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BusinessRe: Fraud In Corporate Nigeria: Union Bank As A Case Study by franktalk007: 5:31am On May 24, 2019
Another "Naira Marley" here.

How can we openly encourage wrong doings? We have lost it as a people with zero tolerance for dignity.

EFCC ability or inability does not give anyone the liberty to be criminal in action and inaction.

TheMoniker:
You know who Wale Babalakin is? You know about Lagos-Ibadan first contract awarded? Bi Courtney?
Cecilia Ibru nko? Erastus Akinbola? Oh you must be living in the Nigeria Stone Age to believe EFCC as an organization is working in the interest of Nigerians.
This NFF guy nko?
Just don’t be unfortunate to steal less than 10million, if you can steal above that then you’ll buy off anything called justice.
BusinessRe: Fraud In Corporate Nigeria: Union Bank As A Case Study by franktalk007:
Dear Imodola,

I think i understand your point and how you feel.

A second look at your screenshots provided me with a clue. You have two debit cards with UBA, maintenance fee is charged monthly per card.

If either of your cards is damaged, stolen or lost then please report to the bank, from that spot maintenance fee should stop on the reported card which I assumed would be hotlisted to avoid further usage.

Do have a nice day

Socsed:
My Tweet@ imodola to UBA this afternoon:
Hello! Is it a must everyone cheats? I just recieved 3 messages each deducting #52 for Card maintenance for MAY. Does that sound logical? You know that was how someone sent me #5000 and the message confirmed it but still in the same message you wrote, balance: #4600. Don't let me swear for you oo! Better refund my money now. My parents are struggling to sponsor me but it's now obvious you're an official scam. I await your response. That will determine if you should be cursed.
The more people rationalize cheating, the more it becomes a culture of dishonesty. And that can become a vicious, downward cycle. Because suddenly, if everyone else is cheating, you feel a need to cheat, too.
—Stephen Covey
BusinessRe: Fraud In Corporate Nigeria: Union Bank As A Case Study by franktalk007: 5:12am On May 24, 2019
Agya,

I think I know few things about internal control and compliance. This reply of mine is to educate you and maybe help you see things in their proper perspective.

In as much as Internal Control set up in a system helps to enforce compliance with policies, procedures and protect the business assets, they are deemed to be working and effective but when there are internal collaboration or connivance, it's practically hard to easily detect.

Control is also detective and preventive. So an internal person knows the policy and exploit the loopholes for his advantage then we are here to conclude that the system of control failed. That's generalization, only if we are close enough to see how many of such that this system of controls have frustrated, bursted and prevented.

Read more on fraud and internal control. Nigerian banks are also a fertile ground lately maybe because of harsh economic situations, individual greed, expensive lifestyle and family pressure but these are by no means a justification because I hold on to the fact that "A good name is better than gold or silver"

Charity begins from home, these bankers turned fraudster are our brothers and sisters. They lived among us in the society, we know them but our moral values and standard is compromised. Every Nigerian youth want to hit the jackpot overnight. - "Our main issue"

Until we address our value system, system of control will be at a serious threat not just in Union bank but across other Banks and in extension, the industry.






agya1:
It shows their Internal control/Compliance officers are not doing what they are paid to do else this fraud could be mitigated. I guess they're only interested in bullying and intimidating their fellow staff simply because they're compliance officers.
AutosRe: 2006 Toyota Corolla 1.950M by franktalk007: 10:05am On Sep 11, 2018
This is pure 2005 from the Vin.

I think the headline is misleading. Is 1.95m the last price?
AutosRe: ⚫⚫⚫⚫⚫⚫FREE !! Customized + Premium VIN / Vehicle History Reports!!⚫⚫⚫⚫⚫⚫ by franktalk007: 8:12pm On Sep 01, 2018
Good day,

Kindly help to verify this VIN - 2T1BR32E85C889412

Theoawopegba@gmail.com

Thank you
AutosRe: 2004 Model Toyota Corolla Toks Selling Fast by franktalk007: 8:07pm On Sep 01, 2018
Bro, can I have the VIN, location of the car and price?
AutosRe: 2003 Model Toyota Corolla Ce Toks Selling Cheap by franktalk007: 8:55am On Aug 21, 2018
Mileage of the car is missing.

What is your last price too?
AutosRe: Tokunbo Toyota Corolla 2005 by franktalk007: 10:02pm On Aug 18, 2018
I think I will book for inspection if you agree #1.75m.

Mileage is missing too
RomanceRe: Popular FB Icon About To Set The Stage Ablazed In Naija by franktalk007(op): 4:25pm On Jul 03, 2018
Thank you bro
RomancePopular FB Icon About To Set The Stage Ablazed In Naija by franktalk007(op): 3:15am On Jul 03, 2018
The following line was curled from a popular fb writer and feminist. I see another mile stone in advocacy for individual to get naughty without string attached. The future of an innovative yoot. Enjoy the reading.


We have just started an agency where people can come and HAVE SEX WITH NO STRINGS ATTACHED.

For a start, we'll be in Lagos, Abuja, all south-eastern states, Edo, Delta and Rivers States.... and other countries.

We will gradually expand as we have more clients.

Our agency fees varies. From N2k-N25k per hookup.

We will commence service between the 27th of July and 1st of August.

More information in subsequent announcement.

*-*

I'm taking this business VERY SERIOUSLY. Our website is almost ready.

*-*

What do we do?

We connect Hot people.

We don't discriminate...

Single and married, widows and widowers, heterosexual or homosexual, black or white, man or woman. Just be OVER 18.

Everything would be DISCREET!

Confidentiality is the watchword.

*-*

This post is just a heads-up.

*-*

Dear Christians and other religious and holy people, please keep your sermons to yourselves.

*-*

PS: No one gets paid for having sex.

You pay the agency to connect you to a partner.

It's a different form of dating website. Where Hot people meet for discreet no-strings-attached sex.
EducationRe: This Is Wickedness In Fullness (ASUU Strike) by franktalk007: 10:46pm On Aug 14, 2017
ASUU strike - The exact need of Nigerian students

The Association of Staff Union of Universites (ASUU) has embarked on an indefinite strike. While many will frown at the purported selfish decision but to surprise everyone who frowned at it, I sincerely support the union and I stand by them because this appeared to be the only approach the federal government understands. Strike actions have been working like rocket science in Nigeria since 1900.

Remember the old saying...."All work and no play makes a Professor a dull tutor" All lecturers in government universities will like to go into recess. It will offer them quality time to rest, research and possibly travel around the world to bring solution to our ever glaring challenges. Who else thinks going into indefinite break will not help the Nigerian students at large?

Is idle man's brain not the devils workshop again? The brain needs to constantly be active, so the Nigerian students who are supposed to be busy learning in schools are now idle and by nature must put the brain to drive mode, maybe this time in a negative activities. So when the Universities resume and bulk salaries are paid, don't be surprised when professors are kidnapped again for ransom, phones are collected with slap and other ugly social vices. The break allows the mind to learn evil or good, whatever is available unless where parental guide is sustainable.

Oh yeah, I remember China is doing great and their population is incredibly large. Is it not high time we competed with China and grow our population? How can we achieve this without ASUU strike? So careless ladies can help us into 9 month twerks and preferably deliver twins, triplets or quadruplets. What a way to boost the population and maybe one day we will meet or overtake China's population, by then we will start chasing them technologically. At least we have started somewhere.

Must a Nigerian University student completes his academic sojourn in the normal calendar without distortion? It's totally wrong to complete a four year's course in four years or less. How can we achieve this when we do not belong to the privately owned universities? So ASUU must remind Nigeria parents that sending children to Nigerian public universities comes with a price including regular strike action at will without recourse to our feelings. Thanks, you are the best.

Lastly, agriculture is trending lately. Cassava exportation too is on the increase. Nigerian needs to earn foreign income via massive involvement in agricultural activities but people needs to be forced into farming. To achieve the operation "everyone must farm" ASUU has chosen to demand for some of the agreements the Federal government ignored over the years. Now, Nigerian students can choose not to be idle but cultivate in farmland even if it is small scale farming. We just need to see the opportunities in a messy mess.

#WritingZone
BusinessRe: Football (+Other Sports) Betting Season 10 by franktalk007: 11:03am On Aug 12, 2016
Dear team,

Please find soccer pick for the week end.

Bournemouth - Manchester Utd X2 1.19
Everton - Tottenham Away To Score Yes - Away Score 1.25
Hull City - Leicester City Yes - Away Score 1.22
Southampton - Watford 1X 1.19
Sevilla - Barcelona 2 1.63
Monaco - Guingamp 1X 1.16
Bastia - Psg 2 1.41
Psv - Az Alkmaar 1 1.36
Ajax - Roda 1 1.21
Newcastle Utd - Huddersfield Town 1X 1.18
Club Brugge - Lokeren 1 1.31
Fc Liefering - Floridsdorfer Ac 1 1.33
Dinamo Zagreb - Zapresic 1 1.23
Ujpest Fc - Gyirmot Fc 1X 1.15
TNS - Aberystwyth Town 1 1.14
Cork City - Bohemians Dublin First Goal 1 1.35

Best of luck
TravelRe: General UK Visa Enquiries - Part 3 by franktalk007: 3:23am On Apr 26, 2016
Good morning people,

I will like to know my chances of being issued a visiting visa to the UK. I earn a monthly income of#150,000, Paid #37,000 monthly to service a loan from my employer, earn other incomes aside monthly Salary three times in a year as stated below;

A. Housing allowance upfront - #357,000 January
B. Profit sharing bonus - Over #200,000 April
C. Education allowance - #262,000 August
D. 13th month Salary - #42,750 December

I am married with two kids, I will be traveling alone for 7 days with an invitation from a family friend, my 6 months statement balance of #723,000

Issue here is what I will quote as monthly income, amount planned for trip and if I will spread other income to arrive at monthly income or state categorically that my salary include some em bloc payments at intervals in the year.

Also does submission in Ikeja VAF has advantage over V/Island? Reason for my question is the varied visa fee for the two locations

Your prompt answer will be appreciated.
TravelRe: U.S. Non-immigrant Visas: We’re Listening by franktalk007: 11:28pm On Dec 16, 2015
Dear Abuja NIV team,

Please what could have gone wrong? I attended my interview on 8th December, i was denied base on flimsy excuse.

Here is the summary of my interview;

Q1. Why would u like to visit US at this time? I am visiting US to attend my cousin (mentioned his full name) graduation ceremony at Grambling state university and the event is coming up 18th Dec 2015

Q2. What do you for work? I work with xyz bank as bla bla

Q3. How long do you wanna stay in US? Just 2 weeks

Q4. When is your take off date? I will take off Dec 14th and return 28th

Q5. Are you married? Yes, i am happily married

Q6. Do you have kids? I have two lovely daughters

Q7. Why would you like to spend your Xmas with Cousin and leave your family behind? remember Xmas comes once in a year? Then i said myself and family already agreed that i go and return to spend new year here just to honour my cousin invitation.

****Then he handed over a green letter to me and my passport. But before he did, he touched the white and change his mind to the green because i can see inside his cubicle

When is the earliest time i can re-apply as a new year begin and i will be planning on my next year leave early enough?
BusinessRe: Soccer Nostrademus - Excellent Football Analysis & Score Prediction by franktalk007:
Week end match forecast

Its safe and less risky.

Have fun and win monies

Booking Number:6P6YMF total Odds is 46 points

Bologna - Sassuolo Over 1.5
Barcelona - Malaga 1
Sevilla - Atl. Madrid Over 0.5
Napoli - Sampdoria Over 0.5
Mainz - Hannover Over 0.5
Borussia Dortmund - Hertha Berlin 1
Newcastle Utd - Arsenal X2
Bournemouth - Leicester City Over 0.5
Chelsea - Crystal Palace Over 1.5 or 1
Manchester City - Watford 1
Falkenbergs - Norrkoping X2
Tromso - Rosenborg BK X2
Ajax - Den Haag 1X
Monaco - PSG X2
Rapid Vienna - Mattersburg 1X
Inter Turku - Rovaniemi Over 0.5
Nottingham Forest - Cardiff City Over 0.5
Sheffield Weds - Middlesbrough Over 0.5
Ipswich Town - Brighton Over 0.5
Wolves - Charlton Athletic Over 0.5
Hull City - Preston Over 0.5
Partick Thistle - Aberdeen X2
Hamilton - Heart of Midlothian X2
Basel - FC Zurich 1X
Grasshopper Club Zurich - Young Boys Bern Over 1.5
GKS Piast Gliwice - Gornik Leczna 1X
Werder Bremen II - Dynamo Dresden X2
Fram Reykjavik - Bi/Bolungarvik 1X
Ferencvarosi TC - Paksi FC 1
Girona - Numancia Over 0.5
Stake: ₦ 1,000.00
BusinessRe: Soccer Nostrademus - Excellent Football Analysis & Score Prediction by franktalk007:
Most times

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