₦airaland Forum

Hello. Thank you for joining Riby Cooperative. Please send an email to info@riby.me with your full name and phone number so that we can resolve this for you.

luluosas:
I have tried to register for the Classic option, but not successful. What should I do?
Thank you.

Join Riby Cooperative! Our aim is to secure a better life for our members, deepen our streams of income and improve our collective socio-economic & financial wellbeing. Products and memberships are designed to give you maximum benefits with minimum efforts. For more information, please send an email to info@riby.me

luluosas:
Can you recommend any one for a self-employed person?

Weldone! Your dedication and hardwork is admirabe. Your cooperative is doing a great job as well.

Riby CoBanking can help automate your cooperative's acctivities. When your cooperative uses the Riby CoBanking platform, you can keep better track of your savings and loans, see contribution balance, interests and how much you have saved up at any time

muyiwaadekunle1:
Yes, it is that easy if you join a good multi -purpose society .
I was introduced to a local cooperative society back home during my youth service in 2015/2016, reluctant at first because it's a society full of old folks who i couldn't trust with my hard earned money but they didn't fail me when i needed them.
A month after youth service, i got a job in Lagos with a building construction company as a Logistics officer earning 40k meagre salary ,a little fraction above my NYSC earnings (Allawee and local government stipends) but i never mind.
It was a very demanding and mind numbing job but the salary took care of my basic needs. (feeding, transportation and reaching out to my folks back home) .
Fast forward to January this year when building contracts were not forthcoming, backlogs of salaries owed to the tune of 4 months and i couldn't cope anymore because i had some pressing needs to cater for at home. I discussed with the Cooperative treasurer if i could get a loan, she related my request to their President and other Exco's during their monthly meeting, which i rarely attend since i joined in 2015 but i made sure the monthly remittance of #15k and meeting dues never failed. 2 months after due consultation , i was given double of my savings and shares to get an old fashioned car with a good interior for Uber taxi services which have been a life saver since i quit the job in January.
Need i tell you their repayment plan is so flexible that you wouldn't have to worry and what about their single digit interest rate? Sweet Jesus!
No Nigerian bank can match any Cooperative society ease of granting loans even as remote as they are.
I'm putting in the work and hoping before the first quarter of 2020, i would pay up the loan, sell this car, apply for another loan to the tune of #1.5m, get a strong Toyota Corolla Car, cultivate the 3 acres of land i got for 2700 plantain suckers and continue applying for jobs . So help me God.
Cooperative society has been saving lives.

You need to be clear on why you want to join and ensure that what they have to offer aligns with your expectations. Then you ask for their rules and all the benefits you stand to gain by joining the cooperative.

omobaba1759:
If a newbies like me have to join one . What kind question should i ask to know if it's the right cooperative or the wrong one?

The thing about cooperatives is that you are joining forces with other people which provides access to larger pools of capital, the ability to invest larger sums to get larger returns, and access to loans at very low rates.

Riby CoBanking, is a platform for cooperatives to manage all their financial, business and administrative activities from anywhere, allowing for efficiency and transparency.

When your cooperative uses the Riby CoBanking platform, you can keep better track of your savings, see contribution balance, interests and how much you have saved up at any time. Your cooperative and member data is 100% safe and secure

Yankee101:
In the Nigeria of today I'll say don't join one.

The issue of people running away with other people's money is getting too rampant thanks to hunger caused by Buhari

Use a bank that is favorable for small loans. Run your account, show your turnover and you'll get a loan to expand your business.

Not all cooperatives have high-interest rate! Speak to your cooperative's treasurer to understand and agree on a loan repayment plan then find out the process of calculating the interest. It's best if your cooperative uses Riby CoBanking to manage all your activities for transparency and accountability.

Adeoba10:
The interest rate is killing... I belonged to one here in Abk, i had 1million and was expecting to cash out 2milla, but the chairman said bcus this is my first time, committee will only gimme 1.5milla.... Now the intetest is 75k per 500k, so i will have to refund 225k as interest nd 1.5milla

Hello! Thank you for your interest in Riby. Riby is a financial services company that seeks to improve the financial wellbeing of people.

Our core product, Riby CoBanking, is a platform that allows cooperative societies, trade groups, associations and more to save money, invest it, get access to loans and other financial services.

Individuals who do not belong to a cooperative can also use Riby's services to save and invest their wealth. Please visit https://riby.me for more information and to sign up

pornmaniac22:
Pls wat are d requiremnet to join riby cooperative?
How do i become a member?

Exactly! And Riby CoBanking aids cooperative societies, trade groups, associations and more to save money, invest it, get access to loans at very low rates and other financial services!

banio:
Nice. A cooperative is very good. Loans at very low interest. Lands can be bought with ease. School fees paid with ease. Everything easy easy

Local man should definitely join a cooperative. It's like a financial family that's got your back any day any time.

Your future self and grand children will thank you

Worldbest281:
local man is tired of everything

Haba, why? Have you had a bad experience with a cooperative before?

Larryfest:
God forbid....

Lol. Your ambition is high but it is not impossible. Do you know that saving consistently with your cooperative can help you achieve all this and more.

Joining forces with other people provides access to larger pools of capital, the ability to invest larger sums to get larger returns, and access to loans at very low rates.

And when your cooperative uses the Riby CoBanking platform, you can keep better track of your savings, see contribution balance, interests and how much you have saved up at any time.

OMOTOWO:
Cooperative is the best. My first building at lekki was bought with the help of cooperative fund.

When I am through paying the money, I will buy another one in Awka south .I have been eyeing one building close to Amaenyi girls secondary school ,Aroma,Awka south of Anambra state when I served in 2014.

After getting that, I will buy my dream car .




























Cooperative ko,cordination ni