey send me message say my families will go missing Sha...just imagine, Because I borrow money wey no reach 20k imagine.

Palmpay

Hello! Flexi Loans offer a range of packages tailored to fit different financial needs, with varying interest rates, loan amounts, and repayment terms designed to ensure customer satisfaction. A good loan behavior unlocks even more exclusive Flexi Loan benefits. For more enquiries, contact Flexi via 02018870808 or support@fleximfb.com

mcdokwe:
Still, una be thief.

Which kaim yeye microfinance bank offers such a meagre sum for a short term and at exhausting interest rate?

Hello! Just a reminder that with Flexi Loans, you have the flexibility to link any bank account, wallet, or bank card to your Flexi Cash app. If you choose to access Flexi Loan services through the PalmPay app, which acts as a wallet provider, your loan will be linked directly to that wallet. For more enquiries, contact Flexi via 02018870808.

TinubuBarawo:
STORY
but if you dey owe flexi you'll be auto debited from your palmpay.
God punish you if someone mistake your opay for palmpay and send you money there.
You'll be auto debited even before shouting TINUBU.
Now how you tell me your hand no dey am ?