₦airaland Forum

victorsola:
do you realize what u are typing , how is 100 pounds less than 20k . That’s 93k danm it , a silver health insurance in axa mansard is about 73k year and they pay theirs monthly that’s not even tax that’s the premium . Nepa bill in nigeria is not a tax u pay for what u use if u have a prepaid meter . MOT and every other thing u mentioned are premium , which are yearly and they are not tax that are monthly. So if u look at it your analysis are not the same comparing premiums to tax . Don’t forget Dey pay their premiums and they also get taxed . And this Tax are heavy compared to nigeria that a lot don’t even pay directly.

typo error, meant less than 200k
Why are you lying, AXA is private Insurance, that's for rich people you as an immigrant going to take private health insurance good luck, even the citizens are not that in a rush to do that, they all pay NI. so your AXA insurance is bullshit sorry!lls
NEPA BILLS is a form of tax cos you pay for what you do not use unless you have prepaid, Don't 4get I live in Nigeria like , Im a Warri boy.

MOT, don't you pay that in Nigeria yearly unless you don't own a car so you wont know
Look do your research they way I did so you can make an informed argument, you are talking absolute Bshyte sorry but you have no clue.
There are taxes you must pay in the Uk whether you work or not these are basic to everyone
PAYE if you work and NI
Council Tax
these are the only two deduction you pay if you are a private individual and you work
There is nothing more every other tax is optional
Una go dey shout tax tax
when it comes to Bills, we all have bills UK Nigeria US, U use U pay

bigiyaro:
which nonsensical investment in Nigeria? It's far better to invest it dia in the UK.

I think there is room for investment, take agriculture for Instance.

Mac2016:
Just wondering how Nigerians that are not business owners reasonably evade tax. It seems impossible to me. Before my money gets to me, tax already deducted and credited on my tax certificate in Nigeria here.

In NIgeria if you evade TAX THEY SYSTEM WILL COLLECT IT FRM YOU ONE WAY OR THE OTHER

thesmallgod:
Tax is deducted from your salary monthly. I do not know the percentage they remove in the UK but 20% is removed from my salary every month. I reside in central europe

and your point is?
Do people not get taxed in Nigeria when they get paid salary? infact let me go further people like teachers get taxed more, they are forced to pay Union fees whether they like it or not.
NB I noticed that yah lot in Europe always like to not mention your country, is this some form of big secrete? you are the 11th person to have done this, what country in central Europe pls

tiptoe1:
Exactly, He thinks all Nigerians in uk are all care giver or factory workers. Care giver job isn’t a bad job even working in a factory isn’t, I believe there is dignity in labour.

Just upgrade yourself professionally and you’ll get a job that pays well, there are Nigerians doing professional jobs earning £250-300 daily in Uk

I know two guys working in Amazon in MK(Milton kynes) they earn up to £14/hr with plenty OT

alphabbey1:
That guy is obviously sugar coating the real scenario. Lol, "comfortably save 28m" in 2 years ..
Reach there first... You will know why people just use UK as a stepping stone to better countries....

I know someone on Nairaland who lives in the UK, his salary starts from 6 thousand smthing, its always good to speak of that which you know. just so you know, if you aim of going to the Uk is to save money you can do it,Im going to the Uk to save money and return back to Nigeria and I plan saving such in one year God willing.

erico2k2:
O dnt think U got the gist of remitqnce.This os not remittance to govt or via govt.this is ordinary money sent by ordinary people working abroad to help their Nigerian friends and families and to their savings account or direct inbestment ie properties etc..The value you see as figures are those captured ie via direct bank transfer,money gram western Union or other transfer mechanism however the money transfered by hand is not captured.ie Ese might gibe Ayo $1000 to give to his mum cash since he Ayo os going home for christmas.Hope U now get the gist of remittance from abroad.
Also do not forget the Millions invested I'm sending Dad and Mum cars from Abroad.

I think you got a point bross,Wire wire boys carry 1st on this one, infact Aza men remit via 3rd party agents we get mega naira I n 9ja and accounts abroad.

Treadway:
Thankfully, I KNOW Emmaodet is an educated fellow and will know gibberish when he sees one.

Yea Emma, I have also touched on that a few times how the capital flight fuelled by japa over the last couple of years far exceeds whatever 20b Forex inflow the dudes keep dancing about. However, YES, the inflow is a significant portion of our Forex FOR NOW, but has little to no impact (except with the needy families that rely on it) in the general scheme of things as it is grossly insignificant to our total productivity and is mostly used clearly to fuel the japa process of other people, amongst other things. Like you said, 20b Forex enters, mostly finds its way to the black market where it is scooped up by others to fund the japa move.

Also for those who want to learn, in the simplest of terms diaspora remittance is when money is sent from someone overseas to someone in Nigeria through the banking system (which is why CBN can capture it). If anything, going by the warped logic of many here, Yahoo boys should be praised as keeping the economy afloat, cos I'm sure they receive more money from abroad running into tens of thousands of dollars when they are successful, not all these 200usd people dem wey no dey let person hear word.

So next time, all the Nairaland crusaders make noise about 20b Forex inflow do well to always remind them not to take all the credit, give the yahoo boys their due credit too! And yahoo boys is just one example, just one example of the many others aside economic emigrants that they are willfully oblivious too. Ordinary folks having a fucking saviour complex. The nerve!

what gibberish are you spilling here? u lot must be on some cheap supply. Remit via CBN bro are you high really haven't got a clue have you?
what has money sent via a money transfer agent on the high street of Peckham got to do with CBN?

Madeu:
When you get your credit card, buy an Iphone with contract. It helps boost your credit score.

then get into debt? long term?

alphabbey1:
Still misleading..........
Give example and send the agent number... Portsmouth is outside London and my guy have been looking hopelessly for just one bedroom with £500 and still not found.....

ur guy IQ slow bross. people like that full Uk and US

alphabbey1:
£800 for 2 bedroom apartment .... see this clown. Tell me you've never been to UK without telling me you've not been to UK

Why call him a clown? he might be very right, U have not asked him the location,

Thortp:
A family going on a student visa may experience a very rough 1st year due to the fact that only one spouse works full time as the student can only do 20 hours.
2nd year will be okay when both spouse works full time. Even the worst is both couples earn £1,500 each after tax = £3k/month.
House rent PCM - £800 for 2bdrm apartment.
Groceries - £300 maximum.
Bills (electricity, water, gas) - £200
Internet - Home and mobile - £50
Transport - £200
Miscellaneous - £150
Balance = £1,300.
That means the couple can conveniently save £1,300 every month provided it's a low job o.

Save the £1,300 for 24 months (2years) = £31,000 that is 28million naira.
You can now take it to Nigeria and invest in something good for yourself. That's another income without working.
Now you get it

U could not have put it better, buy land on NTA road build 12 shops @ N1m each a year collect rent is a no brainer

emperorlaqrin:
Smiling. Anyway your research is right but my question is how do you enter the black market as a novice who don’t know anyone? Also which black market job you wan do wey go give you 2500?
The truth of the matter is that before you can be able to do this you would have someone who was already in the system or someone who knows someone that can release there document for you.

Secondly the rate ph that you will get is usually below the minimum wage and lastly the employer that would take you will be someone also in the system. There are other things as well that I don’t want to mention here

Bross from all what you just wrote, I just realize you nor sharp reach to decode the message.When I say black market I meant the other job with the other pali,Black mkt dey for Eu pali wey get existing Ni plus Aza, E choke u?E even dey for rent

DesireFarms:
It’s so easy to talk about it when you are outside of the system. Get into the system first and see for yourself. It’s achievable but not as people always paint it. Who no go no go know.

Bross the way I see it is this, there are 3 group of people who migrate to the Uk, the ones who watch things happen, the once who make things happen and the ones who pass fru things happening
U got to decide the group you belong to.
Like I sia d I have spent the last 2 years forecasting every variables in the Uk B4 I japa

emperorlaqrin:
How do you want to make 3k with a student visa ?

Anyway you can only work for 20hours while your wife work full time. During your schooling period you both cannot make 3k after tax and neither can your wife do a double job so the 3k is not visible.

Well according to my research men dey use other people pali dey hustle so E nor follow dey their records. Especially guys wey get EEC pali.so if the black market job gives you £2500 the man done arrange, life nah IQ bross.

emperorlaqrin:
This is going to be an honest review for those who are coming or intend coming to the Uk.

I have watched with keen interest how most People on this platform as resorted to abuse/insult on the few people who are trying to enlighten us about the challenges that are faced in the Uk.

While this Enlightenment was not meant to dissuade anyone from coming to the Uk but to prepare you of the UPS & Down faced by most immigrants.

Unfortunately many Nigerians are not prepared to be well informed about something especially when it comes to traveling while I don’t blame many if not for the situation in Nigeria.

Coming to the Uk right now is not for everyone and that is the honest truth what I mean by this is that there are some set of people whom I will not advise to come here when it comes to work.

The truth of the matter is that if you are coming here you have to do away with pride and be ready to hustle, I mean serious hustle with hard work Infact with this serious hustle if you are not careful you might not see peanut to save.

There are two major things that takes away your money here in the UK

Number 1: Tax

The Uk economy cannot be compared with that of Nigeria and over here everything is tax compared to Nigeria where you can do away with that.

This country is built on tax and the social amenities everyone is enjoying from good road, electricity are as a result of the revenue from tax

Every employer deducts tax from your wages and there is no way you can avoid it.

Number 2: Accommodation

Accommodation as become a major challenge which as made a lot of people homeless due to lack of funds to secure accommodation or unavailability of accommodation within your budget.

Brb

Bross I have spent over two years researching way of life in the UK . on here and other forums, people like you always come with this big word TAX, in the UK you pay Tax on your salary in the Uk you do same,you sick you go hospital for free cos you pay about £100 to £150 monthly as NI which is less than N20k, if you get ill and need an Op in Nigeria how much would you pay?if you drive you pay for MOT which is equal to road worthiness, you pay road tax which you pay here as duty, you pay insurance in 9ja it jst got multiplied by 3.Now you have not included police tax, High Nepa bills no light, You dispose your own refuse and you pay for it,U pay for water gas and electric etc, SO Pleas what tax are you NOW shouting about?

I don ready OHH Lufthansa HERE I COME

its been ages I think Im good to go, Im gone B4 this election Team Japa

OK I am ready ticket searching right about now

erico2k2:
It is WELL

Thank you bross

cameroncucumber:
How far henro757 ?
It's been long since you last logged-in to this forumn, hope you're good and in the UK already?
Abeg, come gist us small

s,
Nop not yet bro, I got some few updates of stuff I needed to get together b4 I vamoose, preparing money wise and upgrading skills, hence my absence from here, sorry guy
Im sharpening on some basic skills etc, been very busy

NaijaCoverBlog:
https://www.channelstv.com/2021/06/19/16-year-old-girl-connives-with-boyfriend-to-fake-kidnap-demands-n500000-ransom/amp/

a
See catch out, evil persons everywhere

Ovie56:
There's a lot of corruption going on in the Nigerian army, but this may not be one of them, sometimes cash is needed to pay informant, and fulfil bounty. Anyone who has worked in intelligence agency will know this. But then again this might just be an outright looting, this is Nigeria, hard to tell which is which.

so Bounty are paid by military?

lalasticlala:
Source: https://www.gazettengr.com/exclusive-bandits-ambush-nigerian-army-logistics-convoy-cart-away-n28-million-cash-weapons/

Army donCash OUT

VEXT:
https://www.facebook.com/273102863056662/posts/1446390052394598/

This is for you guys buying cars from Cotonou

sonnie10:
Bros my Mumu don end tey tey. Na so I go buy this mattress for $6500, then. Money I should have used to build small boungalow for igando dey collect rent by now. That was when I was not doing mental conversion.
Any time I wake on top the mattress, I ask myself, what was I thinking?

ahah me nah solo pilot I wan do once I enter Uk non of those things I don't need or things that won't add to my life.Nah to do things that will make my dream in 9ja come true i go focus on. Imagine man wey jst wan start life go start rent with £1000 month rent E nor die well

sonnie10:
I convert sometimes and it makes sense to me. Because I lives in US doesn't mean nothing that I should not have sense. Like how do you expect me to buy a sofa from Ethan Ellen for $6k? I could but I won't. That is money for 3 plot of land at Eleko off lekki. How do I summon the courage to take a car note of $600 a month (#300k thrown in the lagoon monthly, say who die?) when I can get a clean 2010 camry at the auction for 2k. I could but I won't. Gone are those days when guys did not have sense.
All man to his own.

Attached is a picture of the equivalent of 10 plots of land at (#350k a plot) Epe Lagos State. And someone is telling me that it is not ok to make the conversion

You are a wise MAN, I want to be like you wen i grow up

sonnie10:
You are the one that added the dollar sign to the figure. 40K naira equivalent it is.

ahaahah 40k might be overrated.

planetx:
Where in the US do you get free housing if you can't pay rent or you mean homeless shelters?

People who live in projects who do not work how do they pay rent?

planetx:
You don't need to travel to the US to enjoy 24 hrs electricity.

I tire oh when generator dey there lol