₦airaland Forum

SilentEmma:
install truecaller and ignore their calls... that is if you cant do away with your line, as for me i dont pick, cause i already know how all their numbers looks like... if not just remove your sim card for now...

Is Okash still calling you?

Nigeriahasfutur:
Every 2 hours it is Okash calls. I don taya sef

I was wondering because my own is due tomorrow and they have called me severally today. I wonder what will happen in the coming days as I don't have their money yet.

Nigeriahasfutur:
My Situation is like you people own. Stupid me that is Jobless was now borrowing from one to pay the other hoping for Breakthrough.
Right now I have reached the tipping point. I can't borrow no more and in serious debt.
Here is what I am owing currently

Branch 40k due 5 days ago
Okash 119k due today.
Easemoni 144k due on Monday.
Fairmoney 280k due on Jan 5
Palmcredit 158k due on Jan 5
Annd New Credit 158k due on Jan 5

Please abeg, I hope none of this apps call contacts and do shaming. Branch hasn't called my contacts but I hope Okash and Easemoni is like them. At this point, I don't know what to do again.

Right now, I am looking for Job to clear this debts.

Come and see this, SilentEmma

Nigeriahasfutur:
My Brother Since I have borrowed before and paid back when things were good, my credit score was high.

Now that score is dropping faster than stone 😥

Oh, I see. It's well.
How far with Okash? Have they called you?

Nigeriahasfutur:
My Situation is like you people own. Stupid me that is Jobless was now borrowing from one to pay the other hoping for Breakthrough.
Right now I have reached the tipping point. I can't borrow no more and in serious debt.
Here is what I am owing currently

Branch 40k due 5 days ago
Okash 119k due today.
Easemoni 144k due on Monday.
Fairmoney 280k due on Jan 5
Palmcredit 158k due on Jan 5
Annd New Credit 158k due on Jan 5

Please abeg, I hope none of this apps call contacts and do shaming. Branch hasn't called my contacts but I hope Okash and Easemoni is like them. At this point, I don't know what to do again.

Right now, I am looking for Job to clear this debts.

It's well. Branch is a good app, won't call your contacts. The worst of them is Pamcredit. Those people can disturb oo.

By the way, how are you able to borrow that much from these apps because they usually just give small money at the begining?

Cc SilentEmma

SilentEmma:
Yes I backup my contacts into a file... Copied the file and saved it somewhere, then deleted the duplicate from Google contacts....

Alright, thank you.

SilentEmma:
Bro I was in this situation of yours, infact the difference between u and I currently is not the amount of money we are owing, cause me self still dey owe them...

Nah the mind wey I don get so far, my fears has totally reduced... E no get wetin Fairmoney never take threaten me... But I no send them...

I followed advice here to restrict them all from my contacts and also go to Google contacts and delete all contacts which I did, and no one of my contacts has called me yet, though I still get calls from them, I don't pick cause if they call I know they are the one...

Baba no kill yourself o, if u don't have money to pay ... Relax yourself, just as they told me... NIGERIA still dey owe ... We still dey kampe

Bro, thank you for the encouragement.
At the bolded, how does it work? You mean you deleted all your contacts?

SilentEmma:
no i owe only
1. fairmoney
2. okash
3. new credit
4. xcross cash

though i feared 2-4 would call my contacts and defame me but none has so far...

i am living my life like no worries... like i said what i am owing them is 5 times more than what they have benefitted as extravagant interest from me in the past...

so if they defame me... the money is gone totally, for now i no get money to pay

it's well bro... Thanks for the concern

Bro, I just saw your post now. I'm also in the same dilemma as you. I'm currently owing
Palm pay- 120k. Was due yesterday and they have been sending nastymessages.

Tloan- 50000 plus overdue charges, was due on Fri and now they have been calling seriously and have threatened to message my contacts, my greatest fear. Their incessant call is driving me crazy.

Okash - this is in stages, the first will be due on mon- 16k

Others are Alend, snappy credit
due next year. I'm going to be paid but that is on the first week of January. My worry is it's not going to be enough as the money coming in is only 150k.

I've put my WhatsApp on privacy mode, people can't know when I view their status or reply their messages. My phone is also currently on DND because of the fear of defamation. That's my greatest worry.

I don't know what to do.