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TravelRe: General UK Visa Enquiries - Part 5 by Iamshy:
Thank you.
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 9:01am On Sep 02, 2025
SirPilgrim:
Good Evening
I got a refusal letter for my Mums application, Pls can anyone suggest a solution to this refusal as I'm thinking of reapply soon
Hi , I am no expert at all and might be wrong but reading through some instances here , I think you should have been the only sponsor of the trip. Also you’ve not shown enough ties to home country in form of dependents, marriage , landed properties , proof of occupancy, community involvements and the likes.
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 9:09pm On Sep 01, 2025
giselle237:
Self employment does not mean she is earning hugely.
In the UK we have self employed individuals earning lower than 1k pounds annually. They do not have to pay tax etc.. they can continue as a one man business etc.
So what exactly is the issue with the self employed part?
She can also be self employed, earning little and therefore not have a business account.
She can be a farmer, a fisherwoman, a petty trader.
Everything is about presenting your circumstances in a way the visa officer understands.
As long as she is elderly and has a sponsor, her profile is 50% good to go, the rest is for you to handle the filling of form and compilation of an adequate profile showing her home ties to complete the other 50%.
Thank you 😊
But she’s actually stopped the business now. She used to run it on a part time basis but not stopped due to personal circumstance including physical health.
How do I present this in my next application? What’s your honest suggestion?
My plan is to make a clean statement for 6 months for mum and myself making sure no other credit enters her account asides from upkeep remittance from me then she spends a stipulated amount monthly. This is a very trying time for me and my mum…I really hope we are able to testify here.
Thank you in anticipation 😊
May God bless you
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 6:10pm On Aug 28, 2025
ShindaraOla:
The agent didn't submit my bank statement, I reapplied and wrote a letter, explaining I am going to be sponsor her expenses.

I reapplied early because I needed her help for post partum, also explained to visa officer why she is visiting and addressed the reason for her first application.
My dad wrote consent letter, submitted my dad's pension letter, house documents and bank statement.
Her pastor also wrote a letter on her behalf, I submitted her Deaconess ordination certificate, also pictures of her performing church duties.
I sent 2.5 million to her account in March, my sister usually run the account for her POS business thrice in a day, so it's shows she is running the account.

Attached with this message is my mum's refusal letter.
Thanks so much for the detailed information and congratulations on your newborn 😊

How long did you say she’ll be staying with you for and how much did you declare as for her sponsorship. Also for clarity if you don’t mind , how much did your soc reflect cuz I know some it’s usually said to have 2 or 3 times the sponsorship amount.

Thank you
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 3:50pm On Aug 28, 2025
ShindaraOla:
I had same issue as yours but I decided not to changed her occupation just that on the second application I wrote petty trader, just write self employed and also put petty trader,
My mum's visa was denied on 7th of August, reapplied and did her biometrics last week and she got her visa on Tuesday.
Don't change what was written in the first application, some visa officers may count it as false information.
Good luck.
Hello , thank you for your input.
What changes did you make in the application that made you get the visa and what was she denied for in the first place ?
How were you able to reapply so quick ?
The denial states that there is no proof of business activity in her statement of account.
How do I rectify this ?
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 3:46pm On Aug 28, 2025
giselle237:
Self employment does not mean she is earning hugely.
In the UK we have self employed individuals earning lower than 1k pounds annually. They do not have to pay tax etc.. they can continue as a one man business etc.
So what exactly is the issue with the self employed part?
She can also be self employed, earning little and therefore not have a business account.
She can be a farmer, a fisherwoman, a petty trader.
Everything is about presenting your circumstances in a way the visa officer understands.
As long as she is elderly and has a sponsor, her profile is 50% good to go, the rest is for you to handle the filling of form and compilation of an adequate profile showing her home ties to complete the other 50%.
Thank so much for your input.
But she was recently denied on basis of there is no business activity in her account. How do I amend that in the next application?
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 2:49pm On Aug 28, 2025
Hello all , I am worried about raising suspicion if my mum’s status changes from self employed to employed ?
This is actually the real situation as she’s had to stop her petty trade due to personal circumstances.

Hope it wouldn’t raise a red flag during reapplication as she was previously denied .

Thank you in anticipation for your input.
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 7:43pm On Aug 25, 2025
[quote author=Cashmadam post=136572933][/quote]Thank you ma’am .

I appreciate
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 11:43am On Aug 24, 2025
Iamshy:
Good day everyone ,

For unemployed mum who receives a regular stipend of 150k from me and 50k from my dad monthly. The part on the application form that says how much is your annual income ; should I state it as 200k times 12 months which is 2.4 million naira or should it be written as N0 since she’s not in any employment just receives monthly allowances from me and my dad which is regular.

PS: , these allowances would reflect on her statement of account.
Also how much should I state she is willing to spend towards her trip…..

For a two weeks trip I am the main sponsor sponsoring her with £2k- is this amount reasonable enough?

Thank you all.
Hello everyone , Can someone with this experience answer me please ?
Thank you.
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy:
Good day everyone ,

For unemployed mum who receives a regular stipend of 150k from me and 50k from my dad monthly. The part on the application form that says how much is your annual income ; should I state it as 200k times 12 months which is 2.4 million naira or should it be written as N0 since she’s not in any employment just receives monthly allowances from me and my dad which is regular.

PS: , these allowances would reflect on her statement of account.
Also how much should I state she is willing to spend towards her trip…..

For a two weeks trip I am the main sponsor sponsoring her with £2k- is this amount reasonable enough?

Thank you all.
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 6:43pm On Aug 23, 2025
Cashmadam:
So sorry about the previous refusals.

I suggest you wait at least another year before you reapply. While waiting, start building her account - just as you have planned.

Send her monthly allowance to the account. Same amount every month. Same day every month. Just like a salary.

It would be good if your own account as the sponsor is also build up during the same period. You have have enough left apart from the money you will pledge to sponsor her. For example, if you say you will sponsor your mum with 1,500, Then you savings should be from 3,000, Anything less might be a problem.

Apart from money, her home ties are extremely important. Your Dad can serve as home ties. What else do you think you can use to convinve the VO that she will return to Nigeria? Is she taking car of any parent or grandchild? Other siblings? Is she involved in any religious or charitable organizations? You need to think hard and put a well written cover letter together to support her application.

Let us know if you need more information or advise.

Good luck!
Hello , Thanks so much for your response.
Her current situation is she won’t be continuing with her petty business due to health issues. So how do I explain this in her cover letter of reapplication smoothly ?
She has a land , proof of occupancy of my dad’s property where she currently stays , also my sibling back in Nigeria who is in school, letter from our mosque, and also letter of recommendation from a previous supplier of hers. She’s able to provide all of these . Then also , do you advise she uses a new account or the one she’s been using before. Let’s say I plan to give her 200k monthly , how much do you think is ideal for her start up balance to be assuming I want to submit her statement of 3 months.

Thank you in anticipation.
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy:
Cashmadam:
Applicant did not prove how her alleged income is generated. What sort of business does she do? What is the annual turnover and profit?

The VO claimed the sponsor does not have enough money (which can be contested).

The main issue is the applicant's financial standing. If she is really not doing much to earn an income, then just say she is retired or unemployed rather than claiming she is self employed without any tangible income to show.

I hope this helps.
Hello Madam ,

Please I need your help as I am almost in the same situation now. My mum is devasted and I feel like I have failed having applied for her twice and she was rejected. Please I need help with this 3rd one. She is a petty trader with non registered business so now , I feel it’s easier for her to apply as unemployed because the business is unverifiable through proper documentation. I am also thinking of applying with a new account while I deposit to her monthly allowances , my dad would also deposit there which will be declared in the cover letter . Me and my husband would be fully sponsoring . How much do you think is best for us have in our opening balance and subsequently shouldn’t go below that amount even after spendings on bills and the likes. All these are just my suggestions as to what might help as I don’t even know if I am right. Also if she is starting a fresh account with clean ups just including my monthly stipend , my dads allowance and her outflow of groceries , will she be asked where she kept the money in the previous application ( this is me just thinking out loud lol…May God not forsake us )
Please help me ma’am

Ejooooor 🙏
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 2:30pm On Aug 23, 2025
Cashmadam:
Applicant did not prove how her alleged income is generated. What sort of business does she do? What is the annual turnover and profit?

The VO claimed the sponsor does not have enough money (which can be contested).

The main issue is the applicant's financial standing. If she is really not doing much to earn an income, then just say she is retired or unemployed rather than claiming she is self employed without any tangible income to show.

I hope this helps.
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 7:47am On Aug 23, 2025
Cashmadam:
Applicant did not prove how her alleged income is generated. What sort of business does she do? What is the annual turnover and profit?

The VO claimed the sponsor does not have enough money (which can be contested).

The main issue is the applicant's financial standing. If she is really not doing much to earn an income, then just say she is retired or unemployed rather than claiming she is self employed without any tangible income to show.

I hope this helps.
Hi , For unemployed, how do I clean up mum’s account pls ? I will be paying a stipulated amount to her monthly and my dad sends her weekly allowance as well which sums up to 200k monthly.

In the case of 200k monthly , should I put she earns 2.4 million monthly in the part asked how much she earns yearly. Also how much should I put that my mum wants to spend towards the trip ? Myself ahd husband will be fully sponsoring the trip ( how much is least to have in our account - we are submitting 3 months statement so what amount is best for opening balance )
How much should we also state she spends monthly ?
Thanks in anticipation
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy:
[quote
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 12:46am On Aug 23, 2025
Hi , for your mother Inlaw that you claimed she’s unemployed , how much did you say she willing to spend on the trip and how did you go by calculating her monthly earning ?

Thanks in anticipation

Kwati:
Hello, thanks for the congratulatory message.
My dad and FIL are both employed so I provided the following documents for each of them:
1. Letter from their employers affirming their employment, which stated date of employment, salary, and position
2. 1 month Payslip for my dad (no payslip for my FIL)
3. Visa letter from my UK bank (confirming I am a customer, my address, date I opened the account, current balance, and minimum balance in the last 28 days)
4. My last 3 month employment payslips
5. Passports
6. UK Council tax and utility bills
7. Photograph of me and my dad
8. My wedding certificate and wedding picture of my with my FIL & MIL
9. Invitation letter
10. Sponsor cover letter, explaining the reason for the trip, with a breakdown of 2M Naira budget for each person that will cover return flight, maintenance, local inter-city travel, and miscellaneous; without accommodation cause I will accommodate them.
11. Immigration share code

As for my MIL, she is unemployed and does not own any business. Her only source of income is funds from family and friends, so for her application I included all the documents above without an employment letter and payslip.

Note: No bank statement was submitted by me or any of them (only submitted my visa bank letter and my evidence of employment income).

Thanks.
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 12:08am On Aug 23, 2025
Thank you so much ,

How do I go about the unemployed please ?

Thanks in anticipation

Cashmadam:
Applicant did not prove how her alleged income is generated. What sort of business does she do? What is the annual turnover and profit?

The VO claimed the sponsor does not have enough money (which can be contested).

The main issue is the applicant's financial standing. If she is really not doing much to earn an income, then just say she is retired or unemployed rather than claiming she is self employed without any tangible income to show.

I hope this helps.
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 3:49pm On Aug 22, 2025
Cashmadam:
Applicant did not prove how her alleged income is generated. What sort of business does she do? What is the annual turnover and profit?

The VO claimed the sponsor does not have enough money (which can be contested).

The main issue is the applicant's financial standing. If she is really not doing much to earn an income, then just say she is retired or unemployed rather than claiming she is self employed without any tangible income to show.

I hope this helps.
Hi ma’am , can I send you a message directly please ?
I would really appreciate it.
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 2:50pm On Aug 19, 2025
Cashmadam:
Sorry about the refusal.

Some of the issues I spotted in the application:

1. 3 months visit - too long. Especially when you didn't have a lot of money in your account and neither did your Mum

2. Unexplained deposit in your account shortly before the visa application

3. Reapplying too early

I'm sure there are others but these are the major ones.

Perharps others can help.
Hi ma’am ,

Kindly the refusal you stated were alll the first refusal

Here is the second

I have refused your application for a visit visa because I am not satisfied that you meet the
requirements of paragraph(s) V4.2-V4.6. of Appendix V because.
• You state you intend to visit the UK for the purpose of visiting family for 21 days. I note
the main purpose of your visit is to visit family. I understand the importance of
maintaining family ties and I have considered all elements of your application, weighing
the importance of your proposed visit against the requirements of the Immigration
Rules.
• I note on your visa application form that you are self-employed with an annual income
of 3000000.00 NGN. In support of this you have provided your bank statement. I note
you have not demonstrated your income derived from self-employment. In addition, I
am not satisfied that your personal bank statement demonstrates business activity.
Therefore, I am not satisfied you have adequately demonstrated your
personal/financial circumstance in your country of residence which leads me to doubt
your intentions.
• You state that you are being sponsored 1500.00 GBP and 1500.00 GBP on your trip
to the UK. However, the supporting information provided does not demonstrate that
your sponsor currently possesses this level of funds for use on your proposed visit. I
am therefore not satisfied that your sponsor will be able to sponsor you for the duration
of your visit whilst in the UK.
• Given the above I am therefore not satisfied that you have demonstrated that your
circumstances are as declared or are as such that you intend to leave the UK at the
end of your visit. This also leads me to further doubt your intentions in travelling to the
UK. Furthermore, I am also not satisfied that your sponsor can and will provide support
to you for the intended duration of your stay. Your application for a visit visa has
therefore been refused under paragraphs V4.2 (a), (c) and V4.3 (c) of the immigration
rules.

My self and husband are the sponsors and our funds are much sufficient enough.
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy: 12:04pm On Aug 19, 2025
jmoore:
It's not by submitting everything. It's by submitting what matches with what you have written in the application.

Same mistake was repeated in both application. Financial aspect has to be right or no approval.
What can I do right please , mentioned she earns 3m yearly and 150k monthly .

How do I make her financial aspect right please ?

She’s a petty trader
Most of her transactions are in cash

How do I reflect this in her account ?

Help me pls
TravelRe: General UK Visa Enquiries - Part 5 by Iamshy:

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