@tunderule2016 Thanks bruv, you've been very helpful. God bless

tunderule2016:
@akeenade is 100% right.... The negative bank balance is a NO NO.... Anyone who told you that needs flogging... because the company that is sponsoring you has a negative 50 million , how can they sponsor you then.
Next time , you sponsor yourself... just get the necessary documents from company and make sure you let them know u have been refused once and you can class it under Lack of sufficient document.
When an ECO sees one strong reason to refuse they mostly tend not to look at the other documents , so you do not necessary know if there are other reasons you could be refused; so when applying again make sure all your documents are on point and this time, sponsor yourself.
Good luck bruv

Thanks for your response. I plan to reapply in about 3 to 4 months after i may have built up my personal account further. Will it be a red flag if i say i have family or a friend in the UK with the new application after I had filled in no for both of them in my previous application. Thanks

akeenade:
Well it was a problem. And from the refusal letter, the only problem. Whoever told you a negative bank balance wasn't going to affect you was clearly wrong. There are two possible solutions from where I see it. You can reapply as sponsoring yourself if you have the right documentation and sufficient funds or reapply with the company sponsoring you again and provide a positive bank statement. I stand to be corrected though, but from your letter the only problem is the negative company bank balance.

Thanks for your response. I plan to reapply in about 3 to 4 months after i may have built up my personal account further. Will it be a red flag if i say i have family or a friend in the UK with the new application after I had filled in no for both of them in my previous application. Thanks

Hello guys, I was denied a visitor’s visa to the UK this week. I stated that I was being sponsored by my company for a 10-day holiday. The bank statement provided by the company had a negative balance of about 50 million naira but I was told it wasn’t going to be a problem and that it appeared that way because of a bank guarantee or something of sorts. I had about 500,000 naira in my personal account. I have included an abridged version of the refusal letter. Please I need advice and possible suggestions on the next best steps to take. Thanks

Your application for a visit visa to the United Kingdom has been refused
How your application was considered?
In deciding whether you meet the requirements of Appendix V: Immigration Rules for visitors (https://www.gov.uk/government/collections/immigration-rules), I have considered:
• Your application, and any additional relevant information you have provided with it
• Your immigration history
The decision
I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraph(s) 4.2, of Appendix V: Immigration Rules for Visitors because:
You state you will visit the UK for 10 days for tourism. You state you will travel alone and you have no friends or family in the UK.
You state your employer will pay for your visit, however the bank statement provided in the name of *** has a closing balance of -50 million NGN overdrawn and is considerably overdrawn for the entire five month’s bank statement provided.
Given this, I am not satisfied that your circumstances are as claimed. I am therefore not satisfied that you are a genuine visitor and will leave the UK at the end of your visit. Your application for a visit visa has been refused under paragraph V4.2(a) and (c).
As outlined above I am not satisfied that you have sufficient funds available to cover your costs whilst in the UK without working or accessing public funds. Your application has therefore been refused under paragraph V4.2(e).
Future Applications
Any future UK visa applications you make will be considered on their individual merits, however you are likely to be refused unless:
• Your personal circumstances change significantly between now and your next application
• You provide compelling new evidence with your next application
In relation to this decision, there is no right of appeal or right to administrative review.