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As a real estate consultant in Nigeria, I have seen numerous cases of land disputes, fraud, and other issues that could have been avoided if buyers had been properly informed.

Buying land in Nigeria can be a complex and daunting process, especially for first-time buyers.


In this post, we will outline the essential things that land buyers need to know before making a purchase in Nigeria to avoid premium tears.

1. Verify the Seller's Ownership

Before you buy any land, it is crucial to verify the seller's ownership. Ensure that the seller has the legal right to sell the land. Request for the following documents:

1. Certificate of Occupancy (C of O): This is a document issued by the state government, confirming the ownership of the land.
2. Deed of Assignment: This is a document that transfers ownership of the land from the original owner to the seller.
3. Survey plan: This is a document that shows the boundaries and dimensions of the land.
4. Receipts of payment for the land: Verify that the seller has paid all necessary fees and taxes on the land.

Verify these documents with the relevant authorities, such as the Lands Registry or the Surveyor-General's office.

2. Conduct a Search at the Lands Registry

A search at the Lands Registry will reveal any encumbrances, such as mortgages, liens, or court judgments, that may affect the land. This search will also confirm the ownership of the land and ensure that the seller has the right to sell.

To conduct a search at the Lands Registry, you will need to provide the following information:

1. Plot number: The unique number assigned to the land.
2. Block number: The number assigned to the block where the land is located.
3. Survey plan number: The number assigned to the survey plan of the land.

3. Inspect the Land

Physically inspect the land to ensure that it matches the description provided by the seller. Check for any signs of encroachment, flooding, or other environmental issues; verify the boundaries, dimensions and environmental issues.

4. Verify the Zoning and Land Use

Ensure that the land is zoned for the intended use. Verify with the relevant authorities, such as the Ministry of Physical Planning or the Urban and Regional Planning Authority, to confirm the zoning and land use.

To verify the zoning and land use, you will need to provide the following information; plot number, block number and survey plan number

5. Be Aware of the Different Types of Land Titles

In Nigeria, there are different types of land titles, including:

1. Certificate of Occupancy (C of O): This is a document issued by the state government, confirming the ownership of the land.
2. Deed of Assignment: This is a document that transfers ownership of the land from the original owner to the seller.
3. Gazette: This is a document that publishes the ownership of the land in the official government gazette.
4. Survey plan: This is a document that shows the boundaries and dimensions of the land.

Understand the differences between these titles and ensure that the seller is providing the correct title.

6. Be Cautious of Fraud

Land fraud is common in Nigeria. Be cautious of sellers who are unwilling to provide documentation or who are pushing for a quick sale. Verify the seller's identity and ensure that they have the legal right to sell the land.

7. Understand the Cost of Acquisition

In addition to the purchase price, there are other costs associated with buying land in Nigeria, including:

- Development Fees
- Documentation fees
- Survey fees
- Plot Allocation fees

Understand these costs and factor them into your budget when buying property in Nigeria.

Innocent Louis
Real Estate Consultant
Propertycreek Ng

Contact me for genuine and secured properties in Nigeria
https://propertycreek.com.ng
08132226341