₦airaland Forum

investmentvirus:
No I dint earn in my investment.
Unfortunately

They withdrew the money immediately, but failed to pay me.

So I’m not getting any profit for this period they are hanging my money

Did you reach out to your relationship manager? Some fund mgt like GTB are tied to their parent banks so they kill 3 birds with 1 stone. Use your investment to earn you credit, earn themselves credit and parent bank. That's why it's good to reach out to rel mgr instantly.
Though CBN is trying to prevent that relationship so it can know how healthy banks are and the lending environment.

I just asked ChatGPT. It's FIFA technical study group made of football experts.

Maybe it's not FIFA that decides who wins. Sometimes journalists and other stakeholders do polling and decide.

Drake don buy market. Him don lose $1.5m bet 😘😘😘

Jaay2:
Not supporting the poster but investment in reality isn't quick money doubling or gambling

True investment isn't money doubling. If your money doubles it's because the business was successful.
But investment looks like gambling because I the uncertainty involved. That's why an IPO share can crash days later. But the uncertainty surrounding gambling and investment is where the difference is.
In gambling, for example, playing poker, you are putting your money on the bet that you will and can win the game. Although who the winner will be is uncertain. If the winner is certain no one would bet against a winner. So the uncertainty is on the product.
But I'm n investment, you are not in control of the yield bearing product and you might not even know how it bears yield but you're putting money the the product, the company shares, will increase in value because you believe in the management of the company. That is your bet to say so is on the Future Value of the shared and placing a confidence on the management. That's why it's not gambling.
But if you buy a token today believing it will pump in 3 hours and you sell, it is close to gambling but not purely gambling but speculation which is a relative

So what's the solution or the way forward?

Every team has a sponge that absorbs the pressure during a match. Maybe he's the sponge and he couldn't stand the heat of the WC. Too bad.

You can learn networking or job networking in 6 weeks.

At last.

Sonofgod1990:
My name could have been there but I told them to remove my name because of the security situation in Nigeria right now.

Why should my name be there while my people are languishing in the forest. Is not fair

Click bait. For sleeping 😴 fishes

After reading the below
https://dailytrust.com/consumers-need-200-solar-panels-to-sell-electricity-to-discos/
I thought it was a good idea from a regulation perspective but how practical is it from a commercial perspective for independent solar farm operators?
First you only get power credits not physical cash
Second cost of maintenance and future repairs are not priced in
Third 200 solar panels without an evident ROI incentive and feasible practical time to ROI in the information makes the offer boring.
Nigerians have learned to do self service in infractures and other investments that belong to the province of government. In many local governments and some communities they build roads themselves, contribute for security themselves and many times do market cleanups by community efforts.
Why don't the government or discos tap into this community spirit?
I was thinking to read something like:
1. Get engineers to a community, estimate the best case power needs from solar inverters
2. Call the community leaders, especially in estates and gated communities. Tell them, see, all hands need to be on this together. Power generation has become a matter of life and death in Nigeria. We need community support. From our estimate your community needs 20 Kwv of solar power that can last 18 hours (rough estimate) and your estate has 500 apartments. It will cost 30 million to get it done. If each apartment pays 60k naira within a year we ekedc can create a solar farm for your estate, employ 2 power engineers to man it 24 hours and you get your power needs solved. Make your community needs and project.
3. After the solar farm is installed for just the estate we take off from there and maintain it from the revenue your prepaid meter gives to us.
Then they do regular checks that everyone has a prepaid meter, no one is shorting the meter like a common criminal etc.
It's a win win for everyone especially the discos. They reduce expenses and increase their revenue.
The only caveat are poor neighborhoods. Maybe after 5 years they use the revenue earned as extra to provide same for poor neighborhoods.
It's a big win for the discos and it gets numerous solar engineers patrolling the streets instant jobs while the engineers for the discos go for retraining.
I don't understand. We have everything in place.
Or don't we like money in this country? Is it only control, control and power we like?
Abeg!!!

That's a lesson for him.
The issue on the ground now is that some AI, like Mythos, can exploit even the hardest uncrackable flaw in any software. The banking industry and cyber security experts in America wants it banned. Even if it's banned it can go underground. So people are cautious with all these AI stuff.

Lonelysouul:
Anytime you post this kind of trend always give out fun details cos most of them do go back just 2-3 month later cos they can’t cope with lack of good health care and some of them who decided to run to Canada still run back to u.s cos of expensive housing obviously house in Canada are more expensive

Leave America, live big elsewhere and when things pan out, run back home. So the circle continues. It's not worrying. Inflation, high gas, etc. Europe is cheaper for Americans. And Mexico.

Just to add my 2 cents.
Robotics is bigger than AI but no one hypes it.
IoT devices are a bigger subset than AI. Acurast is taking advantage of it slowly. That's where C and C++ reign. If you want jobs you can do yourself in your spare time with peace if mind, look for embedded systems programming. Web Dev won't give you time for family and all that stuff.
At least that is why I believe C and C++ are regaining interest.

I no know oh eg on
Make she go born abeg

Obapluto:
So what next? Make we dey clap abi Kini.

We need
1. A sports video content creator. Most videos should be between 45 seconds to one minute. Unique. Original. When sending the video, send a byline with it for the social media manager to understand the intent.
2. Also a sports graphics content creator. Same requirements as above.
Send sample video/image along with profile to:
subscriptions.ess@gmail.com.
State your quote for each video or graphics. But the agency is looking at 40 naira per graphics and 150 naira per video although negotiable.
At the bottom your mode of payment if we accept your quote.
Also if you can meet the daily requirements of 5 short form videos daily. If you can go above that also say it.
We would need like 5 of each daily and expand the quota as our audience grows.
We pay for accepted samples too so your efforts are not in vain.

Smells Click Bait
Abeg!!!

Innovation can create double the rice mills wiped out. Depends on your thinking 🤔. Is the cup half full or half empty?
See possible scenarios, for entrepreneurs willing to profit from the opportunity by buying a rice mill about to close at a bargain and converting it into an exporting industry.
https://chatgpt.com/share/69b82fb2-6300-8013-bff6-070bae1a6685

Make una go make money for polymarket abeg

Crashing food prices will make farmers richer if market driven and not some military show of force. I don't think Obi said this. It must be AI. Every dick and harry knows that. Haba! Crashing food prices opens more markets for farmers and increases their incomes. Why do you think poultry is so cheap in the developed world? Now every African country imports from them, importing even eggs!

emmasoft:
Running from Stocks may be like running from Fortune

@Gabriel411, I'm very sure your advice is because of your perspective on stocks/equities.
Please understand that categorising investments into low, medium, or high risk does not mean one is better than the other. The purpose of these categories is simply to help investors understand what is involved before committing their money to any investment instrument.
All investments are good in their own way. Choosing where to invest depends on several factors, such as your age, risk appetite, investment objective, available capital, and level of knowledge.

For clarity, stocks and equities mean the same thing — the terms are used interchangeably. Apart from Money Market Funds (MMF), every other type of mutual fund carries varying levels of risk.

Globally, investment in good stocks has proven to be one of the most reliable and rewarding long-term strategies. Why do you think Forbes evaluates the world’s billionaires based largely on the value of their equity holdings?

That said, I always advise beginners to start with MMFs, build confidence, and then gradually move into stocks if their risk tolerance allows it.

When we say stocks are risky, it doesn’t mean your money disappears overnight. For example, someone who invested ₦45,000 in Guaranty Trust Bank (GTB) in 2025 and now has about ₦120,000 in less than a year would strongly disagree that stocks should be avoided. At the same time, it’s also possible for ₦45,000 invested in 2025 to drop to ₦10,000 in 2026 — that’s the nature of equities. Patience and a long-term approach are key.

I know an investor who bought Okomu Oil Palm Company shares many years ago at ₦38 per share. The stock later dropped to ₦12 per share, but he didn’t sell. Today, the price is over ₦1,000 per share — not to mention all the dividends he has received over the years.

One thing I’ve observed is that people who don’t fully understand how stocks work often condemn them outright without proper knowledge.

If many of us here truly understood how the stock market works, we might shift more attention there.

That said, always do what you are comfortable with — but also understand that what feels comfortable is not always what is best for long-term growth.

As Warren Buffett famously says:

Rule No. 1: Don’t lose money.
Rule No. 2: Don’t forget Rule No. 1.

Long-term investing, discipline, and knowledge make the difference.

Making money without tears is our goal!

That Warren Buffet quote it's just a new way of turning the principle of capital preservation around. Every accountant knows that it's just they can't talk to the street.

I see crypto rising from the ashes if it comes to pass. Since this Ukraine matter, na crypto suffer pass. E come be like say Ukraine na crypto HQ.

You forgot to add:
Making the solution culturally and linguistically relevant. Esusu and culture I think should go together. I have not seen a micro payment app in Hausa, yoruba or Igbo yet.

What's the registration process like, from beginning to the end? Thanks

Good morning all,
Is it possible to start Esusu business with the several fintechs in Nigeria now?
And if it is viable, how can one do so?
I searched online and was told there are three ways: starting a cooperative with local government, or registering an esusu with CAC or registering an esusu with payment ability with CBN. Please which is more easy and offers more opportunity?
Calling on all the wise men in the house for help.
Thanks

Give yourself time to research on why people cheat and then have a discussion with her on why she cheated. You could learn lots from the discussion.
it will help you for a future relationship. You don't have to solve it with the world. It's your personal problem.

I went to the market and a dealer told me a 4 burner gas stove with oven was 230,000.
I had budgeted 120,000 naira and was disappointed.
My girlfriend told me to go for a 2 burner table gas stove. The portable type. But I am afraid of their durability and I have not used one before.
I checked online on Konga and saw a thermocool for like 60,000 naira.
Now am undecided.
As a single guy, should I go for the table 2 burner gas stove? Will it last or serve my needs?
Thanks

stanbic app? please!

add video editing, video clipping, and influencer marketing.
i'm not into them but they are on demand on reddit.

Question: is it maths or accounting we're doing?
answer: sequential maths or maths on the number line.
Why: the phrase: he buys it back, so that means it's continuous addition and subtraction.
That's why the answer is $10.
If it was accounting, the answer would be $20