₦airaland Forum

I have been researching health insurance plans recently and realized that comparing policies only on the basis of premium can be misleading.
Things like the sum insured, cashless hospital network, waiting period for pre-existing diseases, room rent limits, exclusions, and claim process can make a big difference when you actually need to use the policy.
I came across a detailed guide from Finvriddhi on choosing the best health insurance policy in India. It covers these points in a fairly simple way and also explains cashless health insurance and family floater plans.
Sharing it here in case anyone else is comparing health insurance options:
https://www.finvriddhi.com/best-health-insurance-policy-india
What do you usually consider first when comparing health insurance policies: premium, coverage, hospital network, or claim terms?

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