₦airaland Forum

I want to thank everyone who in one way or the other advised me, the good advice I have taken.
I reached out to my childhood friend and told him everything and he has offered to help out.
I didn't take the valium.
To everyone who asked how I got to that level, I started borrowing small amounts, because I was paying when due, the amount kept increasing and because most of them are of one week duration and salary comes at the end of the month, so I kept collecting to cover the previous ones and because I didn't want them to send damaging texts, I continued to pay and collect, that was how it all accumulated. At a point the salary became too small to offset the loans.
Please I beg everyone here, no matter how much you need, don't borrow at all, ask your friends for assistance instead.
God bless everyone that prayed for me.
Finally someone is busy saying scam here, I am not a scammer, some people reached out to me on this forum and I turned them down because I don't want more drama, I have enough trouble already to last me a lifetime, I don't want to add more to it.
God bless you all

Nozino:
Some of you encourage this scammers. Isn’t it obvious the guy is a scammer? What’s with all this many stories?

You've been around here shouting scam, I only wanted to share my story so that people will learn from me even though I owe you no explanation whatsoever, everything I stated on my original post is a fact.
Secondly, I did not ask anyone for assistance in any form and I don't wish to, someone mailed me offering assistant and I have refused to reply because that is not the purpose of this thread, another person here offered me 200k loan which I'm not even going to reply the person because I don't intend to touch anything loan in my life again.
So what is scam? Abi you don't know the definition of scam.
If I needed assistance of any form I would have stated it in my original post and I'm still not asking for anyone's assistance on nairaland at least.
I have enough on my head already to come and add scam and fraud to it.
Someone said he doesn't need nor want your assistance, yet you still call him a scammer.

H2ho:
Where do you work? Wats your boss name? Let’s verify your story....abi you won scam nairalanders

I didn't put up this post to ask for help, it has passed that level.
I'm not here to scam anyone, below is a screenshot of my apps, the loan apps are listed there.
The bottom line is that I've messed up and there seems to be no remedy.

Good evening lalsticlala and nairalanders,

I hope this makes front page.

Sometimes last year, I had an accommodation issue and I needed money to bail myself out of it,I called friends to borrow from bit none was forthcoming, so I delved into the world of loan sharks and that was where my life was ruined without any hope or remedy.
I have a job and I earn over 100k per month, the money I borrowed initially was what I could have paid comfortably without bathing an eyelid, but the problem is that these fintech and loan sharks can only give you a loan to pay back in one week with outrageous interests. When the loan I took matured, I didn't have money immediately to offset it because it was not the end of the month, I now borrowed from another loan app (these apps are designed in such a way that you must grant them access to your contacts, so that if you default for even a day, they will pull your contacts and send damaging messages to your contacts). So it has now become a continuous cycle of borrowing from one loan app to pay another to the extent that I'm now owing about 700k in loans, that's how bad and vicious it has become, everyday of the week, I receive one threatening message or the other and being a staff of an organisation, I try as much as possible to pay so that it doesn't get to my bosses in the office and now I'm in a quagmire, all efforts to come out of this have proved abortive, my family keep asking me what is wrong with me, the house I rented is a out to expire and I have no hope of renewing the rent because of loans with outrageous interests. I've sold the little property that I was able to acquire, all in a bid to get out of it but all to no avail.
This evening now, they are going to send damaging texts to my contacts but I don't care anymore, 'cos I'm going to end it all (20 tablets of diazepam 5mg will do the job and it will be painless, I will only sleep and wake up in eternity) I only pity my poor mum.
Please nairalanders, learn from bad experience, no matter what you are going through, never borrow money from any loan app, even if you are so sure of paying, something might go wrong and you will end up worst than ever.
My friends don't even pick my call anymore, because they know it's money I'm going to ask of, I'm tired and worn out, I had to let the girl I want to marry go because I can't drag another person's daughter into my mess, I'm no longer mentally stable, at a point my boss noticed and asked me why I always lose concentration, I just told him I'm fine.
Lalasticlala please take my post to front page so that others can learn from me.