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Fphumie's Posts

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TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 8:56am On Mar 20, 2015
Thanks so much Solomonwis and JesusDway, I av successfully registered .
Thou I av a little bottleneck at d moment- please to manage my profile(experience and skills) am I to click on no work experience?
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 7:53pm On Mar 19, 2015
[quote author=JesusDWay post=31790629]http://www.jobbank.gc.ca/content_pieces-eng.do?cid=6843
Try that link[/quote
JesusDway... Tnx, I jus did but it still directed me to same site, I guess I am on d right site maybe I am not just clicking on the right button cos once I click on job match service, it takes me on a site where I had to create an account with my email, confirmation was sent to my email and I still got stuck at stage 3 , where I was asked to supply my postal code and telephone number. Please can I send a PM to uhuh I need help, I need to urgently register with job bank , I have limited days to go huh
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f):
tola73:
did you use the job bank for EE?
Kindly help with the necessary direction, the site I visited was www.jobbank.gc.ca and I clicked on job match service to create an account .Can you please help with the link for jobbank for EE cos I av searched google to no avail.
I sent a PM to u, kindly help respond
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f):
tola73:
go to job bank for express entry it will only ask for the code not SIN
I experienced two errors now - the postal code and the telephone number.
For postal code, I put 234 but got error msg that [b][/b]postal code must be on valid format.
Also for my telephone number- I got a message that the telephone number must be a North American number
InvestmentRe: Treasury Bills In Nigeria by fphumie(f): 9:06am On Mar 19, 2015
Stop rate for 364days was 15.35%.
Any bid above this is lost...
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f):
Good day team, please I need urgent help, am having a challenge with my job bank registration. I have the job seeker validation code but I don't know where to input this on the website. The only option I saw was social security number.
I guess wat I should use is 9 and my express entry number but wat postal code am I to use cos it is not accepting 234
InvestmentRe: Treasury Bills In Nigeria by fphumie(f): 1:39pm On Mar 11, 2015
Icekeeng:
Thank you so much, one more thing, Whats the minimum amount one can invest with?
=N=100,000.00
InvestmentRe: Treasury Bills In Nigeria by fphumie(f): 1:04pm On Mar 11, 2015
[quote author=Icekeeng post=31516367]Sir, T-bills are marketable debt instruments issued by the Federal Government. The Government is obliged to pay the holders of T-bills a fixed sum of money on the maturity date of the securities. When you invest in T-bills, you are lending your money to the Government in exchange for interest payments. The tenors are typically 91, 182 and 364 days
Nigeria's ratings indicate that it has a strong credit rating with a minimal probability of default on its local currency debt obligations. From the perspective of individual investors, this means that T bills are among the safest possible investments to hold, and the principal value of their investments is preserved if held to maturity. FD is near risk free cos the deposit is equally insured but in d case of bank's liquidity , I think the investor might lose some of the amount invested.
As per minimal turnover I think the expert in the house will answer this but I cannot say precisely wat d min turnover will b cos interest rate is not fixed though for now, rate seems to be going up.(maximum).
InvestmentRe: Treasury Bills In Nigeria by fphumie(f): 9:24pm On Mar 09, 2015
Onlytru:
Is good to see more Nigerians trying to invest their money for future financial security.
Fixed Deposit Investment
Now if Mister A takes the same ₦5 million to Bank 1 and request to fixed the same amount for 90 days (with automatic roll over after 90 days and insist on the same fixed rate) which most banks will offer Mister A 10% or more (but most folks will not agree with me but for the sake of argument let say he was able to get 10% for 90 days). At the end of 90 days Mister A will receives ₦500k in return X 4 = ₦2million cool cash. A return of 40% compare to 15% of T-bills for the same number of days.

As we all can see the return on Fixed Deposit is by far the best investment option between the two. As for me T-bills does not really worth the hype. Yall free to do your investigation.
Happy investing
¬ OnlyTru¬
Mister u missed it, u jus quoted 90days for d fixed deposit while u used 365days for TBills, the tenor used is not same. If we av to use same tenor as that of TBILLS , then we will be looking at 500k int on d FD and u will still need to deduct WTAX on the interest .
I av being investing in TBILLs for 5 years now and I can say affirmatively that TBILLS remains d best, the int rate is always higher than FD plus it is zero risk. grin
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 7:30am On Mar 07, 2015
Good day gurus in the house, I registered for express pool sometimes last week and when I realized I made an error in one of my input, I withdrew my application immediately. I got a mail after that I have withdrew and might av to resubmit my application if I am still interested. I have now tried applying again but the mail I got is that I am not eligible . Please what can I do to rectify this... cry
InvestmentRe: Treasury Bills In Nigeria by fphumie(f): 2:26am On Mar 06, 2015
Damolaskynov:
So sorry that this post is coming in so late. I got 15.08% for my 364-day tenor and 10.67% for my 91-day tenor from GT bank and both were GT bank's rate. I eventually stuck with GT bank even after initially threatening to withdraw my funds from them to another bank. I am happy with the interest on both,joor
Like to know if the rate was given to you by GTB cos my understanding of primary bid is that the customers have to quote their rate themselves
InvestmentRe: Treasury Bills In Nigeria by fphumie(f): 2:24am On Mar 06, 2015
just2endowed:
ask her if she got ur tb from the secondary market
You simply get the rate you quote not the CBN stop rate. Anybody that quotes below CBN stop rates gets it while any rate above CBN stop rate is considered as not suitable. That is why it is primary bid. The bank is not to be blamed for your rate, even if you quote 10% n stop rate is 15% , you will be given 10%.
InvestmentRe: import & export market in this bigest africa online shop,Investors Needed by fphumie(f): 1:36am On Mar 04, 2015
funminextzu@yahoo.com
InvestmentRe: How You Lose Money Saving In Naira by fphumie(f): 5:00pm On Mar 02, 2015
But is it really a good idea to buy dollar now? Black market rate is even btw 215 n 220. Won't one b making loss buying dollar now?
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 4:27am On Feb 15, 2015
I don't understand British council anymore , I saw my IELTs result online but was told that my result has being sent for re-assessment, I thought the result is not meant to be available since it is inconclusive. When I was hoping to submit my application dis week... Nah wa o
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 9:10am On Feb 13, 2015
Thanks JesusDway and Solomonwis. God bless u plenty.
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 4:19pm On Feb 12, 2015
Hello house, please I need clarification with sth, I have all necessary documents and I have also passed my IELTS but the issue now is that, I work in a bank and my job function is mainly reconciliation of accounts and monitoring of accounts. I am try ongoing to apply for NSPN but then I think my NOC is 1114 though I am a chartered accountant. Pls can I apply under NOC 1111 . And I want to be sure of my chances with NSNP before selecting the province under EE pool. Or does anybody know of any provincial nominee program coming up soon?
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 9:16pm On Feb 02, 2015
meta4:
working on my POF now due to difference in exchange rate.
. As at 31st of Jan 2015 that I checked the Canadian exchange rate to naira , it was =N=143.67.
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 9:15am On Jan 18, 2015
@solomonwis ... Thanks
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 2:07am On Jan 18, 2015
Good day all, please a quick one. I want to apply for EE but I had 5.5 in my writing test though my overall band was 7. So, I will like to know if I should apply for Expression of Interest now or I should wait till after I rewrite the IELTs . I already have my ECA.
Thanks in anticipation.
Jobs/VacanciesRe: BBM Group For Unadvertised Job Vacancies! by fphumie(f): 2:18am On Jan 05, 2015
79546143
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 3:00am On Oct 18, 2014
@ Damkollins... God does knows how to compensate his own, you are the boss. Congrats and remain blessed. grin
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 3:06am On Oct 15, 2014
@gfn sent!
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 1:24pm On Oct 13, 2014
Good day house, I jus called a representative of LAUTECH to find out about aw long it will take to get my MBA transcript and I was told 3wks, do u think I can meet up? Considering that I will then send it for evaluation .
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 9:59pm On Oct 08, 2014
Thanks damkolins , am I not meant to evaluate the certificate preceding the MBA certificate cos what I read on their website is that one should evaluate the certificate preceding that it of benefit to the applicant and since I can not evaluate my ICAN certificate, will there be need to add it to my credentials?
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 10:42am On Oct 08, 2014
I jus saw that I have to send both OND and HND certificates for verification also but I am not seeing Yaba College of Technology in the list of schools on WES web page
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 10:10am On Oct 08, 2014
Good day house , please I am in a dilemma as to how to go about the certificate assessment. I have MBA in finance from LAUTECH and also HND in accounting from Yabatech, should I jus apply for verification of the MBA certificate or verification of both certificates, having in mind that WES does not assess HND certificate
TravelRe: Canadian Federal Skilled Worker Program-timelines Here by fphumie(f): 2:20am On Oct 04, 2014
@ damkolins can u pls help send the IELTs materials to my email funminextzu@yahoo.com, thanks in advance

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