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chai.. yawa don gas.. see as matured guy put leg for sh*t water becos of long.throat

If you take a critical look around you and in the internet, you will discover that lot of people, in their bid to make money from the internet, take into blogging.

The idea of sitting with your computer in the comfort of your home all day, working when you want and making money while you sleep without answering to anybody sounds pretty nice.

With the above mindset, lot of people take it upon them to, determine a profitable niche, get a hosting plan, write some quality content with good SEO and then sit back, relax and watch the money rolling in.

Well sorry to tell you that it really does not work so easy. I’m not here to tell you that it’s not possible to make money online, (it’s very possible) but only if you know the truth about blogging and avoid the misconceptions about blogging.

Find Below some of the most common misconceptions and strive to avoid them.

1. Blogging Is Not A Business: Repeat it again ”blogging is not a business” and again ”Blogging is not a business”. This is the first thing you need to know. Always put this in mind that blogging is not a business, because you can’t make money by giving away free stuff and expect people to pay for that free stuff.

You might ask; how do the pro bloggers make money?
It’s pretty simple, for you to make money online, you ought to render a form of service or sell something. Some examples include; E-book sale, Coaching services, Advertisements, Affiliate links, Speeches etc. If you notice, you’ll see you can do all of these without a blog.

Then what is the purpose of having a blog?
Well simply put, the blog is a platform with which you use to attract lot of readers (traffic) whom you can later turn into loyal customers, by giving away free contents/stuffs.

Always remember that “just as you cannot make money facebooking, you cannot make money blogging”

2. Blogging Is Not An Over-night Success: Most times we have often been told that in blogging, you need lots of patience. The truth is, you really do need patience and lots of it. Many people still fail to realize that blogging is not a get rich quick scheme. You can’t be successful over-night, you need to work hard. But unfortunately, this is the one reason why people do actually blog “to make sudden wealth”.

3. Your Motive Towards Blogging: In all, your motive towards blogging matters, your motive should not be to achieve personal success alone but also seek to satisfy your audience. It should be a win-win for you and your audience.

As a blogger you must have your audience’s interest at heart if you really want to offer them quality and not quantity. The misconception here is that many bloggers take to “copy & paste” just to keep regular update of their blog. This is offering your audience quantity but not quality. Give your readers quality content and not some form of copied article. This will help to also build your brand quality and trust.

In whatever you do as a blogger, ensure you don’t see your blog as a money-making entity, because if you do, there are high probabilities that you will get it all wrong.

There are lots of people out there who will continue to tell you that blogging is the money. But the major idea here is for you to see your blog as a marketing tool and not a money-making entity,

Thanks for reading.

www.cashrange.com/3-most-common-misconceptions-about-blogging/

If you take a critical look around you and in the internet, you will discover that lot of people, in their bid to make money from the internet, take into blogging.

The idea of sitting with your computer in the comfort of your home all day, working when you want and making money while you sleep without answering to anybody sounds pretty nice.

With the above mindset, lot of people take it upon them to, determine a profitable niche, get a hosting plan, write some quality content with good SEO and then sit back, relax and watch the money rolling in.

Well sorry to tell you that it really does not work so easy. I’m not here to tell you that it’s not possible to make money online, (it’s very possible) but only if you know the truth about blogging and avoid the misconceptions about blogging.

Find Below some of the most common misconceptions and strive to avoid them.

1. Blogging Is Not A Business: Repeat it again ”blogging is not a business” and again ”Blogging is not a business”. This is the first thing you need to know. Always put this in mind that blogging is not a business, because you can’t make money by giving away free stuff and expect people to pay for that free stuff.

You might ask; how do the pro bloggers make money?
It’s pretty simple, for you to make money online, you ought to render a form of service or sell something. Some examples include; E-book sale, Coaching services, Advertisements, Affiliate links, Speeches etc. If you notice, you’ll see you can do all of these without a blog.

Then what is the purpose of having a blog?
Well simply put, the blog is a platform with which you use to attract lot of readers (traffic) whom you can later turn into loyal customers, by giving away free contents/stuffs.

Always remember that “just as you cannot make money facebooking, you cannot make money blogging”

2. Blogging Is Not An Over-night Success: Most times we have often been told that in blogging, you need lots of patience. The truth is, you really do need patience and lots of it. Many people still fail to realize that blogging is not a get rich quick scheme. You can’t be successful over-night, you need to work hard. But unfortunately, this is the one reason why people do actually blog “to make sudden wealth”.

3. Your Motive Towards Blogging: In all, your motive towards blogging matters, your motive should not be to achieve personal success alone but also seek to satisfy your audience. It should be a win-win for you and your audience.

As a blogger you must have your audience’s interest at heart if you really want to offer them quality and not quantity. The misconception here is that many bloggers take to “copy & paste” just to keep regular update of their blog. This is offering your audience quantity but not quality. Give your readers quality content and not some form of copied article. This will help to also build your brand quality and trust.

In whatever you do as a blogger, ensure you don’t see your blog as a money-making entity, because if you do, there are high probabilities that you will get it all wrong.

There are lots of people out there who will continue to tell you that blogging is the money. But the major idea here is for you to see your blog as a marketing tool and not a money-making entity,

Thanks for reading.

www.cashrange.com/3-most-common-misconceptions-about-blogging/

prove it's genuine traffic and not bots. and wat are d possibility of the traffic increasing ur earnings?

Honestly speaking, we all want to be well off, we all want to be rich, wealthy, have that dream car or house, live the dream life and be happy. We are fascinated by others who already are, and we often wonder how they do it.
Sometimes we ask ourselves, how can we be successful too?

The simple truth is that wealthy people tend to know, understand and do things the rest of us don’t. And it all begins from the mind set.

This article is aimed at exposing to you and making you understand why you should avoid any “get-rich-quick” scheme or anyone promising you of quick and easy wealth.
It will also enlighten you on why the person promising you quick wealth is as broke as you are or even worse.

Before we go any further, it will be important to note at this point that if you intend to become rich by hoping that there is an easy or a short-path to success or maybe you are hoping that one day you will win a lottery or you hope to inherit a huge amount of money or properties that worth millions, then this article is not for you. Yes, just hit that little red “X” on your screen and move on.

However, this article should make a significant improvement to your overall prosperity.

One important thing to bear in mind as we continue is to know that most of this wealthy folks did not just get where they are over-night, they did not take the easy-path. They were hard working, great thinkers, problem solvers and above all they had a set goal.

Back to our discussion; get-rich-quick schemes don’t work, except for the person selling the scheme. In fact, they drain off energy, money and most importantly your time that you really should be using for other important stuffs, they (the promoters of get-rich-quick scheme) try as much as possible to persuade you into these schemes, they use all sort of convincing words just to get you into it. But you have to be very smart to identify them so as not to fall for their trick.

However the promoters are a great deal better at covering or disguising the true nature of the business to make it look enticing and attractive, but to know a get-rich-quick they have some common traits which include but not limited to the following;
• They only talk about the benefits and
what you stand to gain in the
business.
• They never tell you the risks involved.
in such business. Every business has
some risk.

They tell you to invest a small amount of money and have a huge amount in return e.g invest N5,000 and earn N100,000 daily.

Unfortunately, most of the people who get involved in get-rich-quick schemes try to use this speculation as a replacement for true, disciplined investments. Many and even most of the best selling books about money and investment techniques are just some new get-rich-quick schemes.

Any book that promises you some way to magically and consistently double or triple the returns that other investors earn is a get-rich-quick scheme.

Anyone can claim to be rich and successful and as well claim they can help you get rich. The bitter truth is that get-rich-quick schemes are nothing but a complete scam.

The sooner you are willing to accept this truth, the sooner you will be able to find a path that leads to true success.

If you are successful or want to be successful, you have to learn how to budget, manage debt, get out of debt, save for the future, invest in real estate and even have to pass through the same hardships that most successful people went through, but unfortunately a get-rich-quick scheme won’t teach you any of these.

One thing to bear in mind about a get-rich-quick scheme is that they all promise to show anyone how to become a millionaire, then why aren’t there more millionaires around you? Or why is the promoter of the get-rich-quick scheme not yet a millionaire? Why do they still come after your little N5,000 or N10,000? These are questions that need answers.

In conclusion, all you have to know is that there is no easy path to success, if you must be successful, then you should be ready to work hard and start thinking like the rich. Get-rich-quick is not and never will be the answer.

Thanks for reading. Please share.

www.cashrange.com/why-you-should-avoid-a-get-rich-quick-scheme-and-how-to-identify-them/

but as a newbie in blogging, how do you start to get traffic?

How much do you get as your cash savings? Is it enough to cater for your needs?

What if I tell you that you can actually increase your savings and have enough or better still, have more than enough cash from your savings to cater for your needs and still get to save some more money from your savings.

Sounds too good? Well, it’s just a matter of learning some few tricks which I will be disclosing to you as you read on.

It is better to have a round figure so you don’t waste time thinking too much. When I say “have a round figure”, I mean having a percentage of your income you want to save. For me I prefer 50% of my earnings. When I earn anything I put half of it straight into a savings account.

Having a round figure helps you to be consistent in your savings. This works well for those who do not have a fixed amount of income. Even if you do have a fixed amount of income it still works perfectly too.

If you do save more money than you actually need, the leftovers of the money saved can still be put into a savings account again. This was what I meant when I said “you can cater for your needs with your savings and still have to save some more cash from your savings”.

Before we go any further, let’s know at this point that you may not actualize this at the initial stage, but it won’t take long, maybe at your second attempt you may find it’s a really easy thing to do. If truly you are serious.

Now let’s take a dive into the dark uncharted waters. This is where we get a bit serious.

When saving you have to be very honest with yourself and be willing to save.

In saving, your attitude towards it matters a lot. There is no point keeping some money as your savings and the next day you are thinking of how best to spend it.

The major secret here is to first pay yourself when you receive any money, you may do this by putting that money in a bank account, as stated above, before it is consumed by other expenses.

However, you really need to cut-up your credit card except you want to pay back the debts incurred with your savings. This is indirectly saving for others. Also before you start saving ensure you pay-off all your debts.

You may also want to automate your saving, you can ask your bank to automatically transfer your cash to another bank account to make this really easy.

Above all, you have to set-up a budget plan for all of your finances, to avoid spending money recklessly. Your budget should be clear and should suit you well. And ensure you stick to it.

Before going out for shopping, do make a list for it. It also prevents excessive and unwanted spending.

Final Words
In conclusion saving is an act that most of us do, either consciously or unconsciously. You may already know some of these things discussed. However you should ask yourself – Do I do these things? It’s important you know the act of saving and do well to teach young ones about it.

Thanks for reading.

Do you find this article helpful? Let us know about what you think by leaving your comment.

www.cashrange.com/7-smart-strategies-on-how-to-increase-your-cash-savings/

How much do you get as your cash savings? Is it enough to cater for your needs?

What if I tell you that you can actually increase your savings and have enough or better still, have more than enough cash from your savings to cater for your needs and still get to save some more money from your savings.

Sounds too good? Well, it’s just a matter of learning some few tricks which I will be disclosing to you as you read on.

It is better to have a round figure so you don’t waste time thinking too much. When I say “have a round figure”, I mean having a percentage of your income you want to save. For me I prefer 50% of my earnings. When I earn anything I put half of it straight into a savings account.

Having a round figure helps you to be consistent in your savings. This works well for those who do not have a fixed amount of income. Even if you do have a fixed amount of income it still works perfectly too.

If you do save more money than you actually need, the leftovers of the money saved can still be put into a savings account again. This was what I meant when I said “you can cater for your needs with your savings and still have to save some more cash from your savings”.

Before we go any further, let’s know at this point that you may not actualize this at the initial stage, but it won’t take long, maybe at your second attempt you may find it’s a really easy thing to do. If truly you are serious.

Now let’s take a dive into the dark uncharted waters. This is where we get a bit serious.

When saving you have to be very honest with yourself and be willing to save.

In saving, your attitude towards it matters a lot. There is no point keeping some money as your savings and the next day you are thinking of how best to spend it.

The major secret here is to first pay yourself when you receive any money, you may do this by putting that money in a bank account, as stated above, before it is consumed by other expenses.

However, you really need to cut-up your credit card except you want to pay back the debts incurred with your savings. This is indirectly saving for others. Also before you start saving ensure you pay-off all your debts.

You may also want to automate your saving, you can ask your bank to automatically transfer your cash to another bank account to make this really easy.

Above all, you have to set-up a budget plan for all of your finances, to avoid spending money recklessly. Your budget should be clear and should suit you well. And ensure you stick to it.

Before going out for shopping, do make a list for it. It also prevents excessive and unwanted spending.

Final Words
In conclusion saving is an act that most of us do, either consciously or unconsciously. You may already know some of these things discussed. However you should ask yourself – Do I do these things? It’s important you know the act of saving and do well to teach young ones about it.

Thanks for reading.

Do you find this article helpful? Let us know about what you think by leaving your comment.

www.cashrange.com/7-smart-strategies-on-how-to-increase-your-cash-savings/

How much do you get as your cash savings? Is it enough to cater for your needs?

What if I tell you that you can actually increase your savings and have enough or better still, have more than enough cash from your savings to cater for your needs and still get to save some more money from your savings.

Sounds too good? Well, it’s just a matter of learning some few tricks which I will be disclosing to you as you read on.

It is better to have a round figure so you don’t waste time thinking too much. When I say “have a round figure”, I mean having a percentage of your income you want to save. For me I prefer 50% of my earnings. When I earn anything I put half of it straight into a savings account.

Having a round figure helps you to be consistent in your savings. This works well for those who do not have a fixed amount of income. Even if you do have a fixed amount of income it still works perfectly too.

If you do save more money than you actually need, the leftovers of the money saved can still be put into a savings account again. This was what I meant when I said “you can cater for your needs with your savings and still have to save some more cash from your savings”.

Before we go any further, let’s know at this point that you may not actualize this at the initial stage, but it won’t take long, maybe at your second attempt you may find it’s a really easy thing to do. If truly you are serious.

Now let’s take a dive into the dark uncharted waters. This is where we get a bit serious.

When saving you have to be very honest with yourself and be willing to save.

In saving, your attitude towards it matters a lot. There is no point keeping some money as your savings and the next day you are thinking of how best to spend it.

The major secret here is to first pay yourself when you receive any money, you may do this by putting that money in a bank account, as stated above, before it is consumed by other expenses.

However, you really need to cut-up your credit card except you want to pay back the debts incurred with your savings. This is indirectly saving for others. Also before you start saving ensure you pay-off all your debts.

You may also want to automate your saving, you can ask your bank to automatically transfer your cash to another bank account to make this really easy.

Above all, you have to set-up a budget plan for all of your finances, to avoid spending money recklessly. Your budget should be clear and should suit you well. And ensure you stick to it.

Before going out for shopping, do make a list for it. It also prevents excessive and unwanted spending.

Final Words
In conclusion saving is an act that most of us do, either consciously or unconsciously. You may already know some of these things discussed. However you should ask yourself – Do I do these things? It’s important you know the act of saving and do well to teach young ones about it.

Thanks for reading.

Do you find this article helpful? Let us know about what you think by leaving your comment.

www.cashrange.com/7-smart-strategies-on-how-to-increase-your-cash-savings/

bros abeg how can I get real traffic to my site. cos e be like say na only me dey read my own articles.

Wife: which teams are playing?
Husband: Arsenal vs Manchester United
Wife : oooh wonderful! I love Arsenal..
Husband: that's a good team...
Wife: is Drogba playing?
Husband: he doesn't play for any of these
teams...
Wife: okay sweeet...is that Chris Brown?
Husband: [bored] no he is Chamberlain...
Wife : okay but they look the same...what's
that yellow card for?
Husband: its a warning to the player...

After few minutes Wayne Rooney scores for
Manchester United....

Wife: [cerebrates in high mood] is that Chamberlain who has scored?
Husband: [calmly] no its Rooney for Manchester United...!!
Wife: [furious] how? it should be Arsenal
who should have scored!!
Husband: [silent]
Wife: what is that red card for?
Husband : [bored] that means the player
should go out of the pitch for misbehaving.
Wife: then is he going to be a coach?
Husband:[unwilling to answer] ahhhh no..
Wife: its the same with traffic lights: yellow=warning; red=danger.
Husband: exactly darling...
Wife :what about the green card?
Husband: mmmm nothing of that kind in a
field of play....
Wife: I want Arsenal to win the world cup...
Husband: [silent]
Wife: who is that man standing who looks
like Mr. Bean?
Husband: [bored] it's the Arsenal coach
....Arsene Wenger.
Wife: that means the other opponent's
coach is Manchest Wenger?
Husband: [changes the channel to Africa
Magic]

LMFAO

don't 4get to check www.cashrange.com

I so much love the saying that, “the way you dress, determines how people will address you”. Take it or leave it, it’s a fact.

If you really want to create the impression at that job interview that you are not looking for a job because you are broke, then there is every reason for you to dress wealthy, I mean dress very nice and smart, with some boldness and confidence to your personality.

This is not the time to become a fashion freak or make it a top priority by spending all your earnings on fashion, but the time to look smart, powerful and confident. It’s about the way walk rather than what you wear. Its bout the overall image you project.

It’s not all about putting on some expensive outfits (of course it counts) but looking fabulous even in your cheap outfit.

It really pays to dress wealthy, dress wealth and people will assume you are and they will treat you accordingly, with so much respect. Look poor and you will get poor result and also be treated like the poor.

And more importantly, in whatever you do to look wealthy, no blings. I repeat no blings, the rap stars and other musicians can get away with it but you definitely can’t.

Dressing wealthy is not limited to your physical appearance alone. You should also learn to think and speak as the wealthy people do.

If you are serious about looking wealthy and actually becoming wealthy, then you need to know these things.

When you appear wealthy be sure not to let it get into your head, of cause this is where any people get it wrong. It’s not the time for you to show-off and then blow you cover, but the actual time for you to keep your cool. Don’t forget you are only dressing wealthy to actually become wealthy by increasing the value on your personality. Don’t ever try to show-off by spending the little cash on you and going broke. You really don’t want that, trust me.

In conclusion, in order for you to increase your chances of becoming wealthy, you really need to dress wealthy and look smart and confident.

www.cashrange.com/how-to-look-wealthy-to-become-wealthy/

I so much love the saying that, “the way you dress, determines how people will address you”. Take it or leave it, it’s a fact.

If you really want to create the impression at that job interview that you are not looking for a job because you are broke, then there is every reason for you to dress wealthy, I mean dress very nice and smart, with some boldness and confidence to your personality.

This is not the time to become a fashion freak or make it a top priority by spending all your earnings on fashion, but the time to look smart, powerful and confident. It’s about the way walk rather than what you wear. Its bout the overall image you project.

It’s not all about putting on some expensive outfits (of course it counts) but looking fabulous even in your cheap outfit.

It really pays to dress wealthy, dress wealth and people will assume you are and they will treat you accordingly, with so much respect. Look poor and you will get poor result and also be treated like the poor.

And more importantly, in whatever you do to look wealthy, no blings. I repeat no blings, the rap stars and other musicians can get away with it but you definitely can’t.

Dressing wealthy is not limited to your physical appearance alone. You should also learn to think and speak as the wealthy people do.

If you are serious about looking wealthy and actually becoming wealthy, then you need to know these things.

When you appear wealthy be sure not to let it get into your head, of cause this is where any people get it wrong. It’s not the time for you to show-off and then blow you cover, but the actual time for you to keep your cool. Don’t forget you are only dressing wealthy to actually become wealthy by increasing the value on your personality. Don’t ever try to show-off by spending the little cash on you and going broke. You really don’t want that, trust me.

In conclusion, in order for you to increase your chances of becoming wealthy, you really need to dress wealthy and look smart and confident.

www.cashrange.com/how-to-look-wealthy-to-become-wealthy/

Excuse me!! yes..... Thank you.



Bro pls I need some good amount of traffic too. how do I get some? though my blog is still very young.

Buying something on credit when you
can’t afford to pay it off right away isn’t a nice thing to do.

So many people resolve to buying on credit when they are completely broke, having no cash on them.

Ever wondered why banks and other financial institutions are ever ready to give you cash loan whenever you need one? well the answer is simple, because they know what they stand to gain and there is no way they are losing their money to you.

For the credit card users, your bank allows you to borrow money from them to make your purchases. They press a computer key and all of a sudden you have credit, they don’t actually give you any of their money, it’s just a touch of a key. But, you think they did. And you go out and shop with your imaginary money. Then you go to your job and work and hustle hard so you can pay back that imaginary money with interest.

One good thing about buying with cash is that, When you purchase with cash you never have to pay interest. Often you can talk the price down. When sellers see cash in your hand they are more inclined to sell at a lower price. When they’ve got you on credit they can increase the price all day long and you’ll still pay it, with interest added to it.

One thing I know for sure is that when you run into debt, it is very difficult to save up for future expenses.

Further more, nothing beats a good night sleep with nothing to fear for. When you buy expensive items on credit and run into debt, trust me, you definitely will loose that cool night rest you enjoy.

The thought alone of knowing you are a debtor can even make you fall sick. you will be much happier knowing you are a free person, owing nobody anything.

Final Note
I'm sure you already knew before now that buying on credit is definitely a wrong choice to make.

Nothing in this article is actually new.
This article just confirms what you already knew. All you have to do is to stop buying on credit and completely eliminate credit buying as an option. See Cash as is the only way and if you have a credit card, please cut it up ASAP.

In conclusion, buying on credit does you more harm than good.

Thanks for reading.
Was this post helpful? Please Share with friends.

Gotten from: www.cashrange.com/why-buying-on-credit-is-not-an-option/

Buying something on credit when you
can’t afford to pay it off right away isn’t a nice thing to do.

So many people resolve to buying on credit when they are completely broke, having no cash on them.

Ever wondered why banks and other financial institutions are ever ready to give you cash loan whenever you need one? well the answer is simple, because they know what they stand to gain and there is no way they are losing their money to you.

For the credit card users, your bank allows you to borrow money from them to make your purchases. They press a computer key and all of a sudden you have credit, they don’t actually give you any of their money, it’s just a touch of a key. But, you think they did. And you go out and shop with your imaginary money. Then you go to your job and work and hustle hard so you can pay back that imaginary money with interest.

One good thing about buying with cash is that, When you purchase with cash you never have to pay interest. Often you can talk the price down. When sellers see cash in your hand they are more inclined to sell at a lower price. When they’ve got you on credit they can increase the price all day long and you’ll still pay it, with interest added to it.

One thing I know for sure is that when you run into debt, it is very difficult to save up for future expenses.

Further more, nothing beats a good night sleep with nothing to fear for. When you buy expensive items on credit and run into debt, trust me, you definitely will loose that cool night rest you enjoy.

The thought alone of knowing you are a debtor can even make you fall sick. you will be much happier knowing you are a free person, owing nobody anything.

Final Note
I'm sure you already knew before now that buying on credit is definitely a wrong choice to make.

Nothing in this article is actually new.
This article just confirms what you already knew. All you have to do is to stop buying on credit and completely eliminate credit buying as an option. See Cash as is the only way and if you have a credit card, please cut it up ASAP.

In conclusion, buying on credit does you more harm than good.

Thanks for reading.
Was this post helpful? Please Share with friends.

Gotten from: www.cashrange.com/why-buying-on-credit-is-not-an-option/

Leading a luxurious life, buying expensive stuffs is far beyond the capabilities of a common man. In such troubled times, buying on Installmental seems to be the only savior. I want to believe most people know what Installmental payment is all about.

However, for clarification of doubt, Installmental Payment simply defined, can be the process or the act of making payment for goods or services in successive parts. In order words payment is divided and being done gradually or bit-by-bit.

Most people engage in Installmental payment when purchasing very expensive items like cars or even a house. This is by far different from buying on credit.

A lot of people weather rich or poor engage in Installmental payment, not because they don't have the money, but sometimes they work base on their budget. Although majority of people who buy on installment do so because they don't have the complete cash to pay for the item being purchased.

With the system of Installmental payment, many poor people can buy expensive goods and make payment for such goods at their convenience. But paying for an item on installment has its on pit falls.

ADVANTAGES OF INSTALLMENTAL PAYMENT

1. Improved cashflow for business owners, when you offer customers the option to pay for goods or services installmentally, it increases the turn up of your customers even from low income earners thereby improving your cashflow.

2. You have the option to pull out before you pay the full amount. In some cases you might change your mind not to continue with the payment as you have no need for the goods anymore.

3. You can keep a better track of your finances. It provide you opportunity not to spend above your budget and avoid unnecessary spending.

4. Installmental payment enables you meet up with other financial expenses that may arise. Sometimes after we have made a purchase of a very expensive item, within a short period of time, there maybe a very pressing need that we need to sort out Immediately, and in such conditions some people resort to selling off their property in order to meet up.

5. No extra charges. In Installmental payment, there is no hidden or extra charge on the goods. you only pay the stipulated amount agreed upon by both the buyer and the seller.


DISADVANTAGES OF INSTALLMENTAL PAYMENT
Although there are lots of benefits you can derive from using installmental payment, however it has its downside.

1. You won't be in possession of the goods until payment is completed.

2. Most times when payment for goods is taking too long the seller may sell that same goods to someone who is ready to pay in cash or pay higher for the goods and may likely return your money back. Thereby causing you wasted effort.

3. Sometimes there ought to be proper documentation of transactions to avoid denial of payment on previous amounts paid. Except in some cases.

4. Artificial demand. There maybe what is known as artificial demand whereby you maybe tempted to purchase an item which may not be a priority to you.

Final Words.
In conclusion, If you want to enjoy the benefits of installmental payment while avoiding their pitfalls, this article will help you to be mindful if to pay on installment or not.

source: www.cashrange.com/buying-things-on-installmental-payment-the-good-and-bad-side/

Hello everyone, I need your sincere and honest opinion about my website.

pls help a brother.

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We all know that saving money is a good thing. However, sometimes the way and manner we save money can be wrong.

Saving sometimes may seem to be a very great idea, but there are certain times when saving is not an option or a solution to some of our needs or our financial problems.

To ensure you have a great and effective savings, the following points should be well observed to avoid constraints.

1. Saving When You Should Be Spending
Sometimes people are so concerned about saving money that they forget they sometimes need to spend it as well. Saving for a long term goal may be nice, but not at the cost of car or home repairs. And sometimes it’s necessary to replace ragged shoes or clothing. There’s a fine line between saving money and being stingy.

2. When You’re In Need
It’s also a bad idea to choose saving money overpaying for groceries or utilities. If you’re not in dire need, why would you rather put that money into the bank instead of pay for
groceries or pay your monthly bills?
There are times when spending money on necessities outweighs saving money.

3. Not Gaining Interest
There are still quite a few people who refuse to use banks or credit unions. While not trusting the banking industry is understandable, even earning the smallest amount of interest on your savings will make you more money than keeping it in an
old jar at home.

4. When It Makes You Go Out of Your
Way
Have you ever gone out of your way for a great deal? Maybe there’s a specialty food market an hour away that has the cheapest deals on some of your normal grocery items. This isn’t a necessarily bad thing to do, but the amount of money you spend to get there may be greater than what you’re saving. You don’t want to actually end up spending more than what you’re saving just because of transportation costs, do you? A lot of people don’t take gas or transportation into account if they’re going out of their way to catch a great deal, so keep this in mind the next time you want to drive somewhere far away for a certain
deal.

5. Cheaper Isn’t Necessarily Better
A lot of people will always go for the cheapest option in order to save money. However, as you probably know, cheaper isn’t necessarily better. Sometimes it’s worth the money to choose a more expensive item. For instance, you may buy a
$30 pair of dress pants for work that you need to replace or mend frequently instead of buying those $70 or $80 pants that would have lasted years. While going for the
cheaper option isn’t always bad, it’s not always the best choice.

6. Choosing a “Deal” That Doesn’t Save You Money
Not all sales and deals are designed to save you money. Sometimes they’re designed to make you spend money on items you wouldn’t normally purchase. For instance,
some bulk deals are actually more expensive than buying the normally sized items. Some products are actually marked up before they go on “sale”, meaning that you’re paying close to what you would have had the item not been on sale in the first place.

7. Decreasing Spending Instead of
Increasing Your Income
While it’s not always possible for everyone to easily increase their income, a good goal to aim for is increasing your income instead of decreasing your spending. If you’re in
a bad financial situation, saving money might be hard enough already.
You might want to think about other ways to earn money to lighten your load, even if it means taking on a second job or freelance opportunity.

8. Leaving Your Savings and Investments to “Professionals”
Do you have an investment broker or someone who manages your finances? Do they charge a hefty fee for their services? Why not do the research yourself for free instead?
Paying someone to manage or help save your money is incredibly counterintuitive. Most of the resources to help you save can be found online.

9. Think Twice About Using Coupons
Coupons can be a great way to save money, but have you ever caught yourself buying something just because you had an applicable coupon? How about purchasing a “buy two, get one free” deal even though you didn’t want three items? Or what about the coupons that advertise $1 off if you purchase two items? Sometimes coupons aren’t as great of a deal as they first appear.

10. Not Indulging
Saving money is an important part of most people’s finances, but sometimes people are way to severe and limiting with their finances. You can pressure yourself to save, but sometimes you also need to reward
yourself. Look at it this way – one of the hardest things about dieting is cutting certain items cold turkey.
That often makes you want those treats even more, to the point that you cheat and eat them anyway. You may find that rewarding yourself every once in awhile by buying something you desire helps you to
become better at saving. A little indulgence can go a long way.

Conclusion
It’s always good to save, but while saving you should watch out for some of these above highlighted points so that you won’t end up wasting your savings on irrelevant
things or using your savings to fix damages.


source: www.cashrange.com/how-your-act-of-saving-money-can-be-wrong/

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