₦airaland Forum

Uberchic1:
I have funded the wallet but it's not reflecting. My bank is showing it's yet to be received by Paystack titan. Which kain ting be dis

Surprised stanbic equity has been so poor. Their balanced has been okay and I've gotten green daily since last week. Just withdrew my funds to put in actual equity after 90 days with some good interest on top. Withdrawal was fast too.

Kudos to Stanbic👍🏽 I love the fast withdrawal. No need for runaround just to get one’s money

CSblackpink:
Your GT should be like 13m now. My fund in Zrosk is already 13m at the end of March.

Zrosk does better than GT, I would have invested in them also but not having an app makes me feel uncomfortable. I am not in Nigeria and don’t want to be sending mails and queries upon withdrawal

Emzedz:
Wana redeem my gt equity n invest in Zedcrest.. any advise equitym or ensol?

Zedcrest has more gain from YTD than GT but I am very relax with investing with GT. From April 3, 2026 GT ₦12,431,501.34 increased to
April 13, 2026 GT ₦12,899,624
While from April 1, 2026 Zedcrest ₦5,115,000 to April 13, 2026 ₦5,331,153.70. Upon subscribing you will take a little loss with GT due to narrow spread between bid and offer price while Zedcrest a bigger loss due to wider spread. GT has minimum 180 days holding period with 10% penalty on accrued gains for early withdrawal with 1.5% mgt fee on NAV while Zedcrest is minimum 90 days holding period with 20% penalty on accrued gains for early withdrawal with 1.5% on NAV. I have withdrawn 5m from GT fund before and was within 24hrs, haven't done with Zedcrest but they said like a week etc base on the current offer price bla bla bla

welzyj2:
Welcome back bro

Abeg any direct contact at stanbic mmf. Been struggling with redemption for over 2 weeks now. I just sent them a mail now with SEC in copy

One of the reasons foreign investors dislike investing in Naija is difficulty in repatriation of dividends, naija ways will always have hitches

Emzedz:
Bigger greens to us all.. wat range should I have on Zedcrest to get this returns pls..

5m, but you will lose a lot of money upon subscribing due to gap in bid and offer price, which will bounce back if market is bullish. paramount gap is not as much as Zedcrest. GT equity has very little gap so the loss is very small.

toby4ever:
Hello guys

My invest naija keeps showing this. Please what could be wrong? I haven’t logged into the app for a while now only to check it up now and I am getting this

They did like an app upgrade today, or try logging via website

Ensol:
Subscribe to Zedcrest last night and lost 84k due to bid and offer price large difference, who knows what’s the bid price for Paramount?

At the moment Zedcrest and Paramount are on fire, Zedcrest increased by 139k and Paramount by 150k just from April 1st, however GT EQUITY with significantly higher portfolio just increased by 9k,

truthbetold22:
Gt fund managers has refused to credit my top up into my account since March 31st. Sent emails, they asked for receipt of payment which was sent immediately, yet nothing.

The level of service delivery from some of these fund managers leaves a lot to be desired. It is almost like they are doing us a favor to have our money in their possession. It is so ridiculous. If there is a network or system problem, shouldn’t an email be sent to notify people whose deposits are hanging? What happens to the float or dividends in the last 8 days of being in limbo. I decided to try them but this is disappointing. Never had this experience with Stanbic

Can anyone please point me in the direction of the emails for cbn and SEC as I intend to report this anomaly.

This is not encouraging at all, I started investment with them since January and never had any issues, although I fund the investment account via GTWorld mobile app and it reflect within 24hrs. Have you tried emailing your investment account officer, escalate also to the fund manager too Kelvin F.B. Biiranee, copy Infoteam@gtfundmanagers.com

Mixology:
Please I need recommendation for just one equity fund with fast top up and fast withdrawal, good returns history and ability to see your daily returns, good app interface as well.

I would suggest you subscribe to fund with less bid–offer spread, as you will lose a lot of money with high spread that will take weeks to recover due to market still recovering from bearish conditions. Use https://sec.gov.ng/search/?query=NAV to help guide your recommendations. UCAP withdrawal wasn’t encouraging. Also heard someone complaining about Zenith

Iamblessed8888:
Huge green on paramount and zedcrest

Both account still in deficit from 1st April subscription though yesterday brought an increase of 0.66% with zedcrest while a loss of -0.11% with paramount.

To my newbie, the ball is in your court: Choose fixed income if you want safety and steady income.

Choose equity if you want growth and can handle ups and downs.

However any investment you are involve in should have a return greater than inflation rate.

My personal experience. I invested 10m in MMF in Jan 4, till date I have only 10.5m. I invested 12.5m in TB at 17% in Jan 15 for a year to get 2.3m after 10% WHT. I invested 10m in stocks Jan 19, till date I have 10.7m due to drags from Fidelity&Nigerian Breweries. I invested 10.2m in GT Equity in Feb 2, till date I have 12.3m. I invested 5m in UCAP Equity in Feb 2 but had to liquidate a month later due to slow growth 5.5m. So most of us already started conservative, tested equities, and observed it outperformance others, that’s why I recently positioned 5m in Zedcrest and paramount because come year end EQUITY IS STILL KING.

[quote author=Gratefulme post=138956142][/quote]This is the offer price, they don’t have the bid price on the app

Gratefulme:
Started gtco mar 9; 500k. Now 499.5k
Paramount mar 1; 1m. Now 999.8k
Both kept bouncing up and down.

I joined in the reddish month 😃😃. May this new month be better.

Thanks for the info, trying to position for the dividend quarter which will bump them up

Gratefulme:
Stanbic, CS, Plutusneo and zedcrest preserved my capital not the accrued interest. Though the interest is still way better than what my mmf returned so far. Paramount and gtco do me like that because of the timeline of my investment with them. I joined when the market was bearish.

Subscribe to Zedcrest last night and lost 84k due to bid and offer price large difference, who knows what’s the bid price for Paramount?

Gratefulme:
My gtb and paramount is already eating my capital.

Wow how deep?

GT and Ucap equity YTD has remain unchanged since last week, any update from those investing with paramount equity and Zedcrest?

Emzedz:
Gt bank equity??

Yes

LoriHamo:
This is why I do not understand that " guys" multiple comments...

I started late January for some and February for others....

In all my equity....it's only Zenith balanced nonsense that is below the initial capital....

All others..... with the sluggishness this March has dealt on them....my capital hasn't been affected still.....

The only funds that hasn't recovered are my Daughter's money in UCAP equity and ARM halal fund.... which was funded early this month ( March)

UCAP as an investment company lack honesty and integrity, tell me one good reason why they refuse to credit my 5.6m since last week Wednesday the 18th, now they re-initiated the withdrawal on Tuesday 24th, it was verified and approved for payment but up till this moment nothing has been paid. They have stopped picking my calls or responding to mails, WhatsApp and in-app chats. Naija will never change I swear.

Stay strong guys, I understand how you guys feel, that’s why it’s called aggressive investing. I am prepared because Market move in circle, you are not in loss yet unless you sell out of panic. I started with ₦10,183,016.20 in Feb 2nd, it increased to ₦12,151,549.04 in Feb 27, then increased again to₦12,421,045.18 in Mar 6, as of today Mar 26, it is ₦12,429,417.64. AI will always say Q1 is typically the strongest quarter in the Nigerian market. Dividend season (Q1–Q2) drives a lot of returns. Q3 is usually the weakest. Q4 varies depending on macroeconomic conditions. So invest wisely

dammiecool:
Are u serious

And I have a lot with them.

How long does it take to withdraw from Ucap? I'm sure it won't be as bad as Quantum zenith

Last Wednesday the 18th, till now it hasn’t been deposited.

Iamblessed8888:
30 days for paramount. Not sure for zedcrest. You can do a dry run with both apps. Pretty seamless to onboard

Zedcrest “ There would be a 90-day minimum holding period for an investment in
the Fund. Investors that redeem their holdings within the minimum
holding period shall be charged a penalty of 20% of the accrued interest
on their investment.

dammiecool:
service@quantumzenithasset.com.ng

Wow this is terrible and frustrating, I hate when companies delay withdrawal, UCAP is among such investment platforms, and it really affects trust.

What is the holding period for Zedcrest and paramount equity fund?

Iamblessed8888:
MTN and zenith were the drag today. It didn’t loose much that’s why we were lucky. Waiting for zedcrest to update by 1am

How was Zedcrest update?

Who can share a link to the latest Zedcrest equity fund fact sheet and paramount equity fund fact sheet

cyrilex202:
Massive Red on gt equity, tiny green on stanbic equity

Yeah, aggressive loss of 450k, thank God I didn’t top up over the weekend as I wanted to see what monday trading brings.

dammiecool:
They are very useless.

ZEDCREST redemption is under 10mins.

Kudos to Zedcrest, who knows how long withdrawal takes for Paramount equity?

truthbetold22:
My gt money market fund has not been updated with dividends since March 17th till today.

Gt money market subscribers, is this normal?

Check again it has been updated, though Equity was updated earlier

dammiecool:
I don't think they should have that issue, they are big player in the industry

It has been more than 48hrs I initiated a withdrawal and up till now no response, you can’t even reach them on phone, WhatsApp, or email.

dammiecool:
I believe Zedcrest will step up their game.

Wetin we go talk about Ucap that sometimes doesn't update ytd for days. They even omit some days sef.

Has anyone had issues with withdrawal from Ucap?

truthbetold22:
Zedcrest paid agent will soon come and rant up and down. He/she is currently blocked as I am tired of reading epistles without a lack of objectivity.

I have officially complained to Zedcrest and they mentioned that they would look into my complaints so fingers crossed.

Lol please guys what app does Zedcrest have?