Politics › Re: First Lady Oluremi Tinubu To Visit Abia State On Tuesday by gentlezypher: 10:57am On Jul 20 |
waste of time .... all these years she has not remembered to visit |
Phones › Re: Google Pixel Discussion Thread by gentlezypher: 8:58pm On Feb 21 |
No one get pixel 3 battery? |
Phones › Re: Google Pixel Discussion Thread by gentlezypher: 5:31pm On Feb 19 |
noobody: Pixel 5 or 5a 5G
Both can be gotten
10 working days from China
Call/Whatsapp 08100115319..........
Anyone who contacts you with a different number claiming to be me is a scam! you get Pixel 3 battery? |
Phones › Re: Google Pixel Discussion Thread by gentlezypher: 8:36am On Feb 16 |
Please who has google pixel 3 replacement battery?? |
Phones › Re: Google Pixel Discussion Thread by gentlezypher: 1:38pm On Feb 12 |
abeg who get pixel 3 original battery |
Phones › Re: Google Pixel Discussion Thread by gentlezypher: 8:24am On Feb 11 |
una dey arrest una customers now? more reasons to stay away from you.......... |
Business › Re: No Bank Is Allowed To Debit Your Account Over Loan Repayments Unless... by gentlezypher: 8:08am On Dec 10, 2025 |
giftson102: There is one banking truth in this country that will shock you. And the banks will never tell you this.
Because it is one of the biggest tools they use to debit people’s accounts without warning. And Nigerians, out of fear and ignorance, think it is normal.
But this is not normal. It is illegal. And you can sue the bank or report them to CBN.
Let me explain it clearly.
You see that thing that someone will send you money and the bank will automatically deduct or take all of the money for loan repayment?
By law, no bank in Nigeria has the right to debit your account for any loan repayment unless you signed a written debit mandate.
Not “verbal agreement.” Not “you applied on the app.” Not “the loan officer said so.” Not “you clicked accept.” Not “we assumed you agreed.”
Even if you are owing Billions, there must be a clear, documented, signed mandate giving the bank permission to take money from your account before they can legally do so.
This is a Central Bank of Nigeria consumer-protection rule, and it protects Nigerians from unauthorized deductions, intimidation, and exploitation.
So why do banks get away with illegal debits?
Because most Nigerians don’t know the law. (I don’t know why no musician has produced “Show Me the Law Song” we need such a song because most Nigerans don’t know the law.)
Most people don’t know they even have this right. Most don’t know debit mandates must be signed physically or digitally with proper documentation. Most don’t know they can challenge the deduction. Most don’t know they can demand the signed mandate. Most don’t know the bank must refund if the mandate doesn’t exist.
So the banks take advantage of the ignorance.
They debit you from another account. They take money from your salary account. They clean out your savings. They go into dormant accounts. Some even enter joint accounts. And when you complain, they intimidate you with technical language.
“System flagged your account.” “Your BVN is linked.” “It’s part of the loan terms.” “It was in the app.”
But the law remains:
Without a signed, specific debit authorization, the bank has no legal right to touch your money.
None.
What you can do starting today: -Ask your bank to show you the signed debit mandate on any loan you owe.
-If they cannot produce it, request an immediate refund.
-If the bank refuses, report them directly to CBN Consumer Protection: cpd@cbn.gov.ng
-Attach your bank statement and complaint. -CBN usually forces the bank to refund the unauthorized deduction.
Banks fear CBN queries more than anything else.
Know your rights, but most importantly, pay your debts. Which bank will give you loan without inserting authority to set off, or debit your account in your offer letter  Probably you have not taken your time to read through bank's loan offer letter before. |
Phones › Re: Google Pixel Discussion Thread by gentlezypher: 4:44pm On Dec 08, 2025 |
Auskyd: Difference between 8 pro and 9 pro is like 20/30%.
Depends on what you want. Either would serve you just fine if you're a light user. Thank you boss |
Phones › Re: Google Pixel Discussion Thread by gentlezypher: 5:49pm On Dec 05, 2025 |
gentlezypher: Abeg are there huge difference between pixel 8pro and pixel 9pro...Also what of 10pro?... Someone should help me with details. .... |
Phones › Re: Google Pixel Discussion Thread by gentlezypher: 11:42am On Dec 03, 2025*. Modified: 5:48pm On Dec 05, 2025 |
Abeg are there huge difference between pixel 8pro and pixel 9pro...Also what of 10pro?... Someone should help me with details. |
Phones › Re: The Xiaomi Thread. by gentlezypher: 12:33pm On Sep 03, 2025 |
Azazyel: When it comes to aesthetics, Redmi note 13 is more beautiful
In Raw performance, Samsung A16 clearly wins. Snapdragon 685 cannot match Helio G99's power.
Redmi note 13 has the better display
Samsung would give more software updates for longer but the good thing Redmi still gives at least 2yrs major updates. Samsung offers up to 6yrs major updates.
In terms of camera, Samsung's rear camera offers better photos in reality thanks to its CPU. Redmi note 13 delivers good photos too but if you're a photography person, you would spot the differences
Redmi note 13 has stereo speakers. Something the Samsung lacks.
Both devices have great batteries so you won't have to worry about battery life.
Redmi note 13 offers faster charging. 33wats against Samsung's 25watts
If you want beautiful design and faster charging, go for the Redmi note 13 but if you're after better performance, Samsung A16 is your Pal. Thank you bro... I appreciate |
Phones › Re: Samsung Official Thread by gentlezypher: 11:39am On Sep 01, 2025 |
aterejr: Very slightly. Unless of course you're going with the Snapdragon variant of the Redmi Note 13. Then we have a clear winner oh Ok... I am not sure what chipset it will be |
Phones › Re: The Xiaomi Thread. by gentlezypher: 11:37am On Sep 01, 2025 |
NeoWanZaeed: Samsung of course you mind giving why you outrightly went for samsung, noting that it is A series anyway? |
Phones › Re: Samsung Official Thread by gentlezypher: 9:16am On Sep 01, 2025 |
aterejr: Both great brands. A16 is very good. Redmi Note 13 has higher base specs. No wrong choice here Oh great, thanks.... so you are saying Redmi Note 13 edges out?? |
Phones › Re: Samsung Official Thread by gentlezypher: 8:42am On Sep 01, 2025 |
Samsung A16 or Remi note 13... please help me decide. I know not much about the two phones and brands |
Phones › Re: The Xiaomi Thread. by gentlezypher: 8:36am On Sep 01, 2025 |
Please someone should help guide me Redmi note 13 or Samsung A16... i no not much about the two, just want guidance abeg |
Technology Market › Re: Pix-iphone 11,128gb,fu,clean And Working Perfectly,300k by gentlezypher: 2:58pm On Aug 24, 2025 |
noobody: Very very much Available for instant pick up and sales please can you assist order redmi 9 replacement battery? |
Phones › Re: Google Pixel Discussion Thread by gentlezypher: 6:34am On Aug 24, 2025 |
Pentagon007: It is the odacity for me. How do some of you transact business with someone you don't know and without meeting face to face?? Nawa oo. there are legit ones though, I have transacted with Noobody and one other guy here without meeting them and they delivered... You just need to do your research well |
Phones › Re: Google Pixel Discussion Thread by gentlezypher: 8:25pm On Aug 23, 2025 |
Igemburg: If you have any pixel that went off just like that and didn't come on and you haven't given any engineer to start roasting it, contact me on, it will be revived. chief you get redmi 9 battery ? |
Technology Market › Re: The Xiaomi Thread Store by gentlezypher: 7:50pm On Aug 22, 2025*. Modified: 8:28pm On Aug 22, 2025 |
Abeg who knows how much redmi 9 replacement battery is and how to get the battery? |
Phones › Re: Google Pixel Discussion Thread by gentlezypher: 10:35am On Mar 06, 2025 |
OMO, too many pixels to choose from |
NYSC › Re: Your NYSC Questions Answered by gentlezypher: 9:29am On Jan 22, 2025 |
Bestsolution123: You are waiting to hear him say he didn’t get it so you can rejoice. lol
This is typical Nigerian mentality, always looking out for others to fail because they’ve failed. see how your conscience is judging you Mr relocation...... I have ignored you but you are still mentioning me... you must be jobless. |
NYSC › Re: Your NYSC Questions Answered by gentlezypher: 9:20am On Jan 22, 2025 |
PHYTECH: please i registered on wednesday and i am still yet to get call-up number Hi, Trust you are doing fine.... were you later deployed? |
NYSC › Re: Your NYSC Questions Answered by gentlezypher: 9:16am On Jan 22, 2025 |
Bestsolution123: Well, I only asked the person to be patient and he will receive call up number, but you come from nowhere with your bad luck people’s experience.
If you want to advertise relocation or anything, the platform is big enough for everyone, I don’t know why you’re being jealous of someone that you know nothing about. did I respond to you? you carried your ignorance to my mention... Did you not think there was areason I did not respond to you ? lol I do not engage in such shabby business of relocation, own it with your shabby profile...... |
NYSC › Re: Your NYSC Questions Answered by gentlezypher: 9:15am On Jan 22, 2025 |
Bestsolution123: [url][/url]
Of all the thousands of PCMs that got their call up numbers, you only know someone that didn’t get.
People with bad luck are the ones always associate with themselves.
What will you say about those that got their call up number and still moved to next batch? Hope your family are aware of your mental illness. ignoramus, this response further buttress my point...... |
NYSC › Re: Your NYSC Questions Answered by gentlezypher: 8:58am On Jan 22, 2025 |
Bestsolution123: “they said they have moved those that haven't seen to next batch”
Sharing unverified information to cause panic is unwise. you are du**mb...... so now that the unverified info has become reality what says you, Mr know all? |
NYSC › Re: Your NYSC Questions Answered by gentlezypher: 8:57am On Jan 22, 2025 |
Bestsolution123: Bold of you to think I’m new here, being older doesn’t make you a smart person, dull people grow old too.
The fact that you’re still arguing with official statement from NYSC is evidently a sign that you’re not just dull but mentally challenged. well I have done my part in sensitizing people that may fall victim of dealing with someone with no track record on a faceless forum, the fact you claim not to be new here but using another monika to advertise a service that involves parting ways with funds adds to the numerous red flags you are carrying. I will not dignify you further with a response, you can keep ranting.... Mr know all that do not know anything about the scheme, thinking that everything is about official statement, you are a kid in this game boy!!!! next time mind your lane hoping someone will be naïve enough to deal with you on the relocation you are hawking... |
NYSC › Re: Your NYSC Questions Answered by gentlezypher: 11:00am On Jan 21, 2025 |
Bestsolution123: I’m sure you were lying because I got people who were getting their call up number after you put your claim out here, you posted on the 11th or thereabout and people were still getting call number until 17th.
Your claim wasn’t from any reliable source.
“UPDATE ON 2024 BATCH 'C' STREAM TWO REGISTRATION
The attention of Management of National Youth Service Corps has been drawn to a misleading information being circulated by some mischief makers that Prospective Corps Members yet to be issued Call-Up-Numbers should proceed to the State Secretariats of the Scheme for this purpose. The general public is strongly advised to ignore such messages as they did not emanate from the Scheme and is untrue.
All communication between the Prospective Corps Members and NYSC are done through their individual dashboards and via NYSC officially approved social media platforms.
For the avoidance of doubt, all Prospective Corps Members that are yet to receive their Call-Up-Numbers are enjoined to exercise patience, keep checking their dashboards and also visit the NYSC Social Media Platforms (Facebook, X, Instagram, Thread), for updates.
Thank you.
Caroline Embu Ag. Director Information & Public Relations“
The quoted message is from official handle of NYSC which is just 6 days ago, people like you were the ones misleading people and that is exact same thing I was addressing. You are still doubling down on your ignorance, the question is, did people who did not see their call up number moved to BATCH A, Yes!!!!!.... that is the reality of events... anyother thing shows your ignorance, to even note that when I made the statement it was clearly stated to be a rumour moving around which is now true as even some that had call up were still moved to BATCH A 25....... Sit down and understand that you do not know it all about the scheme rather than trying to sell your relocation advert, which should be scrutinised by the MODs as you are new here with no prior history, soliciting for financial patronage!!!!! |
NYSC › Re: Your NYSC Questions Answered by gentlezypher: 5:41am On Jan 21, 2025 |
paulos8: As at now my dashboard is still displaying, Awaiting callup number you've been moved to batch A, check again you'll see that on your dashboard... |
NYSC › Re: Your NYSC Questions Answered by gentlezypher: 5:40am On Jan 21, 2025 |
Bestsolution123: Keep wailing loser!
My only offense is that I asked you to stop misinformation, now I’ve turn to bad person. your offense is claiming to be what you're not, you were so sure that I was lying while the turn of events have proven i was correct, next time learn to be civil especially when you have no concrete detail about subject matter.... You're the loser not me, at least you're the one that misinformed people that their call up will come out... I just hope none of them followed your ignorance and resigned from their place of work. |
NYSC › Re: Your NYSC Questions Answered by gentlezypher: 8:49am On Jan 20, 2025 |
Bestsolution123: You think everyone are like your family members? Lol I believe everyone should be careful dealing with you, you cannot join a forum this year and be advertising relocation which involves parting with money.... so I am leaving this here so everyone becomes careful dealing with you Bestsolution123 ... The MODs should strictly monitor you so no one gets disappointed. As my family members, they are much doing better than you are doing kid. |
NYSC › Re: Your NYSC Questions Answered by gentlezypher: 8:07am On Jan 20, 2025 |
Bestsolution123: Well, it’s your bad luck because PCMs were still seeing their call numbers up until Friday. .my bad luck? Probably you were still in primary 6 when I served..... Hence you no nothing about Nysc system, now zoom off with your relocation pr which I hope you haven't promised and failed people. |