₦airaland Forum

sharone21:
1) I prefer funds which are accessible as websites too, not only apps Incase family members are not in same location....However, some good mfunds or fixed deposits have only apps

2) ATM cards for funds eg fixed deposits that have been moved out of the locked funds to the main accounts and can be withdrawn( if you can still do this). So, they have options of transferring and withdrawing to clear funds faster.

3) On no account should family officially announced anything to banks or fund managers so they can clear whatever is there first

4) Number 3 plus other information on pins, passwords, email addresses, email passwords, pincodes etc should be written down in a note book, signed occasionally and updated( current amounts for each fund) regularly. Should be kept safely in a place you know 'God will guide them to', and in case of anything, as they SEARCH they will find it with ALL instructions written in it( with signatures & dates, name). Before then always tell them NEVER to inform the fund managers first or at all if not, they follow the ardous route of OFFICIALLY producing will or letter of administration.


Families should not be put through so much pain as 'they are already pained'.

Everything be done with wisdom and putting yourself in their shoes so you can predict how things will play out in them cashing out what should be theirs instead of the BANKS or FUND MANAGERS( if money forfeited due to lack of documents).

Be careful with Lawyers and will issues.

This is serious….I like this but it will still be difficult in a way.

Please, I have been following this trend for quite a while now and I haven’t seen any post on how one’s family could have access to MMF investments upon the death of an investor. Hello guys, how can we put a safety net for our families on this issue especially for those using Stanbic and Cowrywise investments. Need your input guys and do we have anyone with a learning from incident issue here pls speak up. We are not praying for death but it’s part of life and we have to prepare as well. Thanks.