₦airaland Forum

fernandoc:
Please I need millionaire friends. If you never reach don't even come near me.

Erngie:
Ok thank you.. Erngie Millionaire loading......

https://hbb.com.ng/wp-content/uploads/2017/02/millions.jpg

Millionaire. It’s a title that plenty of us would love to have. But, is that actually feasible?

Believe it or not, becoming a millionaire is a goal that can be achieved this year. In my life, I have been a millionaire several times. Most of the time before my 30s I gambled it away on cars, homes and living a life I had no reason to be living.

Despite blowing millions, the process to becoming a millionaire has been consistent over the years. If you follow these eight priceless pieces of advice, I can guarantee you that eventually you will become a millionaire. Here’s to making this happen this year!

1. Develop a written financial plan.

One of the main reasons why someone can never become a millionaire is because they haven’t written a financial plan. Developing a financial plan forces you to take action, instead of just talk. It also guides you in making the right decisions in order to achieve all of your dreams and goals.

Financial planner Scott D. Hedgcock says that “when planning for a more secure future there are two inputs that are indispensable:” how much money you have and how much money you spend.

“The basic point I want to stress about these two inputs is that they are absolutely fundamental to all financial planning regardless of how large either of them is,” he says.

“In my experience, the biggest difference between those on the right path vs. those on the wrong path was the amount of time and effort they put into devising a plan for their finances.” When you take the time to create a plan and see it through, “is the one thing all financially successful people have in common.” Hedgcock also says that “the success experienced by those who do this occurs regardless of their relative wealth. Likewise, the failure of those who do not follow a plan is unrelated to their wealth.”

When creating a financial plan, consider the following:

Focus on what matters most and don’t obsess over the past.
Focus on what you control by listing your known expenses first in your budget, and then with the income leftover you should list the discretionary categories.
Focus on your future by anticipating how much your future self will need to survive.

2. Focus on increasing your income.

“In today’s economic environment you cannot save your way to millionaire status,” writes Grant Cardone, who went from being broke and in debt at the age of 21 to becoming a self-made millionaire by 30. “The first step is to focus on increasing your income in increments and repeating that.

“My income was $3,000 a month and nine years later it was $20,000 a month. Start following the money, and it will force you to control revenue and see opportunities.”

Thankfully, you have several options to boost your revenue, like investing in high ROI businesses and side hustling.

3. Take advantage of Uncle Sam’s generosity.

“The best way I know to become a millionaire is to put the power of compound interest on your side. By giving your money more time to compound and keeping your rate of return as high as possible, you greatly increase your chances of reaching a seven-figure net worth,” writes Brian Feroldi on The Motley Fool.

“Of course, earning a high return on your nest egg is easier said than done, as many factors to create that return are outside of your control. However, all investors do have control over two huge factors that can put a serious drag on long-term returns: investment costs and taxes. If you want to become a millionaire, focus on keeping both as low as possible.”

Feroldi goes on to write that if you have “a 401(k) or 403(b) through work, then any money you contribute to the account can grow tax-deferred, allowing your money to compound more quickly.” He also suggests opening up a traditional or Roth IRA, because they “keep Uncle Sam away from your money, either now or later.”

You should use a broker or brokerage firm “that charges very little per trade — and not to trade too frequently.”

“If you want to become a millionaire, you need all the help you can get,” he says. “Making sure your investment fees and tax bill are as low as possible will go a long way toward helping you achieve your goal.”

4. Increase your streams of income.

After studying millionaires for five years, author Thomas Corley discovered that 65 percent of self-made millionaires had three streams, 45 percent had four streams, and 29 percent had five or more streams. This could include starting a side-business, working part-time, investments, and renting everything from your home to your car to household items.

5. Automate your savings.

If you want to become a millionaire, then you absolutely need to get into the habit of saving by contributing to your 401(k), Roth or traditional IRA, and an emergency fund that’s been placed in a money market. However, the way to make this is by automating your savings. This will automatically withdraw a percentage of your salary and place it into your contributions without you ever seeing it. It’s suggested that you should put 10 percent towards investments and 5 percent towards savings.

6. Upgrade your skills and knowledge.

“Read at least 30 minutes a day, listen to relevant podcasts while driving and seek out mentors vigorously,” writes Tucker Hughes, who became a millionaire at just the age of 22. “You don’t just need to be a master in your field, you need to be a well-rounded genius capable of talking about any subject whether it is financial, political or sports-related. Consume knowledge like air and put your pursuit of learning above all else.”

7. Live below your means and lay-off the credit.

It’s widely known that the wealthiest people in the world are frugal. They don’t spend excessively on designer and luxury items. They use coupons. And, they’re known for living below their means by purchasing modest homes and vehicles.

They’re also known for keeping their debt under control by using credit sparingly. Take a cue from T. Boone Pickens, who only carries around as much cash as he needs for what he intends to buy.

8. Associate with millionaires.

“In most cases, your net worth mirrors the level of your closest friends,” writes Steve Siebold for Business Insider. This isn’t exactly a new philosophy. It’s been around ever since Andrew Carnegie embraced the Master Mind principle.

“Exposure to people who are more successful than you are has the potential to expand your thinking and catapult your income,” says Siebold. “We become like the people we associate with, and that’s why winners are attracted to winners.”

“The reality is,” he says, “millionaires think differently from the middle class about money, and there’s much to be gained by being in their presence.”

Anyone who wants to increase performance and security of your web page, I suggest to have Cloudflare setup in your DNS system. I have posted few articles to install paid SSL certificate for your web page, all which needs your complete support to maintain. But, Cloudflare provides free SSL certificates with a limited access (which is enough for any website) and it takes care most of the support that your web page needs. Most importantly, nowadays Google is providing better preferences for the web pages which has HTTPs as the protocol and more chances for your web page to appear on Google search.

https://s3.amazonaws.com/9lessonspics/cloudflare/cloudflare.png

Cloudflare protects from DDoS attacks and other threats to protect your bandwidth and server resources being wasted. It allows your web page visitors to have the fastest page loading by which it also improves the performance level. it provides many other services if you want make best performance and attack free website. Below are the steps to configure SSL certificate of Cloudflare.

Step 1
Go to cloudflare.com and create a free plan account.

https://s3.amazonaws.com/9lessonspics/cloudflare/freeplan.png

Step 2
Add your website in cloudflare, this will scan your website name servers and suggest you new name servers in following way.

https://s3.amazonaws.com/9lessonspics/cloudflare/nameserver.png

Step 3
Now go to your domain provider eg: Godaddy and modify domain name server address with new names.

Note: Take a copy of your domain record settings eg: CNAME, TXT, MX etc.

Step 4
Once Step 3 finished, cloudflare will active your website. And you will find following menu options.

https://s3.amazonaws.com/9lessonspics/cloudflare/menu.png

Step 5
Click on the DNS and add your CNAME records settings. Sometimes cloudflare will automatically access your old records.

https://s3.amazonaws.com/9lessonspics/cloudflare/dns.png

Step 6
Go to Crypto and activate your free SSL(https). Choose Flexible option for SSL.

https://s3.amazonaws.com/9lessonspics/cloudflare/ssl.png

Step 7
Same page scroll down and enable automatic HTTPs rewrites option.

https://s3.amazonaws.com/9lessonspics/cloudflare/rewrites.png

Step 8
If you are a WordPress user, go to Page Rules and add following page rules. This will help to redirect existing WordPress pages to HTTPs

https://s3.amazonaws.com/9lessonspics/cloudflare/pagerules.png

Step 9
Menu Overview option will provide you all of the website analytics.

https://s3.amazonaws.com/9lessonspics/cloudflare/analystics.png

Performance – Bandwidth Saved
https://s3.amazonaws.com/9lessonspics/cloudflare/performance.png

finally
Add your website in Google Webmaster Tools for Google search indexing.
to update your site link to from http to https

Source
https://hbb.com.ng/activate-free-ssl-certificate-website/

josephine123:
NICE ONE

We all want websites that are search-engine friendly. But sometimes when you are busy it’s easy to publish a new blog post and be off to the next thing on your to do list.

Over time, this can really hurt your SEO efforts. That’s why I’ve put together this short hit list of things you can do to boost your WordPress SEO.

Schedule these tasks in your calendar to make your blog traffic soar!

1) Post New Stuff Regularly

Google has a bias towards fresh content. Part of Google’s algorithm looks at how new the content is and gives preference to more recent results. So publishing original content on a regular basis is important.

Also size matters when it comes to content. Generally longer content ranks higher than shorter content. So strive to make your post at least 500 words.

2) Create a Keywords List

If SEO is a priority, then you’ll want to develop a keyword list. This is basically a list of keywords and phrases that describes your products and services. These keywords should include words from search terms that are more likely to be used to find your offerings online.

Google has some incredible tools to make keyword research easy including Google Search, Google Suggest, Google Instant and Google Wonder Wheel.

Hint: if you want a really targeted keyword list, hire an SEO expert!

3) Install an SEO Plugin

This will allow you to set keyword-rich custom titles and Meta descriptions for your posts for search engines.

A couple of popular SEO plug-ins to consider are All in One SEO Pack and WordPress SEO by Yoast.

Again, this is something your web designer or an SEO professional can easily install for you.

4) Hand Submit to Search Engines

What good is a site if no one can find it? That’s why getting listed in Google and the other popular search engines and directories is one of the most effective ways of getting free targeted traffic to your website.

You have probably seen lots of automated submission services where you pay a small fee for them to submit your site to hundreds of search engines. These services not only won’t help – they can actually hurt you.

Almost all of these free directories never send an actual visitor to your website and getting links from them can hurt your ability to rank in the real search engines like Google and Bing.

The best practice is to manually submit your site to search engines yourself. WordPress makes this easy once you set up an account in Google, Bing and Yandex Webmaster Tools.

If unsure, just ask your webmaster or SEO Specialist to set up these accounts.

5) Add Tags to your Posts

WordPress, straight out of the box, comes ready to embrace search engines. The tags features is one of those SEO friendly features you should take advantage of.

Be sure to add relevant keyword-rich tags to every post you publish.

6) Leave Comments on Other Blogs

Start linking more to other people’s posts on their blogs and encourage them to link back to you.

One search engine factor that Google considers is backlinking. A website that has more backlinks is considered more of an authority site and gets higher rankings.

7) Block Spam Comments

When people leave comments on your blog, it counts as content to Google. So if you have a website about DIY crafts and someone leaves 5 comments about “cheap enhancement pills’ that ruins your keyword relevancy and hurts your rankings.

So blocking spam comments from posting to your blog will improve your SEO – as well as make your real blog readers happy.

Internal Linking

One easy way to get more traffic is to add internal links to your blog posts.

For example if you have an article on Overcoming Your Resistance to Blog Writing, then at the bottom of that article you can post links to “Other Related Articles You May Enjoy”: 4 Content Marketing Trends for Business Owners in 2017 and other related articles. WordPress SEO by Yoast does this automatically for you as you can see at the bottom of this post.

9) Use Image Alt Tags

For each image you use in your post, ensure you add the Alt tag to help them rank better in image searches. This is another excellent place to put relevant keywords.

Google has an image search function that works in pretty much the exact same way as the webpage search with keywords and relevance. So adding Alt tags helps Google find and include your images when someone does an image search.

10) Tweak Blog Post Titles

If you quickly wrote titles to your blog posts before, take time to review them first before publishing.

Your blog post titles are vitally important to your SEO rankings so compare the keywords used to your keyword list and make your blog titles more keyword rich.

11) Add Social Media Sharing Buttons

When Google sees a blog article is getting a lot of posts and shares on social media, it boosts the ranking of that blog post.

So making it easy for readers to share your posts helps others Tweet and share your great content!

12) Update Your Theme

Not all WordPress themes are SEO Friendly and the free WordPress themes may be hurting your search engine rankings because of this.

Having a premium WordPress theme ensures your content will be indexed by the search engines, since the developers have taken special time to optimize every aspect in terms of both security and SEO.

It’s smart to make sure your theme programming isn’t bloated with inefficient code that slows down page load times. We find this a lot with purchased themes and that’s why we only provide custom designed and built WordPress themes for our clients.