₦airaland Forum

awesomeJ:
And you have the right to say this because the thread is meant for you alone or he directed the post specifically to you??

If reading brilliant analysis is too difficult for you, what business do you really have here?

Megawealth001:
This is criminal defamation. I own my moniker megawealth001. So why the fuss. Stop copying me

MEGAWEALTH02:
Since you are not cultured from all the trainings you received and you forgot to block yourself. Let me block you for using the word "kolos" to type. How dare you say such to someone you don't know in person?

KarlTom:
ARADEL. ±
CONOIL. ±
ETERNA. +9.90%
OandO. -4.55%
SEPLAT. ±

Agbalowomeri:
November will be interesting

Get set.......

Go......

ogawisdom:
So no Zenith interim dividend alert so far

KarlTom:
Of course!
I can do ALL things through Christ

Jaakay:
I really wished you knew who you were sending this message too. But then, you are too dull to comprehend, so i let you wallow in your dumbness. #Megapoverty02 i laugh. Apperently, being rich and having common sense are not mutually dependent. You may have one and not have the other.

Simple rules, you cannot follow, but have the boldness to insult other people, who do not follow rules. How better are you?

Zegra:
They don't know how to analyze political data. All they do is react emotionally, insult people online, and dismiss opposing views instead of engaging with facts, figures, and objective analysis.

ppogba:
Yes. I do have.
And most likely before you dreamt of having.

Streetinvestor2:
So u want to force me believe propaganda. I am not a learner now
Abi u want me to follow u to be selling stock fish on this thread....never

9jatriot:
I don’t know why you’re all allowing him to twist and turn away from his original argument. The question remains simple: why did he watch a video of what a man clearly said, and then lie that he said something else?

All these new arguments are completely detached from where he started. This is his established pattern. I remember one time how he once told a lie about tax; the moment he was caught, he immediately pivoted to filtering appointees from one particular tribe and shifted the entire argument to that, simply because his first lie had been exposed.
When dealing with that guy, the rule is this: once you catch him in a lie, press him hard on it—and never let him change the topic to an adjacent one.

Streetinvestor2:
Did he go for 5% in 2024 and what 50%..And what makes u think it was not part to drive ASi for the claim of 58% gain for ngx for BAT.

And u don't imagine ota is only a proxy for someone or thr fmly to acquire FBNH. Why keep buying at ridiculous high prices when u can get it low as business man.

Was this how he played geregu power acquisition. He went for a parent company at ridiculous price and spined off the power plant.That is businesses man spending his true money


Street sense is not for everyone bro

WhizdomXX:
Cmfc?

elengine:
Finally it has landed..... Access holding with the doing........

Streetinvestor2:
It is obvious now that you are government agent assigned to this thread. Show us proof of your investment on ngx.
Do show the one before BAT became president

You are beginning to tell annoying lies.
Was it not Tinubu that made the exchange rate to start going haywire because of reckless policy announcement without proper assessment of the situation

Streetinvestor2:
You are definitely right here.I don't have what you have
I don't intend to have hunger and poverty in my life.I reject it in Jesus name..amen
you can now disappear from my post
I remember blocking u severally

Make una help educate this man what it means to be
retail investor
retail trader

faoogoke:
We full ground bro!
If interim dividend no come, final dividend will land (2 for 1)
Accesscorp is not a loss making business.

Streetinvestor2:
p
when we talk we say go and verify
Am I still lying

presiade:
While not supporting government extravagance, Nigerians often desire (pretend to want) leaders who would live like paupers (frugal leaders like President José Mujica) but would never vote a poor man into office.

Hypocrisy!

How would you vote billionaires or trillionaires (regardless of how unholy they came about their monies) into public offices and expect them to live below the standards they were used to as private citizens? No be juju be that? But again, envy will not allow you to vote for a poor man… Examples abound even in the current political climate.

Odunharry:
Like Gt, Like Zenith

londonerr:
I said so. Now I have been proven wrong. Let me prepare to receive my dividends.... smiling like jonnysessy

ppogba:
Up until a few minutes ago, I was a firm believer that Zenith and Uncle J will surprise us. But now, with the result coming like a thief in the dead of the night, I hereby through my belief out of the window into the dark night.

Shalom!

mikeapollo:
Thanks indeed

presiade:
They clearly stated that it’s for a period of 30 days, will be available at specific service outlets (NNPCL stations only), and priority will be given to commercial motorists (bus operators). Thus, this is not an indiscriminate arrangement like subsidy, which subsidizes the opulent lifestyle of mostly the rich (who needlessly operate multiple cars, run generators, etc.)! That’s the difference.

If the administration refuses to do anything na una go still complain of them being insensitive. However, now that they’ve done something, you still have to wail. They said they transferred some cash to the poor, you said na lie; when the poor will buy fuel from NNPCL before your very eyes, you can’t say it’s a lie but claim it’s subsidy again. 😅😅 Aye ma nika o.

Meerahbel:
THE INHERITANCE DILEMMA: BUILD A HOUSE OR BUILD A FUTURE?

I am the only son of my father.

My father passed away some years ago and left behind a few properties for the family. Nothing extravagant, but enough to give us something to build on if we managed it wisely.

One of those properties is a house in Lagos State.

The house has four flats. Three are currently rented out, while one is still occupied by the family whenever we need it.

Each of the three rented apartments brings in about ₦3 million per year.

That means the property generates approximately ₦9 million annually.

There is also a piece of land attached to the property.

At some point, one of my younger siblings wanted to travel abroad. We needed money to support the process, so part of the family land was sold. With part of the proceeds, I bought another piece of land — about one acre — not too far from where we currently live.

It cost about ₦4.5 million.

I have done the survey. The documents have been checked. The land is genuine and there is no known dispute over it.

I thought I had solved one problem.

But I didn't know I had simply created another one.

Because now I have land.

What I don't have is the money to develop it.

I also have another house in my hometown. Unfortunately, the rent there is almost insignificant by Lagos standards.

The tenant pays about ₦5,000 per month, and because he pays six months at a time, the yearly income is roughly ₦60,000.

I work remotely.

My wife and I also run a business together, and I have personal shares in the business.

So, on paper, I am not completely stranded.

But in reality, I don't have the kind of liquid capital required to start building houses on the land.

And this is where my dilemma begins.

I keep looking at the land.

Someone is farming on one part of it.

The other part is simply sitting there.

Every time I pass it, I think:

"This could be generating money for my family."

But then I remember what it would cost to develop it.

Foundation.

Blocks.

Iron rods.

Cement.

Sand.

Labour.

Roofing.

Plumbing.

Electrical work.

Doors.

Windows.

Finishing.

Then suddenly, what looked like a simple piece of land becomes a project requiring tens of millions of naira.

My sisters have advised me not to rush.

My wife has also expressed similar concerns.

Their argument is simple:

"Don't touch the rental income just because you have land."

The Lagos property currently gives us about ₦9 million a year, and there are other expenses associated with maintaining the property.

They believe that money should be protected, invested carefully, and allowed to accumulate.

But I keep thinking about opportunity cost.

What happens if I spend five years protecting the money but the land remains undeveloped?

What happens if construction costs continue rising?

What happens if the same house that costs ₦30 million to build today requires ₦50 million in a few years?

Then another thought comes to my mind.

What if I don't build at all?

What if I take some of the money and start a business?

Perhaps a business could generate more cash flow than a rental property.

Perhaps I could invest in something that grows faster.

But then again, businesses can fail.

The land cannot disappear.

That is what makes the decision difficult.

I am not dealing with money I earned entirely by myself.

This is part of my father's legacy.

And because I am the only son, I feel a certain responsibility to preserve and grow what he left behind.

I don't want to be the generation that inherited property and eventually sold everything.

But I also don't want to be the man who inherited assets, poured every available naira into construction, and then became cash-poor.

My biggest fear isn't even losing money.

My biggest fear is making a decision that looks intelligent today but becomes a terrible decision five years from now.

My wife thinks we should be cautious.

My sisters think I should preserve the existing rental income.

I, on the other hand, keep thinking about development, business and creating additional income streams.

So now I find myself asking a very uncomfortable question:

If you were in my shoes, what would you do?

Would you:

A. Keep collecting the rent and save aggressively until you have enough money to develop the land properly?

B. Use part of the rental income to gradually start construction, even if it takes several years?

C. Forget construction for now and use some of the money to build a business that could generate more cash flow?

D. Develop only a small portion of the land first, perhaps one or two units, and use the income to finance the next phase?

Or is there another option I am completely missing?

Because right now, I have assets.

I have land.

I have rental income.

I have a business.

I have a wife and children.

I have a family legacy to protect.

But what I don't have is unlimited capital.

And sometimes, having assets without enough cash to develop them can be just as stressful as having nothing at all.

So the question isn't simply, "Should I build?"

The real question is: "How do I turn what my father left me into something that will still be working for my children long after I'm gone — without destroying my financial stability today?"

weyreypey:
Shut up for once.... hope you're not on drugs? If you must speak let it have some sense in it. If not, shut up!

emmanuelewumi:
Just look out for stocks that can give a sustainable Return on Invested Capital of 30% and above

Oasisblue:
Dey play. Obi will not be President. There is nothing presidential about him.
Is that the only defense you got to give.
"Obi cannot be president"
So when facts and evidence were laid forward,your comfortable defense is obi cannot be president and there is presidential about him.
So what is so presidential about your choice of president?

mikeapollo:
Without necessarily referring to, tagging or quoting your earlier post, or mentioning your moniker in my post, you have decided to tag, quote my post and direct your response at me personally
While I clearly referred to ‘’most Nigerians’’ in my post, your have changed it to mean ‘’every Nigerian’’. And also gone ahead to assume responsibility for an innocuous post talking about ‘’most Nigerians’’, thereby effectively ‘’buying’’ the matter and ‘’carrying it on your head’’, as my late grandma would say.
You have therefore assumed a personal fight on behalf of ‘’most Nigerians’’ who have been alleged to be boastful when blessed! Why can’t you assume and take position as being among the ‘’few Nigerians’’ who are humble and not boastful when blessed, if you want to?

You claim to have been blessed hugely by God in NGX. Congratulations for that. I wish you and everyone more success as we tarry on.
You also claim that your posts are for personal motivation, gratitude, worship and testimony to God Almighty. Good to hear that from you.
But if truly that is the case, why do you necessarily want people to believe, accept, recognize, honour, acknowledge, validate your success story on a faceless forum?
Even though you and I don’t know each other (in real life) and have never had any serious prior encounter or interaction or disagreement on this forum, and without anything to warrant it, you have jumped and quickly rushed to use derogatory and condescending words like:
bitter analogy,
malice,
myopic understanding,
sheer bellicosity(lol),
heart of resentment,
crab mentality,
darkness
envy etc.
Are these words supposed to come from you if truly and truly, your intention is to motivate yourself and give gratitude, worship and testimony to God who has blessed you?
Genuine personal motivation, gratitude and worship to God lies in you, your heart, your mind and God Almighty alone!. It does not require or worry about the acceptance, recognition, honour, validation or acknowledgment by the people. It keeps you calm, happy, relaxed and fulfilled whether people believe your success story or not. But you are here displaying aggressive behaviour, arguing, insulting and abusing everybody who seems to express some doubt or disbelief or challenge to your success story.
Why pick a fight with anyone who does not believe or expresses some disagreement with you, especially on a faceless forum, to the extent of calling them names? Does it make you more fulfilled, instead of the quiet confidence that should accompany the blessing that you have?
If you fight or strive to convince everybody that God has blessed you in NGX, then it means you don’t even believe it in your heart. You still want validation from others!

Apart from riches and material blessings from God, I pray He gives all of us wisdom, maturity, good health and long life.
Davido is a very rich guy. But he says Dangote always advises him to be humble, modest and invest more. Why? Because the future is pregnant and there are still many uncertainties to face and rivers to cross. It may be too early to blow the horns and trumpets.

People like Dangote, Adenuga, Rabiu etc. are still looking (hustling) for money. They are not beating their chest to say they have arrived, and call anyone who disagrees with them as being poor, filled with hate, envy, myopic, malicious etc. How much more those of us who are only buying few shares in their companies?. Let us keep making the effort, make the money and be hopeful for more. The blessings are abundant and will go round.
Real blessing, money riches does not like noise; it does not fight and does not seek recognition, acceptance or validation from anyone. It radiates quiet confidence