₦airaland Forum

MrGoood:
I am a businessman and the thing is I am in for money in any choice I make. I made around 22 million in savings last year. Though I cut family and girlfriends off my life to achieve that and am in Nigeria.

But seeing the doings of people outside The country, there was an America based lady that spent over 12 million naira on her mother's burial. For her to spend that much I believe she will have 20x of that amount.

At least for an upright thinking fellow, I feel like am making less so am thinking of relocating. Can I make over 22 million yearly in savings in USA, If no how much can I save? Talk from your personal experience pls, Let stop deceiving each other pls, How much did you save annually in USA? Please let be sincere.

I can't advise you to stay back in Nigeria or go to America, however, when you do your extensive research and you get the data, it will aid you in making a good decision.
Data helps you in making decisions
Put the ffwing questions into perspective
What do i intend doing in America?
Do i have the required documentation to work?
Have i been given a job?
Am i going to hussel?
What skill set do i have to compete in that market?
Do i intend starting a Business
Do i have a soft landing (family n friends )willing to accommodate me?
Do i have anyone who has gone the walk and willing to hold my hand through the journey

All these should part of the questions that should rattle your mind.
NB. Ur 22m is divided by 480
Naira is devalued.

mrkhaynoni:
All what this guy wrote here are things he knows nothing about. Which government takes 50% of income as tax? Lol. I work in the US and I have family and friends in every major industry. Nobody, I repeat nobody pays 50% as tax on income. Not even close!

Depends what you do in America. If you work for somebody or company, I don't care if you are a doctor, engineer or lawyer, or mere warehouse worker, your income will be limited by tax even if you live frugally because you have no control of your taxes and you will shed almost 50% in taxes if you make more across taxes (federal, state, property and estate). Lets say you make $150k, government collect almost $75k in taxes across. You are left with $75k, after your house, car, emergency and personal expenses, you re left with $10-20k in the bank every yr. You can live a comfortable life but you will never be wealthy!

Now, if you own your own business, not mom and pop kiosk, I mean real business over $500k in revenue, you will have more control of your taxes. Once you understand how America works, which most Nigerians or black immigrants never understand anyways...just living the American dream blindly( big house and nice cars) and fatally in debt, you will know that America rewards business owners and entrepreneurs. Most Asian immigrants understand this which is why they own their own business and don't work for people!

Any Nigerian you know that is very very wealthy in America, has his/her own big business. These are not small boys and girls, they have over 5 employees (that's over $200k/90million in payroll a year assuming $45k each employee a yr), business location cost $500k-$5million. They rarely pay taxes because their business give them that advantage. Go and read why and how the rich in America pay zero to no taxes...actually government doesn't want you to if you create job, invest or an entrepreneur!

Please find ur facts and get informed about American tax, the tax bracket people fall into based on their earnings, how people take advantage of the gaps in the system when reporting tax and all
Please you ought to do extensive research before coming here to speak.
You should apeak from the position of being informed n not them say.

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