₦airaland Forum

Kayode Adams was a student activist at the University of Lagos (UNILAG) in the mid-sixties.This was a period when the Federal Government removed Prof. Eni Njoku as the first Vice- Chancellor of the institution and replaced him with Prof Saburi Biobaku. The students’ protested against the decision and in the process, Adams stabbed the new VC when he assumed office in 1965. He was tried by a Lagos High Court and he pleaded insanity as his defence. FRANCIS FAMOROTI, Head, Judiciary reports.
When the Federal Government established UNILAG as one of the second generation universities on October 22, 1962, Eni Njoku, a Professor of Botany with the University of Ibadan was named its first VC. However, after the expiration of Njoku’s three-year term sometimes in 1965, the government in its wisdom announced his removal and replaced him with a renowned historian, Prof. Saburi Biobaku.
As a result, the university community was engulfed in crisis following a dispute between the university’s Senate and the council over the appointment of the new VC. Njoku was eligible for re-appointment but the pro- chancellor of University of Ife (UNIFE), now Obafemi Awolowo University, Prof. Biobaku was the government’s choice and he was appointed instead.
The UNILAG students were aggrieved. They believed that the government’s decision was laden with ethnic favouritism; they resisted the idea and protested against the action. The students threatened fire and brimstone and asked the then Minister of Education, Chief Richard Akinjide to stop Biobaku from moving near the university. The students were opposed to change in the leadership of the ivory tower.
But the government ignored the students’ threat and vowed that its decision was final, non-negotiable and irreversible.
Having foreclosed the issue, the Abubakar Tafawa Balewa government notified the new VC that he had no cause to fear and the security agencies too assured him of adequate protection on the campus.
In ecstatic mood, Saburi, an Egba- born scholar from Abeokuta, capital of the present day Ogun State relied on the assurances given him by the government to resume at his new duty post, and he made way straight to the VC’s lodge where he dropped his belongings.
Interestingly, he was received by the principal officers of the university and thereafter formally assumed duty at the VC’s office.
On assumption of duty, it was customary for him like any other new VC to address the students and other members of the academic community. He needed to extend his hands of fellowship to them and acquaint them with his plans to move the institution to a greater height.
Against this backdrop, adequate arrangements were made for him to address the students. On the day in question, shouts of Great Akokites! Greatest Akokites! rent the air as students assembled in the university auditorium.
As Saburi mounted the podium of the auditorium in the presence of a large crowd of the students and members of the academic community who looked forward to listen to his inaugural speech, he received more than he bargained for.
Saburi least expected it. A radical student activist identified as Adams surged forward from the crowd and stabbed him on the back, ostensibly in protest against Njoku’s removal.
The VC fell and was promptly rushed to the university medical centre. Adams was immediately arrested by the Police. There was tension in the university and this incident resulted in the closure of UNILAG for months.
According to the 1966 -1 All Nigeria Law Report vol. 13, Adams was eventually charged before a Lagos High Court by the then Director of Public Prosecutions (DDP) of the Federation.
The student activist was arraigned for unlawfully stabbing the VC. He pleaded not guilty and later raised a defence of insanity. At the trial, there was evidence that he acted under an uncontrollable impulse.
In its judgement, the Lagos High Court found Adams guilty of wounding with intent to kill the VC. The court however held that he was not liable for the offence as a result of his defence of insanity under Section 28 of the Criminal Code (CC). He was thus committed to a psychiatric institution pending the pleasure of the President. Adams was confined to Yaba Mental Home in Lagos.
The UNILAG Senate met under the chairmanship of Prof. Horatio Oritshejolomi Thomas, the then Provost of the College of Medicine and agreed to rusticate him from the University. Later, he left the mental home.
Dissatisfied with this verdict, Adams appealed against the decision of the high court and specifically for committing him to custodial order. It was argued on his behalf that he ought to have been discharged by the trial court and not committed to a mental institution.
The appellate court held that once a trial court determined that an accused person was not guilty by reason of insanity, the proper order to be made was remand in safe custody pending the pleasure of the Governor.
The matter went on further appeal to the Supreme Court. Rejecting the argument of the appellant’s counsel, the Supreme Court held that if the accused person was found to have committed an offence as a result of insanity in accordance with sections 229 and 230 of Criminal Procedure Act (CPA), a committal order must follow.
The essence being that the accused person should not to go scot-free. The law required that he should be kept away to prevent further dangers to the society and the state on its part has a duty to ensure that the accused was cured of his aliment.
It is because the consequence of a finding of insanity is a committal order that the defence, though a general defence applicable to all offences, is rarely invoked. The defence of insanity is invoked usually in offences that carry a death penalty such as a murder charge.
Thus, the finding of insanity relieved Adams of criminal liability by virtue of s. 28 CC. Having been committed to a mental institution, his education was abruptly disrupted at UNILAG at the time. The student later made a speedy recovery to sanity and he eventually regained his freedom a good deal sooner than if he had been convicted and sentenced for the act which he committed.
As it were, after Biobaku’s medical treatment, he returned to UNILAG and served his tenure without any further hitch. It was learnt that Adams died mysteriously some years later.
Since that unfortunate incident occurred 49 years ago, the university has never again witnessed any physical attack on its past and present VCs.
In fact, Biobaku left as the UNILAG VC in 1971. Another historian, Prof. Jacob F. Adeniyi Ajayi took over from him and served between 1972 and 1978. Thereafter, Prof. Kwaku Adadevoh was appointed the VC from 1978 to 1980. Prof. Akin Adesola took over in 1981 and served till 1988 when Prof. Nurudeen Alao succeeded him. The later left as VC in 1995. Prof. Jelili Adebisi Omotola became the VC in 1995 and served till 2000 while Prof. Oyewusi Ibidapo- Obe took over from him and he completed his term in 2007.
Other VCs are, Prof. Tolu Odugbemi: 2007-2010; Prof. Babatunde Adetokunbo Sofoluwe 2010-2012 and Prof. Rahmon Ade Bello who assumed office in 2012 and he is still occupying the VC ‘s office till date.

Nobel laureate , Prof . Wole Soyinka, has warned that religion will kill the country if it is not tamed.
Soyinka stated this in Abuja on Thursday at the presentation of a book , Religion and the Making of Nigeria , written by Prof . Olufemi Vaughan .
He said President Muhammadu Buhari had said if Nigeria did not kill corruption , corruption would kill the country .
Condemning killings in the name of religion , the Nobel laureate stated , “ I would like to transfer that cry from the moral zone to the terrain of religion . If we do not tame religion in this nation, religion would kill us .
“ I do not say kill religion, though , I wouldn ’ t mind a bit if that mission could be undertaken surgically, painlessly perhaps , under anaesthesia , effectively sprayed all over the nation or perhaps during an induced pouch of religious ecstasy .
“ However , one has to be realistic . Only the religiously possessed or committed would deny the obvious. The price that many have paid , not just within this society but by humanity in general , makes one wonder if the benefits have really been more than the losses . ”
Soyinka said he often imagined what the world would be if religion had never been invented .
He said , “ Can one think of any landscape without religious architecture ?”
He wondered when and how religion became a killing machine , adding that the word religion in Africa often induced anxiety , leading to trauma “ rather than solace and the consolation of spirituality which many religions claim for themselves . ”
Soyinka recalled that Vice - President Yemi Osinbajo, a few days ago , said those killing people for religion were insane .
He said , “ This is an attempt , an expression of deep frustration . It was simply an attempt to express what millions have felt with the same sense of helplessness . As for the custodians of religion , especially those called world religion, they cannot denounce the murderous tendencies of religion. ”
The Nobel laureate wondered how any rational being could attempt to justify homicide as an act of devotion .
He stated, “ For both the monk and the cleric or spiritual leaders , it is simply no longer sufficient to say this or that form of conduct is not permitted by this religion or the other . Or those who do this or that are not true believers of this prophet or that avatar or sage for the simple reason that others, who dissociate themselves from conduct , which universally is condemned , are themselves declaring themselves partisan of their own in contradistinctions to others.
“ What , however , concerns the rest of us – no matter the internal wrangling , rivalries or controversies within any religion – what concerns us is that the innocent are often those who pay the highest price. ”
According to him , religion is “ simply the structuring of the unknowable to which human beings attach rituals , laws and taboos usually under a reverential relationship between mortals on the one hand and the unknowable supposedly supernatural on the other . ”
He said recently , a monarch threatened a jihad on anyone who would dare to revisit the law of inheritance .
The renowned author added, “ Religion in the history of this continent has been a disastrous venture , a disaster in many zones and continues to be even so today .
“ In this very nation, in Southern Kaduna , over 800 souls were brutally extinguished suddenly while the issue of grazing land versus farming is unquestionably part of the conflict . It is equally undeniable that religious differences have played crucial role in the conflict . ”
He stated that the Kaduna State Governor , Mallam Nasir el - Rufai , admitted sending funds to those who were responsible for the killings .
Soyinka stressed , “ What astonished me was not the admission by the governor but the astonishment of others at such governmental response to atrocity. There was nothing new about it. Has appeasement to religious forces not become a Nigerian face of justice and equity; first lethargy and then appeasement ?
“ Wasn ’ t Boko Haram ’ s Mohammed Yusuf a beneficiary of appeasement in a similar fashion ?”
He stated that the Southern Kaduna killings had reminded Nigerians again that the monster always laid waiting to pounce under the guise of religion .
In his speech on the occasion, Osinbajo lamented the non -prosecution of perpetrators of religious violence and other high -profile murder cases in the country.
Osinbajo described the principle of federal character as a hypocritical tool in the hands of the elite , adding that they forgot religion and ethnicity.
He stated , “ Very few people have been prosecuted for religious violence but none has ever been brought to conclusion. Why is it that such cases are never concluded ? ( There are ) too many cases of high -profile murders that are not concluded in this country.
“ National character is very hypocritical . When we are playing football, we all clamour for the best legs because we want to win . We don ’ t ask how many Muslims or Christians are in the team. When you are sick , nobody asks the religion of the doctor . We only ask about competences . ”
The vice- president stated that although religion had been a veritable tool for the educational development of Nigeria , “the manipulation of religion by the elite has led to the problem that we are facing . ”
He added , “ Nigerian elite will use religion when it is convenient and at other times they may use ethnicity or some other form of identification .
“ It is that frequent use of religion for manipulative tendencies that has led to our predicament. And this is because we always discuss the issues after conflicts , where lives are lost , and it thus makes such discussions emotive . ”
The reviewer of the book , Prof . Bolanle Awe , said the two imported world religions had been mostly unfavourable to women .
Awe stated , “ Among the Christians, the Christian colonisers did not prepare the women for any active and positive participation in the development of Nigeria .
“ Women were provided education by the Christian colonial government primarily to make them ‘ good wives ’ , good hostesses and good monuments of society. Women were not trained to participate in the higher echelon of government administration .
“ In Northern Nigeria , where Islam predominates, the situation of women can be described as worse . They were not to be heard and even seen . ”
At the event , the Catholic Bishop of Sokoto Diocese , Matthew Hassan Kukah , lamented that religion had been used mainly for manipulative tendencies by the northern elite .
Kukah stated , “Unless we get round to defining what constitutes religion and in this particular case , the way and manner in which the northern ruling class continues to use religion as a cover to perpetuate and subjugate the people, the problem will persist.
“ We may never prosecute anybody for killing in the name of religion precisely because we have been unable to separate criminality from religion . But it has been impossible for us to prosecute anybody because we have a feeling that somehow , people can actually genuinely kill in the name of religion.
“ The dangerous crimes that have been associated with religion in any part of the North have never been a result of theological differences or disputation. ”

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Football (or soccer as it is known in Canada, the United States, and Australia) is one of the most popular sports in the world. People love watching professional athletes kick the ball around. If you want to become a professional player, you need to have a love affair with the ball. This means constantly playing soccer or kicking the ball around by yourself. This passion and drive to play is the most important thing to become a professional. Understand what else it takes and expect challenges along the way.

Part One of Three:
Committing Yourself to the Game

1
Devote yourself to soccer. It is this love for the game that will drive you to become a professional soccer player. Passion will help you push through the negative and challenging moments. Professional soccer must be something that you want to do. Don't do it because it's expected of you, or because it's someone else's dream.
If you want to be a professional player in today's market, you have to be fully committed. Every inch of your being needs to be determined to play. If you are hedging your bets, you won't be as good of a player as you can be.

2
Know the sport inside out. Learn as much about soccer as you can. Read books, watch matches and DVDs, and talk with great soccer players. Ask them about their tactics and what they've found helpful as they have climbed the ranks.
Have a solid understanding of what famous soccer players have done to succeed and their signature moves.

3
Train a lot and improve yourself as a soccer player, both physically and mentally. Train everyday, make time to train, time to play the beautiful game, because at the end of the day you only get one shot.
You can improve your dribble skills and reflex by seeing yourself as the only hope on a play ground and making up a player to dribble through your imagination; then make use of your favorite moves in dribbling your imagination.

4
Start playing soccer at a young age. Don't worry so much about playing on a team early on. Get your friends and parents to play soccer with you as much as possible from an early age. Shift to playing in organized youth teams some time between the ages of 5 and 14.

5
Train regularly. Attend training camps as early as possible. If your club or association of clubs offers training camps, summer camps, etc., make use of these. You'll feed off the enthusiasm and competitiveness of other players. You'll also learn a lot in an intense, short period of time.
Get involved in organized games as early as possible. Try to get into matches and tournaments that represent your school, region, state or country at the youth level.

6
Practice by moving through graduated levels. Choose a school team, local club, or district team that you can attend regularly and that has a good coach. The best option would be an academy, known for grooming young players to become professionals. Continue with youth teams every year, progressing to more competitive and selective teams every time you level up.
Eventually, move from youth teams to scholastic and collegiate teams. Then move to amateur and semi-professional level teams and clubs. Climb the levels gradually, being sure to play against senior players. If you're in the USA, aim to get into a college that has a top soccer program in place.

Part Two of Three:
Meeting the Challenges

1
Work hard and practice a lot. Focus completely on training to become a professional. You'll need to practice nearly every day, regardless of the weather. You'll also need to balance practice with your studies or even part-time work. It is the practice, the daily dedication, that will develop your talent and hone your skills.
If you're a parent of a child seeking to become a professional player, your own level of dedication must be enormous. You may need to transport your child to games, buy soccer gear and membership fees, talk with coaches, help with informal practice sessions, or boost your child's morale. You might even coach youth soccer.

2
Be patient. Accept that turning professional is a gradual process. You'll continue to learn, build your technical skills, learn soccer knowledge, make good contacts with other people.
Look for professional development programs and see how you can become a part of these. Ask your coach or club mentors for advice on what's available.

3
Assess yourself as a player. After you've played for a while, seriously look at your skills. Find out what position your innate skills are best suited to. When working this out, don't just think about yourself. Think about how your skills feed into your teamwork, and how your strengths fit into the game as a whole. It's important that you are exceptional at what you do because there is a lot of competition.
Seek your coach's honest opinion about your strengths and your chances. Learn from your coach's suggestions about possible ways to improve or hone your natural talent.

4
Strive to be the best in your level. If you're not, make an honest assessment about how you can improve your skills or if you need to shift to a different position. You should also be able to prove that you're good in games. Be consistently good and show that you can deliver every week, not just once in a while.
If you're the outstanding player of the week every week, you're on the right track.

5
Communicate. Soccer is a team sport and good communication is vital. Prove at all times that you are good at communicating. Use your manners, express yourself clearly, avoid unruly or angry behaviour on the field, and be a team-player.
A player who is too much of an individual player, or refuses to communicate properly, is a liability on a team and not likely to go far.

6
Get in shape. Your fitness levels matter in soccer. Exercise regularly, eat a healthy diet, and avoid substances that can impair your performance, such as alcohol. Get enough sleep every night. It is also important to learn how to try to stay injury-free. Learn how to play well from the start and how to keep in good physical shape by stretching and exercising.

Part Three of Three:
Preparing to Become a Professional Soccer Player

1
Continue to train individually. Even when you're not at the club, practice your skills alone or with friends and family members. Try to get good experience with older players as often as possible. Aim to improve your technical ability at all times. Work with the ball until everything you do with it seems like second nature. Work on your weaker skills too, to strengthen your skills-set and adaptability.

2
Be strong mentally. Playing professional soccer is uncertain and unstable. Prepare for short-term contracts, the risks of injury, and inevitable aging and loss of skill. These realities can create feelings of insecurity and burnout. Public exposure can be overwhelming if you do make it to the top. This can be tiring and even lead to depression.
Consider seeing a sports health professional or sports psychologist to develop coping strategies if you don't already have these skills soundly in place. Learn early that it's okay to talk things out with someone you trust rather than keeping worries bottled up inside.

3
Use your club. Clubs might hold trials or talent days. They also tend to rely on the network they have in place to spot the best players and refer outstanding players onwards. Involve yourself in all important tryouts. Make the most of these opportunities by meeting as many people as possible, exchanging details, and following up on leads.
Ask about how or whether your club encourages talent scouts to visit your club.

4
Know what a talent scout is looking for. A scout might appear at any time to check out your team. A scout will watch your entire attitude, not just your ball play. You'll be watched for character as much as talent. Show your team spirit by helping your team mates. Show your ambition and competitiveness, but don't be mean.
You should also show that you can be calm and focused under pressure. Remember to play your best at all times. You never know who's in the crowd.

5
Be prepared to move often. Clubs and agents will expect you to move quickly to meet their wants, without caring much about your personal life or the long-term prospects for your career. Be fully prepared for this and continue to focus on your soccer skills.
Before you move, consider: how often you'll be playing, if you speak the language of where you'll be moved, if the pay is adequate, if the club is challenging and has a good reputation, and if there is good medical treatment if you would become injured.

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BUHARI'S FIRST 100 DAYS IN CHARGE: ACTIONS AND INACTIONS


On a sunny afternoon at Chatham House in London muhammadu buhari, the presidential candidate of the All Progressive party told Nigerians in clear terms not to expect miracles in his first 100 days in office if he wins the election. He conveniently claimed that no one should expect miracles. But this was a man who has put so much hope in Nigerians; coming with the aura of bringing change to the whole country. Of course no one expects miracles or to make the G7 in 100 days but since time immemorial, presidents have been judged by their first 100 days as these are the days where the foundation for the whole administration is set. FDR when he was elected elected president hit the ground running and secured a landmark fifteen legislations within his first 100 days paving way for a recovery from a bad economy like the one in Nigeria. Thus, the birth of the 100 day marker. Since adopting the presidential system, Nigeria has also observed the 100 day marker.
Buhari hinged his campaign on three cardinal premises: waging a war against corruption, rolling back terrorism and revamping the economy. We will now look at what steps he has taken and those he has not in achieving this three promises.
ACTIONS
• BAIL OUT TO STATES
President Muhammadu Buhari approved bail-outs to 27 states of the federation. This was needed due to the arrears of salary that these states owed their workers. This comes as welcome news amidst the stories of a school teacher who hung himself when he couldn’t leave with the shame of being caught stealing a goat just to fend for his family. This was caused by the arrears of salary owed to him. In total, 338 billion was shared to these states to calm the situation down.
• POWER SUPPLY
Since his election to the office of President, there has been an increase in power supply with some areas almost recording a 24 hours power supply. This of course is good news but cannot be accredited alone to the Buhari administration as it is mostly due to the policies of the Jonathan administration.
• CREATION OF THE TREASURY SINGLE ACCOUNT
The Buhari administration has taken a huge step in stopping corruption by creating the treasury single account. This account replaces the 50 or so accounts where government funds were kept before and allowed leaders to cart away public funds. The treasury single account allows for only one account which is meticulously monitored by a committee.
• DISCRIMINATION IN APPOINTMENTS
After Buhari won the election, he made a disguised statement on him being against those who did not vote for him. Some said it was just talk and he didn’t mean it. However, we can see it in his appointments so far in his first 100 days in office. He has continuously ignored the south east area from any appointments ranging from NNPC chairman to special advisers. He also handed out 63 refinery licenses to individuals from northern extraction without one coming from the Niger Delta where most of the oil comes from. This is a clear sign of his thoughts towards the south East people.
• INTERNATIONAL RELATIONS
Buhari has shown a lot of commitment to the international relations of the country in his first 100 days in charge. Infact, in about one month plus in charge, he had already paid a official visit to Barack Obama and The United States. This and several other visits he has embarked on shows his commitment to improving the international relations of the country.
• ENVIROMENTAL CONCERN
Buhari has shown commitment to fighting environmental problems in the country like the ogoni land. He approved experts to survey the land and what it will take to restore the land from its fiendish state. The experts reported that though it will take several years, it was possible. However, Buhari has to find a short term solution to the problems of the residents of that community as they cant even plant any crop or food to fend for themselves.
• STRONG ATTACK ON BOKO HARAM
In the short time that Buhari has been in power, the Nigerian Army has recorded a number of victories over the Boko Haram Insurgents. These include capturing some of their members as well as taking back some of the cities they had earlier sacked.
INACTIONS
• FAILURE TO APPOINT MINISTERS
Buhari has failed to appoint ministers in his first 100 days in flagrant disregard for the constitution of the country. How can one man run the power, works, transportation, health, agriculture and other departments without getting things wrong? It is virtually impossible though people will say that it comes from his military background and it can work. Well, probably not to me for a man of 72 years of age. One of the values of a good president is being able to work along with people and not to do thing on your own and Buhari must learn that.
• EDUCATION
Buhari has made no effort to fulfil his promise to Nigerians that he will provide free education to them. This is a vital sector of the nation and he has made no effort to look into the problems facing it. Several children still roam the streets with no school to go to due to financial difficulties and it must be fixed. The future of this country must not be thrown away.
• RESCUE OF THE CHIBOK GIRLS
Since his entry into office, Buhari has made no attempt to look into or make efforts to rescue the missing chibok girls who were abducted by the Boko Haram sect. This was a promise which he so ardently made to the Nigerian people and most especially the parents of the kidnapped girls.
• FALL OF THE NAIRA
The fall of the Naira is also another area Buhari has not looked into in his first 100 days in office. This is a very important area considering that Nigeria goes into the international market and a lot and this could adversely affect the economy.


CONCLUSION
It is an inescapable conclusion that President Muhammadu Buhari has simply not done enough in his first 100 days in the presidency to achieve most of his campaign promises and bring a change to the country. Nigerians will be hoping that this is not a sign of things to come and his administration will improve later on.
WRITTEN BY:
OLAKANYE OLUWATOBI

WHY YOU SHOULD START PENSION EARLY?
There is a general misconception that retirement planning means paying money into a pension which might be the reason why some people start pension planning at 50 years. However, pension planning should be explored as a means of financial security. This means that pensions can be a way of saving for the rainy day or what some people will call investment. Pensions nowadays are not just done to have a comfortable retirement bonus. Pension managers now take advice from pensioners on how to invest their money risky or not risky. Today’s graduates face a working life of around 50 years which is a short time before retirement. Retirement is always a reduction in your income but the time one starts his pension could mean sufficient money to cater for their needs from feeding to health care and the rest. Aiden Mcloughlin of The Independent Trustee Company once said “We have a poor history of starting a pension early….with most people only rushing to start one once the “finish line” is actually in sight”. A Pension Savings Model was run by The Independent Trustee Company which looked at a person who only saved for their pension for 10 years from 25 to 35. If this person left the fund to grow with no further contribution to age 65, the benefit would be larger at 65 than if they had saved from 30 years to 65 years. According to the Director General of The National Pension Commission, Chinelo Anohu-Amazu, 7.01 million workers are registered under the scheme in Nigeria. However, this amounts to just 7.45 percent of the total labour force in the country.
So why do you need to start your pension early?
• INCREASED INCOME AFTER RETIREMENT
Tom Mcphail of Advisers Hargreaves Lansdown said “The important thing is to start saving as soon as you possibly can. Even a modest monthly saving now can make a real difference to your financial freedom in the future. Delay five years and you could slash your eventual payout by as much as 30%”. Starting one’s pension early could increases one’s payout upon retirement. It ensures that even upon retirement, you can still afford the best of feeding, healthcare and so on. The importance of starting early can also be seen in Mcphail’s statement when he said “Even if you don’t want to commit to a pension early on, at least start saving, you can always move the money across to a pension later on.
• INCREASED COST OF LIVING
It is no news that there has been an highly increased cost of living in the country. An early pension plan will provide you with enough money to still take care of yourself if at the time of retirement, cost of living has gone up. According to the National Bureau of Statistics, consumer price index rose just between August and September of this year from 17.6 percent to 17.9 percent. This shows that a high sum of money is needed for retirees who started their pension about 40 years back to have a comfortable life after retirement and starting pension early might just make the difference.
• ALLOWS FOR SAVING AND INVESTMENTS
Investing or saving part of one’s salary is the cornerstone of building retirement plans. If one can start early in life, you will significantly increase the odds of reaching financial independence at a younger age. What better way to save money than a pension plan considering also that payments into a pension qualifies one for tax relief. Pension managers have increasingly been give free hand to pensioners on ways to invest their pension fund to help increase it at retirement.
Despite the fact that a meaningful fund is almost impossible for a young person at the start of their career, the figures show that it is the early payments that could make the difference. It is therefore important for young people to start pension plans in earnest. I would like to end with Mr Mcphail’s statement that even if young people don’t want to commit to a pension early on, at least they should start saving as they can always move the money into a pension later on.
Written by:
OLAKANYE OLUWATOBI

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