₦airaland Forum

shadrach77:
I miss this guy in the Nigerian Senate

Buhari had a tough time 💯

fullclub:
No am not a student. Like i mentioned i worked morr than 20hrs per week this showed am not a student. A full time worker.

Secondly how much do you think a full time worker should earn? 20 pounds per hour? Well most job pays you based on several factors but but be you a student or a full tile worker u shouldn't earn less than the minimum wage.

Most qualified nurses earn little above this minimum wage. Those in construction, building plumbing, carpentry, woodwork earn way higher because of their skills. Dentist and doctors will earn higher those are high in demand job.

But we that are in care sector, security, warehouses, kitchen porter even qualified nurse etc earn little above minimum wage and the difference is not that much.

I was once working in a place they paid 14.5 per hour but i can't stand 12hrs straight with 30 minutes break in between that's not the quality of life i came here for. I dont want to age quick
.


The car aspect am yet to pass their taste. You should have a valid licence to drive and passing a taste here is not a joke. U have to wait for 5 months for a practical test which most times have 60% failure rate. And if u faim u wait for another 5 months or so
Which country are u looking to get into.

Interesting, I can remember your thread about schooling and finishing 😀.
Am working towards Australia , am a Surveyor.

Svoboda:
I want tinubu to be shaken politically because of the arrogance of his tribesmen. I know how I shouted my voice hoarse, making a case for his election. Even my own tribesmen publicly insulted me. Now, just imagine how arrogant and insulting they've become when you make a different opinion. Let them rely on wike.

Buhari no send anybody. Tinubu will have to fight hard to get 40 percent of the total votes he got from the north this time around. One thing I know is that you can't rig election in the north unless you're very popular, so game on.

They will eat his dollars ehhhhhh. The crazy thing about politics is that you must give cash ahead of any deal which is not assured

fullclub:
The debate around relocating abroad (“Japa”) has intensified after media personality Dele Momodu claimed that anyone who spends ₦30 million to leave Nigeria is a fool. His statement sparked mixed reactions online, with some agreeing while others says that that 30 million is nothing compared to the financial reward that comes with japa

Having lived in the UK for some time now, I’ll share an honest perspective on the financial reality of life here, especially for those considering selling anything just for relocation.

Breaking Down Earnings in the UK

For context, I work an average of 36 hours per week (9 hours daily for 4 days), meaning in a month, I clock 144 hours of work.

Minimum wage in the UK is £11.44 per hour, and most employers are required to pay this, except in cases like apprenticeships.
144 hours × £11.44 = £1,647.36 per month
After tax deductions, which depend on factors like number of jobs and tax codes, my take-home pay is around £1,479.55.


Monthly Expenses in the UK
Here’s a breakdown of my fixed monthly costs:

House rent – £700
Gas & electricity – £120
Council tax – £110
Water bill – £43.46
Food – £200
Transport – £140
Phone bill – £52 (for two people

Total expenses: £1,365.46
Remaining balance: £114.09

Note: food is extremely cheap and affordable unlike in Nigeria. That's why most that relocated after few months they look revived and fresh

Now, factor in additional responsibilities. We send £150 monthly to family back home in Nigeria. My wife, who works part-time (two days per week because of our baby as leaving the children will risk losing them to the governmen), earns about £732 per month, which we try to save, though unforeseen expenses (baby food, transport, etc.) often reduce our savings to around £500 per month.
Aside this we spent over 4000 pounds this year alone for health insurance. Yes its a must you pay it and funny enough i have not visited the hospital once since i arrived.

More worrisome is the endless billing from home , the billing from friends and extended family is out of this world, from your pastor who want tithe in pounds and thinks it's because of his or her prayer u went out, to your siblings, to your inlaws, to secondary schools friends, university's friends to even your street guys to Facebook friends. Those who will quickly open Opay account for their 3 years old child and forward you school fees or birthday bill. What about those who forwarded us their house rent bill to help clear their rent of over 500k abeg na

A lot of Nigeria said if they are offered 50 million and japa, they will prefer japa as they will earn more over when i read this comment on Facebook i just laugh hard as this is not the case as a research said that over 39% of UK residents have a minimum of 1000 pounds as savings this means that Despite earning in pounds, many struggle with high living costs, taxes, and bills but on the other hand In Nigeria, ₦50M can fund investments that generate steady income.
In the UK, unless you’re in a high-paying field, you will mostly live paycheck to paycheck


Comparing Life as a Single vs. Married Individual Abroad


Single individuals have a higher chance of saving since they have fewer responsibilities.

Married couples without kids can maximize their earnings by both working full-time while covering expenses from one salary and saving entirely the other salary.

Families with children face higher expenses, including childcare, health insurance, visa fees.

This is why adequate preparation is crucial before relocating, especially for families


Is Dele Momodu Right? Should You Japa with ₦30M?
We should understand that Dele Momodu is an elder and vastly traveled and he knows what is obtainable in Europe and America.
His point is valid if you look at finances alone because at the ene of the day almost all you make goes back to the system. But If insecurity concerns and food inflation in Nigeria didn’t exist, staying back with ₦30M would be a better financial decision as you could expand your business.

Another thought is the issue of owning a house. An average 3 bedroom house cost over 300k pounds and i have worked with colleagues who are in their late 50s struggling to work and pay off their mortgage so as to be free while me in my 30s own over 3 house back in Nigeria . Some pays mortgage for over 35 to 40 years but shockingly most they end up selling it at old age hand over this money to care homes to take care of them till death. Note children dont have any responsibility of taking care of their age parents they leave their lives while the parents uses proceed from their house to offset this bill

Final Thoughts: Should You Japa?

Japa is not a one-size-fits-all decision. If you have ₦30M and solid income streams in Nigeria, it might be wiser to invest and build wealth at home. But if safety and quality of life matter more, than wealth accumulation then relocating might still be the best option but must be done tactically especially when coming on student visa as one academic error could throw u off.

Bottom line: Japa is not a magic solution—it requires careful planning, a realistic mindset, and financial discipline.

Picture below is my phone bill

There other bills i chose to ignore like the tv bill. I didn't buy tv because i know that one will end in another billing

Good analysis but this is for minimum wage worker and likely you are still a student 🤷. No car expenses?

How about skilled worker?
I want to Japa, am in top gear but am going through PR skilled worker/express entry. What's your take bro?

Honestly, I will still Japa even I have 30M

buJu234:
i have been asking eversince, that immediately trump was sworn into office. YEMEN Houtis just disappeared from the media space.

they just kept mute, not missile to Israel or stopping or bombing any ship on the Red sea eversince..

of a truth, a strong leader stops criminality.

Have you forgotten that Iran has been put in their place 💯

The only language Islamabad understand is force 🔥💥💣💯

cenaman:
Agbado traders

Obidient traders

Nna eeehennn , container never land . Container dey sea for ablood
Now container don open

hakeemhakeem:
You have said it all watery

I study English science 🤷

Sonnobax15:

Friendship and marriage failed him...

Once I get married,there are some friends of mine whom I will never allow to spend a night in my house,no matter how much trust I've got for my wife and that friend.....

But in all of these, taking one's life simply because of someone who can easily be replaced isn't worth it at all..

Rip to him........I dey vex this afternoon 😡😡

You as guyman wey don hustle for street. You know say OLOSHO na OLOSHO 💯. Keeping bad friends away is a good one too. The problem is the lady because she can still lash other men aside his friend. Why will he take his life, it obvious he really invested in the wedding 🤷. He was too hard on him self. Still on still, I no dey blame baby papas wey full town 🤦

Wasted life for nothing, for waiting na

Ashawo wey everybody dey lash, e reach your turn, you carry turn wife .

Men stay on guard abeg.

Even fellow ladies go dey wonder, Omo na WA oOoOO 😥

Tinubu

RIP

FBIBOT:
That's actually the fake... Even till now the original is still as thick as before.... Same goes for fresh yo

Thanks for this info 🙌

Inspirer1:
the day I bought and observed how watery it was, I imagined same that it should be fake cos it wasn't like that before then, I later bought again from a mini depot to confirm, and still same watery product, that day I stopped buying it and started buying Greek Yoghurt.

No b small thing. I want to move to greet yogurt but quite pricey🤑🤑🤑

Bobodee09:
It is just scary.

We are drinking lot of poison with our hard earn money.

I do buy it from one of the top balling place in Jos. Omo na WA oOoOO. Alcohol particularly spirit is worse sef😥🤐

Bobodee09:
That the fake .

I drank the original one today.

Nawa oOoOO

helinues:
Take the video down or go down herself

The uncultured kids thinking they can just talk anyhow on social media with their N100 data would be dealt with.

Are your parents not teaching you to be mannered and cultured?

Radarada and ingredients

Order her na, idiot

Hollandai yogurt wey na water water after coca-cola bottling company bought it 😕

Wolexyoshi:
Unnecessary Public Stunt Publicity.

So, those security of his are expected to start running after him because he is the king.

Nigerians and misplaced priority are 5&6

Palace aide's dey see nonsense oOoOO. The humiliation no be here

My Camry Big for nothing 2az-fe gives me 42miles per 6 liters. That's like 10-11km per liter. I don't rev my RPM over 2 (2000). My engine smoking presently and I intend changing rings and all top cylinder valve seals

Dorime

JASONjnr:
Nothing deepens ......


Tinubu is being political about it.......


Also, I wish PDP will give it's presidential ticket to Wike for 2027.... Let's see if he will betray Tinubu......

It will make 2027 very interesting..... Even though Tinubu will still win....... It'll just destroy Wike and his political career ☺️☺️☺️☺️☺️

Wikes best shot was 2023. They game would have been very dirty🤷. Even Tinubu would have still won due to Muslim Muslim ticket gullibility 💯.

The ripple effect continues

Tinubu is staining himself more over this Lagos assembly matters

Ronu is their DG, what do you expect 🤷

Muryar Amurka 🔥💯

jesusjnr2020:
Have You Prayed For Your Enemies?

Jesus taught us to love and pray for our enemies.

Matthew 5:44-45 (KJV)

But I say unto you, Love your enemies, bless them that curse you, do good to them that hate you, and pray for them which despitefully use you, and persecute you;
That ye may be the children of your Father which is in heaven: for he maketh his sun to rise on the evil and on the good, and sendeth rain on the just and on the unjust.

Therefore have you prayed for your enemies as Jesus commanded us to do?

If you haven't it's suggests you're not a true follower of Jesus because true followers of Jesus keep His teachings.

God bless.

I will cut your ear if you mess with me.